The Ramsey Show
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Temporary Sacrifice Can Change Your Future
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“I'm 20 years old and homeless. How can I get out of debt?” “My parents want to contribute to investments for my kids, but they would only do it if we open Trump Accounts.” “Should we live with family before our baby is born?” “Can we consolidate debt if it means we will pay off our debt faster?” “Should I buy a home in cash or invest the money?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
Life Is Unpredictable, Money Doesn’t Have To Be
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“We’re doing everything we can to save money, but we’re still living paycheck-to-paycheck. What else can we do?” “I financed a Toyota Camry at $61,000 at a 19% interest rate, should I sell it?” “How do we restructure our lives financially after a motorcycle accident left me permanently disabled?” “I depleted my retirement fund over the last two years. How do I start over?” “Should we be saving for a replacement battery for our Tesla?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
📈 Check Out George’s Free Investing Guide
💵 Start your free budget today. Download the EveryDollar app!
Stop Giving Your Paycheck To Lenders
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“I found out my fiancé has been hiding debt from me. Should we pause buying a house together?” “My son received a difficult diagnosis. How do I invest in his future?” “I’m in $390,000 of student loan debt. Should I pursue student loan forgiveness?” “I have to take paycheck advances to survive. How do I stabilize my finances?” “Are we making a mistake by choosing vacations over college savings?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
Break Up With Debt For Good
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“Should I cash out my whole life policy to pay off debt?” “How do I help my daughter invest her settlement?” “My mom wants me to cosign on her new mortgage, should I do it?” “I am 3 months pregnant and going through a divorce. Can I take a personal loan to get my life back on track?” “The payments on my title loan are over $1,000. How do I get out of it?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
Don’t Let Guilt Call The Shots On Your Finances
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“My student loan holder is harassing my family and friends even though I'm current on my loan. How do I get them to stop?” “My mother-in-law is spending all her savings on giving, and she expects us to take care of her after she goes broke.” “My husband says he is not a bank and he will not pay all our bills. How do I even begin to pay off debt?” “We bought a home without an inspection and found problems with it afterward. What should we do?” “I'm a race car driver who could lose my job at any time. How do I plan my finances with such a volatile profession?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each mo
Sacrifice Today Means Peace Tomorrow
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“How do we get ahead financially when our daughter has extensive medical needs?” “How do I buy a car with a high debt-to-income ratio?” “Should I bail out my daughter who is financially underwater?” “How do I address my wife's credit card spending?” “How do I keep my husband from accumulating more debt?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
🚢 Cruise With Dave Ramsey and 2,500
Living Without Debt Leads to Financial Freedom
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
"How do I pay off my $365,000 of debt in two years?" "I haven't been filing taxes since 2014, what should I do?" "Our housing is over 50% of our income—should we sell our house or increase our income?" "How can I safeguard my money when I have a Bipolar episode?" "How do I pay for PA school when I can't afford it in cash?"Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
Don’t Let Shame Keep You Stuck
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“My sister-in-law is gifting us $73,000 to pay off my wife's student loans. Should we wait to see if her student loans get forgiven first?” “My financial advisor wants me to take out a loan for my living expenses instead of drawing on my investments. Is he right?” “My job is making me go into debt every month after my sales income dried up. What should I do?” “I have $60,000 of credit card debt. How do I pay this off?” “My aunt offered to pay off my car debt. Should I accept?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
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Your Financial Comeback Can Start Today
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“Should I limit my husband's access to money due to his spending addiction?” “We're about to have two mortgages that take up 100% of our income. How do we keep ourselves from drowning in payments?” “I'm 19, making $18,000 a month—should I change my contributions from Roth to traditional to lower my tax bracket?” “Should I leave my high-paying career to become a pastor?” “Our property taxes have increased by $12,000 in the last two years. Should we move?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget to
Simple Habits Create Lasting Peace
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“I’m 67 with nothing saved for retirement, how do I get started?” “How do you possibly build a business without debt?” “Should we cash out our whole life policy?” “Does it make sense to buy a home in a high-cost-of-living area when we are so close to retirement?” “How do I get out of $50,000 of debt and become financially stable?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
💌 Preorder Build the Ma
Your Life Won’t Change Until You Do
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“I have $1.1 million in debt, how do I get rid of this debt quickly?” “My in-laws gave us $100,000 with some strings attached, how do we best use this money?” “I just lost my job with no notice, where do we go from here?” “Should I wait to propose until after I have paid off all my debt?” “I don't know how much debt I have, what should I do?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
Don't Wait For Motivation - Take Action
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave and Dr. John Delony answer your questions and discuss:
“Should I take legal action against my sister who owes me $200,000?” “My wife keeps taking out debt behind my back—what should I do?” “Should I sell my rental properties and just invest in the market?” “Should I cancel the bankruptcy process I’m in and simply pay off my debt?” “Should I downgrade my house to get out of debt?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
🚢 Cruise With Da
Build A Life That Doesn’t Depend On Debt
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“I'm currently carrying two mortgages and I'm about to run out of money. What should I do?” “My failing business has accumulated $220,000 of debt in the last 6 months, and I don't know what to do.” “Should I file bankruptcy before I get married?” “Should I use my cash to pay off my debt or invest it?” “Every time I try to save money, I lose focus and end up spending it. How do I teach myself the discipline needed to save money?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free
Financial Freedom Is Worth Fighting For
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“My wife hid over $100,000 of debt from me and still won’t come clean. How do I protect myself from her decisions?” “My boyfriend coerced me into $103,000 of debt. What should I do?” “My girlfriend and I don’t align on financial goals. Should we break up?” “My father doesn’t have a will. Should we pay for him to get a will so we can exclude ourselves?” “I’m lowering my income by $90,000 every year to qualify for state health insurance. Should I stop doing this?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵
You Can’t Build Wealth in Financial Chaos
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“My wife’s mom maxed out a credit card in my wife’s name—should we treat this as our debt?” “I did everything right, but my medical bills exhausted my retirement savings.” “Is it irresponsible for me to buy a duck hunting boat while I have $250,000 of student loan debt?” “How do I gain back my husband’s trust after gambling behind his back?” “My dad is in a bad spot financially, I want to give him some money but my wife doesn’t want me to. What should I do?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵
Your Future Is Worth the Sacrifice
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“How do I help my aunt recover after being scammed by my brother?” “I got laid off at 72, do I have enough to retire?” “How can we teach our 25-year-old son to be more responsible?” “Should we use our investments to pay off the mortgage?” “What do we do with the extra income now that we've paid off our house?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
🚢 Cru
Smart Financial Decisions Beat Big Risks
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and George Kamel answer your questions and discuss:
“I'm embarrassed about how bad my finances are even though I make $150,000 a year. What can I do to fix this?” “Our student loan payments are $2,000 a month. How do we manage these payments with our living expenses?” “I haven't paid on my second mortgage since 2010.” “Should I leave my stable job for a consulting job?” “Should I sell my house to fix my financial mess?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!<
Don’t Let Others Control Your Future
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“My uncle embezzled money from our family business and left us in debt.” “We have $87,000 in gambling debt—how do we tackle it?” “My husband wants me to sign a postnup as a condition to working on our marriage.” “Should I retire from my job to start getting my pension, then get another job?” “Should I cash out my whole life insurance policy to pay off debt?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
You Don't Win With Money By Accident
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“My business is losing $13,500 a month—should I keep trying to save it?” “I took out a predatory loan with 275% interest and fees. How do I get out of this?” “Should I undo the prenup I made my husband sign 10 years ago?” “My homeowners insurance wants me to replace my roof when it doesn’t need to be replaced. Should I just drop the insurance?” “How do I enter the financial advisor industry with integrity when there are so many bad products out there?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵
Your Money Habits Matter More Than Math
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“Is it ethical to use child support money to pay off debt?” “My commute is five hours—should I find another job?” “My fiancée got in a car wreck a few days before our wedding and I feel obligated to help with the bills.” “Should I empty my retirement savings to pay off my first and second mortgages?” “What’s the best way to walk away from my Indexed Universal Life (IUL) insurance policy?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget tod
Make A Plan Your Future Can Trust
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“I’m in debt and lost my job. What should I do?” “Am I in a vulnerable situation because my husband has control over our money?” “How do my fiancée and I get on the same page financially after there’s been financial distrust?” “How can I get my husband to sell our Bitcoin and pay off our house?” “How do I pay off my debt after recovering from addiction?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDol
Stop Settling for a Life You Hate
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
“Should I pay off my fiancé's debt or help my parents keep their home?” “How can I support my husband after his parents sabotaged us financially?” “How do I help my parents financially when they are irresponsible with money?” “Can I pull money from my 401(k) to pay off debt?” “How can I approach an older family member about their estate planning?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵 Start your free budget today. Download the EveryDollar app!
The Hard Road Leads to Freedom
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
“Am I doing my son a disservice by adding him as an authorized user to my credit card?” “My step-siblings are trying to cut me out of my dad's will. Should I fight this?” “I feel stuck in a relationship because I can't find a job and filed for bankruptcy. How do I get my money back on track?” “Is using debt to expand a business worth the risk?” “At what point does it make financial sense to give up a 3% mortgage rate to move?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💰 How much do you need to invest each month to retire a millionaire?
💵
Build Your Foundation Before You Build Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and George Kamel answer your questions and discuss:
“My mom is spending all her savings on charities and donations. How do I get her to slow down?” “I lost my job because my neighbors falsely accused me of a crime I did not commit.” “I've been avoiding my debt for 15 years. How do I start the Baby Steps and stay committed to them?” “We lost half our income after my wife decided to become a stay-at-home mom. How do we stay afloat?” “Can my solar panel debt be canceled if the company went out of business?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
📈 Are you investing enough for retirement? Use our free retirement calculator!
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Building Wealth Requires the Courage to Make Unpopular Decisions
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and George Kamel answer your questions and discuss:
My daughter stopped talking to me because I told her I will not go into debt to pay her college expenses
I'm scared of being sued by debt collectors
My financial advisor keeps pushing annuities and Indexed Universal Life. What should I do?
I'm struggling to make the payments on my house
My mom and my husband don't want me to close my credit cards
Should my parents leave a share of their inheritance to my kids instead of just me?
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Star
Change Your Habits, Change Your Life
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“Should we get engaged knowing we're going to have a massive combined amount of student loan debt?” “I make $1 million a year and want to buy a $1.3 million property—how much should I put down as a down payment?” “My husband doesn't believe in saving for retirement.” “As a single dad, how do I get out of debt and stop living paycheck-to-paycheck?” “Should I cash out my retirement account to pay off debt?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
Break The Borrowing Cycle
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“Should my mother-in-law take out a reverse mortgage to buy stocks?” “Is a prenup a fair thing to ask for, and will it protect me financially?” “Social Security overpaid me and they want money back, but I can't afford it. What should I do?” “We have income to support us for the rest of our lives, do we still need IRAs?” “Should I stay in college as a young entrepreneur?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🧮 Need help with your
Debt Doesn’t Have to Run Your Life
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“My girlfriend wants to wait 20 years to get married so she doesn't lose survivor benefits” “I am being sent to court by collections, should I reprioritize that debt and pay it off first?” “My boyfriend and I have different views on money, should I break up with him?” “How do we save to hire a caretaker for our son with special needs?” “Our adjustable-rate mortgage matures in four years, should we cut back on our retirement investing in order to pay it off?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Downloa
Stop Making Excuses and Start Making Progress
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“Should we spend $200,000 on a pool?” “I filed Chapter 13 bankruptcy, how do I pay my bills after they deduct the debt payments?” “Our advisor wants to manage all our assets and just give us a monthly payout. Is this safe?” “I never want to own a home again, can I still build wealth?” “Can I surrender my late husband's property back to the bank instead of paying it off?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
🗓️ Set and actually reach your goals w
Focus On What You Can Control With Your Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
“My husband got into over $1,000,000 of gambling debt behind my back. Should we sell the house to get out of this?” “I have been leveraging homes and now I am in a bind with $920,000 of debt. How do I get out of this?” “My father-in-law wants to loan us $400,000 from my husband’s inheritance to buy a home. Should we do it?” “My parents are in debt with no money. How do we help them without causing disputes within the family?” “How do I get my wife on board with the Ramsey plan when she doesn’t trust me with our finances?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵
Stop Living in Financial Chaos
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“How do we prioritize our finances when our income is paid in cows?” “My soon-to-be ex-husband lied about our financial statements. What should I do?” “Can I still retire early since I had to pay my half of the mortgage to my ex-wife?” “How do I save up for medical school if I want to do it debt-free?” “Should we sell our house if it's limiting our long-term financial freedom?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar app!
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Progress Requires Discipline
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
“My parents are going through a divorce, how do I mediate so my mom doesn't take advantage of my dad?” “My wife is against me gifting my parents a house, how do I talk to her about this?” “My wife's family is constantly disrespecting us, how do we work through this when she works in the family business?” “I failed the Bar exam four times, should I keep trying to pass the test or move on and focus on my business?” “How does an engaged older couple discuss finances and retirement?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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It’s Time to Face Your Financial Reality
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“My husband lost his job, our finances are a mess, and it's starting to affect our marriage.” “My father is spending all his money on food, I'm worried he is going to blow all his savings. How do I talk to him?” “Should I take out a business loan to start a business with my brother at 18 years old?” “Should I keep my home with a high mortgage payment with the hope that it will appreciate in a few years?” “How do we get information about a trust my father-in-law made for our son?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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Wisdom Starts Where Debt Ends
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“Should I pay off my daughter's mortgage?” “My parents told me if I pay off their home they will deed it to me. Are there any tax implications to this?” “I paid off my home but I don't feel as free as I thought I would be. Am I doing something wrong?” “My siblings took advantage of my mom and bankrupted her. What should I do?” “I have run out of money for college, and I feel like I am being forced to take out student loans.”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Downloa
Slow Money Moves Still Matter
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Rachel Cruze answer your questions and discuss:
“My husband is taking money out of our accounts behind my back. What should I do?” “I’m $120,000 in debt—should I file for bankruptcy or drain my Roth IRA?” “I’m recently divorced and starting over at age 60. How do I rebuild my retirement?” “My family thinks we’re broke because we follow our budget and say ‘no’ a lot. Is it boasting to tell them we’re actually doing well?” “I just lost my job—should I go ahead and start a business?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free budget today. Download the EveryDollar ap
The Best Return Isn’t Always Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“My husband says he will only stay in our marriage if I make him the beneficiary of my money. What should I do?” “I’m $320,000 in debt and struggling to make my payments, what should I do to get out of this mess?” “Can I go into debt to fight a wrongful termination?” “If I don’t work overtime, I can’t make progress on my money goals. How do I sustain this pace of life?” “I’m in $78,000 of debt and can’t find where my money is going.”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free bu
Normal Money Habits Don’t Build Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“We’re in $900,000 of student loan debt, I just lost my job, and now we’re drowning. How do we get out of this mess?” “My husband is about to make a decision that could ruin us financially. How do I best protect myself?” “Does signing a prenup set us up for a marriage where we’re keeping score rather than being true financial partners?” “I had my identity stolen and a student loan was taken out in my name. How do I fix this?” “We’re being sold hard on IUL accounts—are these too good to be true?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
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You Can’t Hack Your Way Out of Debt
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My wife is facing bankruptcy because of her father's poor business dealings. How do I navigate this?” “My wife's father took out ParentPLUS loans for her and her siblings, has since disowned her, and is making her pay all of it.” “Should I use my cryptocurrency to pay off my house?” “I'm 64 years old with $17,000 of debt and nothing saved for retirement. Is it too late for me to build wealth?” “What should I disclose to my boyfriend about my wealth as we get more serious?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your free
Short-Term Pain, Long-Term Peace
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My homeowners insurance says I can't run a business out of my home, how does this work with side hustles?” “Our mortgage is 50% of our income and we are dipping into our emergency fund every month in order to survive. What do we do?” “My husband doesn't want to support my children from a previous marriage, should we keep separate finances?” “My cousin passed away and left me to manage the money she left for her granddaughter, how do I invest this money?” “Is it worth it to fight with my husband over hidden assets in a divorce when I have a large income?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
Don't Be A Slave To The Lender
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“My father stopped paying his credit card because they stole his points, and now he's being sued. What should he do?” “How do I navigate having a young baby, starting a business, and my wife losing her job?” “I’m in $100,000 of debt and it’s stressing me out. What should I do to get out of this?” “I am house hacking in a low-income area and I hate my living conditions.” “How do we get out of the cycle of living paycheck-to-paycheck?”Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💻 New to the show and want to learn more? Check out our 7 Baby Steps!
💵 Start your fr
