The Modern Insurance Agent

40 Episodes
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What happens when a millennial couple dives headfirst into the insurance world, scales a million-dollar remote business, and decides to share their journey with the world? You get The Modern Insurance Agent!Join David and Elle Denning as they peel back the curtain on the messy, magical, and often hilarious realities of entrepreneurship. From the joys (and challenges) of working together as a couple to running remote teams and traveling the globe, this podcast is your behind-the-scenes look at building a business and a life you love.

Stop Chasing, Start Closing: Erin Botsford on the “Consequences of Inaction” Close
Yesterday at 4:00 PM

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Are you generating plenty of leads but struggling to actually close more business?

In this episode of The Modern Insurance Agent Podcast, host David sits down with Erin Botsford, CFP¼ — The Advisor Authorityℱ, who built one of the nation’s top financial advisory firms, appeared on Barron’s Top 100 lists, and sold her business in 2017. Today, Erin trains insurance agents and financial advisors on the exact closing language, systems, and scaling strategies that fueled her success.

💡 What You’ll Learn in This Episode:
👉 The “Consequences of Inaction” Close — Help prospects see the...


The 15-Minute Social Media Routine That Gets Insurance Agents Leads, Referrals & COIs
Last Saturday at 4:00 PM

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What if just 15 minutes a day could fill your pipeline with more prospects, referrals, and referral partners without buying leads or spending on ads?

In this episode of The Modern Insurance Agent Podcast, hosts David & Elle Denning reveal a simple, repeatable 15-minute social media routine that any insurance agent can use to generate organic leads, build referral relationships, and increase Facebook algorithm affinity—so your content gets seen by the right people at the right time.

đŸ”„ You’ll Learn:

The 5-5-5 Method → 5 friend requests, 5 meaningful comments, 5 authentic...


Brand, Booking, Retention: How Jimmy Ezzell Turns Travel Into Agency Growth
Last Thursday at 3:00 PM

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What if a vacation incentive could cut no-shows, increase referrals, and lock in client loyalty without adding more hours to your week? đŸŒŽâœˆïž

In this episode of The Modern Insurance Agent Podcast, host David Denning sits down with Jimmy Ezzell, Founder & CEO of TripValet Incentives a platform trusted by tens of thousands of businesses worldwide. From humble beginnings collecting cans for a ticket to Worlds of Fun, Jimmy now helps insurance agents turn travel into a repeatable growth engine

đŸ”„ Inside this episode, you’ll discover:
→ How travel incentives work at every stage...


$1.5M/Month in Insurance Ads: How Oscar Gonzalez Builds AI-Powered Lead Machines
09/23/2025

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What does it take to run $1.5M+ in monthly insurance ad spend and consistently deliver high-quality leads?

In this episode of The Modern Insurance Agent Podcast, host David Denning sits down with Oscar Gonzalez, Founder of Scale My Social, who’s behind some of the largest ad operations in the life and health insurance space.

Oscar breaks down how he’s helping top agencies scale with AI-driven ad optimization, creative production, call routing, and lead distribution systems that eliminate guesswork and vendor dependency.

💡 You’ll discover:
❌ The biggest...


3 Referral Levers Every Insurance Agent Needs to Master for Warm, Sales-Free Intros
09/20/2025

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Referrals don’t have to be random luck or painfully awkward asks. đŸš«đŸ€

In this episode of The Modern Insurance Agent Podcast, hosts David & Elle Denning break down 3 powerful referral levers every insurance agent can pull to generate warm introductions, stronger partnerships, and high-closing conversations without ever feeling salesy.

🚀 Inside this episode, you’ll discover:

🔑 How to make yourself instantly referable so you’re the obvious choice when opportunities come up

⏰ Ways to engineer timely introductions instead of waiting and hoping referrals show up

⚡ Simple systems that ma...


Plane Crashes, Pastoring & Policies: The Remarkable Journey of Douglas Crumbly
09/18/2025

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What happens when a pastor, plane crash survivor, nonprofit founder, and Harley-riding adventurer discovers the true impact of life insurance?

In this episode of The Modern Insurance Agent Podcast, host David Denning sits down with Douglas Crumbly, Founder of The CruMaxx Group, whose mission is simple yet powerful: helping good men leave an inheritance for their children’s children.

👉 Inside this conversation, you’ll discover:
⚰ How officiating 16 funerals in one year (11 of them men with no coverage) forever changed Douglas’s calling
đŸ€– Why the future of insurance belongs to agent...


Scaling Medicare & ACA Teams in 2025: Recruiting, Analytics, & Carrier Strategy with Michael Binyaminov
09/16/2025

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Are you an insurance leader trying to grow your Medicare or ACA team in 2025?

In this episode of The Modern Insurance Agent Podcast, David Denning sit downs with Michael Binyaminov (Regional Growth Manager at The Baldwin Group - a publicly traded FMO) a recruiting and analytics powerhouse who once onboarded 1,000 brokers at once to help agencies dominate AEP.

Michael reveals his value-first recruiting playbook, the analytics dashboard he uses to turn around underperforming teams in 30 days, and why carrier consolidation means the “free ride in health is over.”

...


From Hustle to Freedom: Are You Building a Business or Just Another Job?
09/13/2025

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Too many insurance agents start their career chasing freedom
 but end up creating another 9–5 disguised as entrepreneurship.

In this episode of The Modern Insurance Agent Podcast, hosts David & Elle Denning expose the hidden “job trap” that keeps agents stuck on the hamster wheel chasing leads, dialing endlessly, and starting from zero every month.

💡 Inside this conversation, you’ll learn:
✅ The #1 difference between agents who own a business vs. those who just work in one
✅ Why relying on carrier, IMO, or vendor leads keeps you trapped (and what to do instead)


Bitcoin Meets Life Insurance: Zac Townsend on Generational Wealth & BTC Legacy with Meanwhile
09/11/2025

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What happens when life insurance, estate planning, and Bitcoin collide? 🚀

In this episode of The Modern Insurance Agent Podcast, hosts Elle & David Denning sit down with Zac Townsend, CEO & Co-Founder of Meanwhile the world’s first Bitcoin-denominated life insurance company.

Zac isn’t just creating another fintech startup. He’s building Bitcoin financial infrastructure for the future: from BTC whole life insurance and annuities to pioneering a Bitcoin yield curve and BTC-based private credit markets. Regulated by the Bermuda Monetary Authority, Meanwhile is the first-ever audited, Bitcoin-native insurance company built for...


Tax-Free Living & Recession-Proof Wealth | Edward Pritchett on Building a $56M Insurance Agency
09/09/2025

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How do you grow a $56M+ life insurance agency with 700+ agents, write a book that shifts how families view money, and still make time for worm farming and saxophone solos in Puerto Rico?

In this episode of The Modern Insurance Agent Podcast, hosts Elle & David Denning sit down with Edward Pritchett a Yale-educated chemical engineer turned insurance powerhouse to uncover the strategies behind building one of the fastest-growing agencies in the U.S.

Edward shares how he transitioned from engineering to entrepreneurship, scaled a team of hundreds of active...


Bench-Press Your Brand: A Social Media Strategy That Builds Insurance Agents’ Authority & Leads
09/06/2025

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đŸŽ™ïž Tired of flexing on Facebook with zero inbound leads?

In this episode of The Modern Insurance Agent Podcast, David & Elle Denning share a science-backed social media workout plan for insurance agents so you stop doing random reps and start building a powerful personal brand that attracts ready-to-buy life, health, Medicare, and P&C clients.

What You’ll Learn in This Episode:
✅ Why most “DIY social” stalls (and how a trainer-style strategy fixes it)
✅ The 3-part framework: C...


5 Quotes a Day, 40% Close Rate: Inside Mike Callahan’s High-Performing Insurance Agency
09/04/2025

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What does it take to run an insurance agency that consistently delivers 5+ quotes per producer per day and closes nearly 40% of them?

In this episode of The Modern Insurance Agent Podcast, David sits down with Mike Callahan, agency owner at Farmers Insurance in Garland, TX, who has built a scalable, community-focused insurance business while navigating rate hikes, industry shifts, and market challenges.

Mike reveals exactly how he’s:
✅ Achieved 25 straight months of personal lines bonuses
✅ Leveraged virtual assistants, telemarketing, and automation systems to streamline quoting
✅ Built trust wi...


No Facebook, No Experience, No Problem: How Kristie Hubbard Built Her Personal Brand
09/02/2025

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What if you launched your insurance career with zero experience, no social media presence, and a baby on the way?

That’s exactly how Kristie Hubbard, Allstate Agent in Tulsa, OK, began her journey. Just four years later, she’s built a thriving insurance brand that clients feel connected to before they ever reach out.

In this episode of The Modern Insurance Agent Podcast, David sits down with Kristie to reveal how she turned reels, memes, and simple DMs into a tr...


Exposed: The Referral Strategies Top Insurance Agents Use to Build 6-Figure Incomes
08/30/2025

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Referrals are the lifeblood of a thriving insurance business—but most agents are leaving money on the table. In this episode of The Modern Insurance Agent Podcast, hosts David and Elle Denning reveal 3 powerful referral secrets that nobody is talking about.

These strategies go beyond the usual “ask your clients for referrals.” You’ll discover:

How to create outside-the-box partnerships (think wedding planners, landscapers, yoga studios, and even college planners).Ways to add massive value to referral partners so they keep sending clients...


Terron Tidwell: From Wall Street Hustle to Helping Athletes & Entertainers Build Lasting Wealth
08/28/2025

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From Wall Street hustle to coaching athletes and entertainers on how to protect their wealth, Terron Tidwell brings a rare perspective to financial advising.

In this episode of The Modern Insurance Agent Podcast, Terron shares how he went from selling a transportation business and nearly trying out for the UFC
 to helping high-net-worth clients build wealth strategies that last.

If you’re curious about private company deal access, estate planning add-ons, and financial literacy that actually sticks, this episode is packed with insight. Terron reveals how he built his care...


How Dana George Scaled as a Financial Advisor Using Social Media, Video Marketing & Direct Messaging
08/26/2025

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Forget cold calls today’s top financial advisors are winning clients through social media, video content, and direct messaging. In this episode of The Modern Insurance Agent Podcast, we sit down with Dana George, a financial advisor at Legacy Planner, who’s rewriting the rules of modern financial services.

After putting off his securities license for 12 years, Dana finally went all in earning it in just 8 months. Now, he’s helping young families protect income, secure retirement, and navigate mortgage protection with a fresh, relatable approach. Dana shares how he’s using vi...


Should Insurance Agents Talk Politics on Social Media?
08/23/2025

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Politics and business should they ever mix?

 In this episode of The Modern Insurance Agent Podcast, David and Elle Denning tackle one of the toughest questions for insurance agents:

 👉 Should you post about politics on social media, or avoid it to protect your brand?

We break down the pros and cons of political content, how to avoid alienating half your audience, and smart strategies to boost engagement, visibility, and credibility without hurting your reputation.

What you’ll lear...


From Tradesman to Elite Agent: How Aaron Simac Grew His Allstate Agency With AI & Scrappy Systems
08/21/2025

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Aaron Simac cracked the code on modern insurance growth without bloated budgets, cold-calling marathons, or chasing dead-end leads.

In this episode of The Modern Insurance Agent Podcast, Aaron reveals how he went from running blue-collar businesses to building and scaling a thriving Allstate agency and hitting Elite Status in under a year.

His playbook? Lean growth strategies, smart hiring, and leveraging ChatGPT daily to streamline outreach, marketing, and client conversations.

You’ll discover:
✅ Why Aaron bought an agency instead of starting from scratch—and what he learne...


From Facebook Groups to Fortune: Rick Johnson Cracked the Code for Commercial Insurance Clients
08/19/2025

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If you’re an insurance agent struggling to break into the commercial insurance space
 this episode is your roadmap.

We sit down with Rick Johnson, founder of Contractors Insurance Group and a true renegade in the world of commercial & residential contractor insurance (Texas). Rather than cold calling or begging for referrals, Rick built a hyper-specific Facebook Group, launched high-converting lead magnets, and used HLIA automation tools to quietly write more business without chasing it.

Inside this episode of The Modern Insurance Agent Podcast, Rick breaks down exactly how he went...


Why Traditional Leads Are DEAD (And What’s Working in 2025 Instead)
08/16/2025

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Are cold calls and aged leads killing your energy and your production? 

In this power-packed episode of the Modern Insurance Agent Podcast, David & Elle Denning break down why traditional “chase-style” lead strategies are collapsing in 2025  from Apple call-screening to changing buyer behavior and what today’s top-producing agents are doing instead to attract higher-quality, inbound business using organic social media, AI tools, and referral partnerships that compound over time.

Listen in as they reveal their Organic + AI Boosted Client Attraction System, plus real-world examples of agents g...


From Dining Room to Dream Team: ACA Growth, Compliance & Content with Brandon & Charity Elliott
08/14/2025

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In this episode of The Modern Insurance Agent Podcast, we sit down with Brandon & Charity Elliott founders of InsureBoost and ACA Training Ground to uncover how they scaled their ACA agency into a thriving business while staying CMS-compliant in a fast-changing industry.

You’ll discover:
✅ How they built a profitable ACA agency while navigating regulatory changes
✅ The organic marketing, video content, and automation strategies fueling their growth
✅ How they scaled from solo agents to a remote + in-person dream team without losing culture
✅ Why they launched the ACA Training G...


You Don’t Need More Leads, You Need Deeper Relationships | Insights from Luke Acree
08/12/2025

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đŸš« More leads won’t grow your business. = đŸ’Ș Stronger relationships will.

In this episode of The Modern Insurance Agent Podcast, Luke Acree, President of ReminderMedia, shares how to scale your business, win consistent referrals, and dominate your market without chasing endless leads.

Luke has helped over 100,000 agents and service pros stay top-of-mind and build trust through personalized, branded media. Now, he’s revealing his proven strategies for turning relationship capital into revenue.

You’ll discover:
✅ How to turn relationship capital into revenue even in saturated markets
✅ The costly mista...


Why Your Insurance Leads Aren’t Converting (and How to Fix It)
08/09/2025

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If you’ve ever wondered why your insurance leads ghost you, go cold, or vanish after showing initial interest
 this episode of The Modern Insurance Agent Podcast is your wake-up call.

Hosts Elle & David Denning pull back the curtain on the #1 reason insurance leads don’t convert and how most agents are skipping straight to the “finale” before their prospects have even seen the trailer.

Using a fun, Netflix-style binge-watching analogy, you’ll learn:

The 5 “episodes” every lead goes through before they’re ready to buy (and how to...


From Revenue Chaos to CFO Clarity: How Omar Garcia Helps Agencies Scale Without Burnout
08/07/2025

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Struggling to scale your insurance agency without the chaos? You're not alone and today’s guest knows exactly how to fix it.
In this episode of The Modern Insurance Agent Podcast, we’re joined by

Omar Garcia, the Founder of Secure Plus Financial, who went from being a top-producing UnitedHealthcare agent to a trusted financial strategist for 7 and 8-figure insurance agencies.

Omar shares how he helps agency owners:
👉 Ditch the overwhelm and get financial clarity
👉 Implement real-time KPI dashboards & tax strategies
👉 Transition from producer-mode to true CEO-leve...


Communication That Closes: Tools for Modern Leaders with Jamie Miller
08/05/2025

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Want to close more sales without the scripts or sleaze?

In this episode of The Modern Insurance Agent Podcast, we sit down with international keynote speaker and communication expert Jamie Miller, founder of The Art of Conscious Communication. Jamie helps leaders, entrepreneurs, and sales professionals master the intentional language that drives influence, trust, and results without manipulation.

Whether you're an insurance agent, a coach, or a team leader, this episode will unlock the power of conscious communication so you can connect deeper, lead stronger, and sell more authentically.
<...


Find Your Niche, Fill Your Pipeline: The Target Audience Playbook for Insurance Agents
08/02/2025

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Struggling to get leads that actually convert? You might be missing the most important part of your marketing strategy: your target audience.

In this episode of The Modern Insurance Agent Podcast, David and Elle Denning break down The Target Audience Playbook a must-listen guide for insurance agents who want to stand out, build trust, and grow a business they actually enjoy.

✅ Learn why “I help everyone” is hurting your growth
✅ Get real examples of high-converting niches (like pickleball-loving retirees & busy moms of toddlers...


Stop Chasing. Start Commanding: Mason VanMeter on Mass-Market Trust in Insurance
07/31/2025

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What if you could sell hundreds of policies in a single presentation without chasing leads or relying on scripts?

In this electrifying episode of The Modern Insurance Agent Podcast, we’re joined by Mason VanMeter, speaker, trainer, and the founder of Mouthmatics (the art of knowing what to say) & Running Buddies Academy, who’s rewriting the rules of insurance sales by focusing on one powerful concept: mass-market trust.

You’ll hear how Mason:
→ Sold 713 policies in 90 minutes (yep, you read that right)
→ Helped an agent earn $640K in commiss...


Modern Recruiting Meets Real Support: How Cameron Green & Michael Horton Are Scaling Insurance Teams Differently
07/29/2025

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Ready to ditch outdated recruiting tactics and discover how real leaders are building powerhouse insurance teams in 2025?

In this episode of The Modern Insurance Agent Podcast, we sit down in person with Cameron Green and Michael Horton, two high-energy recruiters and marketers from Network Insurance (a division of AmeriLife) who are reshaping what it means to recruit and lead in the Medicare, health, and life insurance industry. 

Inside this episode:

How Cam & Mike are using video content and social media t...


Reignite Your Social Media in 10 Minutes a Day (Without Posting Daily)
07/26/2025

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Feel like your social media has gone stale? Ghosted your audience and don’t know how to come back without it feeling weird? In this episode of The Modern Insurance Agent Podcast, David and Elle Denning break down a simple, 10-minute-a-day system to reignite your visibility, engagement, and inbound leads without needing to post every single day or become a full-time content creator.

You’ll learn:

How the Social Visibility Flywheel works (and why it beats just posting content)The biggest mistakes agents make that kill momentum on Facebo...


Recruiters, Wake Up: Why the Future Is Tech-Driven and Ballsy (with Ryan Federico)
07/24/2025

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Ready to scale like a savage? In this episode of The Modern Insurance Agent Podcast, we’re sitting down with Ryan Federico - co-host of How to Sell Insurance, legendary recruiter, and the bold personality behind a $5M+ virtual life agency.
Ryan’s not here to play small.

He’s calling out lazy recruiting tactics, dropping game on how AI & automation are part of the future of the insurance industry & recruiting, and sharing how his tech-driven, psychology-backed systems are flipping traditional insurance sales on its head.

You’ll...


How Angie Martinez Scaled to $600K with Social Media & Systems
07/22/2025

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How does a shy, introverted mom go from zero sales in her first year

To building a $600K insurance agency powered by social media, automation, and grit?
In this episode of The Modern Insurance Agent Podcast, we sit down with Angie Martinez, Executive Business Director at Our Infinite Company (OIC) and a powerhouse mentor helping agents scale smarter, not harder. 

Inside this value-packed episode, you’ll discover:

How Angie used Instagram, TikTok, and content branding to grow from $0 to $100K+The s...


The 3-Post Plan That Gets Insurance Agents Leads (Even If You’re Crazy Busy)
07/19/2025

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Tired of hearing you need to post every day to get leads? 🙄
What if we told you that just three posts a week could turn your Facebook profile into a powerful lead generation machine?

In this episode of The Modern Insurance Agent Podcast, David and Elle Denning reveal their 3-Post Plan a simple, strategic approach that helps insurance agents build visibility, earn trust, and spark real conversations without being glued to social media.

Whether you're a life insurance agent, Medicare advisor, health pro, or P&C prod...


Storytelling, Service & Medicare: How David MacNiven’s Past Shapes His Purpose-Driven Brand
07/17/2025

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Former actor turned Medicare expert? You read that right. In this episode of The Modern Insurance Agent Podcast, we sit down with David MacNiven, founder of Nutmeg Insurance Advisors and host of the Sounds of Health podcast.
With a decade of experience in nonprofit fundraising and a background in Broadway and indie film, David shares how he brought storytelling, values, and technology together to build a thriving, community-first Medicare agency.

We talk about:

How David transitioned from...


Chef. Professor. Wealth Strategist. How CC Anthony Serves Legacy with Personality & Precision
07/15/2025

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In this powerhouse episode of The Modern Insurance Agent Podcast, we sit down with CC Anthony who has one of the wildest rĂ©sumĂ©s in the game - from Michelin-star kitchens to university classrooms to now advising high-earning professionals on how to build wealth with clarity and legacy+. If you’re an insurance agent, high-income professional, or entrepreneur looking to build legacy wealth with confidence, this one’s for you.

What You’ll Learn in This Episode:

How CC uses ...


From DJ to 7-Figure Brand: How Chase McAllister Turns Content into Calls
07/10/2025

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If you’re tired of creating boring content that gets no engagement and wondering how to actually get appointments from social media, this episode is your wake-up call.

We sat down with Chase McAllister, the CEO of Unreal Media and one of the most authentic, entertaining, and effective content creators in the insurance and entrepreneur space. From his early days as a DJ to now helping agents and entrepreneurs build 7-figure businesses with nothing but social media and smart systems, Chase breaks down exactly what’s working right now<...


From BBQ Server to 7-Figure Agency: Ashton DeLangoLunday on Psychology, Systems, & AI in Sales
07/08/2025

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In this episode of The Modern Insurance Agent Podcast, we’re joined by Ashton DeLangoLunday, a graduate in pastoral ministry and a BBQ server turned seven-figure agency builder. He breaks down the psychology of high-performance sales, how he scaled a remote insurance agency, and what he's doing differently with lead flow, automation, & AI that is helping agents win.

We dive into:

The mindset that took Ashton from 34 failed appointments to industry leaderHow his agent Dylan broke records ($179K in his 2nd month ever and $1.2 mi...


The Mistakes Killing Your Social Media in 2025 (and How to Fix Them)
07/05/2025

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Struggling to get leads from social media? Feel like your content is falling flat? You're not alone and you might be making one of the 4 silent mistakes that are keeping clients from reaching out.

In this episode of The Modern Insurance Agent Podcast, David & Elle Denning break down the biggest social media marketing mistakes insurance agents are making in 2025 and exactly what to do instead.

Whether you’re a life insurance agent, Medicare producer, or P&C advisor, this episode will help you finally stop posting into th...


From Mortgages to Millions: How Matt & Randi Built a National Insurance Biz with AI & Community
07/03/2025

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In this episode of The Modern Insurance Agent Podcast, we sit down with Matt Sullivan, who alongside his wife and former teacher Randi has grown a thriving national insurance agency now spanning 80+ licensed agents across 30+ states.

You’ll hear the full journey of how they:

Transitioned from mortgages and public education to insurance entrepreneurshipReplaced their full-time incomes and built residual income that provides real lifestyle freedomLeveraged social media marketing, Facebook groups, and centers of influence to scaleCreated local networking communities from Mompreneur meetups to golf + biz groupsAre now using AI an...


Automate, Accelerate, Dominate: Alex Branning & Agent CRM Transforming Insurance with AI
07/01/2025

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What happens when a tech developer and marketing wizard sets his sights on helping insurance agents scale? You get Agent CRM one of the fastest-growing platforms in the space and its founder, Alex Branning, is here to share how it's changing the game.

In this episode of The Modern Insurance Agent Podcast, we dive deep into:
✅ How AI is reshaping customer service, retention, and client communication
✅ Why Agent CRM is built specifically for insurance agents (and how that makes all the difference)
✅ The rise of voice AI and what a...


How to Get Insurance Leads Without Going Viral (The Secret to Finding Ideal Clients Online)
06/28/2025

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Think you need to go viral to grow your insurance business? Think again.

In this episode of The Modern Insurance Agent Podcast, David and Elle Denning break down the exact strategy insurance agents are using to consistently generate leads online without millions of views or fancy production. Whether you're a life insurance agent, Medicare specialist, P&C producer, or final expense pro, this episode shows you how to find your people online and turn conversations into clients.

đŸ”„ You’ll learn:

Why niching down is the key to breaking throu...