BetterWealth with Caleb Guilliams

I Brought The Biggest Minds In Life Insurance Into One Room for the largest life insurance event BetterWealth has ever hosted. In this vlog I take you behind the scenes with top life insurance experts such as, Van Mueller, Garrett Gunderson, David McKnight, @TheChrisNaugle , Ed Slott, Tom Wall, Russ & Joey from @WealthWithoutWallStreet Revan Vega (Previously Chris Kirkpatrick - @LIFE180 ) and many more powerful voices.

Watch the Interview on Youtube for Visuals - https://youtu.be/7Byc9mTgi9k

Buy Your Early Bird Tickets For The 2027 Life Insurance Summit & Save $300: https://lifeinsurancesummit.com/

Chapters: <...

Social Security analyst Thomas Drapala breaks down how the average person leaves $140,000 on the table by claiming Social Security without a plan. Caleb Guilliams and Thomas walk through why 96% of people get this decision wrong, the difference between optimizing and maximizing your benefit, and the real questions you should be asking before you file. If you're within a few years of retirement, this is the framework nobody sat you down to explain.

Watch the Interview on Youtube for Visuals - https://youtu.be/pI-w1jHhlIU

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Dave Mozeika, the CEO of Currence, teaches how he increased wealth from $120k to $2.2M (400% Increase) by practicing a simple cash flow strategy that removes additional risk and doesn't require earning higher rates of return.

Watch the Interview on Youtube for Visuals - https://youtu.be/q-llbB-zMO0

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Click Here: https://betterwealth.com/go/yt/q-llbB-zMO0

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://betterwealth.com/review/yt/q-llbB-zMO0

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Phil Bodine explains the 3 rates of return he believes you should consider when evaluating whole life insurance. Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Discovery Call Here: https://bttr.ly/bw-yt-aa-clarity

Phil and Caleb Guilliams break down the internal, external, and eternal rates of return, how whole life can be used alongside other investments, and why looking only at the policy’s internal performance can miss the bigger picture. They also discuss Phil’s criticisms of Infinite Banking, policy loans, and some of the math commonly used to explain the stra...

Barry James Dyke the Bestselling author of, The Pirates of Manhattan warns about the incoming threat of private equity coming for your retirement savings, including your 401k and IRA. Barry walks Caleb Guilliams through the evidence and past behavior of the largest Wall Street corporations in order to control more of your money's liquidity.

Watch the Interview on Youtube for Visuals - https://youtu.be/xUZiCgRKJ3o

Learn More About About Barry's Work: https://www.barryjamesdyke.com

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call...

Fraud investigator Tom Gober explains the $17 Billion insurance scandal of Mark Walter, Guggenheim and the Dodgers. Mark Walter is the previous owner of the LA Lakers and current owner of The Dodgers and is drawing worldwide attention for shady insurance practices tied to his own business.

Watch the Interview on Youtube for Visuals - https://youtu.be/iMFsoUeZdLI

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly...

Americas IRA expert Ed Slott breaks down his personal tax-free retirement & estate planning playbook. Want To See How Permanent Life Insurance Can Improve Your Retirement Plan? Click Here: https://bttr.ly/bw-yt-aa-clarity

Ed Slott walks Caleb Guilliams through traditional vs. Roth IRAs, future tax risk, permanent life insurance, tax diversification, Social Security, annuities, estate planning, and strategies for creating lasting, tax-free financial security for generations.

Watch the Interview on Youtube for Visuals - https://youtu.be/tFBCwAkgkyU

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Online gurus such as Dave Ramsey, George Kamel, and The Money Guy Show will make the claim that whole life insurance is one of the worst financial products in existence, but what to financial experts with decades of experience and credentials have to say? In this video, Caleb Guilliams sits down with one of the those experts, Dan Flanscha CFP®, CLU®, ChFC®, RICP®, LUTCF to present the academic case for whole life insurance. This almost 4-hour, 8-part course was created to address common arguments against the concept of whole life insurance and infinite banking by analyzing the mechanics, philosophies, and...

Is whole life insurance really as bad or as good as people claim? Tom Wall, PhD in retirement income planning examines 100 years of historical data to challenge common assumptions about whole life insurance, retirement planning, risk, and portfolio construction. Learn how whole life compares to traditional fixed-income investments, why it may improve financial flexibility, and where it fits in a modern financial plan.

Watch the Interview on Youtube for Visuals - https://youtu.be/BCbeUOk5mXo

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr...

Life insurance is about far more than a death benefit. In this exclusive interview, Caleb Guilliams sits down with industry legend Van Mueller to explain how cash value life insurance can be used throughout your lifetime to create liquidity, protect your wealth, supplement retirement, reduce financial risk, and leave a lasting legacy. He also gives his agent playbook on how to actually show people the value of life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/fwUbh2BiWBs

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule...

Caleb Guilliams sits down with Revan Vega ( @LIFE180 ) Tyler Wille, and Jonathan Bell to settle the question around the policy that sparked a heated debate across the life insurance industry. Together, they examine the original illustration, challenge each other, discuss IUL performance, policy design, regulations, and whether this policy truly lived up to the promises often made about Index Universal Life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/SMfIaa_PjNI

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly...

Could this be the most flexible whole life insurance policy I've ever reviewed? Want to Connect with The Catholic Order of Foresters as an Advisor or Prospect? Click Here: https://bttr.ly/CatholicInsurance

In this episode, Caleb Guilliams sits down with Matthew Korienek from Catholic Order of Foresters to explore one of the industry's most flexible life insurance products. They break down customizable term and whole life options, premium flexibility, policy loans, charitable benefits, and how this Catholic carrier compares to other mutual life insurance companies.

Watch the Interview on Youtube for Visuals - https...

Learn how to start and build a family banking system using life insurance, trusts, and family constitutions. Want To Start A Life Insurance Policy For Your Family Bank? Go Here: https://bttr.ly/bw-yt-aa-clarity

Jayson Lowe is a family wealth and infinite banking expert who owns over 80 life insurance policies. In this Live Q&A, Jayson Lowe and Caleb Guilliams answer all of your most pressing questions and pull back the curtain on his very own structure with his family.

Watch the Interview on Youtube for Visuals - https://youtu.be/Bhe2DyXbitc

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Is it actually worth using Infinite Banking to buy a car? Chris Naugle says yes. Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

In this episode, Caleb Guilliams, Chris Naugle, and Craig Yenni break down the math behind financing a vehicle with a traditional auto loan versus using a policy loan from a properly designed whole life insurance policy. Chris and Craig run through their new vault software to compare real-world scenarios, explore policy loans, cash value, paid-up additions (PUAs), opportunity cost, and see which strategy comes out ahead.

Watch the...

How do family offices and ultra-wealthy families use life insurance to build, protect, and transfer wealth for generations? Want to See If Whole Life Insurance Can Improve Your Wealth? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

In this BetterWealth episode, Caleb Guilliams sits down with Family Office Expert, Steven Bowles to break down the strategies behind dynasty trusts, estate planning, family banking, liquidity, tax-efficient wealth transfers, and how life insurance can help create lasting multi-generational wealth for 1,000+ years.

Connect with Steven Bowles: https://www.linkedin.com/in/stevenbowles1/

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Life Insurance agent, Jonathan Bell claims he has beaten @LIFE180 $25K IUL challenge but his policy was rejected by Chris Kirkpatrick (Now Revan Vega) for not meeting the fine print. In this interview, Jonathan gives his side of the story in why he believes a properly structured IUL policy can outperform it's projected illustration.

DISCLAIMER: Indexed universal life insurance is a complex product with costs, fees, and risks. Policy performance is based on non-guaranteed crediting rates and assumptions; actual results may be lower than illustrated. Any examples discussed are hypothetical and for illustrative purposes only and are...

Watch the Interview on Youtube for Visuals - https://youtu.be/TS_RTVc3PL8

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Learn More About BetterWealth: https://betterwealth.com

Chapters:

00:00 - Intro

01:21 - The "Mountain" Analogy: Accumulation vs. Distribution

04:53 - Reversing Engineering...

Financial professional Trent Fortner uses mathematical models to compare the long-term outcomes of whole life insurance versus traditional investing. Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Watch the Interview on Youtube for Visuals - https://youtu.be/bNci4Kfxu7s

Key topics include:

1. Whole Life vs. Investing: A case study demonstrates how whole life insurance can improve a financial model over 55 years compared to investing in mutual funds while paying for term insurance.

2. The LEAP Model: Fortner explains his holistic approach to financial planning, emphasizing protection, cash flow efficiency...

Harlan Accola explains how homeowners can strategically use reverse mortgages to create a more efficient retirement and legacy. Accola uses specialized software to demonstrate how individuals can eliminate mandatory monthly mortgage payments, access tax-free cash from home equity, and even generate significant tax deductions.

See Your Numbers for Reverse Mortgage: https://movement.com/loans/reverse

Or call 580-Reverse

Watch the Interview on Youtube for Visuals - https://youtu.be/acQkZPe2kuM

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly...

Sam Kwak ( @TheKwakBrothers ) and Michael Lush ( @ReplaceYourUniversity ) break the silence on the velocity banking controversy that was stirred up in our previous video with Zach Oehlman, who accused them of lying and spreading false information on paying off your house early. Michael Lush and Sam Kwak address his claims and show how their process actually works compared to what Zach presented.

Watch the Interview on Youtube for Visuals - https://youtu.be/SPqKd6RsymE

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity <...

CFP Daniel Flanscha is a financial expert of 40 years who's taking on the claims of The Money Guy Show against infinite banking and whole life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/5iJ-iQhpcXg

Watch The 10 Part Course Here: https://bttr.ly/academic-case

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Learn More About BetterWealth: https://betterwealth.com

In this response video to the Money Guy Show, Daniel Flanscha and Caleb Guilliams...

Learn how you can turn your life insurance policy into a super Roth for retirement. Tom Love is a CEO and financial wealth expert with over 40 years of experience. He walks through the multiplicity of benefits life insurance can unlock not just for the top 1% but for business owners, entrepreneurs, W2, and retirees. We cover the tax advantages, risk mitigation, non-recourse loan benefits, as well as debunking some of the most common talking points against life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/NABjYZ3Bggo

Connect with Tom Love: https...

Tax lawyer Toby Mathis from Anderson Business Advisors reacts and fact-checks some of the most viral tax advice online, answering the question, can you actually pay zero taxes?

Watch the Interview on Youtube for Visuals - https://youtu.be/fLnr5sb_q5w

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly...

I sit down with Retirement expert and legend Tom Hegna to discuss the growing support for annuities, particularly the major asset management firm, BlackRock, who used to be critical of annuities and is now buying them in mass and promoting them.

Watch the Interview on Youtube for Visuals - https://youtu.be/8mVpfq9MSuk

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want...

Meet the man who pioneered one of the biggest developments in the retirement planning industry. Curtis Cloke, a financial professional of 30 years and the man who's credited with pioneering the Deferred Income Annuity, or DIA as it's called. In this interview, Curtis shares the story of how he developed the game changing retirement tool and gives an example of the "Buy Income, Chase Alpha" strategy which allowed him to generate $82,000 a year of Guaranteed Income, and invest more aggressively with the remaining savings he has, instead of tying it up in the market.

Watch the Interview on...

I sit down with the president of the Nelson Nash Institute to walk through the core principles of the infinite banking concept as Nelson Nash intended as well as covering the future of IBC. I also directly address some of my concerns and issues with completely removing banks from one's financial plan.

Watch the Interview on Youtube for Visuals - https://youtu.be/M72BN415fOE

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent...

I sit down with Velocity Banking Expert, Anthony Rushing, to discuss using 1st lien HELOCs to pay off debt. Anthony answers the questions of when this concept does and doesn't make sense, and responds to the most common objections against the strategy.

Watch the Interview on Youtube for Visuals -https://youtu.be/JIdrn74opF4

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want...

I sit down with Zach Oehlman, a former velocity banking and 1st lien HELOC advocate turned whistleblower—who’s now calling out major figures like Michael Lush and the Kwak Brothers. After years as a top affiliate with Renatus, Zach breaks down the flawed math behind velocity banking, explains why the strategy doesn’t outperform simply paying down your mortgage, and shares details of his lawsuit against Renatus. If you’ve heard claims of paying off your home in a few years using HELOC “chunking,” this is a direct, numbers-driven breakdown—and an open challenge to anyone defending the strategy.

I sit down with Ed Slott, America's top CPA and retirement expert to discuss the asset that has the number one benefit in the tax code for tax free money.

Watch the Interview on Youtube for Visuals - https://youtu.be/e8oE0VIRCis

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Whole Life Insurance Policy?

Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video...

I sit down with Tom Gober, a Certified Financial Examiner and Certified Fraud Examiner with 41 years of experience, to discuss the growing problem of private equity, fraud, and reinsurance in the life insurance industry. Tom Gober spent 12 years working with the FBI, uncovering major insurance schemes. Now he's blowing the whistle on the riskiest company, Athene Annuity and Life Company, who's controlled by the massive private equity group, Apollo.

Watch the Interview on Youtube for Visuals - https://youtu.be/ftKy6WeTDkI

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr...

I sit down with Real Estate & Infinite Banking expert, Ryan Lee, to break down his step-by-step guide to retire in 10 years or less using life insurance and turn-key real estate to generate $10K a month of tax free income for life.

Watch the Interview on Youtube for Visuals - https://youtu.be/Bp36IxXrtG4

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want...

Give me 57 Minutes, and I'll Change The Way You Think About Whole Life Insurance. Life insurance is more than a death benefit, it's a Foundational Asset that helps you keep, protect, and grow your wealth at the same time. In this masterclass, Caleb Guilliams walks through everything you need to know about utilizing max funded whole life insurance to better your wealth and financial legacy for generations.

Watch the Interview on Youtube for Visuals - https://youtu.be/JAfyY9tK6OY

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

...

Sitting down with Garrett Gunderson, a legacy and generational wealth expert, to give a step-by-step guide in how to create, set up, and build generational wealth for your family, just like the Rockefellers. In this video, Garrett gives the three steps to the Rockefeller Method, as well as some bonus steps that often get missed. This is a deep dive into how to structure Living Trusts, life insurance, and more for your family's dynasty plan.

Watch the Interview on Youtube for Visuals - https://youtu.be/W-TBD3HIVoA

Want a Whole Life Insurance Policy? Go...

I'm putting myself on trial with attorney Frederick Rosenberg, who has spent 30 years as a forensic analyst, picking apart the wreckage of financial disasters. In his book, Dying for Benefits, he comes after the infinite banking concept and agents selling life insurance for income. Can I change his mind?

Watch the Interview on Youtube for Visuals - https://youtu.be/MMgdrQ-d4g4

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More...

In this Interview with wealth expert Kuldeep Madan, we break down how whole life insurance premium financing works for ultra-wealthy family's and when it’s actually a viable strategy. We then compare using whole life insurance and IUL's for premium financing and which one wins in the end.

Watch the Interview on Youtube for Visuals - https://youtu.be/ljkaP_J7ZAk

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Connect with Kuldeep's Te...

I sit down with top planning expert, Rohit Punyani, to break down how Defined Benefit (DB) plans can be used as a powerful tax strategy for business owners and how they can potentially write off 6 to 7+ figure life insurance premiums. In this masterclass, we cover how DB plans (under 401a) work, who they’re best for, and why they allow for significantly larger deductions than traditional 401(k)s. We also dive into the advanced strategy of integrating life insurance and annuities inside the plan, how “tax arbitrage” is created through funding and distribution, and how policies can be repositioned for lo...

I sit down with a President at OneAmerica, Dennis Martin, to get an inside look at the 145-year-old insurance company and how they approach life insurance and longterm planning. With over 35 years in the industry, Dennis shares what shaped him from a math nerd to leading one of the largest and most successful finances and insurance companies and their underrated strategy with life insurance design. We dive into why they don't reveal their dividends to the public, the truth about whole life insurance, plus, a critical conversation on long-term care planning and why asset-based strategies are becoming the go-to...

Caleb and Revin ( @LIFE180 ) cover the new IUL strategy making rounds on the internet called, Kaizen. The conversation gets tense as Revin calls out Caleb for interviewing Matt Sapaula and shares his perspective on network marketing, and industry debates.

Watch the Video on Youtube for Visuals - https://youtu.be/eo0s5qv8pRU

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Want More Free Whole Life Insurance Resources & Education? Go Here: https...

I'm joined by Logan Hertz from @HazeltineLLC to review my first debate with Jim Dew on whole life insurance and Infinite banking. Where did Jim and I go wrong in our arguments and will there be a follow up date?

Watch the Video on Youtube for Visuals - https://youtu.be/Z6xheBkvkO8

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https...

With the US over $39 Trillion in debt, David McKnight (@DavidMcKnight) is predicting a tax day of reckoning coming in 10 years which could result in 50% income taxes and possible changes to traditional retirement plans like Roth's and IRA's. David McKnight lays out exactly how to avoid this impending tax hike with practical strategies, he uses currently to help people pay 0% in taxes.

Watch the Video on Youtube for Visuals - https://youtu.be/6g5a6OQ5uZ8

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your...