BetterWealth with Caleb Guilliams

40 Episodes
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By: BetterWealth Media

BetterWealth helps 6–7 figure entrepreneurs build, protect, and grow their wealth through strategic whole life insurance designs and alternative wealth strategies. Your host, Caleb Guilliams, features powerful, deep dive masterclasses, real client case studies, and interviews with top financial experts, business leaders, and entrepreneurs, all designed to help you make more intentional financial decisions and master the wealth game.

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This Reverse Mortgage Tax Strategy Is Blowing My Mind! - Harlan Accola
This Reverse Mortgage Tax Strategy Is Blowing My Mind! - Harlan Accola episode artwork
#885
Today at 10:00 AM

Harlan Accola explains how homeowners can strategically use reverse mortgages to create a more efficient retirement and legacy. Accola uses specialized software to demonstrate how individuals can eliminate mandatory monthly mortgage payments, access tax-free cash from home equity, and even generate significant tax deductions.

Watch the Interview on Youtube for Visuals - https://youtu.be/acQkZPe2kuM

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review <...


CFP Debunks The Money Guy Show On Infinite Banking
CFP Debunks The Money Guy Show On Infinite Banking episode artwork
#884
06/09/2026

CFP Daniel Flanscha is a financial expert of 40 years who's taking on the claims of The Money Guy Show against infinite banking and whole life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/5iJ-iQhpcXg

Watch The 10 Part Course Here: https://bttr.ly/academic-case

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Learn More About BetterWealth: https://betterwealth.com

In this response video to the Money Guy Show, Daniel Flanscha and Caleb Guilliams...


How To Build a “Super Roth” Using Life Insurance - Tom Love
How To Build a “Super Roth” Using Life Insurance - Tom Love episode artwork
#883
06/05/2026

Learn how you can turn your life insurance policy into a super Roth for retirement. Tom Love is a CEO and financial wealth expert with over 40 years of experience. He walks through the multiplicity of benefits life insurance can unlock not just for the top 1% but for business owners, entrepreneurs, W2, and retirees. We cover the tax advantages, risk mitigation, non-recourse loan benefits, as well as debunking some of the most common talking points against life insurance.

Watch the Interview on Youtube for Visuals - https://youtu.be/NABjYZ3Bggo

Connect with Tom Love: https...


Tax Lawyer Fact-Checks Viral Tax Advice Online | Toby Mathis
Tax Lawyer Fact-Checks Viral Tax Advice Online | Toby Mathis episode artwork
#882
06/02/2026

Tax lawyer Toby Mathis from Anderson Business Advisors reacts and fact-checks some of the most viral tax advice online, answering the question, can you actually pay zero taxes?

Watch the Interview on Youtube for Visuals - https://youtu.be/fLnr5sb_q5w

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly...


Why BlackRock Is Suddenly Bullish on Annuities | Tom Hegna
Why BlackRock Is Suddenly Bullish on Annuities | Tom Hegna episode artwork
#881
05/27/2026

I sit down with Retirement expert and legend Tom Hegna to discuss the growing support for annuities, particularly the major asset management firm, BlackRock, who used to be critical of annuities and is now buying them in mass and promoting them.

Watch the Interview on Youtube for Visuals - https://youtu.be/8mVpfq9MSuk

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want...


How To Generate $82,000/Year GUARANTEED Using Deferred Income Annuities - Curtis Cloke
How To Generate $82,000/Year GUARANTEED Using Deferred Income Annuities - Curtis Cloke episode artwork
#880
05/22/2026

Meet the man who pioneered one of the biggest developments in the retirement planning industry. Curtis Cloke, a financial professional of 30 years and the man who's credited with pioneering the Deferred Income Annuity, or DIA as it's called. In this interview, Curtis shares the story of how he developed the game changing retirement tool and gives an example of the "Buy Income, Chase Alpha" strategy which allowed him to generate $82,000 a year of Guaranteed Income, and invest more aggressively with the remaining savings he has, instead of tying it up in the market.

Watch the Interview on...


Inside The Nelson Nash Institute: What's The Future of Infinite Banking? - David Stearns
Inside The Nelson Nash Institute: What's The Future of Infinite Banking? - David Stearns episode artwork
#879
05/19/2026

I sit down with the president of the Nelson Nash Institute to walk through the core principles of the infinite banking concept as Nelson Nash intended as well as covering the future of IBC. I also directly address some of my concerns and issues with completely removing banks from one's financial plan.

Watch the Interview on Youtube for Visuals - https://youtu.be/M72BN415fOE

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent...


I Asked a Velocity Banking Expert to Prove It Works
I Asked a Velocity Banking Expert to Prove It Works episode artwork
#878
05/15/2026

I sit down with Velocity Banking Expert, Anthony Rushing, to discuss using 1st lien HELOCs to pay off debt. Anthony answers the questions of when this concept does and doesn't make sense, and responds to the most common objections against the strategy.

Watch the Interview on Youtube for Visuals -https://youtu.be/JIdrn74opF4

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want...


They're Lying To You About Velocity Banking (This Math Proves It)
They're Lying To You About Velocity Banking (This Math Proves It) episode artwork
#876
05/12/2026

I sit down with Zach Oehlman, a former velocity banking and 1st lien HELOC advocate turned whistleblower—who’s now calling out major figures like Michael Lush and the Kwak Brothers. After years as a top affiliate with Renatus, Zach breaks down the flawed math behind velocity banking, explains why the strategy doesn’t outperform simply paying down your mortgage, and shares details of his lawsuit against Renatus. If you’ve heard claims of paying off your home in a few years using HELOC “chunking,” this is a direct, numbers-driven breakdown—and an open challenge to anyone defending the strategy.

<...


Ed Slott: Why Life Insurance is a MUST Have In Retirement Planning
Ed Slott: Why Life Insurance is a MUST Have In Retirement Planning episode artwork
#877
05/09/2026

I sit down with Ed Slott, America's top CPA and retirement expert to discuss the asset that has the number one benefit in the tax code for tax free money.

Watch the Interview on Youtube for Visuals - https://youtu.be/e8oE0VIRCis

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want a Whole Life Insurance Policy?

Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Learn More About BetterWealth: https://betterwealth.com

DISCLAIMER: https://bttr.ly/aapolicy

*This video...


The Dangerous Rise of Private Equity & Fraud In The Life Insurance Industry | Tom Gober
The Dangerous Rise of Private Equity & Fraud In The Life Insurance Industry | Tom Gober episode artwork
#875
05/06/2026

I sit down with Tom Gober, a Certified Financial Examiner and Certified Fraud Examiner with 41 years of experience, to discuss the growing problem of private equity, fraud, and reinsurance in the life insurance industry. Tom Gober spent 12 years working with the FBI, uncovering major insurance schemes. Now he's blowing the whistle on the riskiest company, Athene Annuity and Life Company, who's controlled by the massive private equity group, Apollo.

Watch the Interview on Youtube for Visuals - https://youtu.be/ftKy6WeTDkI

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr...


How to Use Life Insurance & Real Estate To Retire in 10 Years (or less)
How to Use Life Insurance & Real Estate To Retire in 10 Years (or less) episode artwork
#874
05/01/2026

I sit down with Real Estate & Infinite Banking expert, Ryan Lee, to break down his step-by-step guide to retire in 10 years or less using life insurance and turn-key real estate to generate $10K a month of tax free income for life.

Watch the Interview on Youtube for Visuals - https://youtu.be/Bp36IxXrtG4

Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want...


In 57 Minutes, I'll Change The Way You Think About Life Insurance Forever
In 57 Minutes, I'll Change The Way You Think About Life Insurance Forever episode artwork
#873
04/28/2026

Give me 57 Minutes, and I'll Change The Way You Think About Whole Life Insurance. Life insurance is more than a death benefit, it's a Foundational Asset that helps you keep, protect, and grow your wealth at the same time. In this masterclass, Caleb Guilliams walks through everything you need to know about utilizing max funded whole life insurance to better your wealth and financial legacy for generations.

Watch the Interview on Youtube for Visuals - https://youtu.be/JAfyY9tK6OY

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

...


How to Build a Generational Wealth System Like The Rockefellers
How to Build a Generational Wealth System Like The Rockefellers episode artwork
#872
04/24/2026

Sitting down with Garrett Gunderson, a legacy and generational wealth expert, to give a step-by-step guide in how to create, set up, and build generational wealth for your family, just like the Rockefellers. In this video, Garrett gives the three steps to the Rockefeller Method, as well as some bonus steps that often get missed. This is a deep dive into how to structure Living Trusts, life insurance, and more for your family's dynasty plan.

Watch the Interview on Youtube for Visuals - https://youtu.be/W-TBD3HIVoA

Want a Whole Life Insurance Policy? Go...


Becoming Your Own Bankrupter: The DARK Side of Infinite Banking
Becoming Your Own Bankrupter: The DARK Side of Infinite Banking episode artwork
#871
04/21/2026

I'm putting myself on trial with attorney Frederick Rosenberg, who has spent 30 years as a forensic analyst, picking apart the wreckage of financial disasters. In his book, Dying for Benefits, he comes after the infinite banking concept and agents selling life insurance for income. Can I change his mind?

Watch the Interview on Youtube for Visuals - https://youtu.be/MMgdrQ-d4g4

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More...


The Life Insurance Strategy Only The 1% Can Use
The Life Insurance Strategy Only The 1% Can Use episode artwork
#870
04/17/2026

In this Interview with wealth expert Kuldeep Madan, we break down how whole life insurance premium financing works for ultra-wealthy family's and when it’s actually a viable strategy. We then compare using whole life insurance and IUL's for premium financing and which one wins in the end.

Watch the Interview on Youtube for Visuals - https://youtu.be/ljkaP_J7ZAk

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Connect with Kuldeep's Te...


How To Use Defined Benefit Plans To Write-Off Life Insurance Premiums
How To Use Defined Benefit Plans To Write-Off Life Insurance Premiums episode artwork
#869
04/15/2026

I sit down with top planning expert, Rohit Punyani, to break down how Defined Benefit (DB) plans can be used as a powerful tax strategy for business owners and how they can potentially write off 6 to 7+ figure life insurance premiums. In this masterclass, we cover how DB plans (under 401a) work, who they’re best for, and why they allow for significantly larger deductions than traditional 401(k)s. We also dive into the advanced strategy of integrating life insurance and annuities inside the plan, how “tax arbitrage” is created through funding and distribution, and how policies can be repositioned for lo...


Inside OneAmerica’s Underrated Life Insurance Strategy | With President Dennis Martin
Inside OneAmerica’s Underrated Life Insurance Strategy | With President Dennis Martin episode artwork
#868
04/10/2026

I sit down with a President at OneAmerica, Dennis Martin, to get an inside look at the 145-year-old insurance company and how they approach life insurance and longterm planning. With over 35 years in the industry, Dennis shares what shaped him from a math nerd to leading one of the largest and most successful finances and insurance companies and their underrated strategy with life insurance design. We dive into why they don't reveal their dividends to the public, the truth about whole life insurance, plus, a critical conversation on long-term care planning and why asset-based strategies are becoming the go-to...


The IUL Debate No One Is Willing to Have
The IUL Debate No One Is Willing to Have episode artwork
#867
04/08/2026

Caleb and Revin ( @LIFE180 ) cover the new IUL strategy making rounds on the internet called, Kaizen. The conversation gets tense as Revin calls out Caleb for interviewing Matt Sapaula and shares his perspective on network marketing, and industry debates.

Watch the Video on Youtube for Visuals - https://youtu.be/eo0s5qv8pRU

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Want More Free Whole Life Insurance Resources & Education? Go Here: https...


Did I Lose My First Infinite Banking Debate?
Did I Lose My First Infinite Banking Debate? episode artwork
#866
04/02/2026

I'm joined by Logan Hertz from @HazeltineLLC to review my first debate with Jim Dew on whole life insurance and Infinite banking. Where did Jim and I go wrong in our arguments and will there be a follow up date?

Watch the Video on Youtube for Visuals - https://youtu.be/Z6xheBkvkO8

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https...


How to Avoid The Tax Reckoning Coming In 2035
How to Avoid The Tax Reckoning Coming In 2035 episode artwork
#865
03/27/2026

With the US over $39 Trillion in debt, David McKnight (@DavidMcKnight) is predicting a tax day of reckoning coming in 10 years which could result in 50% income taxes and possible changes to traditional retirement plans like Roth's and IRA's. David McKnight lays out exactly how to avoid this impending tax hike with practical strategies, he uses currently to help people pay 0% in taxes.

Watch the Video on Youtube for Visuals - https://youtu.be/6g5a6OQ5uZ8

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your...


Dangerously Simple Advice To Create Generational Wealth
Dangerously Simple Advice To Create Generational Wealth episode artwork
#864
03/24/2026

What do the ultra-wealthy actually do to minimize taxes, build wealth, and protect their legacy? In this interview, I sit down with Toby Mathis ( @TobyMathis ) from Anderson Business Advisors to break down the real (and simple) strategies high-income earners and investors are using. We talk through why HSAs might be one of the most overlooked tax tools, how the “buy, borrow, die” strategy actually works, and the truth behind paying "zero in taxes". We also get into why diversification matters more than chasing trends, how to automate your investing for long-term growth, and how to start thinking about legacy plan...


Is Security Mutual Secretly the Best Company for Infinite Banking? (Full Company Review)
Is Security Mutual Secretly the Best Company for Infinite Banking? (Full Company Review) episode artwork
#859
03/20/2026

Is IBC with Security Mutual secretly the best choice? In this videos, Caleb Guilliams and Alden Armstrong review Security Mutual Life Insurance Company for Infinite Banking, breaking down the companies ratings, dividend performance, best policy designs, pros and cons, and more!

Watch the Video on Youtube for Visuals - https://youtu.be/K9byidued4w

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want the IBC Company Guide Book? Click Here: https://bttr...


The TRUE Math Behind Bank Loans vs Policy Loans (Surprising Results)
The TRUE Math Behind Bank Loans vs Policy Loans (Surprising Results) episode artwork
#863
03/17/2026

James Barber from @OregonCashFlowPro challenges me on the math from my debate with @ChrisNaugle on bank loans vs policy loans. What James' found when he ran the numbers was surprising to us both.

Watch the Video on Youtube for Visuals - https://youtu.be/3AAX1WfFzuY

Watch James vs Chris Kirkpatrick | IUL Debate - https://youtu.be/gQKsAwSP4lI?si=FoP3vMovOcRf-zgw

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

...


The Dark Reason Private Equity Is Targeting Life Insurance
The Dark Reason Private Equity Is Targeting Life Insurance episode artwork
#862
03/13/2026

Author Barry James Dyke exposes how Wall Street is targeting life insurance companies—and putting everyday Americans’ savings at risk. Using real examples, including the collapses of Phoenix Life and Ohio National, Barry reveals how private equity firms manipulate debt, reserves, and regulations—often with taxpayer support—leaving policyholders and retirees exposed. He also explains what individuals can do today to protect their wealth and retirement from these growing threats.

Watch the Video on Youtube for Visuals - https://youtu.be/EqGOaSpayO4

Want a Whole Life Insurance Policy to Protect Your Retirement? Go Here: https://bttr.ly...


Confronting @HazeltineLLC Controversial Nelson Nash Video
Confronting  @HazeltineLLC  Controversial Nelson Nash Video episode artwork
#861
03/10/2026

Caleb Guilliams confronts Logan Hertz from @HazeltineLLC over his controversial video calling out Nelson Nash and the Nelson Nash Institute. Did Logan's criticisms go too far?

Watch the Video on Youtube for Visuals - https://youtu.be/aZCFOdmR4Fk

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit!

Click Here: https://betterwealth.com/summit

Learn More About BetterWealth: https://betterwealth.com

Timestamps:

00:00 Intro

01:30 Logan's Video Criticizing Nelson Nash

02:22 Why was...


Attorney Puts Whole Life Insurance on Trial (Here's What He Found)
Attorney Puts Whole Life Insurance on Trial (Here's What He Found) episode artwork
#860
03/06/2026

Attorney Steve Gibbs Puts Whole Life Insurance on trial and Makes "The Case" for utilizing it Your Wealth Building Arsenal. Caleb Guilliams is joined by Steve, the co-founder of Insurance and Estates with a surprise guest, Barry Brooksby, to challenge him on why he calls whole life insurance a "guaranteed investment".

Watch the Video on Youtube for Visuals - https://youtu.be/wk210M9jfLs

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

<...


Modern Retirement Is Dead (Here's the Unexpected Solution)
Modern Retirement Is Dead (Here's the Unexpected Solution) episode artwork
#857
03/03/2026

Retirement Expert Walter Young, Explains How Modern Retirement Is Dead as We Know It and How Using this Unexpected Asset with Actuarial Science Can Fix It.

Watch the Video on Youtube for Visuals - https://youtu.be/5iyIPs4VI0w

Connect with Walter Young: Walter@thefifthoption.com

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

<...


The Nelson Nash Interview I Never Released (Until Now)
The Nelson Nash Interview I Never Released (Until Now) episode artwork
#858
02/27/2026

The Nelson Nash Interview That Was Never Released. Caleb Guilliams has a candid conversation with Nelson Nash, the creator of the infinite banking concept and the author of, Becoming Your Own Banker, about how Nelson came up with the idea, why he wrote the book, and how him and his family use the infinite banking concept in their own lives.

Watch the Video on Youtube for Visuals - https://youtu.be/j7D0z506W74

Want a Whole Life Insurance Policy for Infinite Banking? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To...


Which Wealth Gurus Actually Make You Rich | Brutally Honest Tier List
Which Wealth Gurus Actually Make You Rich | Brutally Honest Tier List episode artwork
#856
02/24/2026

Ranking which of the most popular wealth gurus on the internet can actually make you rich if you follow their advice. From Dave Ramsey, Alex Hormozi, & The Money Guy Show, to the more controversial figures like Graham Stephan, Caleb Hammer, and Tai Lopez.

Watch the Video on Youtube for Visuals - https://youtu.be/vxp9xJvpsmo

Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Want More Free Whole Life Insurance Resources & Education...


Infinite Banking with Ameritas: Is it a Good Choice? (Full Company Review)
Infinite Banking with Ameritas: Is it a Good Choice? (Full Company Review) episode artwork
#855
02/20/2026

Is IBC with Ameritas a good choice? In this videos, Caleb Guilliams and Alden Armstrong review Ameritas Life Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more!

Watch the Video on Youtube for Visuals - https://youtu.be/akA5o9eVIZk

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide

...


This Ends The Infinite Banking Loan Debate For Good
This Ends The Infinite Banking Loan Debate For Good episode artwork
#854
02/17/2026

Was I Wrong About The Infinite Banking Car Loan Debate? John Hutch from Banking Truths (@bankingtruths) joins Caleb Guilliams to discuss the recent debate between him and Chris Naugle over bank vs policy loans for cars. Hutch presents his new calculator to determine which is more favorable for saving money and for longterm wealth creation in their whole life insurance policies.

Watch the Video on Youtube for Visuals - https://youtu.be/bfI84QWKxB4

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Buy Your Tickets to the Life Insurance Summit...


What Took Me 40 Years to Learn About Life Insurance, I’ll Teach You in 89 Minutes
What Took Me 40 Years to Learn About Life Insurance, I’ll Teach You in 89 Minutes episode artwork
#853
02/13/2026

Trent Fortner, a 40+ year veteran in the life insurance and wealth planning space gives an 89 minute masterclass on how life insurance, if incorporated properly can completely reshape your financial plan and wealth building strategies. Trent lays the groundwork and dives into the numbers with his calculators to prove that a financial plan without life insurance can't compete with one that does.

Connect with Trent: https://trentfortner.com

00:00 Intro

00:44 Introducing Trent Fortner

01:39 Returning to Basics & Overarching Planning

02:07 LEAP and Infinite Banking

03:47 Working with Nelson Nash in the 1990s <...


How To Level Up To Infinite Banking 3.0 (Majority Are Stuck at Level 1)
How To Level Up To Infinite Banking 3.0 (Majority Are Stuck at Level 1) episode artwork
#852
02/10/2026

Learn how to uplevel your infinite banking from 1.0 to 3.0. Caleb Guilliams sits down with Barry Brooksy, a financial advisor from @InsuranceandEstates , and the author of Live Rich, Die Rich. They walk through the correct type of life insurance policy needed for infinite banking and the exact reasons you should utilize your whole life insurance as a private bank, not only for building wealth while you're alive but leaving generational wealth for years to come.

00:00 Introduction

01:01 Barry Brooksby's Introduction and Backstory

03:29 Variable Universal Life (VUL) and Market Volatility

05:12 High Cash Value Whole...


The Best Infinite Banking Policies with One America (Complete Company Review)
The Best Infinite Banking Policies with One America (Complete Company Review) episode artwork
#851
02/06/2026

In this video, Caleb Guilliams and Alden Armstrong review infinite banking with One America Life Insurance Company. What are the best policy designs for Infinite Banking, as well as breaking down the company’s COMDEX ratings, dividend performance, pros and cons, and more!

Watch the Video on Youtube for Visuals - https://youtu.be/cVrUUEvVJnc

Want the IBC Company Guide Book? Click Here: https://bttr.ly/ibc-guide

Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review

Learn More About BetterWealth: https://betterwealth.com

00:00 In...


Debt Expert Critically Examines Dave Ramsey's 7 Baby Steps
Debt Expert Critically Examines Dave Ramsey's 7 Baby Steps episode artwork
#848
02/03/2026

Debt expert, Chris Miles, critically examines Dave Ramsey's 7 Baby Steps and explains why paying off your home early can backfire on your wealth, especially when it comes to liquidity, flexibility, and long-term risk. Drawing from real-world experience, past recessions, and opportunity cost, we explain how this step can trap cash, increase vulnerability, limit future options, and sabotage your wealth, even for disciplined savers who “did everything right.”

Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Watch the...


Patrick Bet-David’s Protégé Addresses IUL & PHP Controversy | Matt Sapuala
Patrick Bet-David’s Protégé Addresses IUL & PHP Controversy | Matt Sapuala episode artwork
#850
01/30/2026

In this interview, Matt Sapaula @7figuresquad (Patrick Bet-David’s protégé and a long-time insurance leader) sits down to address the biggest flashpoints in the life insurance world, IUL vs. whole life, MLM controversies, Kyle Busch's “scam” headline, and what actually matters for how policies are designed. They go deep into living benefits, and the importance of protecting income from future disasters.

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insuranc...


How To Turn EVERY Business Expense Into First Class Flights & Luxury Hotels | Eli Facenda
How To Turn EVERY Business Expense Into First Class Flights & Luxury Hotels | Eli Facenda episode artwork
#849
01/27/2026

Credit Card Expert Eli Facenda shows how entrepreneurs can turn everyday business expenses into first class flights and luxury hotels using these credit card point hacks. He breaks down how to unlock 700,000-points with a special 400,000 bonus and also covers how paying payroll, rent, life insurance premiums, and potentially mortgages with these credits cards, can become a tax-efficient way to fund unforgettable travel experiences.

Access All of Eli's Free Resources - https://www.freedomtravelsystems.com/betterwealth

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources...


Infinite Banking with Mass Mutual (Complete Company Review)
Infinite Banking with Mass Mutual (Complete Company Review) episode artwork
#847
01/23/2026

Is infinite banking with Mass Mutual a good company for infinite banking? In this video, Caleb Guilliams and Alden Armstrong review Mass Mutual Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more!

Want the IBC Company Guide Book: Click Here: https://bttr.ly/ibc-guide

Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity

Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault

Want Us To Review Your Permanent Life Insurance Policy? Click Here...


What's the Best Way to Design Infinite Banking Policies? | 40/60 Vs 80/20
What's the Best Way to Design Infinite Banking Policies? | 40/60 Vs 80/20 episode artwork
#846
01/21/2026

What’s the best way to design an infinite banking policy? In this video, Brent Kesler, founder of The Money Multiplier, joins Caleb Guilliams to break down whole life insurance designs for infinite banking, specifically comparing 40/60 vs 80/20 policy structures and Nelson Nash's original intentions. The discussion also includes a debate on term riders, when they help, when they hurt, and how they affect infinite banking strategies over time.

Watch the First Interview with Brent where he explains how he paid off $1M in debt in 2 years - https://youtu.be/cHTmpSU-nzQ

Want a Life Insurance Po...