First Home Unlocked
Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure. First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence. Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home. Each episode is practical, clear, and designed specifically for first home buyers. From understanding the buying process to choosing a property that fi...
Episode 4 | Unlocking Your Deposit: How Much Do First Home Buyers Really Need?
One of the biggest myths in home buying is that you need a 20% deposit. While it can help avoid some costs, it’s not a requirement, and focusing only on that number could be holding you back.
In this episode, Jack Elliott and Chris Bates break down the real deposit options available for first home buyers, including how much you actually need, how to avoid unnecessary delays, and what smarter alternatives exist if a 20% deposit feels out of reach.
You’ll explore practical ways to think about saving, understand options like the First Home Guarantee Sche...
Episode 3 | Unlocking the Real Cost of Buying Your First Home
When people think about the cost of buying their first home, they usually focus on the deposit.
But the true cost includes a range of extra expenses, and if you're not prepared, they can catch you off guard.
In this episode, Jack Elliott and Chris Bates share a full breakdown of the real costs involved in buying your first home, from government charges and lender fees to legal costs, building and pest inspections, moving expenses, and more.
Whether you’re early in your planning or getting close to buying, this episode will help yo...
Episode 2 | Key Timing: When to Talk to a Broker as a First Home Buyer
When’s the right time to speak to a mortgage broker? Most first home buyers think it’s once they’ve saved the full deposit or found the perfect property, but waiting can cost you time, money, and confidence.
In this episode, Jack Elliott and Chris Bates explain why engaging a broker early (6–12 months out) can be a game-changer. You’ll learn how brokers help you plan strategically, ask the right questions, and align your situation with the right loan strategy, structure, and lender.
If you have a goal to buy, now’s the time to start the...
Episode 1 | Unlocking Your Property Vision as a First Home Buyer
The first step in buying your home isn’t finance, it’s getting clear on your goals and vision.
In this episode, Jack Elliott and Chris Bates talk about considering your future before property and why the best buying decisions start with understanding where you’re heading.
Whether you're single, in a couple, planning a family, or wanting a balanced lifestyle, this conversation is about putting you at the centre of your property strategy.
Everyone’s journey is different. This episode helps you shape a plan that reflects your goals, values, and vision so your...
Episode 0 | Unlocking the Vision: Why We Created First Home Unlocked
Feeling overwhelmed by the process of buying your first home? You’re not alone, and you're in the right place. 🔑🏠
In this debut episode of First Home Unlocked, hosts Jack Elliott and Chris Bates share why this podcast exists, who it’s for, and the kind of grounded support you can expect moving forward.
If you're confused by all the information out there, this show is here to bring all the information you need in one place to help you find clarity.
Whether you're 12 months out or ready to buy now, Jack and Chris will guid...
