The Ramsey Show
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
It’s Time to Face Your Financial Reality
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“My husband lost his job, our finances are a mess, and it's starting to affect our marriage.” “My father is spending all his money on food, I'm worried he is going to blow all his savings. How do I talk to him?” “Should I take out a business loan to start a business with my brother at 18 years old?” “Should I keep my home with a high mortgage payment with the hope that it will appreciate in a few years?” “How do we get information about a trust my father-in-law made for our son?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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Wisdom Starts Where Debt Ends
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“Should I pay off my daughter's mortgage?” “My parents told me if I pay off their home they will deed it to me. Are there any tax implications to this?” “I paid off my home but I don't feel as free as I thought I would be. Am I doing something wrong?” “My siblings took advantage of my mom and bankrupted her. What should I do?” “I have run out of money for college, and I feel like I am being forced to take out student loans.”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Downloa
Slow Money Moves Still Matter
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“My husband is taking money out of our accounts behind my back. What should I do?” “I’m $120,000 in debt—should I file for bankruptcy or drain my Roth IRA?” “I’m recently divorced and starting over at age 60. How do I rebuild my retirement?” “My family thinks we’re broke because we follow our budget and say ‘no’ a lot. Is it boasting to tell them we’re actually doing well?” “I just lost my job—should I go ahead and start a business?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar ap
The Best Return Isn’t Always Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“My husband says he will only stay in our marriage if I make him the beneficiary of my money. What should I do?” “I’m $320,000 in debt and struggling to make my payments, what should I do to get out of this mess?” “Can I go into debt to fight a wrongful termination?” “If I don’t work overtime, I can’t make progress on my money goals. How do I sustain this pace of life?” “I’m in $78,000 of debt and can’t find where my money is going.”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free bu
Normal Money Habits Don’t Build Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“We’re in $900,000 of student loan debt, I just lost my job, and now we’re drowning. How do we get out of this mess?” “My husband is about to make a decision that could ruin us financially. How do I best protect myself?” “Does signing a prenup set us up for a marriage where we’re keeping score rather than being true financial partners?” “I had my identity stolen and a student loan was taken out in my name. How do I fix this?” “We’re being sold hard on IUL accounts—are these too good to be true?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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You Can’t Hack Your Way Out of Debt
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My wife is facing bankruptcy because of her father's poor business dealings. How do I navigate this?” “My wife's father took out ParentPLUS loans for her and her siblings, has since disowned her, and is making her pay all of it.” “Should I use my cryptocurrency to pay off my house?” “I'm 64 years old with $17,000 of debt and nothing saved for retirement. Is it too late for me to build wealth?” “What should I disclose to my boyfriend about my wealth as we get more serious?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free
Short-Term Pain, Long-Term Peace
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My homeowners insurance says I can't run a business out of my home, how does this work with side hustles?” “Our mortgage is 50% of our income and we are dipping into our emergency fund every month in order to survive. What do we do?” “My husband doesn't want to support my children from a previous marriage, should we keep separate finances?” “My cousin passed away and left me to manage the money she left for her granddaughter, how do I invest this money?” “Is it worth it to fight with my husband over hidden assets in a divorce when I have a large income?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
Don't Be A Slave To The Lender
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“My father stopped paying his credit card because they stole his points, and now he's being sued. What should he do?” “How do I navigate having a young baby, starting a business, and my wife losing her job?” “I’m in $100,000 of debt and it’s stressing me out. What should I do to get out of this?” “I am house hacking in a low-income area and I hate my living conditions.” “How do we get out of the cycle of living paycheck-to-paycheck?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your fr
The Right Financial Decision Starts With Understanding the Problem
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
My husband is cheating on me and hiding his credit card debt How do I budget for a high maintenance girlfriend? My car payment is $955 a month, should I sell the car? How do we navigate rising living expenses? My hospital bill went to collections but it was more than what I agreed on when I went to the hospital, what should I do? I have $164,000 of student loan debt, should I pursue public loan forgiveness? We have $100,000 in cash sitting in a safe, is this a good idea?Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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Your Goals Need Numbers, Not Wishes
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My husband racked up $1 million of debt in three years for his vending machine business. Should we file for bankruptcy?” “I followed bad real estate advice to build my portfolio and it's stressing me out. Should I sell these properties?” “My financial advisor told me I can't afford to buy a horse.” “My grandmother gave half of my mom's inheritance to me and my siblings. Should I give it back to her?” “I'm 53, newly divorced and barely surviving. How do I begin to dig myself out of this hole?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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You Can't Stumble Your Way Into Financial Freedom
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“Should we drain our emergency fund to pay off our house?” “Is it worth it to leave my stable job to possibly make more money elsewhere?” “How do I convince my husband to get on board with transforming our finances?” “Should we get a home equity loan to get out of debt faster?” “Can I afford a $40,000 car if I am already in debt?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
Different Outcomes Require Different Choices
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“I’m 64 with nothing saved for retirement and I owe the IRS. Is it possible for me to retire now?” “We make $120,000 a year but we’re still living paycheck-to-paycheck. How do we get out of this?” “My house has been for sale since January. How can I get it to finally sell?” “I bought a house with my sister and now we’re fighting because I disapprove of her boyfriend. Should I get out of this?” “I maxed out my credit card to start my business. Should I get a debt consolidation loan?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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The Price of Freedom Is Discomfort
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“Should I tell my wife that I've been secretly paying off debt and building wealth?” “How do I stop my husband from ruining our finances?” “How do wealthy people protect their wealth?” “My pay went down by 75%, should I downsize my house?” “How do I help my daughter with autism not be taken advantage of by people?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🎟️ Your Last Chance to Join Investing Essentials
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Don’t Trade Peace for Payments
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“My husband controls all our finances and shuts down every time I bring up combining finances. What should I do?” “I’ve been living off credit cards over the last year. How do I dig myself out of this hole?” “My sister hasn’t spoken to me for a year after I took her to court to force the sale of a house. How do I heal this relationship?” “I hate my job. Is it crazy to take a 70% pay cut to find more purpose in my career?” “Can I buy a multifamily house and ‘house hack’ for my first home?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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Stop Borrowing, Start Building Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
“Am I crazy to sell my house, invest the proceeds, and live on what those investments make?” “I can't seem to make headway on my debt, what am I missing?” “Should I take out a $110,000 loan to pay off my girlfriend's debt?” “How do I rebuild my life after going through a divorce?” “Should I use a large portion of my savings to pay off student loans?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted in
Increase Your Income, Expand Your Options
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“Should I quit my secure job to chase a higher paying job with more risk?” “How do we handle a house build estimate that came in way over budget?” “I can't go any further in my career without a degree, should I go back to school?” “Should I take out loans for my future wife or live on rice and beans to cashflow her schooling?” “My rent is increasing and my credit score is bad, will moving help me pay off more debt?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free
Quit Paying for Yesterday's Mistakes
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“Should I purchase a house with my girlfriend if it's a great deal?” “Our mortgage is 75% of our income, do we need to sell?” “My financial advisor is telling me to invest instead of paying off my home.” “How do I teach my daughter to handle money the right way when my ex-wife has different values?” “My husband only contributes 17% of his income to the household account. Should I match him?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
Behavior Matters More Than Math
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My father-in-law bought us a $1 million house. I’m paying him back, but the house is not in my name. Is this a problem?” “I spent all my retirement beating cancer. Now I am starting over at 51 years old—how do I rebuild my retirement?” “My husband and I are worth $11 million, but he still hates it when I spend money.” “My husband wants to sell our house rather than get a second job.” “How do I change my habits to win financially?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your fr
Debt Isn't a Tool, It's a Trap
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
“Should I stay at my toxic job so we can get out of debt faster?” “My dad coerced me to sign for his three cars, now he’s missing payments and I don’t know what to do.” “If we buy an investment property, we won’t be able to retire early. Is it still worth it to invest in real estate?” “How do we get over the disappointment of not meeting our financial goals?” “The HOA fees have doubled since I bought my house, should I sell it?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵
Wealth Is A Strategy, Not An Accident
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My mother wants me to cosign her mortgage, but I feel guilty saying no because she took out Parent PLUS loans for me” “Am I crazy for thinking my husband shouldn’t be on his parent’s cell phone plan?” “How do I stick to a food budget when my traveling job has me in hotels all the time?” “I feel extremely panicked about our finances because I can’t find another job” “My wife and I have different opinions on how much to tithe. How do we work through this?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 ...
How Far Are You Willing To Go To Win?
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My husband bought a $50,000 car without telling me—how should I handle this?” “My father offered to pay off my wife’s student loans and subtract that from my future inheritance. Should I accept?” “I’m 19 years old and in $11,000 of debt—how do I get ahead financially?” “How do I change my mindset about money so I’m not anxious about every purchase?” “How do we invest when the future seems so uncertain?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
Don't Leave Your Financial Future To Chance
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“Should I sell my home, invest the proceeds, and rent for the rest of my life?” “My parents said if I pay to get their basement finished we can live there as long as we want. Is this a good idea?” “Should I set up a trust to pay my kids every year instead of a single lump sum inheritance?” “I feel like my father is always taking advantage of me financially.” “How do I figure out appropriate saving and spending percentages?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 ...
It's Never Too Late To Start Over
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“I’m getting a $1 million settlement. How do I pay off my family’s debt?” “We have $300,000 in debt—how do we pay this off?” “My husband’s spending scares me and we have $100,000 of debt.” “How do I protect myself from my husband’s gambling addiction?” “We are retired with no savings and have $57,000 of debt. How do we start building savings?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fi
Start Small and Keep Moving
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“My family is trying to keep a truck I was supposed to inherit from my grandpa. Do I have any legal recourse options?” “We have been living paycheck-to-paycheck for ten years. How do we get the motivation to fix this?” “I paid for a vacation on my credit card. Should I cancel it because I'm trying to pay off debt?” “My mother is scared of investing in the stock market. Are there any other options for her to invest in?” “Should I use the proceeds from the sale of my home to pay off my fiancé's debt?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
Build Habits That Build Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“Should we take a lump sum offer from a cell tower company for the rights to my grandma’s property?” “My wife told me she wants to leave me because of my financial habits. What should I do?” “Are we doing too much by involving our kids in our financial planning meetings?” “We’re behind on our bills and stuck in a cycle of daily payments. How do we get ahead?” “Should I invest more to catch up on retirement while still paying down my house?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 ...
Live Life With Less Financial Stress
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
“Should we sell our house or take out a loan if repairs cost more than what we owe?” “My 82-year-old mother is being sued by creditors. What is the best way to handle this?” “Should we pay off my wife’s student loans or have her pay them herself?” “My husband wants to skip our solar panel debt and build our full emergency fund instead. What should we do?” “I’m in $55,000 of debt—how do I get out of this?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budge
You Can’t Win Without a Clear Goal
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dr. John Delony and Jade Warshaw answer your questions and discuss:
“My wife committed financial infidelity, how do I rebuild trust with her?” “Do we have a moral obligation to loan a family member money for a custody battle?” “My husband is getting intense about investing but I want to pull back and enjoy our money.” “We are upside down on all our vehicles, what should we do to get out of this situation?” “How can my wife go to dental school without taking out loans?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download th
Facts Are Your Friends...Not Feelings
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“We found mold in our home and I might be getting laid off soon. Should we pull from savings to pay for the $45,000 remodel?” “I’m 19 years old with $58,000 of debt. How do I get out of this?” “How do I keep my financial standards while dating without coming across as rude?” “Should I use gifted money to pay off debt instead of the intended purpose it was gifted for?” “How do I get over the fear of not being financially ready to start a family?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵
Stop Giving Away Your Control
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“I’m struggling to find a job, what should I do to get out of this?” “We’re in $180,000 of debt and I just found out I’m pregnant. What changes should we make to make ends meet?” “I want to sell my late mother’s property but my sister wants to keep it. What should I do?” “I am working 80 hours a week to pay off my home early, but my fiancée wants me to slow down. What should I do?” “I am thinking of going back to school for 11 years. How do I financially prepare for this?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your f...
Change Your Mindset, Change Your Life
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“We bought a fixer-upper and the work is overwhelming us, should we sell it?” “I’m in $55,000 of debt, how do I deal with all my creditors?” “I’m 62 with only $150,000 from an inheritance to rely on. How do I avoid becoming a burden on my family?” “I hate my job, should I get a lower paying job that I’ll enjoy?” “I’m in $35,000 of credit card debt and I’m barely able to keep up. Should I get a personal loan to pay them off?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
👉Help shape the future of the show. Sign up for a listener interview and tell us what you think. https://ramsey.solutions/i0jmedjc
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 ...
Make Hard Decisions Now So Future You Can Win
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“How do I prepare for my autistic daughter's future?” “Should we sell our paid-for house to pay off $100,000 of debt?” “Should I trust a company that's offering to pay off my house for me?” “How do I take my business from ‘surviving’ to ‘thriving’?” “Should we put conditions in our will around an estranged daughter?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
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Go to Angel Studios to discover entertainmen...Common Sense Beats Clever Money Hacks
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“We’re in $187,000 of debt and living paycheck-to-paycheck. How do we get out of this?” “Our non-profit cat café has been losing money since we opened. Should we continue to shoulder these losses?” “How do I prepare financially to pay for a dowry and a big traditional wedding?” “My fiancée’s parents just told her they want her to pay the Parent PLUS loan. Are we obligated to pay it?” “Our house is in a flood zone and we are struggling to sell it.”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trust...
Discipline Is the Difference Between Broke and Wealthy
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“Can I frontload our retirement and 529 accounts for a few years and then stop contributing?” “Is paying for a more expensive daycare worth it while we are trying to pay off debt?” “I hate the idea of investing in mutual funds because I don't have voting rights. Can I be successful investing in small companies?” “I switched careers and now I am making a third of what I used to, should I switch back to my old career?” “Is it a good idea to sell my house and live in a van?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!...
Today's Habits Create Tomorrow's Progress
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and George Kamel answer your questions and discuss:
“My job contract says I’ll owe three times my tuition if I leave—should I stay or go?” “My mortgage payment is 40% of our income—should we sell our home?” “A solar panel company put a lien on my house—should I pay off the panels before the mortgage?” “I owe the IRS and child support—how do I pay these off so I don’t end up homeless again?” “My mom’s home is in terrible condition but she refuses to move—how do we help her?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
Wealth Doesn't Happen By Accident
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
“My wife loaned out $45,000 of our money behind my back” “My husband hasn't had a job in eight years and I'm struggling to make ends meet. Should I divorce him?” “My parents are asking for us to loan them money so they can buy another home. What should I do?” “Should I use my husband's life insurance payout to pay off the house?” “Should we give up our kids' music lessons to become debt-free?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
🏠 ...
One Decision Can Change Everything
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and George Kamel answer your questions and discuss:
“My fiancé says I’m financially abusing him because I won’t use my inheritance to pay off his credit card debt” “We bought a home with concealed structural problems—should we sue the seller?” “I sued my contractor for defrauding me out of $10,000, and all my financial margin is going to legal fees. What do I do?” “My kids’ medical problems are keeping me from working and it’s straining our finances. What should we do?” “I’m in $15,000 of debt—how do I get out of the debt cycle?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. D...
The Numbers Don't Lie
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“I won $400,000 in a scratch-off lottery ticket, how should I manage this money?” “I’ve been living in my car for 6 months after a nightmare with home ownership—should I buy a sailboat and live in that?” “We are about to lose half our income, do we need to pause the Ramsey plan?” “I’m going to college with nothing saved and I’m worried that I’ll end up going into debt.” “My parents are telling me not to buy a house right now because of the interest rates. Are they right?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free bu...
Sacrifice To Win
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
“My mother has been irresponsible with her money; will I be responsible for taking care of her?” “I just found out I will be inheriting 100 ounces of gold. What should I do with it?” “I took out a 401(k) loan to pay off my credit card debt, and I'm worried I made a mistake and won't be able to stop using them.” “I keep catching my husband in lies about our finances.” “I'm about to run out of money for lawyers in my divorce; what should I do?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download t...
Life Is Complicated. Money Doesn't Have To Be.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and George Kamel answer your questions and discuss:
“We’re house poor, should we sell the house?” “I’m $28,000 upside down on my car, how do I get out of it?” “As a Christian, how do I go about starting a business without idolizing money or success?” “Should I go $3.5 million into debt to become a chicken farmer?” “Should I use the money I inherited to pay off debt or do something my late sister would have wanted me to do?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and...
Take The First Step Toward the Life You Want
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
“My girlfriend and I have different views on money. How do we talk through this and come to an agreement?” “I just lost $1,300 of child support a month and now I am behind on my bills. What should I do?” “I interviewed with a company and they said they wanted to hire me, but I haven’t heard from them in 45 days. What should I do?” “My father cosigned a student loan for my nephew. Who is responsible for the loan after my father passes away?” “Our mortgage is 50% of our income. Can we keep the house?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 ...
