Money Guy Show
Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
The Truth About Dave Ramseyâs 7 Baby Steps
Dave Ramseyâs Baby Steps have helped countless people get out of debt and start saving, but are they still the best way to build long-term wealth?
We explore each Baby Step by highlighting where we agree, where we diverge, and why we believe the Financial Order of Operations (FOO) provides a clearer, more effective roadmap to financial success.
Weâll cover everything from emergency funds and debt repayment to saving rates, investment order, college planning, and beyond. Whether youâre starting from scratch or optimizing an already-strong plan, this episode helps you understand what to do...
This Will Change How You See MONEYâŚ
Weâre launching a game-changing (and free!) compound interest calculator to help you see exactly how your money grows. From hitting your first $100K to building a $7 million nest egg, we walk through real scenarios that show how small decisions today can make you rich tomorrow. Plus, your money questions answered - from Roth IRAs to risk management.
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Her Finances Need a TOTAL Reset⌠| Making a Millionaire

Megan has an ultra-aggressive savings rate, yet sheâs overwhelmed, losing sleep, and worried sheâs doing it all wrong. We show her how to simplify her finances, build the right emergency fund, optimize taxes, and still live a rich life today. If youâve ever wondered if youâre too focused on money, this oneâs for you.
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How To Build a Financial Plan (By Age)
Most people know they should have a financial plan, but what should that plan actually look like? We break down a personalized financial strategy for every decade: 20s, 30s, 40s, and 50s+. Youâll learn how to overcome key challenges, build smart habits, and make the most of your time, money, and opportunity. From wealth multipliers and Roth IRAs to estate planning and tax strategy, this is your financial roadmap - no matter your age.
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Home Prices Are Being SLASHED (What You Need to Know)
Home prices are falling in many cities, inventories are rising, but interest rates remain high. We break down what it all means for first-time buyers, why the average age is now 38, and how to decide if nowâs the right time for you. Plus, stick around as we answer your financial questions!
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Br...
Financial Advisors React To WILD Money Advice On YouTube
Weâre reacting to the internetâs worst financial advice - from flipping mobile homes to buying luxury cars you canât afford. We break down why these viral money strategies are not just wrong, but dangerous. Instead, learn the proven steps to financial success using tax-advantaged accounts, index funds, and the Financial Order of Operations.
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The Science Behind Building Wealth
Building wealth doesnât have to feel like cracking a secret code. We unpack the three key sciences behind wealth building (behavioral, financial, and economic) and show how anyone can succeed with the right knowledge and habits. From overcoming fear of investing to avoiding high-interest debt and using the tax code to your advantage, we break it all down.
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6 Questions to Know If You're Ready for Financial Independence
Are you really ready to be financially independent? We share six powerful questions that help you zoom out and reflect on your lifeâs purpose, goals, and relationship with money. Whether you're dreaming big or stuck in the messy middle, this episode will help you gain clarity and confidence. Plus, we answer listener questions on HSAs, dividend investing, emergency fund strategy, and more.
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Laid Off at 51: Are We Ready to Retire? | Making a Millionaire
This weekâs Making a Millionaire features Chris & Heather - a couple in their early 50s who thought they had more time to plan for retirement until a sudden layoff changed everything. With a $2.5M net worth, they wrestle with real fears, financial questions, and the exciting possibility of building a purpose-driven next chapter.
Can you retire early? What if you had to? We run the numbers - and face the emotions behind them.
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3 Phases of Wealth Building by Age (Where Are You?)
Are you focused on the right part of your financial journey? In this episode, we break down the three phases of wealth - Make, Maintain, and Multiply - and show how they apply differently throughout life. From starting your career to entering retirement, weâll help you identify where your time, energy, and money will have the biggest impact.
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We HATE This New Money TrendâŚ
Buy Now, Pay Later is everywhere, but is it helping or hurting your finances? We uncover the dangerous reality behind BNPL services, how they encourage overspending, and why young consumers are particularly at risk. Then we answer your financial questions about The Financial Order of Operations, down payments, budgeting vs. cash management plans, and a whole lot more.
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The Internet Got It Right? Money Advice We Actually Agree With
Weâre reacting to viral money advice from some of our favorite YouTubers. We'll help you separate hype from wisdom. From Roth IRAs to compound interest to debt strategies, this episode is full of entertaining, insightful breakdowns that can transform your financial future.
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Bring confidence to your wealth building with simplified strategies from The Money Guy. Lea...
The 3 Tools That Actually Build Wealth
Thereâs no secret to building wealth - itâs all about using the right tools. We reveal the three essential ingredients of financial success: discipline, money (margin), and time. Learn why income isnât everything, how saving $100/month can make you a millionaire, and what separates rich people from truly wealthy people.
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What You Need to Know About the New Tax Bill
A potential tax overhaul is on the horizon so weâre breaking down what it could mean for your finances. From deductions to credits and everything in between, we explain whatâs likely, whatâs noise, and how you can get ahead of it all. Plus, we tackle smart strategies for managing mortgage prepayments, 401(k) match tradeoffs, and more.
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Young Couple Saving for Future Family Over Themselves | Making a Millionaire

Daniel and Lindsay (25) recently relocated to Boston. With a net worth over $240K, theyâre off to a strong start...but theyâve also made a few FOO missteps (like investing for kids who donât exist yet). We break down how to optimize their next five years, make room for potential parenthood, and decide what to do with that house that came with a $9,000 sewer surprise.
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How to Beat Wall Street (It's Easier Than You Think)
Think you're a savvy investor? The data says you might not be. We expose why average (and even professional) investors underperform the market, dissect three trending investment strategies, and share a dynamic solution that adapts with you through every life stage.
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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how...
How Much Home Can You Really Afford in 2025?
With housing affordability reaching historic lows, how can the average American afford a home in 2025? We explore state-by-state income data, explain our home buying rules, walk through a real-life case study, and offer tools to help you buy smart. After that, we answer your questions about an out of order Financial Order of Operations, a 50% raise, and employer stock purchase plans.
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Financial Advisors React to BONKERS Financial Advice
We react to some of the most extreme financial advice circulating online - from street hustles and scratch-offs to anti-debt rants and luxury car negotiations. We break it all down with insights, laughs, and practical takeaways for financial mutants who want to build real wealth.
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Bring confidence to your wealth building with simplified strategies from The...
7 Cash Flow Milestones Worth Celebrating
Discover the seven cash flow milestones that prove youâre making real progress, even if you're not a millionaire yet. From becoming cash flow positive to saving 25% of your income, we break down the behaviors that build lasting wealth. Whether you're just starting out or hitting your stride, this episode will keep you motivated and moving forward.
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Jump start your journey with our FREE financial resourcesâ â â â â â â
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How to Reduce Your Money Stress
78% of people think this helps reduce your financial stress. See if we agree and how we're helping relieve your money stress. After that, we're taking helping your money stress to the next level by answering your financial questions!
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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to appl...
Can This Family of 6 Survive the Messy Middle? | Making a Millionaire
Kaitlyn and Aaronâs story is a testament to whatâs possible when you get serious about money. We discuss their journey through debt, family responsibilities, and tough financial truths - while creating a realistic plan to double their net worth and reclaim control.
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Bring confidence to your wealth building wi...
The Dark Side of Saving: 4 Signs Youâve Gone Too Far
Are you unknowingly sabotaging your present for the sake of your financial future? We reveal the four warning signs you might be saving too much - from missing out on life to straining relationships. Learn how to rebalance, find joy now, and still build long-term wealth the smart way.
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X% of Americans Over 50 Have NOTHING SavedâŚ
What happens if you turn 50 and havenât saved a dime? We break down how to turn things around with tools like catch-up contributions, Social Security planning, and flexible retirement timelines. Then we answer your questions about profit sharing, maintaining a 25% savings rate, self-employment, and a whole lot more!
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Bring confidence to your wealth building with s...
Financial Confessions: The Money Mistakes Youâll Never Forget
You (the financial mutants) submitted your most jaw-dropping, hilarious, and painful financial confessions - and weâre unpacking them all. From underwear that depreciated too much to haunting Bitcoin regrets, these stories will make you laugh, wince, and maybe rethink your own money habits.
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Bring confidence to your wealth building with simplified...
Are You Saving Enough? 401(k) Balances by Age Revealed!
Curious how your 401(k) stacks up? Our annual break down is back with the latest Fidelity data on average 401(k) balances by age and how to use your 20s, 30s, 40s, and beyond to build wealth strategically. From understanding your match and optimizing contributions to making smart investment decisions, this episode is packed with tips to help you hit your retirement goals.
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The Hidden Wealth Tool No One's Talking About
A new retirement savings tool is here - and most people donât even know about it. We explain how auto-IRA programs are helping workers build wealth automatically, and what you can do to get ahead - even if your state isnât on board yet. After the breakdown, we take live questions from listeners on everything from student loans to emergency funds to investing in private company stock.
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From Debt and Grief to Financial Freedom | Making a Millionaire

Rick and Lori may have a $4.5 million net worth, but fear and financial trauma linger as they enter retirement. In this powerful episode, they open up about past struggles with debt, the heartbreaking loss of a child, and how financial planning helped them reclaim peace and purpose. Join us as we walk them through a plan to not only retire with confidence - but to finally enjoy the life they've built.
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FIRE: How to Retire Early and Own Your Life
Want to retire early or take control of your time? Brian and Bo break down the FIRE and FINE movements, covering saving strategies, withdrawal rules, and how to align your money with your purpose to live life on your terms.
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Bring confidence to your wealth buildi...
Are You Worse Off Financially in 2025? | Ask Money Guy
Brian and Bo unpack Gallup's Personal Financial Situation Index that asks how Americans are feeling about their finances and what they anticipate in the future. We talk through how financial mutants power through uncertain times and maintain financial optimism.
After that, we answer your questions about buying in a downturn, using an HSA as an emergency fund, paying for a car from a brokerage, and a whole lot more.
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When Should You Make BIG Financial Decisions?
We're back answering your questions about your important financial decisions. From a young couple considering house hacking to someone unemployed for almost a year to an in-law who might not have enough, we're covering it all in this jam-packed Q&A!
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Bring...
The TRUTH About Dollar Cost Averaging Most Investors Miss
Lump-sum vs. dollar cost averaging - what's the better investment strategy? We break down the math, the emotions, and the real-world case studies behind each approach to help you make smarter decisions. Discover the right time to use each and how to avoid analysis paralysis with our Goldilocks Rule.
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What Gen Z Gets Wrong About Money
Our latest Q&A livestream from our NEW and IMPROVED Money Guy Show Studio! We start with a segment on what Gen Z (and other generations) are getting wrong about money. Spoiler: you don't need $10M to be wealthy. After that, we dive into answering your financial questions!
Jump start your journey with our FREE financial resourcesâ
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Is a $100k Income STILL Enough to Buy the American Dream? | Making a Millionaire

Daniel and Hannah are navigating the messy middle - raising kids, building careers, and working toward big financial goals (like homeownership and financial independence). We talk about budgeting on a $100K income, the tough trade-offs between Roth contributions and emergency savings, and the pressure to "do it all" while staying grounded. Can we help set an intentional plan today for their great big beautiful tomorrow?
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Financial Advisors React - Top 10 INSANE Money Advice Videos
Brian and Bo react to 10 outrageous personal finance videos circulating online, debunking misleading claims about 401(k) loans, day trading, real estate schemes, whole life insurance, and side hustles. Stay tuned through the end to watch as we count down to the craziest video we found.. The episode serves as a reminder to be wary of social media âgurusâ and to focus on proven wealth-building principles.
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How to Make Money in a Market Crash
Mike J. wrote us and asked:
"We sold about $70k in pretax assets at the peak. How would you recommend we buy back in? Dollar Cost Average? Or wait for a low point?"
We quick off this Q&A answering his question, including the Goldilocks Rule to DCA! Then stick around as we answer more of YOUR financial questions.
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Smart Money Moves: Life Insurance, Emergency Funds, and The Rule of 55
We're back with answering YOUR questions and you gave us some good ones. Brian and Bo break down affordable life insurance strategies for high earners with health challenges, how to prioritize saving when adopting a child, and what to do with multiple retirement plans like 401(a), 403(b), and 457s. You'll also learn how the Rule of 55 really works (and how to avoid losing it), plus how to assess the true opportunity cost of going back to school to boost your income. Don't worry, though, we still had plenty of fun along the way.
Jump...
How to Turn Your Finances Around in 6 Months
Brian and Bo unveil a powerful six-month plan to help you turn your financial life around - no matter where you're starting from. Whether you're overwhelmed or just want to fine-tune your money habits, they break down actionable steps month-by-month, from getting organized and setting goals to budgeting, building margin, and making your money work harder for you. Itâs time to ditch procrastination and start building a brighter financial future - one step at a time.
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Reach your goals faster with our pr...
84% of Americans Say THIS is the Key to Success (But They're Wrong!)
A recent survey from Empower asked, "What has the biggest impact on achieving financial success?" Some choices include: Hard Work, Talent, Who You Know, Luck & Circumstance, or Putting Money Away for Retirement. We go over the most popular answer and give our take. Then we answer a few of your questions!
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We Catch MAJOR Pitfalls in This Doctor's DIY Portfolio

Chuck and Margo have a BIG shovel. But getting through medical school gave Chuck some BIG blind spots. We want to show them a better way to do money, and set them up for a life of abundance.
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<...
Beginnerâs Guide To Investing (2025 Edition)
The comprehensive guide to investing that breaks down the essentials for beginners, covering everything from the basics of stock market investing to tax-efficient strategies. Whether you're worried about not having enough money to start or feeling overwhelmed by investment choices, this episode provides clear, actionable steps to help you build lasting wealth by building a personal financial plan.
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Take the relationship to the next level: become a client
Subscribe on YouTube for...