Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio

Is the housing market crashing? Mortgage rates, home prices in Austin, Memphis, Tampa, San Francisco, and San Antonio, plus this week's CPI, jobs report, and Federal Reserve outlook, all explained.

The headlines say the housing market is crashing. So today I'm putting that to the test with the real numbers. Nationally, home listing prices are down 2.4%, but median home prices are actually up 3.2%. I break down which markets are falling the hardest (Austin, Memphis, Tampa, San Francisco, San Antonio) and which ones are still climbing (Providence, Indianapolis, Hartford, Virginia Beach, Chicago), then explain how the mortgage bond...

Mortgage rates are moving after a big week of data. In this video I break down the new PPI inflation report, CPI, jobless claims, oil prices, and what it all means for your mortgage rate, plus what the Federal Reserve is likely to do at its next meeting.

If you're a homebuyer, homeowner, or realtor trying to figure out where mortgage rates go from here, this is exactly what I do every day for my own clients.

📊 What I cover in this episode:

🔹 Producer inflation (PPI) comes in flat at 0.0%, the lowest read since...

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Mortgage rates, the CPI inflation report, jobs report, and oil prices are all moving markets this week, and I'm breaking down exactly what it means for your mortgage rate. I'll cover where the Federal Reserve stands on rate hikes, why oil is quietly driving the entire mortgage bond market right now, and what t...

CPI came in right on point today, cooling core inflation to 2.5% year over year. Here's what today's inflation report means for mortgage rates, homebuyers, refinance timing, and where rates could head by the end of the day.

📚 Read More on the Blog: https://therateupdate.com/blog

CHAPTERS 0:00 Today's Economic Calendar & Mortgage Bond Chart 0:55 CPI Report Breakdown: Core vs Headline Inflation 2:50 Jobs Report, GDP, and What the Fed Is Watching 5:15 Oil Prices and the Risk to Mortgage Rates 7:25 Today's Mortgage Rate Forecast & What's Next

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Mortgage rates are reacting to this week's inflation data, with oil prices above $82 a barrel and a weak ADP jobs report already moving the market. Dan Frio breaks down what CPI, PPI, and the Federal Reserve's next move mean for your mortgage rate, whether you're buying, refinancing, or watching from the sidelines.

Read more on the blog: https://solvitmortgage.com/blog

In this episode:

📊 ADP jobs report comes in at just 11,000 added, far below the 100,000 needed to keep pace
📉 Oil climbs above $82 a barrel, and why that number is the one to watch...

Mortgage rates are reacting to a soft jobs report, oil prices holding under $80, and a Federal Reserve meeting just 37 days away. I break down CPI, PPI, unemployment at 4.2%, and what all of it means for your rate this week.

Here's what's driving the mortgage rate market today:

The June jobs report just showed 20,000 jobs lost while unemployment somehow held at 4.2%, and I explain why the market is reading that as a crack in the labor market. This week we get two inflation reports that matter a lot more than usual. Wednesday brings CPI, both core...

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Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

Mortgage rates are in play today after a fresh jobless claims report moved the bond market. I break down what the Federal Reserve is watching, why continuing claims climbing back to 1.8 million matters for your rate, and what oil prices and the Iran ceasefire could mean if it breaks. If you are a homeowner or buyer trying to figure out where rates go next, this is the video for you.

CHAPTERS 0:00 Breaking Jobs Report and What It Means for Mortgage Rates 1:45 The Federal Reserve and the Bond Market Explained 3:15 Jobless Claims Hit 1.8 Million 5:00 Oil Prices, the Iran...

Mortgage rates are holding steady today even after a rough ADP jobs report showed only 44,000 private payroll jobs created, well below the 100,000 needed to keep the labor market on track. At the same time, stocks are soaring toward record highs, oil markets are reacting to another tanker strike tied to the Iran conflict, and the bond market is absorbing a massive wave of Treasury, corporate, and mortgage debt. In today's episode I break down why mortgage rates aren't moving despite all this noise, what the MBS (mortgage bond) market is telling us, and what the Federal Reserve is watching...

Mortgage rates are getting better today as oil drops to $77 a barrel and mortgage bonds trade up 17 ticks. In this video I break down why the Federal Reserve's 58% odds of a rate hike next meeting might not hold, how the Iran conflict is driving oil and inflation, and what this week's jobs data means for your mortgage rate.

Read the full breakdown on the blog: https://www.therateupdate.com/blog/stocks-are-soaring-today-so-why-arent-mortgage-rates-going-up

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Mortgage rates, oil prices, and inflation just collided again. In this video I break down today's mortgage rate forecast, why oil crashing is moving inflation and interest rates, and what the Federal Reserve's next meeting could mean for your rate.

If you're a homebuyer, homeowner, or realtor trying to figure out why rates move the way they do, this is the video that connects the dots. I walk through today's mortgage bond market chart, explain exactly how oil prices drive inflation and mortgage rates, and preview the economic data coming out this week that could push rates...

Mortgage rates are on the move after 3 Federal Reserve officials voted to hike rates this week, the largest dissent within the Fed since 1970. If you're a homebuyer, homeowner, or realtor trying to figure out where mortgage rates are headed next, this is the update you need to watch.

In this episode, I break down exactly why mortgage rates jumped to 6.77% today, why the Federal Reserve is split on hiking rates even as inflation cools, and why oil prices tied to the Iranian conflict are quietly driving Treasury yields and mortgage rates higher. I also walk through this...

Mortgage rates, Federal Reserve, inflation, PCE report, oil prices, Iran conflict, Dow Jones, mortgage rate forecast — here's what moved rates today and what the Fed does next.

The Fed just came out and the mortgage bond market took a wild ride because of it. Inflation on the PCE report came in better than expected at 3.3%, jobless claims stayed low, and the Dow is nearing 52,000... but the Fed is still showing a 60% chance of a rate hike at the next meeting. On top of that, the oil war overseas is still raging and could send rates jumping if it...

Mortgage rates are on edge today as oil prices spike and the Federal Reserve meets to decide what happens next with interest rates. I'm breaking down what's driving today's move and what it means for your rate.

Today isn't a normal day. Iran struck another ship, oil jumped 6%, and the Federal Reserve is meeting this afternoon to figure out where the federal funds rate goes from here. I walk through the bond market, the inflation data, the jobs numbers, and exactly what I'm telling my own clients to do right now if they're under contract, sitting on...

Mortgage rates are holding steady heading into tomorrow's Federal Reserve meeting, but oil sitting at $80 a barrel could change everything fast. Today I break down the jobs report, cooling inflation data, and why home prices are up 1.6% year over year despite the crash predictions.

There's a 70% chance the Fed does nothing at tomorrow's meeting, but that's not the full story. Between a softening ADP jobs report, inflation numbers coming in cooler than expected, and oil prices tied directly to the ongoing conflict overseas, there's a lot moving underneath the surface that could shift your rate in either...

Mortgage rates today: oil prices drop to $84 a barrel, new tariffs hit the market, and the Federal Reserve meets in 2 days. Here's what it means for your mortgage rate, refinance, and home buying plans.

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CHAPTERS
0:00 Fed Meeting in 2 Days: What's at Stake
1:45 The Fed's Two Mandat...

I used AI to rank every major housing market analyst since 2022 — who called the housing crash right, who got mortgage rate forecasts wrong, and where real estate is really headed in 2026. See how Logan from HousingWire, Realtor.com, and Zillow scored versus analysts still predicting a crash worse than 2008.

Every day someone tells you exactly where mortgage rates and home prices are headed — but almost none of them go back and check if they were right. So I did. I ran the top housing market analysts and real estate YouTubers through AI, backdated the data to 2022, and scor...

Mortgage rates moved higher today even after jobless claims hit a multi-year low — here's why. In this mortgage rate update, Dan Frio breaks down today's jobs report, the mortgage bond market, oil prices near $95 a barrel, and what it means for the Federal Reserve's next interest rate decision. If you're buying a home, refinancing, or just trying to understand why mortgage rates keep moving, this housing market update explains exactly what's happening and what to watch next.

📖 Read the full breakdown: https://www.therateupdate.com/blog/mortgage-rates-just-hit-11-month-high-heres-what-happens-next

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Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

Oil hit $120 a barrel during the last Iran conflict. Today it's sitting around $80... during the SAME kind of conflict. That gap is the whole story for where mortgage rates go next, and I break down exactly why in today's video.

I also walk through the two things the Federal Reserve actually cares about (inflation and jobs), what last week's data really showed, and why I'm telling you there's basically a 100% chance the Fed does nothing at next week's meeting. Then I get into what I'm personally telling my clients to do right now if you're under contract...

Mortgage rates, inflation data, and Federal Reserve rate expectations all came together this week. Consumer inflation (CPI) and producer inflation (PPI) both came in negative, yet markets are still pricing in a possible Fed rate hike — Dan breaks down why the numbers and the Fed's next move don't seem to line up, what's coming next week before the Fed meeting, how oil prices tie into mortgage rates, and why he thinks rates could test their lows again soon.

00:00 Intro: Why the Fed hike talk doesn't add up 01:35 This week's inflation and jobs data 03:45 What's coming next week be...

🚨 Mortgage rates rallied today after both CPI and PPI inflation reports came in negative — one of the strongest back-to-back inflation readings in months for homebuyers and homeowners. In this daily mortgage rate update, licensed mortgage loan officer Dan Frio breaks down today's Producer Price Index (PPI) report, yesterday's Consumer Price Index (CPI) report, why core inflation cooling is pushing mortgage rates lower, what oil at $79 a barrel and a stock rally led by JPMorgan, Goldman Sachs, Bank of America, and Citi mean for the bigger picture, and whether mortgage rates are heading back to 5.99% or climbing toward 7%. 

If you...

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Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple:

🏠 Ready to Buy or Refinance? Get Pre-Approved
https://257781.my1003app.com/246527/register

📅 Want to Talk Through Your Options? Schedule a Consultation
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

✉️ Have Questions? Contact / Ask Dan
https://www.therateupdate.com/contact

Welcome to The Rate Update with Dan Frio.

This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.

My goal is simple: