money money money

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/

Connor is a 25yo junior doctor renting for $145 a week and somehow has $400,000 invested in shares. But when he asks Glen James about buying his first home, optimising his portfolio and figuring out when "enough is enough," Glen's take isn't quite what he expected.

👉🏼 Connor's situation: 25yo junior doctor, single, training towards anesthetics

👉🏽 income, savings rate & spending system

👉🏾 cash, HELP debt & super (First Home Super Saver Scheme)

👉🏿 living situation & housing plans

👉🏻 t...

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/

This economic update with Brian Parker, Chief Economist at ART was recorded on 10 April, 2026.

This episode is brought to you by Australian Retirement Trust. They're the super fund helping over 2.4 million Aussies awaken their super, because you could be sitting on a big blue monster. Consider the PDS and TMD before deciding. Learn more at art.com.au.

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/

Earlier in the year, we surveyed our community about their incomes… and today, we’re finally revealing the results. Some of the numbers might surprise you (or mess with your head a little)! Glen is joined by Emily Bowen, General Manager at Boldside to unpack the data and 7 ways to increase your income. Download the Unofficial Income Guide here:https://www.moneypodcast.com.au/unofficial-income-guide

They touch on:

👉🏼 what sparked the survey

👉🏽 ag...

In this episode, Frances Cook host of the Making Cents podcast joins Glen to answer some quickfire money questions!

👉🏾 what makes a successful investor?

👉🏿 invest in Kiwi Saver or not and why?

👉🏻 extra money into mortgage or invest?

👉 what do you think is the biggest barrier to people investing?

👉🏼 do you have to be smart to be good with money?

👉🏽 how do you define success and have you achieved it?

👉🏼 how do you know when you've financially made it?

👉🏾 one line on your tombstone, what would it be?

👉🏼 if...

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.investingbook.com.au/

Three properties, two young kids, both working part-time. Sophia* joins Glen to unpack whether selling an investment property, reducing debt and rethinking their strategy could set them up better long term or if they’re at risk of overcomplicating a strong position.

👉🏼 Sophia's situation: 3 properties, young family, part-time setup

👉🏽 spending, savings & cashflow gap

👉🏾 insurance, super & financial foundations

👉🏿 property portfolio & assets

👉🏻 lifestyle goals

👉 their desire to “semi-retire”

👉🏼 Glen’s ta...

You’ve been saving long enough – let’s get you a property. Check out, 'The Quick-Start Guide to Your First Property': https://amzn.to/4svhyoH

Time for a quarterly lending landscape update! Glen is joined by Joe Carroll, Director at Sphere Home Loans to answer your questions about:

👉🏼 coming off a fixed rate

👉🏽 fixed vs variable - what to know before you fix

👉🏾 split loans

👉🏿 extending an interest-only period

👉🏻 how often should you be in contact with your broker?

👉 how LVR and interest rates work and when to negotiate a bett...

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

What happens after you win $30 million? In this episode, Glen is joined by financial adviser Martin McGrath to unpack a real case study of a couple who won big and needed to figure out what to do next. They talk about:

👉🏼 the case study

👉🏽 the couple’s goals

👉🏾 what they did with the money first

👉🏿 Martin’s fee for advice

👉🏻 tax planning strategy

👉 investment returns

👉🏼 topping u...

You’ve been saving long enough – let’s get you a property. Check out, 'The Quick-Start Guide to Your First Property': https://amzn.to/4svhyoH

In today's episode, Glen is joined by financial adviser Alex Luck from Everest Wealth to discuss your questions:

👉🏼 what does LOOT mean to you?

👉🏽 rentvesting in our 40s, where to begin?

👉🏾 invest in shares or smash the mortgage/offset?

👉🏿 is a rent to rent property strategy worth it?

👉 is saving for a house deposit still worth it?

Learn more about Everest Wealth: e...

Selina’s done an amazing job building wealth, but when she asks Glen whether she should buy an investment property, invest more in ETFs or keep stacking offset, his answer is unexpected.

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sp...

In this Q&A Glen is joined by financial adviser Alex Luck from Everest Wealth to answer your questions:

👉🏼 pros & cons of taking lower paid job at a startup vs staying freelance

👉🏽 how to maximise $1M inheritance in mid 30s

👉🏾 paying down consumer debt & getting mortgage-ready

👉🏿 clear debt or invest instead?

👉🏻 when HELP debt should and shouldn’t be paid off

👉 invest vs pay down the mortgage

Glen's book, Sort Your Money Out & Get Invested: https://www.moneypodcast.com.au/resources

Everest Wealth: https://everestwe...

Jake & Kiera have built strong financial foundations individually and now they’re figuring out how to bring it all together in a new relationship. In this What Would Glen Do episode, they talk about:

👉🏼 Jake and Kiera’s current situation

👉🏽 Glen runs through the sound financial house

👉🏾 properties, assets & investments

👉🏿 Kiera's new career plans

👉🏻 their shared goals to get a new PPOR, travel & live life on their own terms

👉 what Glen would do

👉🏼 structuring property ownership & protecting against future risks

Want to be a guest on the show? Apply here! http...

In this Q&A, Glen James and John Pidgeon chat about:

👉🏼 bank account structure

👉🏽 loan splits on your PPOR to purchase investment properties

👉🏾 buying a car with finance or equity

👉🏿 a hospital physio who wants a career change

👉🏻 if you had a full year off work on your current pay, what would you do with your time?

👉 credit cards and their impact on your credit score/rating

👉🏼 should I use half my emergency fund to get solar?

Check out the Glen James Spending Plan here: https://educa...

Join us (Jess Brady, Vince Scully & Glen James) for an informal long-form chat about anything and everything.

Recorded on Friday 13 March 2026. Mixed and mastered by Glen (sorry team isn't working on Sat) and was dealing with a tech difficulty with Vince' mic. Due to some other tech issues with our recorder having a meltdown, this episode will not be on YouTube (sad face).

Jess' new book: https://amzn.to/4lvIUII

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because...

In this "what would Glen do" episode, Julie* and her fiancé recently built a home but now a major career change means their household income is about to drop. With a big mortgage, wedding costs coming up and plans to start a family, Julie wants to know: do they need to sell the home? How can they afford everything? Glen and Julie unpack:

👉🏼 her dilemma

👉🏽 salaries, career change & income drop

👉🏾 emergency fund, savings & debts

👉🏿 spending plan, insurance & financial foundations

👉🏻 super balances and financial position

👉 the mortgage and house value

👉🏼 lifestyle...

In today's Q&A Glen and John answer your questions about:

👉🏼 when is a side hustle viable?

👉🏽 giving and generosity in a cost of living crisis

👉🏾 I've been approached by developers to sell my unit

👉🏿 buying into an apartment block that has rumours of a big reno in the future

👉🏻 doing a joint venture with someone, things to consider

Below are links to episodes of this is property that touch on joint ventures.

105 joint ventures

217 joint ventures with tradies

638 buying new PPOR before s...

Markets dipped and the headlines are getting loud, so what should you actually do? Glen jumps on for a quick bonus chat to explain what’s going on, why volatility is normal, and why long term investors should probably just zoom out and chill.

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au...

In this special live episode from Auckland, Glen answers money questions from the audience about housing, investing and life decisions that shape your financial future. The episode covers:

👉🏼 is not owning a house in retirement a big deal anymore?

👉🏽 how can I lower my mortgage if I don't have many spare funds

👉🏾 passive vs active investing

👉🏿 what would Glen's perfect day look like

👉🏻 Glen's thoughts on the best investment in your 20s

👉 some mini money interviews with Paige & Brent

Active funds vs index benchmarks: https://www.spglobal...

In this episode Glen is joined by Vince Scully, portfolio manager at Life Sherpa to unpack:

👉🏼 should I save a 10% or 20% deposit for my first property?

👉🏽 budgeting and saving after having kids

👉🏾 pay dispute with my employer, what should I do?

👉🏿 be part of our ultimate income guide! https://moneymoneymoney.typeform.com/income-guide

👉🏻 you have 72 hours to free up $5,000, what are you selling or cancelling?

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube...

In today's episode of "what would Glen do", Natalie's wondering whether to put extra money towards the house, super or her investing portfolio. But when asked what she and her husband truly want for their financial future, Glen uncovers that something needs to change.

Need career help? Check out the book, Sort Your Career Out & Make More Money by Glen James and Shelley Johnson.

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube: https://www.youtube.com...

In today's insurance Q&A Glen is joined by Phil Thompson from Skye Wealth to answer all your questions! They touch on:

👉🏼 the process of working with an adviser to get insurance

👉🏽 when does price enter the chat?

👉🏾 mental health & exclusions explained

👉🏿 when & how often should I review my cover?

👉🏻 do I need it if I don't have dependents?

👉 how much cover do I need?

👉🏼 holding insurance inside vs outside of super

👉🏽 child cover explained 

👉🏾 when can I cancel insurance altogether?

👉 can I have insurance with multip...

To mix things up a bit friend of the show and financial adviser, Dawn Thomas, interviewed Glen about his investing book, The Quick-Start Guide To Investing. They touch on:

👉🏼 why Glen focuses on why you're investing before you start

👉🏽 why your career is so important as an asset

👉🏾 why foundations matter so much before you invest

👉🏿 the concepts of rich vs wealthy

Check out Dawn's podcast: Spotify | Apple Podcasts

Checkout Glen's unofficial income guide: https://moneymoneymoney.typeform.com/income-guide

Check out Sort Your Career Out & Make More M...

Glen, Rachelle and John unpack your questions! They touch on:

👉🏼 when to cut off adult children financially

👉🏽 savings accounts vs mortgage offsets

👉🏾 renting our home while moving to the country

👉🏿 paying off a mortgage within 10 years

👉🏻 home mods that save money

Read Glen's blog about private health insurance here

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Buy tickets to the Auckland show! https://bit.ly/4a8v4a2

Want to be a guest on the show? Apply here! https://www...

Apologies for the audio quality in this episode, we've been tackling some tech issues. We're onto it! In today's episode of "what would Glen do" Chrissy shares about her situation and asks for Glen's take on what to do.

Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply-to-come-on-the-show

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

...

Glen James, John Pidgeon and Rachelle Kroon answer your questions! They touch on:

👉🏼 needing first home buying advice - how much do we offer?

👉🏽 single mum with teens - how can I be ready for early retirement?

👉🏾 the community shares their goals for 2026

👉🏿 help me know what to do next!

Buy tickets to the Auckland show! https://bit.ly/4a8v4a2

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Thank you for your patience as we are working on making the audio better...

Glen is joined by Kayla Malss, host of this is business to talk about side hustles! In this chat they touch on:

👉🏼 the 4 reasons to start a side hustle

👉🏽 is what I'm doing a hobby or business?

👉🏾 how to start a side hustle (ABNs, business names, bank accounts, tax)

👉🏿 community experience with side hustles

Subscribe to this is business: https://www.youtube.com/@thisisbusiness_m3

Follow Kayla on Insta: https://www.instagram.com/bykaylamalss/?hl=en

Watch money money money on Youtube: https://www.youtube.com...

Jumping on to discuss some newsy things that happened over the last 24 hours.

Recorded on 4 Feb, approx. 2:30pm

AFR article: https://www.afr.com/politics/federal/changes-to-cgt-discount-under-consideration-as-reform-budget-looms-20260203-p5nz1a

RBA mins here: https://www.rba.gov.au/monetary-policy/rba-board-minutes/2025/2025-12-09.html

Hosted on Acast. See acast.com/privacy for more information.

Glen and Rachelle unpack your questions, touching on:

👉🏽 we have $450k after selling an investment property, now what?

👉🏾 property investing vs ETFs - which one is right for me?

👉🏿 nursing has burnt me out and considering working in the café scene

👉🏻 investing in super for kids - worthwhile?

Buy tickets to the Auckland show here: https://bit.ly/4a8v4a2

Checkout Glen's unofficial income guide: https://moneymoneymoney.typeform.com/income-guide

Check out Sort Your Career Out & Make More Money: https://amzn.to/3kXWjy2

Glen and Vince take a seat by the fire, munch on some marshmallows and answer your investing/money/economic questions in a campfire chat! They touch on:

👉🏼 when do you sell shares or ETFs that have performed well?

👉🏽 invest in shares or focus on mortgage offset - implications over 10/15 years?

👉🏾 dying with zero - what do Glen and Vince think of this concept?

👉🏿 joint investment accounts with a partner, worthwhile?

👉🏻 what's a 3-year investing plan for a 30 year old?

👉 why is gearing in shares not as popular as property?

👉🏼 the...

January is prime time for a mortgage reset so for this episode Glen is joined by Rachelle Kroon from Sphere Home Loans for a lending update and a chat about:

👉🏼 why January is a good time to review your mortgage

👉🏽 equity explained and how it can lower your interest rate

👉🏾 fixed vs variable

👉🏿 repricing vs refinancing

👉🏻 how parental guarantees work

👉 the government 5% deposit scheme risks and benefits

👉🏼 increased flexibility in lending for self-employed people

👉🏽 Rach’s top tips if you own a home or are planning to buy in 2026

S...

Most people say they want to get ahead financially but are they willing to do what it takes to get there? In today's episode Glen and John chat about:

👉🏼 real stories of sacrifice from the MMM community

👉🏽 4 ways to get more money

👉🏾 do you have a goal for this year?

👉🏿 taking risks to get the reward

👉 are you and your partner on the same page about money goals?

Check out The Glen James Spending Plan: https://www.moneypodcast.com.au/glenjamesspendingplan

Watch money money money on Youtub...

A few members of the community wondered if they should use their emergency fund to pay off their car loan or other debts. Glen James shares his view, unpacking the case studies step by step touching on:

👉🏼 the case studies

👉🏾 some comments and ideas from the community

👉🏿 some basic assumptions Glen has made

👉🏻 Glen's options for what to do next

👉 what Glen teaches about debt reduction & emergency funds

👉🏼 so what would Glen do?

👉🏽 pay off my debts using my $1k emergency savings? + emergency fund basics

Watch money money mone...

Brett Evans, founder of Atlas Wealth, joins Glen to chat about all things expat! They touch on:

👉🏼 a little about Brett, his work in the expat space

👉🏽 how does tax work while living and working overseas?

👉🏾 moving to Malta - how does this affect my age pension + tax?

👉🏿 if moving overseas for retirement, do you need to keep an Aussie bank account?

👉🏻 living in Singapore but repatriating - sell my investment properties in Australia?

👉 returning to Australia after 25 years, what do I prepare?

👉🏼 how to prepare a will while living overseas...

Glen and John tackle your questions, touching on:

👉🏻 can I turn my PPOR into an investment property whilst in the fixed period?

👉 keep investing in ETFs or buy a home?

👉🏼 pressing reset financially after divorce, buy a house or rent?

👉🏽 tips for drawing up a will after a terminal diagnosis

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money i...

It's not uncommon for employees of a business to be offered shares in the business they work for. Glen sits down and unpacks a real life case study of an employee who has been offered shares in their business, touching on:

👉🏾 the case study basics

👉🏿 details of the offer made to the employee

👉🏻 why do company's typically offer employee share schemes?

👉 what kind of returns could the employee expect?

👉🏼 share classes that are typically offered in these schemes

👉🏽 exit rules and drag along provisions

👉🏾 ownership structure considerations

Glen, John and Rachelle unpack the keys to making 2026 the year you achieve your goals. They touch on:

👉 how Rachelle helped her partner achieve his goal of buying a new car

👉🏼 John's fitness goals - how he's using Strava to set and achieve goals

👉🏽 SMART goals - what they are and how Glen adds to it (SMART-YO goals)

Check out Glen's sound financial house here: https://www.moneypodcast.com.au/blog/glen-james-sound-financial-house-sort-your-money-out

Check out the Glen James Reset online course: https://education.moneypodcast.com.au/courses/2026reset

Subscribe...

Happy New Year! Glen is joined by fitness coach and founder of New Strength gym, Nathan Mandeno, to chat about how you build your best life sustainably. The chat touches on:

👉🏻 the biggest myth when trying to get things back on track

👉 a bit about Nathan and what he does day to day

👉🏼 Nathan's health and fitness pyramid model + Glen's money hierarchy of needs

👉🏽 how do people self sabotage themselves + what really works instead

Download Nathan's PDF download: https://train.newstrength.com.au/fat-loss-accelerator

Subscribe to Nathan's...

Glen James and Rachelle Kroon celebrate your wins from 2025! Whether it's been getting out of debt, having babies, buying homes, investing or saving, you guys have done it this year. Congrats!

Check out the Glen James Reset online course: https://education.moneypodcast.com.au/courses/2026reset

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Subscribe to this is investing: https://www.youtube.com/@thisisinvesting

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor...

A Christmas Day message to say thanks for listening and hear a few laughs from the next generation of MMM listeners. Thanks for being here!

Watch money money money on Youtube: https://www.youtube.com/@m3.podcast

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal i...

Merry Christmas everyone! Glen James, Rachelle Kroon and John Pidgeon answer your questions, touching on:

👉🏿 upgrading a PPOR - sell and buy at the same time?

👉🏻 moving from managed funds to ETFs for the long term (case study)

👉 what did you not realise was so expensive after becoming an adult?

👉🏼 keep living in a caravan to get ahead?

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Check out the Glen James Reset online course: https://education.moneypodcast.com.au/courses/2026reset

Watch money money...

Financial adviser James Millard joins Glen to do a full strategic breakdown of the 849b case study - the young Brisbane family juggling a mortgage, kids, a credit card, a possible inheritance and a whole lot of financial stress. James takes the time to walk through:

👉🏾 the real questions he’d ask

👉🏿 assumptions he’d test about income, kids, cashflow & spending

👉🏻 the strategy

👉 the four-stack framework he uses with clients

👉🏽 the value of the advice

James is a financial adviser at Sufficient Funds: https://sufficientfunds.com.au/

Watch this ep...