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Investing always involves some level of risk but how do you get comfortable with that? Glen James unpacks why education, diversification and experience are the keys to making peace with market ups and downs.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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We've hit a new financial year, so where are we at? In this episode Glen chats with Australian Retirement Trust economist, Brian Parker, about the state of the Australian and global economies. They touch on:

👉🏻 any surprises he's seen

👉 how Trump's trade tariffs are rolling out

👉🏼 interest rates and the RBA's focus

👉🏽 the tax reform conversation

👉🏾 his view on the Division 296 super tax

Check out Australian Retirement Trust here: https://www.australianretirementtrust.com.au/

money money money is proudly supported by Sphere Home Loans and Skye Wealth...

Your 30s are a critical decade for getting your money sorted! In this episode Glen, John Pidgeon and Rachelle Kroon share everything you need to know about money in your 30s, touching on:

👉🏾 optimising your financial foundations

👉🏿 upskilling or changing your career

👉🏻 investing

👉 the importance of estate planning

👉🏼 setting up your life insurances

👉🏽 setting some really solid goals and going for it

Watch the money in your 20s episode: https://youtu.be/C9GI7X3zCL8?si=OhBKLRI8y3BlOFP3

Check out Sort Your Career Out...

Feeling stuck on the sidelines because you're afraid to make the wrong investment move? Glen James shares some strategies for tackling analysis paralysis to help you get out of your own way and take action.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

In this episode Glen James and Phil Thompson from Skye Wealth unpack your life insurance questions. They touch on:

👉🏾 how much will life insurance roughly cost?

👉🏿 are life insurances a scam?

👉🏻 stepped vs level premiums

👉 what's the deal with getting insurance policies after receiving a new health diagnosis?

👉🏼 what are the pros and cons of default insurance in super vs retail insurance?

Reach out to Skye Wealth here: https://www.skye.com.au/

Listen to the Retire Right episode about when to cancel life insurance: http...

We're bringing back a popular series - money in each decade! Today we kick off with money in your 20s and late teens. Glen, John and Rachelle share their top tips for managing money and building the life you want. They touch on:

👉🏾 the key money foundations

👉🏿 where your priorities should be

👉🏻 how to have fun and plan for the future at the same time

👉 habits or spending that have better impact

👉🏼 how to think about study and your career

👉🏽 the importance of making a 'move out of home' plan

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Landlord insurance is one of those things investors often don’t think about until they need it. This episode unpacks what landlord insurance actually covers (and what it doesn’t), why strata and building insurance aren’t enough and the biggest mistakes landlords make when it comes to claims. Glen is joined by Carolyn Parrella from Terri Scheer Insurance to chat about:

👉🏾 what landlord insurance covers vs strata and building insurance

👉🏿 common assumptions that leave landlords exposed

👉 the truth about wear and tear, poor living habits and pet damage

👉🏼 what happens if a tenant dies or...

Is your financial life ready to be a better investor? Welcome to The Ten Minute Investor.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai

Want to watch this? You can here: https://youtu.be/qLYkiyAjdzc

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose...

In this episode of 'my money story' Glen sits down with Sky from Perth who is a nurse, self-proclaimed spender and lowkey savings queen. In this chat we hear about her decision to call off her engagement, spend big on travel and save $75k for a house deposit! Sky also talks about:

👉🏽 learning financial literacy after a breakup

👉🏼 spending $10k on braces and not regretting it

👉🏿 why she’s still unsure about buying property

👉🏻 her advice to anyone ignoring that little nagging feeling in a relationship

money money money is proudly sup...

It's so easy to let your money take the reins in your life, but you might end up somewhere financially you don't want to be. In this episode Glen and Jacqui Clarke talk about the essential work you have to do to align your goals and money and build the secure financial life you actually want to live. They touch on:

👉🏾 getting your head out of the sand with your finances

👉🏿 structuring and protecting your money to get back on track

👉🏻 the spending habits to watch out for

👉 ways to ensure your spending...

How many times have you heard someone say, 'personal finance should be taught in schools!'? Well, Barbara van der Merwe has created a resource to do exactly that called 'Mandy Money', a curriculum for students in year 9-12. Glen chats with Barbara about:

👉🏻 opportunities to teach your teens about money

👉🏾 how to keep money conversations in a positive light

👉 how the Mandy Money program links into the curriculum

👉🏿 the board book Barbara is working on for children 0-5

Visit the Mandy Money website for more details: https://mandymoney.co...

The First Home Guarantee scheme is getting a major overhaul with new price caps, scrapped income limits, and no more place limits. Glen, John and Josh de Buelle unpack what the changes mean for first home buyers and whether it’s worth jumping in now or waiting. Then they dive into a real case study of a couple in their mid 20s wanting to purchase an investment property that they can move into later down the track. In this episode:

👉🏽 scheme changes: new price caps, no income limits

👉🏾 pros and cons of buying with just 5% deposi...

It's everyone's favourite time of year - tax time! In this episode Glen and Erin Davis, chartered accountant and money coach, dig into *everything* from lodging returns to claiming WFH expenses. They touch on:

👉🏾 back paid income

👉🏿 lodging late returns

👉🏻 key lodgement dates

👉 teenagers and their income

👉🏼 side hustle income and deductions

👉🏽 salary sacrifice and HELP debt

👉🏾 the Division 293 super tax

👉🏿 claiming capital losses against future gains

👉🏻 selling CBA shares after 25 years

👉 how long to wait for proper tax-related reporting

👉🏼 moving from sole trader...

In this campfire chat, Glen and Vince Scully from Life Sherpa unpack the world of alternative assets, everything from hedge funds and VC investments to gold, wine, watches, crypto and even pink diamonds. It’s a deep (and slightly cheeky) dive into the ‘sexy stuff’ that shows up in your super or portfolio and why you probably don’t need as much of it as you think.

 📘 The Quick-Start Guide to Investing by Glen James & Nick Bradley: https://amzn.to/3QNNrbv

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Giving generously (with time, money or support) has always been a central part of Glen's money philosophy. In this conversation he chats with Mark Dombkins from Forever Projects, one of the key charities that money money money supports financially. They chat about an upcoming Mount Kilimanjaro climb, how their charity activities are going and their 100% charity giving model.

Check out Forever Projects here: https://foreverprojects.org/

See all the charities m3 supports here: https://www.moneypodcast.com.au/charities

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Buying your first property is a big deal, and being strategic with that first purchase has never been more important. In this chat Glen, John and Rach discuss the various ways to approach your first property purchase, touching on:

👉🏾 making a plan to save for a property

👉🏿 deciding on a home or investment first

👉🏻 the downsides of self managing investment properties

👉 the trends of buying new vs old

👉🏼 and quickfire tips for buying in Australia

Check out John's book, Sort Your Property Out & Build Your Future here: https://www.mo...

The media has been spotlighting the Division 296 tax on super balances in Australia over $3m starting 1 July 2025. In this episode Glen and John unpack:

👉🏾 what Division 296 is and how it works

👉🏿 how the new super tax is calculated

👉🏻 the potential reasoning behind the policy

👉 why taxing unrealised gains is controversial

👉🏼 who this affects and whether you need to worry

Watch this episode on YouTube here: https://youtu.be/T24gjis0MAI

Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect...

Thinking of leaving the employee life to start a business? Gina did - with no roadmap, a warehouse lease, and two kids in tow. She and Glen chat about the messy middle of building something new, from landing the first client to perfecting the sales pitch and tackling the fear that comes with starting something new.

This episode first aired on our podcast, this is business! Subscribe on Apple Podcasts | Subscribe on Spotify

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In this special live episode from Perth, Glen and John take questions straight from the audience. From early retirement goals to splitting assets during a separation, they cover real-life money scenarios with plenty of laughs and practical tips along the way. They touch on:

👉🏾 how much super do you really need to retire?

👉🏿 financial hurdles and how to overcome them

👉🏻 early retirement vs building a life with choice

👉 splitting a business during a separation

👉🏼 using equity: pay off bad debt or invest?

👉🏽 buying a forever home vs wealth-building property

Calling all first home buyers! Here's what you need to know about lending, mortgages, mortgage brokers, and the home buying process. In this episode, Glen chats with mortgage broker Genevieve from Sphere Home Loans about:

👉 how lenders are matched with you

👉🏼 how much generally you can expect to borrow based on your income

👉🏽 key terms like deposit, servicing, lenders mortgage insurance (LMI)

👉🏾 schemes and concessions to look into

👉🏿 a walk through of working with a mortgage broker

👉🏻 how a mortgage broker is paid

Need a mortgage broker? Connect w...

Vince Scully is back! In this episode he and Glen unpack what listed investment companies (LICs) are, and how they compare to ETFs. Together they discuss:

👉🏾 what LICs are in a nutshell

👉🏿 the top 10 holdings of two LICs vs the IOZ ETF

👉🏻 how performance and volatility interact

👉 understanding the tax implications of LIC

👉🏼 the pros and cons of LICs vs ETFs

Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here

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In this episode, Glen sits down with listener Katherine, who’s been with her husband for 25 years and disagrees with Glen’s usual advice around combining finances with your partner. She explains why separate accounts work just fine for her long-term relationship and how she and her husband have adopted a flexible money system. They unpack when joining finances makes sense, when it doesn’t, and what actually matters when managing money as a couple. Glen and Katherine touch on:

👉🏻 why separate finances can still mean shared goals

👉 what long-term financial teamwork looks like

👉🏾 how the...

In today's community Q&A Glen and John discuss:

👉🏾 there are no jobs for me in my city, what do I do?

👉🏿 should we sell our Perth investment property?

👉🏻 I've inherited my dads property: sell or keep and rent it out?

👉 imagine you had all the money you ever need, what would you do?

👉🏼 retired and coming into some cash, what should my family member do?

John's Perth property workshop -14 May Book tickets here

Glen and John's live podcast recording in Perth - 15 May Book tickets here<...

In today’s episode Glen chats with James, an engineer and dad who built a meal-planning tool while on parental leave. Now he’s at a crossroads to either scale it up or shut it down. What would Glen do? They dive into the emotional and practical challenges of turning a time-consuming hobby into a real business.

Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here

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In today's Q&A Glen and John discuss:

👉🏻 what happens with your superannuation when you pass away?

👉 should I move my investing to Betashares Direct?

👉🏼 is this Sydney apartment the best one for me?

Book a clarity call with John here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/

Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable...

Today’s bonus episode is from the This is Work podcast, where Shell catches up with former cohost Emily Bowen about what it’s really like to step away from work and into the baby bubble. They discuss the identity shift that comes with taking parental leave, the vulnerability of pressing pause and feeling disconnected from your workplace, and the surprising moments of clarity that come with time away from the hustle. Em touches on:

👉🏾 what helped her stay connected while on leave

👉🏿 building trust and confidence in her ability to return to work & have a successfu...

In today's episode Glen chats with Genevieve from Sphere Home Loans about her real-life experience of starting and growing a family while navigating career changes. Genevieve and her partner have had two kids, stepped in and out of the workforce, and managed money every step of the way. They cover:

👉🏾 preparing financially for parental leave

👉🏿 superannuation splitting with your partner

👉🏻 managing childcare costs

👉 returning to work part-time

👉🏼 mindset shifts around identity, career and motherhood

👉🏽 tips for young families navigating similar transitions

Thanks to Skye Wealth for supporting our Th...

In today's episode Glen and financial adviser Jess Brady from Financially Fierce answer your money questions! They touch on:

👉🏿 should you invest in the company you work for?

👉🏻 CHESS vs non-CHESS sponsored share brokers and if it matters

👉 would you talk about money on a first date?

Subscribe to Financially Fierce here: https://www.moneypodcast.com.au/financially-fierce

To check out Jess's Evergreen Money Growing Club or The Greenhouse Money Growing Program, click here.

Here's the lotto win video mentioned in the chat: https://youtu.be/cAKqd86Nd4s...

What do Tesla, Meta and Amazon have in common? They’re founder-led, and that might just be their secret sauce. In this episode Glen chats with author and fund manager Lawrence Lam about the unique mindset founder-CEOs bring to the table, why psychological ownership matters and how to spot red flags in your portfolio. They unpack examples from Chemist Warehouse to Netflix and dig into Lawrence’s new book The Founder Effect, a must-read for investors looking to identify high-performing leadership.

Check out 📘 The Founder Effect here: https://amzn.to/3Gy8jAV

Thanks to Skye W...

***This episode was recorded before the election announcements relating to the first home home buyer scheme proposed changes.

In today's chat, Rach Kroon from Sphere Home Loans joins John on the pod to help answer your mortgage questions. They cover:

👉🏾 monthly vs weekly repayments 

👉🏿 coming off a fixed rate

👉🏻 should I use a guarantee scheme to have more money in the offset?

👉 pay down mortgage or put the money in the offset?

👉🏼 how construction loans work

Check out John's book, Sort Your Property Out & Build Your Fu...

***Please note this was recorded on 10 April, 2025.

Glen James is joined by Brian Parker, Chief Economist at Australian Retirement Trust, to discuss current market volatility and how to shape your mindset around it's behaviour. Their chat touches on:

👉🏾 how long do economists expect this volatility to last?

👉🏿 growth vs defensive assets, and how super funds diversify

👉🏻 what exactly is a trade war?

👉 how does global market volatility affect superannuation?

👉🏼 should we be worried about our superannuation?

Learn more about Australian Retirement Trust at http://art.com.au/

***Please note this episode was recorded in March, before the current trade war drama. In this episode, Glen and John answer your money questions and share a few personal stories too. Here's what's in store:

👉🏾 should I change the way my super is invested?

👉🏿 are we on track financially? One couple wants to know

👉🏻 what would you do with an unexpected $10k?

👉 Glen's break up story

Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team here

We hate email spam...

Thinking of using a buyer’s agent or advocate to buy your next property? Glen sits down with John Pidgeon to unpack what they actually do, what you should expect to pay and how to avoid dodgy operators. They touch on:

👉🏾 the importance of working with a strategic BA

👉🏿 flat fee vs percentage pricing

👉🏻 what the property buying process looks like

👉 signs a buyer’s advocate might not be legit

👉🏼 why boots on the ground still matter

Learn more about John's buyer's advocate service here: https://www.envisageproperty.co...

In today's episode Glen and John share some strategies and answer your questions, touching on:

👉🏻 mini-strategies to win with money

👉 the worst price hikes in Australia

👉🏼 a property investment opportunity with 2 houses on the title

👉🏽 should you lower your small business tax liability to get a loan?

Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.com

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Stop! Don't panic! I ask you to pause and step back and not do anything out of fear when it comes to investing and your superannuation.

Episode on YouTube with presentation: https://youtu.be/xHNAhZrtBNE?si=dQHe3-9tjw52NyOO

Perth Live Show tickets: https://www.eventbrite.com/e/m3-live-in-perth-tickets-1295263831989

John's Property Masterclass in Perth: https://events.humanitix.com/perth-property-workshop-25

The Quick-Start Guide to Investing (book): https://amzn.to/4iQ9qua

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In today's episode, Glen chats with Aimee from Skye Wealth, a partner of the show. Aimee’s career journey began in managing a McDonald's restaurant but over a number of years and roles she's transitioned into the financial services industry. She opens up about her unique story, sharing:

👉🏻 her transition from managing a McDonald's restaurant, to a government job, to becoming a provisional financial adviser

👉 the challenges and strategies of balancing study, work, and raising two young kids

👉🏾 the ups and downs of knocking down and rebuilding her first home, before also building a new ho...

In today's episode Glen and John dive into a listener’s real-life situation: she’s 30 years old and just inherited $850k after the tragic passing of her mum. What should she do with it? Thanks Megan (not her real name) for sharing your story with us! They chat about:

👉🏾 inheritance options: property, super or shares?

👉🏿 buying a home with cash vs keeping flexibility

👉🏻 protecting the money in a relationship & how to use a BFA (prenup)

👉 the emotional side of sudden wealth

👉🏼 why waiting 12 months might be the smartest move

👉🏽 impacts on dad’s...

Niche & nerdy content warning!!!!

Many of you loved the behind the scenes recordings in the second half of the budget episode earlier this week.

I catch up with Kayla Malss, who is in town to record "this is business" podcast episodes with me on how I got invited to the federal budget lockup and gained unprecedented access to ministers during and after lockup.

This is an audio extract of the full episode that's on YouTube, which can be found here: https://www.youtube.com/watch?v=7G9u700DdO8&t=28...

Mitch Churi is a radio presenter, podcaster & comedian, and in this chat he shares a little about his life and money with Glen. The chat touches on:

👉🏾 spending and savings habits

👉🏿 building passive income

👉🏻 money mindset

👉 what it's like being made redundant from media

👉🏼 relationships and money

👉🏽 investments including super and property

👉🏾 mental health

Follow Mitch on Instagram: https://www.instagram.com/mitchchuri/?hl=en

Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here

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Michael Read is the Financial Review's economics correspondent, reporting from the federal press gallery at Parliament House. He was previously an economist at the Reserve Bank of Australia and at UBS.

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into ac...