Mindful FIRE : Life Design for Financial Independence

In this episode: mortality as motivation, memento mori, pre-grets, escaping autopilot, one-more-year syndrome, living wider and deeper with Jodi Wellman

Episode Summary

Jodi Wellman explains how remembering that life is finite can help us stop postponing it. She and Adam explore counting your remaining Mondays, turning “pre-grets” into action, balancing future security with aliveness now, and using small experiments to add vitality, meaning, and connection.

Guest Bio

Jodi Wellman is an author, speaker, positive-psychology practitioner, and founder of Four Thousand Mondays. After 17 years in corporate lead...

In this episode: The Gap and The Gain framework for appreciating your progress on the path to financial independence

Episode Summary

Adam Coelho leads a 22-minute meditation inspired by The Gap and The Gain. Rather than measuring against a moving ideal, listeners compare where they are now with where they were four or five years ago. The practice replaces impatience about reaching FI with appreciation for current progress and the life unfolding today.

Resources & Books Mentioned

In this episode: geoarbitrage, location independence, financial freedom, living abroad, visas, scouting trips with Richelle Gamlam

The next Ask What's Possible Workshop is September 18th - Learn more & Sign up

Episode Summary

Richelle Gamlam, founder of Move Abroad Coach, joins Adam to explore how moving abroad can help people design a more aligned, affordable, and expansive life. They discuss geoarbitrage, “first not forever,” the income/visa/tax triangle, fears around moving with kids, and how scouting trips can turn a dream into a conc...

In this episode: visualizing your life of financial freedom, releasing unhelpful stories, cultivating mindfulness, envisioning what you want

Episode Summary

This guided meditation explores how the stories we tell ourselves shape the reality we experience. Adam Coelho invites you to settle the mind, bring your vision for financial freedom into awareness, and notice not only the life you’re imagining after FI, but also the story you’re carrying about whether that vision is possible. With kind curiosity, the practice helps you identify doubts, resistance, or limiting narratives — and gently choose the st...

In this episode: envisioning, thinking BIG about life, redefining hard work, Mindful FIRE, rediscovering true priorities, and choosing Slow FI with Nic Ferry

Join us for a live envisioning workshop Friday Aug 14th to think BIG about what you want for your post-FI life so you can start living it now.  Learn more & sign up. 

Episode Summary

Nic Ferry shares how coaching, mindfulness, and envisioning helped him move from workaholic striving toward a more intentional life. He describes finding the “impossible” house, getting a military move paid for, choosing family...

In this episode: financial independence, life design, envisioning, mini experiments, asking what you actually want with Adam Coelho

Episode Summary

Adam explores the deeper question that comes after building financial freedom: what do you want that freedom to make possible? Through three anonymized stories, he shows how FI can create options, but clarity comes from envisioning, experimenting, and choosing a new story before life defaults into “one more year syndrome”

Resources & Books Mentioned

In this episode: the hidden grief of job loss, rebuilding your identity, five-question career clarity, relationship-first job searching, financial resilience with Michelle Schafer

Episode Summary

Losing your job may be a business decision, but it creates a deeply human loss. Career transition coach Michelle Schafer reveals the shock, shame, betrayal, and identity struggles people rarely discuss—and explains how to move from emotional recovery to career clarity, strategic networking, and new possibilities.

Guest Bio

Michelle Schafer is an Ottawa-based career transition coach, author, and certified gr...

In this episode: mindful awareness, breath meditation, returning from distraction, letting go, daily intention

Episode Summary

Adam Coelho leads a seven-minute practice for resting in present-moment awareness. Using the breath as an anchor, listeners practice noticing distraction with kindness, beginning again, and setting an intention for the day.

Resources & Books Mentioned

In this episode: women and money, defining enough, Rich & Radiant, Splendor Week, building wealth without burnout with Liz Carroll

Episode Summary

Liz Carroll returns to share Rich & Radiant and her mindful approach to helping high-performing women turn income into wealth. She and Adam explore money safety, enoughness, values-based life design, and intentional scheduling.

Guest Bio

Liz Carroll is a financial coach, life coach, yoga/meditation teacher, and founder of Mindful Money Coaches. After reaching FI at 48, she helps high-performing women redefine wealth with calm, clarity...

In this episode: guided meditation, visualizing an ideal day, setting an intention with Adam Coelho

Episode Summary

A short guided meditation recorded with the Mindful FIRE Legends community. You’ll start by settling into the body and breath, noticing how you’re arriving, and practicing returning kindly when the mind wanders. Then you’ll shift into a visualization: imagine an ideal day where you’re financially independent and free to choose how you spend your time. You’ll explore what you’re doing, who you’re with, and how you want to feel—then c...

In this episode: Google layoffs, globally work optional FIRE, Taiwan and Portugal FIRE numbers, Coast FI, finding a meaningful calling with Erika Ho

Episode Summary

Erika Ho shares how being laid off from Google created both stress and relief—and gave her space to build a life beyond corporate achievement. She explains “globally work optional,” the realization that her family could retire now in places like Taiwan or Portugal, and how that clarity helped her go all in on financial coaching. Erika and Adam also explore Coast FI, slowing down...

In this episode: mindfulness meditation, checking in with body and mind, anchoring on the breath, working with distraction, setting intentions

Episode Summary

A short guided mindfulness practice recorded live in the Mindful FIRE Legends community. Adam welcomes you to settle into an alert-yet-relaxed posture, then gently guides attention from body and mind into the simple sensations of breathing. This meditation will leave you refreshed and present.

Guest Bio

Adam Coelho is the host of the Mindful FIRE Podcast and leads guided meditations in the Mindful...

In this episode: lifestyle creep awareness, emergency funds, rebuilding after a house fire, designing a values-aligned life, career transition coaching with Karen Worthy

Episode Summary

Karen Worthy shares how a wake-up call about spending led their family into FI habits—then a devastating house fire became a “blank slate” that clarified what matters. Karen and Adam explore how savings create optionality in crises and careers, and how Karen used that runway to take a sabbatical and launch a career transition coaching business.

Guest Bio

Karen Worthy...

In this episode: self-compassion, loving kindness (metta), mindfulness, guided meditation, emotional well-being, resilience, inner kindness

Episode Summary

Adam leads a guided self-compassion and loving kindness (metta) meditation, recorded live with the Mindful Fire Legends community. The practice begins by arriving with the breath and gently checking in with your present-moment experience—body sensations, emotions, and the tone of the mind—without needing to fix or change anything. The meditation closes with a brief reflection and an intention for carrying self-compassion into the rest of your day—especially in how you relate to you...

In this episode: one-more-year syndrome, worry & fear, mindfulness for financial independence, “enough” mindset, living freedom now with Pete Adeney (Mr. Money Mustache)

Episode Summary

Pete Adeney (Mr. Money Mustache) argues that the biggest trap on the path to financial independence isn’t math, it’s worry. He and Adam unpack how fear fuels “one-more-year syndrome,” why the same worry often follows people into retirement, and how perspective and mindfulness can help interrupt the brain’s constant problem-finding loop. The conversation reframes freedom as something to practice now, not later, and challenges...

Episode summary
A short guided meditation recorded with the Mindful FIRE Legends community to help you meet yourself where you are, settle into the present moment, and use the breath as a gentle anchor. You’ll practice observing your experience without needing to change anything, then repeatedly “start again” each time the mind wanders—remembering that each in-breath is a new beginning and each out-breath a chance to let go and relax into this moment.

In this meditation, you’ll practice
- Arriving with three deep breaths
- Meeting yourself where you...

In this episode: “one more year” syndrome, defining enough, optimizing for pain vs pleasure, journaling + self-compassion, Rebel Finance School with Alan & Katie Donegan

Episode Summary

Alan and Katie Donegan unpack why people keep working “one more year” even when the math says they have enough—often because fear and identity (not logic) are driving the decision. They share simple mindfulness tools (journaling, compassionate awareness, and focusing on what you want) and explain Rebel Finance School, their free 10‑week course that helps beginners take control of spending, debt, investing, and retirement planning.

Gues...