money money money

Silver’s been having a moment lately, but is it really worth the hype? Glen James dives into what’s driving the buzz and what it could mean for your investing.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai

Want more investing content? Find 'this is investing' wherever you listen to podcasts.

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, book...

Alright, it's time to talk about budgeting 101. In this episode Glen and John walk through how to budget right. They touch on:

👉🏾 how to get your budgeting sorted + why LOOT is better than FIRE

👉🏿 the 4 levers you can pull to tweak your budget or spending plan

👉🏻 top-down vs bottom-up budgets: pros and cons

👉 prioritise setting up a budget before paying debt down

Check out the Glen James Spending Plan: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan

Subscribe to this is business: https://www.youtube.com/playlist?list=PLQW_VR...

In this episode Glen James and John Pidgeon answer your questions, touching on:

👉🏿 investing $6k-$10k in shares short-term

👉🏻 super splitting - what's the point and benefit?

👉 options for investing for kids

👉🏼 one time purchases that turned into money pits

👉🏽 credit cards are NOT a great idea + be careful with the travel insurance CC companies offer

Check out the mmm merch store: https://www.moneypodcast.com.au/store

Read the blog about investing for your kids: https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-ki...

Alec Renehan and Bryce Leske from the popular Equity Mates investing podcast join Glen in this episode to answer the 10 questions! Plus, a chat about Bitcoin, gold, silver & precious metals.

👉🏾 what makes a successful investor?

👉🏿 super or non-super investing and why?

👉🏻 mortgage or invest?

👉 what do you think is the biggest barrier to people investing?

👉🏼 do you have to be smart to be good with money?

👉🏽 what's your definition of success and have you achieved it?

👉🏾 if someone gave you $10,000 what would you do with it?

👉 what's been your best...

Mel is a long-time listener of the show and has a very cool story to share! In this episode Glen chats with her about her money situation, her plans and the lessons she's learnt along the way. In the episode:

👉🏾 the message Mel sent into the team

👉🏿 a bit about Mel's situation, her 'ah-ha' moments with money + buying a home with her aunt

👉🏻 how Mel and her partner manage money + kicking off with an investment property

👉 Mel's advice to anyone wanting to sort their money out + the impact of her mum's passing

Peta has unfortunately obtained a work-related injury, and has received a lump sum payment as a result. Glen, Phil Thompson and James Millard discuss her situation and suggest some ways to approach what decisions she could make next. They talk about:

👉🏿 receiving a lump sum of cash - determining goals + taking time to pause

👉🏻 the specifics of Peta and Mike's situation + first considerations

👉 community segment: what's the most thoughtful low cost gift you've ever received or given?

👉🏼 some possible solutions for Peta and Mike

Watch this episode on YouTube: https://y...

Glen answers a listener’s question about selling an investment property and what to do with the proceeds. With around $400k expected after debts, they’re torn between investing in index funds or using the cash to offset their next mortgage. 

Learn to be a better investor with The Quick Start-Guide to Investing:  https://www.moneypodcast.com.au/store

Want more investing content? Find 'this is investing' wherever you listen to podcasts.

Have a question or topic for the show? Post it in our Facebook group.

To get he...

The productivity commission roundtable was held last week in Canberra. To discuss what was on the table, Glen was joined by Allegra Spender, Independent Member for Wentworth, so you can stay up to date. They talk about:

👉 the context of the productivity commission roundtable

👉🏼 Allegra Spender's background and her current role

👉🏽 what the productivity commission roundtable was focused on

👉🏾 the training levy topic brought to the table

👉🏿 the building and construction code discussion

👉🏻 the topic of tax reform and the views shared

👉 intergenerational financial inequality

👉🏼 the housing cris...

The Australian government have brought forward significant changes to the First Homebuyer Guarantee scheme, effective from October 2025. Glen, Rachelle and John unpack how this could impact first home buyers. They cover:

👉🏾 the news announced about the First Homebuyer Guarantee

👉🏿 real world case studies that demonstrate how this scheme works

👉🏻 how will this impact the market?

👉 could you game this system with this scheme?

👉🏼 how will this impact supply and demand?

👉🏽 some concerns about the scheme + what to be aware of before accessing it

Subscribe to this is property: ht...

Finance content creator (@investwithqueenie) and author Queenie Tan joins Glen in this bonus episode to answer 10 questions:

👉🏾 what makes a successful investor?

👉🏿 super or non-super and why?

👉🏻 mortgage or invest?

👉 what do you think is the biggest barrier to people investing?

👉🏼 do you have to be smart to be good with money?

👉🏽 how do you define success and have you achieved it?

👉🏾 if someone gave you $10,000 what would you do with it?

👉 what's been your best investment to date?

👉🏻 what are you currently reading or listening to?

Money doesn’t have to be boring. In this episode Glen sits down with Queenie Tan (author and money educator) to explore her unique approach to finance, investing, and living with purpose. The conversation touches on:

👉🏾 a bit about Queenie, her book, her values and view on the FIRE movement

👉🏿 Queenie's 4 money quadrants, shadow selves + limiting beliefs

👉🏻 hard decisions, regrets, taking risks + Queenie's investing strategy

👉 Queenie's new project - the Billroo app

Check out Queenie's book, The Fun Finances Formula: https://amzn.to/4fT17gE

Check out Billroo: ht...

In this episode Glen is joined by financial advisers James Millard and Phil Thompson to unpack your questions! They touch on:

👉🏾 cancelling $100 a fortnight salary sacrifice. Tax agent said it should go elsewhere, is that bad advice?

👉🏿 putting salaries go into the mortgage offset, use a credit card for about $10k monthly spend to earn Flybuys/Virgin points, and pay it off from the offset. Worth it?

👉🏻 what have you DIY'd that genuinely saved you money?

👉 when is it time to refinance? How long do you wait?

👉🏼 I have DHHF, should I invest...

Glen interviews Brian Parker, Chief Economist at Australian Retirement Trust in a quick-fire Q&A. Okay... so it's not quite 10 questions, but close enough!

👉🏾 what makes a successful investor in your mind?

👉🏿 super or non-super and why?

👉🏻 mortgage or invest?

👉 what do you think is the biggest barrier to people investing?

👉🏼 do you have to be smart to be good with money?

👉🏽 when have you financially 'made it' and have you achieved that?

👉🏾 if someone gave you $10,000 what would you do with it?

Learn to be a better investor wit...

Glen recently recorded a review of the new Betashares Direct platform, and to follow that up he invited Matt Fish, Head of Product at Betashares, to share more about it. In this discussion they dig into:

👉🏾 what the Betashares Direct platform is

👉🏿 how the platform is being developed over time

👉🏻 why Betashares Direct is built on the custodian model, not the CHESS model

👉 detailed community questions about the platform (fees, reinvesting, asset allocation, online profile features, how you use the platform to invest) + a live preview of using the platform

👉🏼 taking a quic...

Glen, John and Rachelle tackle your questions including:

👉🏿 is it worth paying more of my mortgage knowing I'll sell it?

👉🏻 my car is getting a bit old, time to upgrade?

👉 first investment property: principal + interest or interest-only?

👉🏼 any tips for negotiating a mortgage refinance?

Check out this is property on Youtube: https://www.youtube.com/@thisisproperty

Watch the 'money by age' miniseries: https://youtube.com/playlist?list=PLQW_VRWNC0jTfzNGxPpfuwdot5SE5GMlj&si=7FO3e0DLB3JV0EAt

Subscribe to Dev Raga Personal Finance: https://show...

In this short and sharp money Q&A, Glen chats with Vince Scully about what makes a good investor, mortgage or invest?, what "making it" with money actually looks like and more!

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or...

We've all heard about prenups (binding financial agreements), but when is it appropriate to set one up? In this episode (originally played on 'this is property') Rachelle Kroon interviews family lawyer, Kate O'Grady, about how to have tough money conversations in your relationship, touching on:

👉🏻 the tough money conversations to have going into a relationship, and ongoing

👉 the pros and cons of a binding financial agreement

👉🏼 what a de facto relationship is defined as

👉🏽 how to separate from your partner and divide your assets well

Watch this episode on Youtube: h...

Time to answer your questions! In this episode Glen, John and Rachelle discuss:

👉🏾 am I ready to buy a second investment property?

👉🏿 is it worth using a trade support loan to invest in ETFs or buy a home?

👉🏻 I feel like I've bought too much house, should I downsize?

👉 how should I super split with my partner?

Subscribe to this is business: https://shows.acast.com/this-is-business

Check out the mmm merch & book store: https://www.moneypodcast.com.au/store

Subscribe to this is property: https...

Thinking of moving out and renting your home? In this episode, Glen James is joined by Rachelle Kroon to unpack the steps you need to take when turning your principal place of residence into an investment property.

Learn to be a better investor with Glen and Nick’s book, 'The Quick Start-Guide to Investing':  https://amzn.to/3QNNrbv

Check out Nick Bradley’s new YouTube show ‘15 Minute Money’: https://youtube.com/@15minutemoney?si=GOLaFNrEqh5iUCJ1

Have a question or topic for the show? Post it in our Facebook group.

To...

What's more valuable than money? Time. When you have a family to manage, time is tight, and money needs close management, especially when both parents are working. In this chat Glen and Rachelle share all the top tips from the money money money community to save time, get things done, maintain routines, and enjoy family life with less stress.

Check out this is property: https://www.youtube.com/@thisisproperty

Subscribe to this is business: https://shows.acast.com/this-is-business

Learn how to be a better investor with 'The Quick-Start Guide to...

Thinking of buying an apartment, townhouse, or unit? In this episode, Glen and property coach John Pidgeon break down what it really means to buy in a strata scheme. They explain how strata works, what costs to expect, and the key things to check before you sign a contract. They also talk about red flags in strata reports and knowing what you actually own versus what’s common property.

Watch the First Home Super Save (FHSS) scheme video here: https://youtu.be/GM2QRMRyTU0

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Should you invest only in Australian equities? Glen shares his thoughts.

Grab Nick & Glen’s book, The Quick Start-Guide to Investing:  https://amzn.to/3QNNrbv

Have a question or topic for the show? Post it in our Facebook group.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the pro...

The First Home Super Saver (FHSS) scheme is one of the best kept first home buyer secrets! In this episode Glen and Vince Scully break down how the scheme works, provide examples as to how it could impact your finances, and what you need to consider.

Read more about the FHSS scheme here: https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/withdrawing-and-using-your-super/early-access-to-super/first-home-super-saver-scheme

Watch this episode on YouTube: https://youtu.be/GM2QRMRyTU0

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn...

In this episode Glen is joined by Rachelle Kroon to discuss your questions! They touch on:

👉🏾 should I pay off my home by refinancing IP?

👉🏿 grow offset or invest in VGS?

👉🏻 I have $10k portfolio in Spaceship, what now?

👉 what's the deal with superannuation government co-contributions + notice of intent to claim?

Watch this episode on YouTube here: https://youtu.be/rWo84tgv55M

Check out this is property on YouTube: https://www.youtube.com/@thisisproperty

Watch the superannuation splitting video: https://youtu.be/NpgMeVIvb8c?si=37hqEx...

You've all seen the scandal, now lets unpack it.

Entertainment episode, not heaps about money - but some good lessons here from the experts!

Check out our podcast this is work wherever you listen to poddies!

Our book, Sort Your Career Out can be purchased here.

Cheers,

Glen

Hosted on Acast. See acast.com/privacy for more information.

Glen interviews Nick Bradley about his FIRE journey, investing lessons, and what’s next. They talk about money regrets (like paying off the mortgage early), passive income, and the launch of Nick’s new YouTube project 15 Minute Money.

📺 Follow Nick’s new YouTube channel: https://www.youtube.com/@15minutemoney

Nick & Glen’s book 'The Quick Start-Guide to Investing' is available here:  https://amzn.to/3QNNrbv

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online cours...

One of the biggest financial mistakes people make is either buying too much house or too much car. In today's episode Glen shares his money formula and some good guides for making wise financial decisions around buying cars. He covers:

👉🏾 how much to spend on a car

👉🏿 the golden rule of car buying

👉🏻 buying new vs used

👉 how car loans work

👉🏼 balloon payments explained

👉🏽 car loan vs personal loan

👉🏾 red flags when financing

👉🏿 tips for negotiating

👉🏻 when dealer finance might work

👉 some listener scenarios

Watc...

If you're in your 40s now is the time to get moving! In this episode Glen and John share their thoughts on the 40s decade and what you need to master, touching on:

👉🏾 it's half time with your money: act now

👉🏿 the keys to wealth creation

👉🏻 how to have money conversations with your kids

👉 tough money questions you need to ask yourself

Check out all episodes in this money by age series: https://youtube.com/playlist?list=PLQW_VRWNC0jTfzNGxPpfuwdot5SE5GMlj&si=rHczkiFPbiZReCsz

Check out the First Home Su...

Investing always involves some level of risk but how do you get comfortable with that? Glen James unpacks why education, diversification and experience are the keys to making peace with market ups and downs.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

...

We've hit a new financial year, so where are we at? In this episode Glen chats with Australian Retirement Trust economist, Brian Parker, about the state of the Australian and global economies. They touch on:

👉🏻 any surprises he's seen

👉 how Trump's trade tariffs are rolling out

👉🏼 interest rates and the RBA's focus

👉🏽 the tax reform conversation

👉🏾 his view on the Division 296 super tax

Check out Australian Retirement Trust here: https://www.australianretirementtrust.com.au/

Learn how to be a better investor with 'The Quick-Start Guide to I...

Your 30s are a critical decade for getting your money sorted! In this episode Glen, John Pidgeon and Rachelle Kroon share everything you need to know about money in your 30s, touching on:

👉🏾 optimising your financial foundations

👉🏿 upskilling or changing your career

👉🏻 investing

👉 the importance of estate planning

👉🏼 setting up your life insurances

👉🏽 setting some really solid goals and going for it

Watch the money in your 20s episode: https://youtu.be/C9GI7X3zCL8?si=OhBKLRI8y3BlOFP3

Check out Sort Your Career Out...

Feeling stuck on the sidelines because you're afraid to make the wrong investment move? Glen James shares some strategies for tackling analysis paralysis to help you get out of your own way and take action.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

In this episode Glen James and Phil Thompson from Skye Wealth unpack your life insurance questions. They touch on:

👉🏾 how much will life insurance roughly cost?

👉🏿 are life insurances a scam?

👉🏻 stepped vs level premiums

👉 what's the deal with getting insurance policies after receiving a new health diagnosis?

👉🏼 what are the pros and cons of default insurance in super vs retail insurance?

Reach out to Skye Wealth here: https://www.skye.com.au/

Listen to the Retire Right episode about when to cancel life insurance: http...

We're bringing back a popular series - money in each decade! Today we kick off with money in your 20s and late teens. Glen, John and Rachelle share their top tips for managing money and building the life you want. They touch on:

👉🏾 the key money foundations

👉🏿 where your priorities should be

👉🏻 how to have fun and plan for the future at the same time

👉 habits or spending that have better impact

👉🏼 how to think about study and your career

👉🏽 the importance of making a 'move out of home' plan

Learn...

Landlord insurance is one of those things investors often don’t think about until they need it. This episode unpacks what landlord insurance actually covers (and what it doesn’t), why strata and building insurance aren’t enough and the biggest mistakes landlords make when it comes to claims. Glen is joined by Carolyn Parrella from Terri Scheer Insurance to chat about:

👉🏾 what landlord insurance covers vs strata and building insurance

👉🏿 common assumptions that leave landlords exposed

👉 the truth about wear and tear, poor living habits and pet damage

👉🏼 what happens if a tenant dies or...

Is your financial life ready to be a better investor? Welcome to The Ten Minute Investor.

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai

Want to watch this? You can here: https://youtu.be/qLYkiyAjdzc

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose...

In this episode of 'my money story' Glen sits down with Sky from Perth who is a nurse, self-proclaimed spender and lowkey savings queen. In this chat we hear about her decision to call off her engagement, spend big on travel and save $75k for a house deposit! Sky also talks about:

👉🏽 learning financial literacy after a breakup

👉🏼 spending $10k on braces and not regretting it

👉🏿 why she’s still unsure about buying property

👉🏻 her advice to anyone ignoring that little nagging feeling in a relationship

Learn how to be a better investo...

It's so easy to let your money take the reins in your life, but you might end up somewhere financially you don't want to be. In this episode Glen and Jacqui Clarke talk about the essential work you have to do to align your goals and money and build the secure financial life you actually want to live. They touch on:

👉🏾 getting your head out of the sand with your finances

👉🏿 structuring and protecting your money to get back on track

👉🏻 the spending habits to watch out for

👉 ways to ensure your spending...

How many times have you heard someone say, 'personal finance should be taught in schools!'? Well, Barbara van der Merwe has created a resource to do exactly that called 'Mandy Money', a curriculum for students in year 9-12. Glen chats with Barbara about:

👉🏻 opportunities to teach your teens about money

👉🏾 how to keep money conversations in a positive light

👉 how the Mandy Money program links into the curriculum

👉🏿 the board book Barbara is working on for children 0-5

Visit the Mandy Money website for more details: https://mandymoney.co...

The First Home Guarantee scheme is getting a major overhaul with new price caps, scrapped income limits, and no more place limits. Glen, John and Josh de Buelle unpack what the changes mean for first home buyers and whether it’s worth jumping in now or waiting. Then they dive into a real case study of a couple in their mid 20s wanting to purchase an investment property that they can move into later down the track. In this episode:

👉🏽 scheme changes: new price caps, no income limits

👉🏾 pros and cons of buying with just 5% deposi...