Own It Property Podcast

It looks shiny, brand-new, and full of promise — but buying off-the-plan could be one of the riskiest moves a buyer can make. In this episode, Dion breaks down why most off-the-plan apartments don’t perform, what really drives value in property, and how government incentives can actually mask serious financial risks.

You’ll learn:

Why more than half of Melbourne’s apartments resell for a loss

How developers “bake in” incentives to inflate prices

The danger of buying something that doesn’t yet exist

Why land is the only thing that tru...

Overpaying for a property is every buyer’s worst nightmare — but it’s also completely avoidable if you know what signs to look for. In this episode, Dion breaks down exactly how to recognise when a property is overpriced, what data actually matters, and how to separate real value from emotional hype.

You’ll learn:

The red flags that a property is struggling (and overpriced)

How to use average days on market as your biggest pricing clue

Why social proof — the number of buyers inspecting — is more powerful than the price guide

Underquoting is one of the biggest frustrations buyers face — a property is advertised in your budget, only to sell hundreds of thousands above the quoted range. In this episode, Dion and mortgage broker David Pelligra cut through the noise to explain what underquoting really is, how the legislation works (and doesn’t), and why quotes and actual value are often two very different things.

They cover:

The difference between fair, competitive, and underquoting

Why Victorian quoting laws are still so grey and frustrating

The biggest red flags that a property is unde...

Off-market deals have become the buzzword in real estate — buyers think they’re secret bargains, and sellers love the idea of a quiet sale. But are off-markets really the golden ticket everyone makes them out to be?

In this episode, Dion and mortgage broker David Pelligra pull back the curtain on the truth about off-market properties. They cover:

What an off-market property actually is (and isn’t)

The real reasons vendors choose to sell off-market

Why exclusivity can make buyers overpay

The biggest risks and red flags to look out fo...

Should you buy your next home first or sell your current one first? It’s one of the biggest questions homeowners face — and there’s no one-size-fits-all answer. In this episode, Dion and mortgage broker David Pelligra break down the pros and cons of each strategy, the risks of bridging finance, and how to structure your settlements so you’re not left stranded between two homes (or two mortgages).

You’ll learn:

Why selling first is usually safer financially

The hidden risks of buying first in a hot market

How bridging finance re...

From October 2025, the Australian Government’s Home Guarantee Scheme is being completely overhauled — and it could change the game for first home buyers. No income caps, no place limits, higher price caps, and access with just a 5% deposit. Sounds too good to be true?

In this episode, Dion sits down with mortgage broker David Pelligra to break down what these changes really mean. They cover:

Why the removal of income caps is such a big deal

How higher price caps could affect markets like Melbourne and Sydney

Whether buyers should be worr...

Buying in a flat or falling market is easy—but what about when prices are climbing, clearance rates are high, and every open feels like a stampede? In this episode, Dion breaks down how to survive (and succeed) in a competitive, upwards market without letting FOMO push you into a bad buy.

You’ll learn:

How to value a property when the market is rising week by week

Why waiting too long to adjust your brief can cost you thousands

The risks of chasing unrealistic vendors in a hot market

Wh...

So your offer’s been accepted—congratulations! But the journey isn’t over yet. In this episode, Dion breaks down exactly what happens between that exciting “yes” from the agent and the moment you get the keys.

You’ll learn:

The key differences between buying at auction vs private sale

How cooling-off periods work (and when they don’t apply)

Why it’s critical to involve your conveyancer immediately

Common contract clauses—and how to avoid getting caught out

How to prepare for your final inspection so there are no nasty...

Missing out on a property hurts—whether it’s by $1,000 or $100,000. In this episode, Dion breaks down exactly what buyers should do (and avoid) when they lose out on a home, so they can pivot quickly, stay competitive, and avoid buyer fatigue.

You’ll learn:

How to use a missed deal to access more off-market properties

Why having a “Plan B” ready makes all the difference

The self-audit every buyer should do after losing out

How to adjust your brief in an upward market so you don’t fall further behi...

In Part 2 of our auction masterclass, Dion is joined once again by elite auctioneer Luke Banitsiotis to break down the real strategies buyers can use to win at auction—without blowing their budget.

This episode is packed with practical, buyer-first tactics, including:

Why bidding early gives you the upper hand

How to take control of the auction (without being “that” bidder)

The power of odd increments and quick responses

How to appear like you’ve got more money than you do

Why not bidding at all is the bigg...

Auctions can feel intense, confusing, and downright intimidating—but they don’t have to be. In this episode, Dion is joined by award-winning auctioneer Luke Banitsiotis to unpack exactly how auctions work from a buyer’s point of view.

They cover:

What really happens before and during an auction

The role of the auctioneer (and how it differs across states)

What a vendor bid is—and why it’s not as scary as it sounds

How buyers can avoid being caught off guard on auction day

Why transparen...

Ever wondered if it's worth offering under a property's asking price—or whether you're being lured into overpaying? In this short, sharp episode, Dion zooms in on one of the most misunderstood parts of buying real estate: how asking prices and price ranges actually work.

He unpacks:

How to research what a property is really worth

When offering under the quote makes sense (and when it’s a waste of time)

Why some vendors need to “see the process” before dropping their price

How buyers accidentally overpay by trusting the quot...

In this special Q&A episode, Dion tackles your most common (and uncommon) property questions—straight from social media. From making pre-market offers and bidding at auctions to navigating off-market deals, sloping houses, deposit bonds, and shady building reports, no topic is off-limits.

Expect rapid-fire tips, myth-busting insights, and advice buyers need in today’s market, including:

Should you offer before a property hits the market?

Is a rumpus room without council approval a deal-breaker?

Do you really have a chance bidding online at auction?

What to do if your...

This week on the Own It Property Podcast, Dion is joined by Tash to demystify one of the most underused tools in property buying: deposit bonds. Whether you're a down sizer, first home buyer, or just caught in a tight cash flow moment, a deposit bond could be the difference between securing your dream home or missing out.

Tash breaks down what a deposit bond actually is, how it works, who qualifies, and why more agents and buyers should be open to it. From auction tips to off the plan strategies, this is the episode that will...

Thinking of skipping a building and pest inspection? Think again. In this episode, Dion is joined by Colin from Hamley Home Inspections to break down why these checks are essential—and how to make sure they’re done right.

Colin shares wild real world stories (yes, even termites in brand-new homes), explains what red flags to look for, and why not all inspectors are created equal. They also unpack how inspection clauses actually work in contracts—and why relying on them can sometimes backfire.

Whether you're buying your first property or your fifth, this is the be...

In Part 2 of the private sale deep dive, Dion unpacks the next-level strategies buyers need to master to win in today’s competitive market. From nailing the timing of your offer to navigating vague buyer competition and understanding vendor positioning, this episode is your ultimate guide to playing the private sale game smart. Learn the key questions to ask agents, how to avoid being used as a bargaining chip, and why your offer’s deadline and strength matter more than ever. If you're serious about securing a home without overpaying, this is essential listening.

In this episode of the Own It Podcast, Dion dives deep into the ins and outs of making a private sale offer—especially helpful for first-time buyers navigating today’s heated property market. Learn how to craft the most attractive offer, when to go unconditional, and how to use the cooling-off period to your advantage. With practical tips from a former real estate agent turned buyer’s advocate, you’ll walk away knowing how to read the play, avoid costly mistakes, and maximise your shot at securing your dream home. Whether you're dealing with set date sales or navigating expressi...

In Part 2 of our deep dive into investment property strategies, Wayne returns to the Own It Podcast to unpack common pitfalls that catch first-time investors off guard. From overpaying for shiny new builds to the risks of buying in your own backyard, we cover it all. Tune in for essential insights on why emotion should be left at the door, and get Wayne’s expert tips on how to make a smart, calculated investment. Whether you’re considering rentvesting, eyeing regional opportunities like Cairns or Mackay, or wondering where $700,000 can get you in today’s market—this episode has you cove...

In this special episode of Own It, Dion is joined by buyer’s agent Wayne for a deep dive into investment properties — perfect for first-time investors and those curious about rentvesting. With property markets shifting and opportunities emerging beyond traditional hot spots, this episode explores:

Why Melbourne might be waking up

The rising popularity of rentvesting

Timing the market vs. time in the market

What really makes a “good” investment property

Capital growth vs. rental yield
Whether you’re planning your first purchase or building your portfolio, this episode se...

Are you asking the right questions before you buy property? In this episode, Dion pulls back the curtain on the five crucial questions that most buyers never think to ask their real estate agent—but absolutely should. From uncovering hidden material facts to gauging the seller's motivation, this episode is packed with practical tips that could save you thousands and spare you from regret. Whether you're a first-time buyer or a seasoned investor, you’ll walk away with sharper negotiation tools and a better grip on the buying process. Don’t miss this one!

Dion breaks down one of the biggest challenges property buyers face: figuring out if a home is genuinely within reach or if you're wasting time and money chasing something you'll never get. From reading buyer competition at open homes to interpreting agent behaviour around auctions, Dion shares practical, straight forward strategies to help you avoid costly missteps and stay focused on properties you can actually own. If you've ever walked away from a property disappointed—or worse, blindsided—this one's for you.

In this episode of the Own It Property Podcast, we wrap up our insightful four-part series with mortgage broker agent David Pelligra. We dive into the smartest questions property buyers should ask real estate agents—and why the usual ones might not get you the answers you need. From understanding auction dynamics to reading between the lines on vendor interest, Dion & David share tactical advice to help you navigate the home buying process like a pro. Whether you're a first-home buyer or seasoned investor, this is the info that could save you thousands.

Not all contract clauses are created equal. In this episode, Dion & David Pelligra return to unpack the fine print that could make or break your deal. Some clauses protect your wallet. Others could blow up your budget.

We cover:

Which clauses actually save you money (and how to use them)

The costly traps hiding in common contract terms

Why “subject to finance” might be your best friend — or your biggest risk

How to craft smarter offers without losing your leverage

In Part 2 of this deep dive, mortgage broker David Pelligra returns to the Own It Property Podcast to unpack the real world strategies first home buyers need to succeed in today’s market. Host Dion explores key topics like how government grants work, the truth about Lenders Mortgage Insurance (LMI), the role of HECS debt in borrowing, and how to avoid costly mistakes when applying for a mortgage. If you’re trying to navigate Australia’s complex property landscape—this episode is your guide.

👉 Perfect for first-time buyers, property pros, or anyone looking to learn what banks are really...

Not all home loans are created equal - especially if you’re a first-time buyer. In this deep-dive episode, we unpack why 10 buyers can walk into the same bank and walk out with 10 different interest rates. From loan-to-value ratios to how job history and Afterpay affect your borrowing capacity, our expert guest breaks down the behind-the-scenes world of mortgage lending.

We explore the 3 types of pre-approvals, why buy now pay later can hurt your borrowing power more than a credit card, and how banks value properties differently (sometimes by $150K!). Plus: What to do if your bank's pr...

In this episode of the Own It Podcast, Dion breaks down the crucial concept of material facts in real estate. What they are, why they matter, and how they can impact your buying decision. From unpermitted structures to past crimes and hidden structural issues, understanding material facts can help you avoid costly mistakes. Dion shares real life examples and expert insights to ensure you're asking the right questions before signing on the dotted line. Plus, we’re gearing up for upcoming episodes featuring industry professionals, so send in your questions! Tune in now to protect yourself as a buyer.

In this episode of the Own It Podcast, Dion takes you through the crucial steps to follow once you’ve found a property you like. From re-inspecting the property to requesting important documents like the contract of sale and vendor statement, Dion shares tips to ensure you don’t miss any critical details before making an offer. He covers everything from conducting due diligence, understanding body corporate information, and maintaining open communication with your real estate agent. Don't rush into a purchase—get informed and make confident decisions! Plus, Dion previews the next episode on material facts every buyer needs...

In this episode of Own It, we dive into the world of private sales and how they differ from auctions. Dion breaks down the different types of private sales, the advantages they offer buyers, and the key strategies to avoid overpaying. Learn how cooling off periods, subject to finance clauses, and due diligence can protect you when purchasing a property. Whether you're a first home buyer or a seasoned investor, this episode will give you the knowledge to navigate private sales with confidence. Plus, get a sneak peek at the next episode, where we'll discuss what to do after...

Most properties in Melbourne sell at auction—but what exactly is an auction, and why is it such a popular method? In this episode of Own It, Dion breaks down the fundamentals of real estate auctions, how they work, and why they create competitive bidding environments. From understanding reserve prices to knowing the key differences between auctions and private sales, this episode will give you the foundation you need before stepping into the fast paced auction market.

🎧 Listen now and take the first step toward owning your dream home!

Why do Melbourne properties consistently sell for well above their quoted price? Is it underquoting, or just market competition at play? In this episode, we break down the pricing strategies behind auction and private sale quotes, explaining why properties often exceed their advertised range. We discuss the impact of legislation, the psychology of competitive bidding, and how buyers can better navigate the market to avoid disappointment. If you're searching for a home in Melbourne, this episode is a must-listen to help you understand what properties are really worth. Tune in now!

Tired of wasting weekends inspecting properties that don’t meet your needs? In this episode of The Owner Podcast, Dion breaks down how to research homes before you step foot inside—saving you time, effort, and disappointment. Learn how to use free online tools like Property.com.au, analyse floor plans, and leverage satellite maps to avoid red flags. Plus, find out why missing floor plans could be a dealbreaker and how to prioritise inspections. Tune in to streamline your home buying journey!

Open for inspections can make or break your buying journey—but are you making the most of them? In this episode, Dion shares expert insights on what to look for at an open, how to read between the lines of a staged property, and why you should be careful about what you say to real estate agents. Plus, discover subtle red flags that could signal an issue with a home and simple strategies to assess the true buyer interest in a property. Whether you're a first-time buyer or a seasoned investor, this is your essential guide to navigating open fo...

The average buyer spends far too long looking to purchase a property. Often they find themselves consistently missing out on properties that they never had a chance on. The problem is that they didn't set themselves up for success with an understanding of the market. In this episode we understand why buyers make this common mistake and how to avoid it from the start. We will discuss how to understand sold results and what that means for you! 

🏡 Avoid Home Buying Mistakes – Set a Strong Foundation!

🚀 Have you been searching for months and still mis...

In this episode we will discuss what you can expect from our new property podcast. In future episodes we will cover how to bid/negotiate, what to look for, right up to your settlement, making sure you have more information then before! This podcast is for first home buyers right  to experienced property investors who want to fine tune their skills!