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Most people “budget” by looking backward at what they’ve spent. That's reactive.

In this episode, Tré walks through the exact system he and his family use to manage their money proactively — with multiple accounts, a clear spending structure, and zero guilt. Whether you’re a couple or managing solo, this framework gives you total control without obsessing over receipts.

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Investing Simulator: https://buildyourstax.com/

Most people think bonds are “safe” and stocks are “risky.” But what if that’s exactly backward, especially over the long term?

In this episode, Tré breaks down the real meaning of asset allocation and why traditional advice like “add more bonds as you age” may be setting you up for failure. Backed by research, Tré explains why a 100% equity portfolio often leads to the best outcomes — and how to know if it’s right for you.

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If you’re torn between paying off your mortgage or investing, you’re not alone, and there’s a lot of bad advice out there. This episode breaks it down with facts, not feelings.

Tré uses real planning software to run side-by-side comparisons and shows why—mathematically—investing often comes out ahead. But psychology, discipline, and risk tolerance matter just as much. Whether you're holding low-interest debt or still paying off your credit cards, this episode will help you choose your next move confidently.

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Earning six figures used to mean financial security. Now? That mindset could be a trap.

In this episode, Tré tackles the hidden risks for Canadian households earning between $100,000 and $200,000. This range feels comfortable, but it’s where lifestyle inflation, car loans, and poor planning quietly eat away at your financial future. Tré offers a practical, no-fluff guide to budgeting, systematizing cash flow, and staying on track.

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Most Canadians treat debt as a burden and taxes as a given. But what if you could flip that thinking and turn your debt into a tax advantage?

In this episode, Tré breaks down how to structure debt so the interest becomes tax-deductible. He outlines strategies that can save you tens of thousands over time, especially if you’re a business owner, landlord, or hold non-registered investments.

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Are you earning over $200,000 but still feeling like your money disappears too fast? In this episode, we dig into budgeting for high-income earners and why earning more doesn’t always mean building wealth.

We explore key behavioural differences between natural savers and spenders — and the blind spots both groups have when it comes to money management. You’ll learn how to stop relying on unpredictable income like commissions and bonuses to make progress and instead build a systematic, sustainable approach to saving and investing.

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What Really Drove Market Gains in Q2? (Hint: It's Not What You Think)

Markets bounced back in Q2—but it’s not all good news. In this bonus quarterly review episode, Tre breaks down what’s behind the recent returns and why short-term market moves can be misleading.

You’ll learn what drove gains (like multiple expansion and currency), why the April drop didn’t show up on your statement, and why Canadian investors might be in better shape than they think. If you’re sitting on cash or tryi...

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Most people think of money as cash in the bank. But in this episode, Tre unpacks a bolder truth: money is just a middleman for value. Joined by his wife Sierra, Tre explains why viewing money as value—rather than currency—can change how you spend, save, and invest. This isn’t your usual budgeting talk. It’s a direct conversation about how our financial system works, why inflation erodes your purchasing power, and how to make smarter decisions with the money you earn.

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Ever wondered why tracking your net worth is essential for your financial health? In this episode, we break down exactly what net worth means, clearly defining your assets and liabilities. We'll explore practical reasons why regularly monitoring your net worth can significantly enhance your financial decision-making, confidence, and goal-setting. Plus, we provide a simple, step-by-step calculation (linked below) to empower you to easily determine your own net worth today.

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Most people misunderstand risk — and it's costing them.

In this episode, Tre breaks down how the financial industry defines risk (hint: it’s mostly about volatility) and why that approach often leads investors astray. He explains the many types of risk that matter more than short-term market swings, and how to manage them with evidence, not emotion. If you've ever said "I'm a low-risk investor," this one's for you.

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Are you paying thousands in hidden investment fees—and not even realizing it? In this episode, Tre gets a little... passionate discussing segregated funds (seg funds), an insurance-wrapped investment product that many Canadians are sold under the guise of “safety.” Tre breaks down why these products often come with inflated costs, opaque fee structures, and misleading sales tactics—and why most Canadians are better off avoiding them.

Whether you’re a retiree, business owner, or concerned adult child reviewing a parent’s portfolio, this episode is a must-listen.

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