Digital Finance Analytics (DFA) Blog

The latest edition of our finance and property news digest with a distinctively Australian flavour. Go to the Walk The World Universe at https://walktheworld.com.au/ CONTENTS 0:00 Start0:15 Introduction0:55 US Monetary Policy 2:10 NonFarm Payroll Surprise4:28 US Markets 7:28 Real Recession Risk Growing9:37 Gold12:20 Oil15:30 European Markets17:35 Asian Markets 18:55 Australian Markets26:22 Crypto28:28 Summary And Close

Another dose of reality from our Property Insider Edwin Almeida. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

This is an edited and updated version of a show originally posted on “In The Interests Of The People”, with Economist John Adams and I discussing the current ASIC inquiry being run in the Senate. There were some answers provided last week to questions on notice about ASIC’s conduct in terms of trying to lobby … Continue reading "How Far Will The Contempt Go? [Podcast]"

The latest edition of our finance and property news digest with a distinctively Australian flavour. “CONTENTS* 0:14 Introduction0:41 US Markets5:50 European And UK Markets7:40 Oil and Gold 8:16 Asian Markets9:30 PBOC Monetary Policy17:55 Japan19:13 Australian Markets22:45 Crypto25:50 Summary And Close Go to the Walk The World Universe at https://walktheworld.com.au/

Another Friday canter through Tarric’s latest slides, as we look at the disconnect between monetary policy and real life. Is Australia somehow different? Charts are here: https://avidcom.substack.com/p/charts-that-matter-25th-november?sd=pf Go to the Walk The World Universe at https://walktheworld.com.au/

This is an edited version of a live discussion about the current property market with Veronica Morgan from Good Deeds and The Elephant in the Room Podcast. Go to the Walk The World Universe at https://walktheworld.com.au/

My latest chat with our property insider. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

The latest edition of our finance and property news digest with a distinctively Australian flavour. In another wild week, where FED speak on one hand, and hopium on the other drove markets all over the show, the Dow ended higher on Friday as investors weighed up further hawkish remarks from Federal Reserve officials, and the … Continue reading "The Market’s Twisted Hands…. [Podcast]"

A quick market update and a deep dive in the UK’s budget announcement, which was as political as it gets! The headline is households will go backwards, as unemployment rises, and a 2-year recession is likely. Worse, personal income tax bands are frozen, so the total tax take will be bigger than ever! Investment allowances … Continue reading "The Biggest Drop In Living Standards In Many Decades… [Podcast]"

We (Dale Webster and I) have written to the Senate Standing Committee on Regional and Rural Affairs and Transport about the economic fallout from the removal of in person banking services across Australia. Today I discuss this with Robbie Barwick from The Australian Citizens Party and the need to lobby Senate members on this important … Continue reading "Local Communities Strangled By Loss Of In-Person Banking – And What You Can Do About It! [Podcast]"

This is an edited version of a live discussion about the current FTX debacle, the trajectory of Crypto, and the rise of Central Bank Digital Currencies. Is the future one of “harder, faster safer money”? https://www.youtube.com/c/AdamStokes24 Go to the Walk The World Universe at https://walktheworld.com.au/

My latest chat with our Property Insider, as prices in NSW get a kick-up from the stamp duty changes, China stops more migration and auctions are not what they seem. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

I caught up with Senator Rennick (LNP Queensland) after his recent outings in Senate Estimates and his speech on Superannuation. We explored the broader economic issues which we face, and why we need some different approaches from our regulators and the RBA. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ … Continue reading "Getting Better Economic Outcomes: With Senator Gerard Rennick [Podcast]"

Global stocks rallied on Friday for a second day on hopes cooler U.S. inflation would lead to less aggressive interest rate hikes by the Federal Reserve, an outlook that pushed the dollar to its biggest two-day drop in 13 years. On Wall Street, stocks rose to add to the prior day’s biggest daily percentage gains … Continue reading "Hope Springs Eternal (Minus Crypto) For Now… [Podcast]"

My latest chat with Journalist Tarric Brooker, as we answer questions relating to inflation, on the day after the latest data from the US was lower than expected. So, we examine why that is, and what the implications may be. Sides available here: https://avidcom.substack.com/p/charts-that-matter-11th-november Go to the Walk The World Universe at https://walktheworld.com.au/

This is an edited edition of a live discussion about the current state of the financial system and whether it’s fit for purpose featuring both John Adams, and also Robbie Barwick from the Citizens Party. https://citizensparty.org.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

The latest from our property insider Edwin Almeida. We look at the latest listings numbers, the auction of 2022, and all the normal Monday stuff… https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

The latest edition of our finance and property news digest with a distinctively Australian flavour. Ricochet is defined as a glancing rebound (as of a projectile off a flat surface). And in the markets, we are seeing that in spades at the moment. So, in this week’s market review we will as normal start in … Continue reading "Operation Ricochet! [Podcast]"

The Bank of England raised interest rates by the most since 1989 on Thursday but warned investors that the risk of Britain’s longest recession in at least a century means borrowing costs are likely to rise less than they expect. The BoE increased Bank Rate to 3% from 2.25% and warned that the British economy … Continue reading "The Central Bank Rate Rise Pass The Parcel Continues… [Podcast]"

The RBA released their latest Statement On Monetary Policy, which contained a higher forecast inflation rate, and a lower growth forecast, out beyond 2024. Their revisions to growth are down again, while rates would have to be higher for longer. Compared with other Central Banks, the RBA is being too timid which will mean more … Continue reading "The RBA’s Too Slow Moves Are Extending And Embedding Inflation! [Podcast]"

I discuss the fallout from the RBA rate hikes with Steve Mickenbecker from Canstar. We look at strategies to alleviate the pain of higher rates, the risks within some approaches and the broader issues of negative equity and mortgage prisoners. Steve Mickenbecker is in Canstar’s Group Executive Team, bringing more than 30 years of experience … Continue reading "The Rates Are Beginning To Bite: With Steve Mickenbecker [Podcast]"

As Central Bank Rate Fest rolls on from the RBA on Tuesday, as expected the FED lifted the US interest rate target by 75 basis points overnight and reaffirmed continued hikes ahead. Later tonight we will get the Bank of England announcement, which is also expected to hike big. The Fed’s unanimous decision lifted the … Continue reading "Fed Signals Higher For Longer And Markets Crater! [Podcast]"

This is an edited version of a live discussion about the current state household finances, property and financial stress, based on our updated modelling to end October 2022. Our postcode engine will be online. Go to the Walk The World Universe at https://walktheworld.com.au/

The Superannuation system is not fit for purpose, as many are finding out as balances decline, while fees do not but forced contributions increase. So today we look at data provided by APRA on fund performance (down more than 4% in the quarter to June 2022, and further now). And we feature an important contribution … Continue reading "Superannuation: Trick Or Treat? [Podcast]"

Another rant from our property insider Edwin Almeida. We look at some of the property auctions in Western Sydney, including some where there was a real crowd, and others where there were no bids. We also look at the latest from China, the listings down the east coast and another tip for prospective buyers. https://www.ribbonproperty.com.au/ … Continue reading "Its Edwin’s Monday Evening Property Rant! [Podcast]"

AUSTRALIA’S banking regulator APRA is picking and choosing which banks it is allowing to get away with breaking the law by misreporting whether their sites offer cash service provided by a teller according to an important article in The Regional. Kudos once again to Dale Webster for highlighting this important issue. Errors in hundreds of … Continue reading "APRA And The Mystery Of The Disappearing Branches! [Podcast]"

On Friday there was a robust, broad-based rally across Wall Street as markets looked over more encouraging economic data and a sunnier earnings outlook. This despite the upcoming Federal Reserve policy meeting next week. The FOMC decision is widely expecting a unanimous vote for at least one last major rate increase, though with the Fed’s … Continue reading "Is The Tech Bloodbath Really Over?"

My latest Friday afternoon chat with Journalist Tarric Brooker. We look at the latest charts, and discuss where things are going. You can see the charts here: https://avidcom.substack.com/p/charts-that-matter-28th-october-2022 Tarric’s upcoming event is here: https://cloud.go.pepperstone.com/pepp-talks-melb-nov-2022 Go to the Walk The World Universe at https://walktheworld.com.au/

The news continues to confuse, as Wall Street contended with another volatile session. Investors mulled the Federal Reserve’s path of interest-rate hikes while assessing mixed economic data and a slew of earnings reports, whilst the ECB doubled official deposit rate, and Credit Suisse revealed their plans to revamp their business. At the end of the … Continue reading "Playing The Inflation Game… [Podcast]"

The latest from our property insider, Edwin Almeida, as we look at the latest property listings, the China factor, and sub-room divisions. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

The RBA has lifted the cash rate by 2.5% and more rate hikes are expected in the months ahead as they try to head off inflation. The budget on Tuesday is expected to show inflation is expected to peak at around 8%, but stay above their target range of 2-3% right into 2024, with no … Continue reading "The RBA Has No Idea About Home Price Falls! [Podcast]"