money money money
Join Glen James as he helps you sort your money out and get invested. Money, property, careers, life & everything in between.Formerly my millennial money. Hosted on Acast. See acast.com/privacy for more information.
844b WWGD: Hudson wants to travel Australia, renovate, invest + change careers
Hudson, member of the money money money community, joined Glen to ask him what he would do given his current financial situation.
ππΏ details of Hudson's current financial situation
ππ» Hudson shares where he wants clarity on - deciding on overlapping goals
π Glen shares his thoughts
Watch this episode on Youtube: https://youtu.be/bur-cDT_uJU
Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store
money money money is proudly supported by Sphere Home Loans and Skye...
844 $3m super tax changes, townhouse vs. house, property pyramid schemes, travel money + more
Glen, John and Rachelle come together to answer your questions! They touch on:
ππΎ changes to the proposed $3million super tax + LISTO
ππΏ would you rather buy a 2-bed townhouse or a 3-bed house?
ππ» life advice of all kinds from the community
π tips for property investors growing their portfolio from one to multiple properties
ππΌ buying into property pyramid schemes
ππ½ how to pay for expenses while travelling
ππΎ how to manage money once expensive daycare costs end
ππΏ something Glen did for the first time
Looking to stay on top of your property por...
Sydneyβs billion-dollar pitch: what is the Citi A50 investment summit
Sydney just hosted a global investment summit and it could reshape how your super is invested. Glen James chats with NSW Treasurer Daniel Mookhey about Sydneyβs $1B pitch to the world and what the Citi A50 Investment Summit means for Australiaβs $4.5 trillion superannuation pool. Later, Jess Brady joins with her firsthand take from the Opera House fireside chat between Mookhey and Kevin Rudd.
Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you...
843b retirement was never the goal, what Warren Buffet told him & navigating change (former CEO of 7-Eleven & Blockbuster)
Former 7-Eleven and Blockbuster CEO Jim Keyes joins Glen live from SXSW to share stories from leading two of the worldβs most recognisable companies, the lessons that came from collapse, and his βthree Cβsβ for success - change, confidence and clarity.
ππΎ what retirement means to Jim & why he thinks itβs outdated
ππΏ the idea of education is freedom and learning as compounding interest
ππ» leaving 7-Eleven, identity crisis & going to art school in Florence
π why he took on the CEO role at Blockbuster
ππΌ myths about Blockbuster vs Netflix and what really caused the co...
843 success, building wealth, angel investing + more (Sim Kaur from Friends That Invest)
Friend of the show and the face of Friends that Invest, Sim Kaur, joins Glen to share what's been going on and talk about some juicy investing topics.
ππΎ what's new in Sim's world + how she attributes her success
ππΏ how Sim developed her investing masterclass
ππ» brain drain in New Zealand and why Sim chooses to stay
π Sim's experience with venture capital and angel investing
ππΌ Sim addresses a listener question about building wealth in Australia
Watch this episode on Youtube: https://youtu.be/ksrZngVnivA
Check out Sim's podcast, Fr...
842b cryptocurrency 101: what is it, how does it work + how much to buy
Nick Bradley, co-author of The Quick Start Guide To Investing, joined Glen James to break down the concept of cryptocurrency. They cover:
ππΎ what is the blockchain and what is cryptocurrency?
ππΏ why would I invest in Bitcoin over an ETF?
ππ» unpacking the concept of using Bitcoin as your key every spending currency
π is investing in cryptocurrency like investing in shares?
ππΌ what platforms can you use to invest in cryptocurrencies and how do the fees work?
ππ½ how much should the average person spend on cryptocurrency?
ππΎ are there any major risks to investing in c...
842 breakdowns at work, reinvestment of dividends, FHSS hack, credit cards for big expenses + more
Glen, Jess Brady and listener Kat sit down and discuss your questions! They touch on:
ππΎ nabtrade and reinvesting dividends
ππΏ love my job but struggling with my bosses - what do I do?
ππ» what product did you think was a total waste, but ending up loving?
π using the First Home Super Saver scheme - switch to a more conservative asset allocation?
ππΌ using credit cards for big expenses
ππ½ stories from Glen's trip to Europe and London
Subscribe to this is work: https://shows.acast.com/my-millennial-career
Subscr...
negotiating like a pro with Paula Pant (live from Fincon)
In this bonus episode from FinCon in Portland, Glen sits down with Afford Anything podcast host and finance powerhouse Paula Pant to unpack how negotiation can be your biggest money-making skill. They chat about:
ππΏ why negotiation is the most underrated money skill
ππΎ Paulaβs five pillars to build wealth
π how to negotiate a pay rise or job offer
ππΌ why knowing your βbatnaβ and βzopaβ gives you power
ππ» how to spot micro-negotiations in everyday life
Find Paulaβs work: affordanything.com/yournextraise
Learn how to be a better investor with 'The Q...
tii: the 10 questions with Sim Kaur from Friends That Invest
Glen puts Simran Kaur from Friends That Invest in the hot seat with his signature 10 questions. They chat about:
π what makes a successful investor
ππΏ invest inside or outside of retirement?
ππΌ pay down mortgage or invest?
ππ½ the biggest barrier stopping people investing
ππΎ do you have to be smart to be good with money?
ππΏ Simβs definition of success
ππ» handbag investments and value
π her best investment to date
ππΌ how capitalism and climate guilt connect
ππΎ the one book every investor should read
Connect with Sim on Instagram: https://ww...
what we learned from SXSW Sydney this week (this is business)
Glen and Kayla who host the 'this is business' podcast share their thoughts on their week at SXSW Sydney.
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841b ultra fast fashion: money, ethics & how to be fashion conscious (with Kat Halliday from BWA)
Today weβre sharing an episode from Financially Fierce where Jess Brady interviewed Kat Halliday from Baptist World Aid about the rise of ultra fast fashion, the true cost of our shopping habits, and how small changes can make a make a real difference for the people who make our clothes and the planet. They cover:
ππΎ who is Baptist World Aid and what do they do?
ππΏ what is βultra-fast fashionβ?
ππ» why ultra-fast fashion is so harmful
π Jessβs personal fashion habits and second-hand style
ππΌ the real cost of cheap clothing
ππ½ living wage...
841 financial advice vs financial counselling (it's also Anti-Poverty Week!)
It's Anti-Poverty Week so Glen chats with financial counsellor Paul Jordan from UnitingWA about the difference between seeing a financial adviser vs a financial counsellor. They unpack:
ππ» an introduction to Paul and the trends he's seeing with people seeking financial counselling
π what is financial counselling? How does it differ to financial advice?
ππΌ a success story of a client working with a financial counsellor
ππ½ financial counselling and debt: helping people get out and stay out of debt without shame
Check out more about Uniting WA: https://unitingwa.org.au/services/financial...
840b passive income, PokΓ©mon card collection, living out your values + more (with Deep Pocket Monster)
Pat Flynn is a US entrepreneur who's achieved some truly incredible things. He's established a number of passive income businesses, written books and shared his online business learnings with the world. Glen recently caught up with him at Fincon to understand his values, his goals, and how he's set up his life for success. Apologies for the audio in the last 5 minutes - Glen's audio interface decided to crash. Yay. They touch on:
ππ» Pat's first passive income business, his definition of success + his PokΓ©mon YouTube channel (Deep Pocket Monster)
π Pat's approach to managing the money...
840 Aussie expats in London: finding work, managing money + making friends (live in London)
Glen has gone on a royal tour of London! In this live episode Glen connects with Aussie expat community members, to learn about their experiences moving over and living in London. Shane Hatton joins to share his mentalist skills too! In the episode:
ππΎ how Shane made the move to London, running a business across countries + making friends
ππΏ Samara shares her story about moving to London, her travel plans + a deep dive on careers
ππ» Sarah shares her story about moving to London from New Zealand + settling into work
π Claire shares her story about moving to...
tii: passive income and life on your own terms
In this episode, Glen and Nick Bradley get real about passive income, touching on:
ππΎ Nickβs $180k income target in Spain
ππΌ hatβs truly passive vs whatβs really another job
ππΏ options trading
π fixing your life before chasing passive income
ππ» dividends, REITs & business development companies explained
ππΎ bitcoin yield ETFs
Learn to be a better investor with The Quick Start-Guide to Investing: Β https://www.moneypodcast.com.au/store
Nick Bradley is now over on Youtube! Subscribe to his show, 15 Minute Money: https://youtube.com/@15minutemoney?si=GO...
839b super contribution strategies, tax reform, government spending + more (campfire chat)
Welcome to the next campfire chat episode! In this unfiltered chat Glen, Vince Scully and Jess Brady discuss a number of things, including:
ππΎ should employer contributions not be considered towards the $30k concessional contributions cap? + tax reform
ππΏ migration in Australia - how can Treasury's forecasts be so wrong?
ππ» are capital gains tax and negative gearing a problem?
π what's the deal with land banking?
ππΌ Glen's views on incentives for people to build wealth + being broke vs poor
ππ½ the overlap of spending and government + how Glen would run things
ππΎ I'm hitting Divis...
839 pay off HELP debt or add to super, receiving large sums of cash, financial scams + more
Rachelle Kroon from this is property joins Glen to answer your questions! They touch on:
ππ» salary sacrifice vs personal contributions - which one wins?
π salary sacrifice into super or pay off HELP debt?
ππΌ receiving large, unexpected sums of cash - what to do?
ππ½ stories from the community of getting financially scammed
Watch this episode on Youtube: https://youtu.be/05pH6TfV7cM
Check out the online store: https://www.moneypodcast.com.au/store
Check out the Personal Property Securities Register: https://www.ppsr.gov.au/
<...
tii: the 10 questions with Jenny from @worththehappiness
While at FinCon 2025 in Portland, Oregon, Glen James caught up with finance coach and educator, Jenny from @worththehappiness. Glen asked Jenny:
ππΎ what makes a successful investor?
ππΏ retirement investing or non retirement investing?
ππ» mortgage or invest?
π what's the biggest barrier to investing?
ππΌ do you have to be smart to be good with money?
ππ½ what's your definition of success and have you made it?
ππΎ what would you do with a spare 10k?
ππΏ what's been your best investment to date?
ππ» what are you currently reading or listening to?
π one book...
838b mms: Breanaβs journey from overspending to owning her finances
In this episode Breana Davidson from @breeonabudget joins Glen to chat all about her money story! The conversation touches on:
ππ» a bit about Breana's story with money
π Breana's tipping point with money + how her money system is set up right now
ππΌ how her superannuation is invested
ππ½ her view on buying cars
ππΎ how Breana maximises her money + how to be a minimalist
Follow Bree on Instagram: https://www.instagram.com/breeonabudget/?hl=en
Watch the episode on Youtube: https://youtu.be/GiWi6VU51nU
Learn how to b...
838 selling property after separation, partner isnβt into investing + travel drama (live at Fincon)
The show has gone travelling! Glen James, John Pidgeon and Rachelle Kroon recorded an episode at Fincon in Portland, Oregon! They touched on a bunch of topics and questions, including:
ππΏ buying someone out of a property after a separation
ππ» how can I encourage my partner to be interested in investing?
π after party: the drama around Glen getting into the US
Watch this episode on Youtube: https://youtu.be/ex0MIst16RY
Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcas...
tii: should I move from Raiz Invest to Betashares Direct?
Should anon move their $8k share portfolio from Raiz Invest to DHHF on the BetaShares Direct platform? Glen shares his thoughts, touching on:
π anon's scenario
ππΎ investing strategy
ππΏ fee comparison: Raiz vs BetaShares Direct
ππ» diversification concerns
ππ½ alternative options e.g. extra mortgage repayments or robo-investing
Watch this episode on Youtube: https://youtu.be/-kZL3Za8xB8
Learn to be a better investor with The Quick Start-Guide to Investing: Β https://www.moneypodcast.com.au/store
Nick Bradley is now over on Youtube! Subscribe to his sh...
837b buying a property with your super + SMSF Q&A
A bunch of listeners asked about buying property in self-managed super funds (SMSF), so Glen James and John Pidgeon dug deep!
ππΎ how do you know if you're ready for a SMSF?
ππΏ what's involved in setting up a SMSF?
ππ» why Glen set up a SMSF, details you need to consider + a SMSF example
π changing from a SMSF to a retail fund after retirement + why John doesn't have a SMSF
ππΌ SMSF for investment properties, worth it?
ππ½ other reasons you might buy property with a SMSF + trustee responsibilities
Watch this episode on YouTu...
837 superannuation explained: contributions, fees, asset allocation, insurance + more
Superannuation might be boring, but it's powerful for building long term wealth. In this episode Glen and John unpack everything you need to know about super, starting with the basics and moving to a more intermediate level of info. They cover:
ππΎ the basics: eligibility, the trust structure, contributions + tax
ππΏ investments: levels of growth, asset allocation + fees
ππ» insurance: beneficiaries, insurance policies inside super
π plus some FAQs
Watch this episode on Youtube: https://youtu.be/mpAo7M1hrk4
Β Subscribe to this is property on YouTube: https://www.youtube.com/@thisispro...
tii: investing in silver & other precious metals
Silverβs been having a moment lately, but is it really worth the hype? Glen James dives into whatβs driving the buzz and what it could mean for your investing.
Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai
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836b how to make more money without earning more money
Alright, it's time to talk about budgeting 101. In this episode Glen and John walk through how to budget right. They touch on:
ππΎ how to get your budgeting sorted + why LOOT is better than FIRE
ππΏ the 4 levers you can pull to tweak your budget or spending plan
ππ» top-down vs bottom-up budgets: pros and cons
π prioritise setting up a budget before paying debt down
Check out the Glen James Spending Plan: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan
Subscribe to this is business: https://www.youtube.com/playlist?list=PLQW_VR...
836 short-investments, why bother super splitting, credit card insurance, investing for kids + more
In this episode Glen James and John Pidgeon answer your questions, touching on:
ππΏ investing $6k-$10k in shares short-term
ππ» super splitting - what's the point and benefit?
π options for investing for kids
ππΌ one time purchases that turned into money pits
ππ½ credit cards are NOT a great idea + be careful with the travel insurance CC companies offer
Check out the mmm merch store: https://www.moneypodcast.com.au/store
Read the blog about investing for your kids: https://www.moneypodcast.com.au/blog/investment-for-kids-6-ways-to-invest-for-your-ki...
tii: the 10 questions with Bryce & Alec from Equity Mates
Alec Renehan and Bryce Leske from the popular Equity Mates investing podcast join Glen in this episode to answer the 10 questions! Plus, a chat about Bitcoin, gold, silver & precious metals.
ππΎ what makes a successful investor?
ππΏ super or non-super investing and why?
ππ» mortgage or invest?
π what do you think is the biggest barrier to people investing?
ππΌ do you have to be smart to be good with money?
ππ½ what's your definition of success and have you achieved it?
ππΎ if someone gave you $10,000 what would you do with it?
π what's been your best...
835b mms: Mel sorted her money out & bought a property with her aunt
Mel is a long-time listener of the show and has a very cool story to share! In this episode Glen chats with her about her money situation, her plans and the lessons she's learnt along the way. In the episode:
ππΎ the message Mel sent into the team
ππΏ a bit about Mel's situation, her 'ah-ha' moments with money + buying a home with her aunt
ππ» how Mel and her partner manage money + kicking off with an investment property
π Mel's advice to anyone wanting to sort their money out + the impact of her mum's passing
...
835 pay off mortgage or invest with a lump sum payment from a work injury? (case study)
Peta has unfortunately obtained a work-related injury, and has received a lump sum payment as a result. Glen, Phil Thompson and James Millard discuss her situation and suggest some ways to approach what decisions she could make next. They talk about:
ππΏ receiving a lump sum of cash - determining goals + taking time to pause
ππ» the specifics of Peta and Mike's situation + first considerations
π community segment: what's the most thoughtful low cost gift you've ever received or given?
ππΌ some possible solutions for Peta and Mike
Watch this episode on YouTube: https://y...
tii: selling an investment property, $400k cash: offset vs invest?
Glen answers a listenerβs question about selling an investment property and what to do with the proceeds. With around $400k expected after debts, theyβre torn between investing in index funds or using the cash to offset their next mortgage.Β
Learn to be a better investor with The Quick Start-Guide to Investing: Β https://www.moneypodcast.com.au/store
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To get he...
834b productivity roundtable, tax, housing, intergenerational wealth + more with Allegra Spender
The productivity commission roundtable was held last week in Canberra. To discuss what was on the table, Glen was joined by Allegra Spender, Independent Member for Wentworth, so you can stay up to date. They talk about:
π the context of the productivity commission roundtable
ππΌ Allegra Spender's background and her current role
ππ½ what the productivity commission roundtable was focused on
ππΎ the training levy topic brought to the table
ππΏ the building and construction code discussion
ππ» the topic of tax reform and the views shared
π intergenerational financial inequality
ππΌ the housing cris...
834 First Homebuyer Guarantee now changing in October: impact on FHBs, investors & property market
The Australian government have brought forward significant changes to the First Homebuyer Guarantee scheme, effective from October 2025. Glen, Rachelle and John unpack how this could impact first home buyers. They cover:
ππΎ the news announced about the First Homebuyer Guarantee
ππΏ real world case studies that demonstrate how this scheme works
ππ» how will this impact the market?
π could you game this system with this scheme?
ππΌ how will this impact supply and demand?
ππ½ some concerns about the scheme + what to be aware of before accessing it
Subscribe to this is property: ht...
tii: the 10 questions with Queenie Tan
Finance content creator (@investwithqueenie) and author Queenie Tan joins Glen in this bonus episode to answer 10 questions:
ππΎ what makes a successful investor?
ππΏ super or non-super and why?
ππ» mortgage or invest?
π what do you think is the biggest barrier to people investing?
ππΌ do you have to be smart to be good with money?
ππ½ how do you define success and have you achieved it?
ππΎ if someone gave you $10,000 what would you do with it?
π what's been your best investment to date?
ππ» what are you currently reading or listening to?
833b money but make it fun: the fun finance formula with Queenie
Money doesnβt have to be boring. In this episode Glen sits down with Queenie Tan (author and money educator) to explore her unique approach to finance, investing, and living with purpose. The conversation touches on:
ππΎ a bit about Queenie, her book, her values and view on the FIRE movement
ππΏ Queenie's 4 money quadrants, shadow selves + limiting beliefs
ππ» hard decisions, regrets, taking risks + Queenie's investing strategy
π Queenie's new project - the Billroo app
Check out Queenie's book, The Fun Finances Formula: https://amzn.to/4fT17gE
Check out Billroo:Β ht...
833 tax agent giving bad advice, CC points hacking, investing beyond DHHF + more
In this episode Glen is joined by financial advisers James Millard and Phil Thompson to unpack your questions! They touch on:
ππΎ cancelling $100 a fortnight salary sacrifice. Tax agent said it should go elsewhere, is that bad advice?
ππΏ putting salaries go into the mortgage offset, use a credit card for about $10k monthly spend to earn Flybuys/Virgin points, and pay it off from the offset. Worth it?
ππ» what have you DIY'd that genuinely saved you money?
π when is it time to refinance? How long do you wait?
ππΌ I have DHHF, should I invest...
tii: the 10 questions with Brian Parker
Glen interviews Brian Parker, Chief Economist at Australian Retirement Trust in a quick-fire Q&A. Okay... so it's not quite 10 questions, but close enough!
ππΎ what makes a successful investor in your mind?
ππΏ super or non-super and why?
ππ» mortgage or invest?
π what do you think is the biggest barrier to people investing?
ππΌ do you have to be smart to be good with money?
ππ½ when have you financially 'made it' and have you achieved that?
ππΎ if someone gave you $10,000 what would you do with it?
Learn to be a better investor wit...
832b Betashares Direct deep dive Q&A with Matt from Betashares
Glen recently recorded a review of the new Betashares Direct platform, and to follow that up he invited Matt Fish, Head of Product at Betashares, to share more about it. In this discussion they dig into:
ππΎ what the Betashares Direct platform is
ππΏ how the platform is being developed over time
ππ» why Betashares Direct is built on the custodian model, not the CHESS model
π detailed community questions about the platform (fees, reinvesting, asset allocation, online profile features, how you use the platform to invest) + a live preview of using the platform
ππΌ taking a quic...
832 extra mortgage payments before selling, is upgrading a car necessary, interest-only loans + more
Glen, John and Rachelle tackle your questions including:
ππΏ is it worth paying more of my mortgage knowing I'll sell it?
ππ» my car is getting a bit old, time to upgrade?
π first investment property: principal + interest or interest-only?
ππΌ any tips for negotiating a mortgage refinance?
Check out this is property on Youtube: https://www.youtube.com/@thisisproperty
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tii: the 10 questions with Vince Scully
In this short and sharp money Q&A, Glen chats with Vince Scully about what makes a good investor, mortgage or invest?, what "making it" with money actually looks like and more!
Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store
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Any advice is general financial advice only which does not take into account your objectives, financial situation or...
831b binding financial agreements (prenups), honest money chats & dividing assets well
We've all heard about prenups (binding financial agreements), but when is it appropriate to set one up? In this episode (originally played on 'this is property') Rachelle Kroon interviews family lawyer, Kate O'Grady, about how to have tough money conversations in your relationship, touching on:
ππ» the tough money conversations to have going into a relationship, and ongoing
π the pros and cons of a binding financial agreement
ππΌ what a de facto relationship is defined as
ππ½ how to separate from your partner and divide your assets well
Watch this episode on Youtube: h...