Retire Financially Fit
Listen to Retire Financially Fit on KGFT Saturdays, 11 A.M. MT, 2 P.M., and Sundays, 4 P.M., and on KZNT Saturdays 7 A.M. and 4 P.M. Each week, Barbara Swiatek gives insight for retirees and pre-retires on financial planning. Learn more about income planning, tax strategy, risk management, and estate planning on Retire Financially Fit.Need Financial Advice? We Can Help. | SF Financial ServicesBarbara Swiatek is an Investment Adviser representative of Retirement Wealth Advisors, Inc. an SEC Registered Investment Adviser. SF Financial, Retirement Wealth Advisers and these stations are not affiliated.
Retirement And Market Volatility - February 28, 2026
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Creating Dependable Retirement Income - January 31, 2026
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Habits of the Quietly Wealthy - January 24, 2026
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Financial Pitfalls - January 17, 2026
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
All About Annuities - January 10, 2026
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Active vs Passive Investing - January 3, 2026
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Maximize Your Retirement Income - December 27, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
2025 Christmas Special - December 20, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
2025 Year in Review - December 13, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Medicare Decoded - December 6, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Five Financial Stages of Life - November 29, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Reality of Retirement Spending - November 22, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Retirement Income Facing Tax Challenges - November 15, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Growing Govt Debt - November 8, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Build Your Financial House - November 1, 2025
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annu...
Helping Protect Your Retirement from Hidden Obstacles - October 25, 2025
Learn more at SF Financial Services
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topi...
Creating Dependable Retirement Income - October 18, 2025
Learn more at SF Financial Services
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topi...
Active vs. Passive Investing - October 11, 2025
Learn more at SF Financial Services
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budg...
401k and IRA Decisions - October 4, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
All About Annuities - September 20, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Tackling the Twin Threats of Taxes and Inflation - September 13, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Plan For the Worst and Hope for the Best - September 6, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Retirement Income Facing Tax Challenges - August 30, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Maximize Your Retirement Income - August 23, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Helping Protect Your Retirement from Hidden Obstacles - August 16, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Five Financial Stages of Life - August 9, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Build Your Financial House - August 8, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Plan For The Worst and Hope For The Best - July 26, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Creating Dependable Retirement Income - July 19, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Tackling the Twin Threats of Taxes and Inflation - July 12, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Do You Need Life Insurance - July 5, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Taxes in Retirement - June 28, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Taking Control of Your Retirement - June 21, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
Taking Control of Your Retirement - June 14, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to...
401k and IRA Decisions - June 7, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how...
Helping Protect Your Retirement from Hidden Obstacles - May 31, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how...
The Twin Threats of Taxes and Inflation - May 24, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how...
Retirement for Small Business Owners - May 17, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how...
Maximize Your Retirement Income - May 10, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how...
All About Annuities - May 3, 2025
Learn more at SF Financial Services
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Need Financial Advice? We Can Help. | SF Financial Services
Welcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how...
