The Old Money Podcast

When Amit dismisses a real estate deal offering "just" 12% returns, he's convinced his hedge fund promising 25% is the smarter play. But a conversation over coffee with an experienced syndicator in Mountain View flips his perspective. In this episode, we explore why the highest return on paper isn’t always the best investment — and how understanding risk-adjusted returns can protect your future. If you’ve ever been tempted by flashy numbers or felt unsure about how to evaluate different investment opportunities, this one’s for you. Grab your coffee — espresso or filter — and tune in.

When Amit dismisses a real estate deal offering "just" 12% returns, he's convinced his hedge fund promising 25% is the smarter play. But a conversation over coffee with an experienced syndicator in Mountain View flips his perspective. In this episode, we explore why the highest return on paper isn’t always the best investment — and how understanding risk-adjusted returns can protect your future. If you’ve ever been tempted by flashy numbers or felt unsure about how to evaluate different investment opportunities, this one’s for you. Grab your coffee — espresso or filter — and tune in.

In This Episode: Host Vaibhav Puranik chats with Luis Mejia, a multifamily real estate broker in Sacramento and California’s Central Valley. They discuss Luis’s journey from small-town roots to real estate, key differences between brokers and agents, and what makes a great broker. Topics include: • How integrity builds long-term success• The value brokers bring to real estate deals• Market trends in California’s Central Valley• Insurance challenges and investor advice Perfect for new investors and anyone curious about California real estate. Subscribe for more real estate insights!

Looking to earn steady, passive income from real estate—without becoming a landlord? In this episode, Vaibhav Puranik breaks down real estate debt investing, a powerful and often overlooked way to build wealth by acting as the lender instead of the owner. You’ll learn what real estate debt investing is, how it differs from equity investing, and why it offers more predictable returns and lower risk. We’ll also explore practical ways to get started, including mortgage notes, peer-to-peer platforms, private lending, and debt funds, along with key risks like borrower default, market downturns, and illiquidity—and how to manage t...

Before we ever make an offer on a multifamily property, there’s a detailed process we follow to separate great deals from risky ones. In this episode, Vaibhav Puranik breaks down Old Money Capital’s approach to pre-offer due diligence—how we assess location, financials, value-add potential, property condition, and the tenant base.You’ll learn how we use simple observations like the “Starbucks Test,” dig into broker-supplied financials, and identify red flags that don’t show up on spreadsheets. This is the behind-the-scenes look at how we protect investor capital by avoiding deals that don’t meet our standards.If you’ve ever w...

In this episode, VP (Old Money Capital) and Abe Sharma (AV Brokerage) discuss how to manage a single-family rental without a property manager. They cover prepping the property, listing it, screening tenants, ongoing management, and useful tools. Plus, they share top book recommendations for self-managing landlords.

Boost your multifamily property's value with proven strategies! In this episode, we cover unit upgrades, curb appeal, RUBS, and operational efficiencies to maximize NOI. Whether you're an investor or operator, these insights will help you make smarter, data-driven decisions.

California's home insurance crisis is worsening with non-renewals and rising costs. Discover the causes, FAIR Plan options, and what's next for homeowners.

Exploring whether real estate courses are truly necessary for investment success.

Discover why gold is shining brighter than ever!⁠⁠⁠In this episode, we break down the reasons behind gold's record-breaking rise, explore smart investment strategies, and reveal why it remains a trusted safe haven during global uncertainty.

In this episode, we unpack the growing interest in India’s booming economy and what U.S. investors need to know before diving in. From currency depreciation risks and complex tax implications to market performance comparisons and the best sectors to watch, we explore whether India is truly worth the investment in 2025.Is the reward worth the risk? Tune in to make informed decisions on global diversification!

In this episode, we break down President Trump's bold move to establish America's first-ever sovereign wealth fund. What exactly is a sovereign wealth fund? How do countries like Norway and Singapore use them? And what could this mean for the U.S. economy, global markets, and even companies like TikTok?

Discover the realities of the FIRE movement-its appeal, challenges, and hidden risks. Learn why a balanced approach to financial freedom may be a smarter path for most Americans.

This episode provides an in-depth look at the multifamily syndication process, covering key concepts such as the roles of general and limited partners, SEC regulations, and the qualifications for accredited investors. Whether you're new to real estate syndications or looking to deepen your understanding, this serves as the perfect introductory guide.

Join Vaibhav Puranik (VP), as he dives into the complexities of real estate taxes with Maria Rosero, a seasoned CPA specializing in real estate from Orange County, California. With over 20 years of experience, Maria brings a wealth of knowledge to the discussion, covering everything from basic tax implications of owning and selling your home to advanced strategies in multifamily syndication taxes.

Vaibhav Puranik chats with Brett Synicky from Sense Financial to uncover how a Self-Directed IRA can unlock real estate investments. Learn the setup process, key pitfalls to avoid, costs, and crucial tax implications. A must-listen for anyone looking to grow their retirement wealth!