The WWW Podcast
WWW is the podcast dedicated to empowering you to take control of your financial future. Hosted by Wes Cuprill, CFP®, this show offers expert advice and practical strategies for anyone approaching retirement or navigating any sort of major life transitions. From investment strategies and tax planning to lifestyle preservation and financial confidence, we break down complex topics to give you the clarity you need to plan and manage your finances with peace of mind. Tune in weekly to hear relatable stories, insightful interviews, and actionable tips tailored specifically to women’s unique financial needs. Whether you’re just starting to plan or n...
The 2025 Investor’s Guide to Riding Out Volatility Without Panic
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In this episode, we dive into the psychology of investing and why understanding your emotions is essential for any investor. Discover how market volatility, media noise, and anxiety can impact your decisions-and how a disciplined approach is the true investors guide to long-term success. If you’re seeking reassurance and clarity in your financial journey, this episode serves as your trusted investors guide to navigating uncertainty and staying focused on your goals.
Chapters🕓
00:00 - Intro
00:50 - Mon...
7 Money Moves to Spring Clean Your Finances in 2025
In this episode, we dive into the importance of financial spring cleaning and how it can help you stay organized and secure throughout the year. Learn seven essential steps for effective financial spring cleaning, from reviewing and consolidating accounts to updating beneficiaries and checking your credit reports.
Discover why financial spring cleaning isn’t just about tidying up your finances, but also about protecting yourself from fraud and ensuring your estate plans are up to date.
Don’t miss these expert tips to make your financial spring cleaning a simple and rewarding annual habit!
For...
The Rise of AI Powered Investment Scams: Don’t Fall for the Hype
In this episode, we dive into the alarming rise of AI investment scams and how artificial intelligence is making financial fraud more convincing than ever. Learn how scammers use AI-generated content to create fake investment opportunities, build trust, and ultimately steal from unsuspecting victims.
We break down real-world examples of AI investment scams, offer tips on how to spot them, and stress the importance of getting a second opinion before making any financial decisions. Stay informed and protect yourself from AI investment scams by understanding the latest tactics and red flags.
For the most current i...
The Evolution of Financial Predators
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Uncover the dangerous world of "mini IPOs" where financial predators use legal loopholes to access your hard-earned money with minimal oversight. Learn how to identify these financial predators through their deceptive marketing tactics, like Picasso's claim of being "not subject to market volatility" while carrying even higher risk than public investments.
Protect yourself and your loved ones from sophisticated schemes as we analyze real examples of how these financial predators operate in plain sight through misleading newsletter advertisements a...
Protecting Your Lifetime Savings: The Full Truth About Medicaid Asset Protection
Are you concerned about protecting your assets from the high costs of long-term care? In this episode, we dive deep into Medicaid asset protection, explaining how Medicaid asset protection trusts work, their benefits, and the potential pitfalls you need to know. Learn why Medicaid asset protection is a hot topic among attorneys and discover key considerations before making any decisions. Don’t miss this essential guide to Medicaid asset protection and long-term care planning.
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Understanding Tariffs: The Short-Term Pain and Long-Term Gain for Women Investors
**Disclaimer**: Please note that since the time of filming, the Trump administration has largely pulled back on implementing tariffs on countries other than China. This video reflects the economic landscape and proposed policies at the time of recording. For the most current information on tariffs, please subscribe to my FREE newsletter: https://mcwealthwisewomen.substack.com
Unpack the complexities of the 2025 tariff strategy and its impact on global markets, interest rates, and U.S. debt refinancing. In this episode, we explore how the administration's bold moves aim to reshape the geopolitical landscape while driving domestic growth and generating...
Navigating Market Uncertainty: Tariffs, Doge Cuts, and Your Financial Future
Wes Cuprill, CFP®, unpacks the recent market turmoil caused by tariffs and government spending cuts (the “DOGE Cuts”) and what it means for your financial future.
Learn why women planning for retirement shouldn't panic, how diversification protects you during uncertain times, and why speculation is not a strategy.
Plus, discover how a solid financial plan brings peace of mind—no matter what the headlines say.
The Truth About Financial Influencers: What You Need to Know
In this episode of the Wealth Wise Women Podcast, certified financial planner Wes Cuprill dives into the world of financial influencers and the noise they create in the personal finance space.
Wes shares his recent experience of downloading Instagram, a platform he had previously avoided, and how it opened his eyes to the overwhelming amount of advice available online. While social media has democratized financial education, it has also led to conflicting messages that can confuse and mislead individuals trying to grow their wealth.
Wes emphasizes the importance of filtering through the noise and understanding w...
Here's Why I'm NOT Panicking About the Market Selloff
Financial advisor Wes Cuprill explains why you should not panic about market selloff, sharing evidence-based insights on how proper financial planning is designed to weather short-term volatility.
Learn why experienced professionals do not panic about market selloff, with practical advice for both young investors and those approaching retirement during uncertain economic times.
This episode of Wealth Wise Women Podcast provides the perspective you need to not panic about market selloff, offering specific strategies to maintain financial peace of mind when others are selling.
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Beyond Retirement: Essential Conversations About Long-Term Care and Family Planning
Join us on the Wealth Wise Women Podcast with our special guest Tank, the French bulldog! In this eye-opening episode, we explore why traditional retirement planning at 65 no longer works with today's extended lifespans. Women especially face unique challenges as primary caregivers while needing to fund potentially 30+ years of retirement. This isn't just financial planning—it's the conversation your family needs now to prevent future stress and uncertainty.
We break down why standardized approaches fail and how to structure the conversation your family needs now about aging with dignity. Whether you're approaching retirement or have aging parents, thi...
Decoding Market Moves: What Jamie Dimon and Warren Buffett Really Mean for Your Investments
What are Jamie Dimon and Warren Buffett doing? In this episode, Wes breaks down the recent headlines about Jamie Dimon selling millions in Chase stock and Warren Buffett sitting on a massive $334 billion cash pile.
What Jamie Dimon and Warren Buffett are doing with their money might not be the market crash warning many headlines suggest - Wes explains the likely reasons behind these moves and why financial media loves to stoke fear.
If you've been watching the news and asking yourself, "what are Jamie Dimon and Warren Buffett doing?" and what it means for yo...
How to Design Your Perfect Retirement with Corinne Auman
In this insightful episode of the WWW Podcast, Wes sits down with Dr. Corinne Auman, a gerontologist dedicated to guiding individuals and families through the aging process.
Corinne shares her unique perspective on not only planning for older adulthood but also embracing it with positivity. Discover how proactive planning can transform the experience of aging, as she discusses common misconceptions and the importance of having open conversations about care needs.
What You’ll Learn:
✔️ Strategies for fostering a positive mindset towards aging
✔️ The critical role of planning for long-term care
✔️ How to...
How to ACTUALLY Retire Early: Wisdom from Someone Who Made It Happen
In this eye-opening interview, discover how Pam went from data entry operator to early retiree through patient investing and smart company benefits - learn how to actually retire early without get-rich-quick schemes or six-figure salaries. Find out the exact strategies she used, common retirement mistakes to avoid, and how to actually retire early by maximizing your employer benefits, managing company stock, and making the most of catch-up contributions, plus her candid advice on what she wishes she'd done differently.
Chapters🕓
00:00 - Intro
00:24 - Introducing Pam Weisbrod
01:01 - Interview pt 1
09:11 - Sponsor
10:13 - Int...
Money, Mindset, and Financial Planning: An Interview with Carrie Bradley
In this episode of Wealth Wise Women, Wes Cuprill sits down with Carrie Bradley, a mindset and strategy coach dedicated to empowering women financially. Carrie shares her personal journey of overcoming financial obstacles and how she built a $700K net worth through investing, venture capitalism, and real estate.
💡 What You’ll Learn:
✔️ How to shift from financial fear to empowerment
✔️ The power of negotiation in salary and wealth-building
✔️ Smart investing strategies for long-term success
✔️ Why financial education is key to independence
Carrie has helped hundreds of women...
What Happens When Social Security Runs Out?
In this podcast episode, financial advisor Wes Capri discusses how Social Security is projected to run out by 2033-2035, and explores potential government solutions and personal planning strategies.
Chapters🕓
00:00 - Intro
00:19 - SS Trust Fund Depletion
03:00 - Sponsor
04:03 - What Can the Govt Do?
05:52 - What Can You Do?
07:35 - Final Thoughts
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What New Regulations Mean for Your Crypto Investments
In this episode, financial advisor Wes Cuprill dives deep into the crazy world of cryptocurrency, exploring its mind-boggling volatility and the potential regulatory changes on the horizon. He breaks down why crypto might be more like gambling than investing, while still remaining curious about its future potential.
Chapters🕓
00:00 - Intro
00:14 - Welcome
00:34 - Crypto Regulation
01:45 - SEC Taskforce
02:38 - Skepticism
02:57 - Stability and Volatility
05:01 - Standard Deviation
06:10 - Sponsor
07:12 - Revaluation
07:55 - SEC Regulation
08:47 - Crypto Bias
09:33 - Historical Over-Hype
10:04 - Correction and Stabilization
This "Boring" Tax Strategy Could Make You Rich in Retirement
Want to pay less in taxes? Smart tax planning isn't just about filing - it's about strategically timing your income and investments to keep more money in your pocket, especially with Social Security changes on the horizon and Medicare premiums to think about.
Chapters🕓
00:00 - Intro
00:13 - Tax Planning
02:54 - Importance of Tax Planning
03:46 - Sponsor
04:49 - How To Tax Plan
06:56 - Conclusion
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Like what you heard? Listen to more episodes here: https://podcasts.apple.com/us/podcast/wealth-wise-women-podcast/id1768763274
Follow us on Instagram: https://www.ins...
How Does the Social Security Fairness Act Impact Your Financial Future?
Host Wes Cuprill explains how the new Social Security Fairness Act impacts government and public sector retirees. Learn how the elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could increase your retirement benefits.
Key Points
+ Public sector workers can now receive full Social Security benefits alongside their government pensions
+ Important for teachers and others who held multiple jobs throughout their careers
+ Wait for official guidance before making financial changes
+ Consider consulting a financial advisor to optimize retirement strategy
Contact Money and Clarity: 513-563-7526 | visitwithmc.com
Could One Conversation Change Everything About Your Finances?
In this insightful episode of the Wealth Wise Women Podcast, host Wes Cuprill dives into the often-taboo topic of discussing personal finance openly. Broadcasting from his home office, Wes explores a recent Kiplinger article that sheds light on the consequences of not talking about money, especially for women. With eye-opening statistics, he emphasizes the importance of financial education and encourages listeners to break the silence around money matters.
Wes shares practical tips on how to make financial conversations less daunting, starting with open discussions between spouses. He stresses the need for both partners to be informed about...
Want to Take Control of Your Financial Future in 2025?
Are you ready to take charge of your financial future? In this eye-opening episode of Wealth Wise Women, host Wes Cuprill breaks down the critical steps everyone needs to take before 2025.
Chapter Markers:
[00:00] The Wake-Up Call: Retirement Savings Reality
[03:15] Insurance 101: Protecting Your Financial Foundation
[07:30] Compound Interest: Your Secret Wealth Weapon
[12:45] Budgeting Hacks: Finding Money You Didn't Know You Had
[18:20] Breaking Barriers: Women's Economic Empowerment
[22:00] Your 2025 Financial Roadmap
Discover the shocking truth about retirement savings, learn how even $20 can transform your financial landscape, and uncover practical strategies to maximi...
How Can Women Navigate Speculative Bubbles in Investing?
In this episode of the Wealth Wise Women Podcast, Wes Cuprill tackles the skepticism surrounding the financial markets and the importance of financial education, especially for women.
Building on last week's discussion about the disparity in financial advice given to women, Wes delves into historical market trends, speculative bubbles, and the role of Wall Street in shaping financial perceptions.
Discover why it's essential to educate yourself, seek professional advice, and engage in open conversations about money to overcome the distrust in the system. Learn about the significance of understanding market theories, the impact of speculative...
Are Financial Advisors Giving Women the Short End of the Stick?
Dive into the latest research revealing critical insights about financial advising practices.
In this episode, Wes Cuprill breaks down a groundbreaking study from the American Finance Association that exposes significant biases in how financial advisors serve different genders.
Learn why women often receive suboptimal financial advice, what questions to ask when choosing an advisor, and why the fiduciary standard matters more than ever.
This eye-opening episode will help you navigate the complex world of financial planning with confidence.
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Study mentioned in the episode: https://drive.google.com...
How Can Widows Secure Their Financial Future in Uncertain Times?
In this episode of the Wealth Wise Women Podcast, host Wes Cuprill delves into the crucial topic of financial planning for widows, inspired by personal family experiences and the startling statistics surrounding widowhood.
Building on the "Suddenly Single" series, Wes introduces "A Widow's Guide to a Secure Retirement," highlighting the unique financial challenges faced by widows and the importance of having a robust plan in place.
Discover why the average age of widowhood is a surprisingly young 59, and explore the implications of this reality. Wes discusses the misconception that Social Security is sufficient for retirement ne...
How Does An Election Impact My Retirement?
In this episode of Wealth Wise Women, Wes Cuprill dives into the impact elections can have on your retirement plans. Discover how past elections have affected the market, common misconceptions around political shifts, and key strategies for keeping your retirement on track regardless of who’s in office.
Key Points:
Historical Market TrendsHow past elections influenced markets and what retirees can learn from these trends.Avoiding Emotional ReactionsWhy it's crucial not to let election outcomes drive hasty investment decisions.Investment StrategyShould you adjust your portfolio or...How Do You Build a Secure Financial Future After Divorce?
In this episode of the Wealth Wise Women podcast, host Wes Cuprill dives into the misconceptions surrounding retirement and the financial challenges faced by divorced women. Building on last week's conversation with Dan, Wes discusses the inspiration and insights behind the book "Suddenly Single: A Divorced Woman's Guide to a Secure Financial Future." Learn about the common myths, such as relying solely on Social Security or remarriage for financial stability, and discover strategies to ensure a secure financial future post-divorce.
Explore the importance of understanding a true 50/50 asset split during divorce and how to avoid common financial...
What Unique Financial Challenges Do Women Face in Retirement?
In this episode of the Wealth Wise Women Podcast, host Wes Cuprill welcomes his father and founder of Money and Clarity, Dan Cuprill, to discuss the unique financial challenges faced by women.
Together, they explore the growing demographic of single women, the reality of women outliving their spouses, and the implications for financial planning. Discover how Dan's personal experiences shaped his approach to financial advising and the importance of tailoring financial advice to women's specific needs.
The conversation delves into the necessity of acknowledging gender differences in financial planning, the concept of "bag lady syndrome," a...
Is a Hybrid Approach the Future of Financial Advising?
In this episode of the Wealth Wise Women podcast, host Wes Caprill explores the evolving role of technology in the financial advising industry, with a particular focus on robo advisors.
Wes examines the initial promise of robo advisors to democratize investing and the reality of their impact on the industry. Discover why, despite their appeal and low cost, robo advisors have not revolutionized financial advice as predicted.
Wes discusses the limitations of robo advisors, including their lack of human touch, personalization, and holistic financial planning capabilities, and emphasizes the enduring importance of human financial advisors...
What’s the Best Investment Strategy for Women Nearing Retirement?
In this episode of the Wealth Wise Women podcast, host Wes Caprill delves into the emotional side of investing and how to manage it effectively. Wes shares insights on the common question investors face: "Will I be okay?" and emphasizes the importance of having a comprehensive financial plan that answers with a resounding yes.
Discover strategies to navigate market turbulence, avoid rash decisions, and maintain a long-term perspective. Learn why checking your balances daily might not be the best idea and how understanding market dynamics can help you stay calm. Wes also highlights the significance of having a...
How Has the Financial Industry Failed Women?
In today’s episode, Wes Cuprill addresses the systemic failures of the financial advising industry in meeting the unique needs of women. He discusses critical statistics from a New York Life study, highlighting the disconnect between advisors and female clients, and offers actionable steps to create more women-centric financial planning processes.
Join us as we explore how to bridge the gap and ensure financial advice is tailored to every individual's needs.
Chapters:
(00:00) Introduction
(01:00) Apology to Women
05:00) New York Life Study Statistics
(10:00) Importance of Conversational Style
(15:00) Add...
How Can You Minimize Risk and Maximize Return in Retirement?
In this episode, we explore the critical concept of standard deviation in investing, particularly for those nearing retirement.
Learn why average return isn't the only metric you should be focusing on and how volatility can impact your financial future. Discover the importance of managing your portfolio's standard deviation through the illustrative examples of Laverne and Shirley.
Don't miss this essential discussion for anyone looking to optimize their retirement strategy!
Chapters:
(00:00) Introduction
(01:00) The Importance of Standard Deviation
(02:15) Example: Laverne and Shirley
(05:45) Understanding Volatility
(08:00) Analyzing Yo...
How Can I Retire With Confidence, Not Fear?
In this episode of the Wealth Wise Women podcast, host Wes Caprill shares the contrasting stories of two clients, Janet and Virginia, to illustrate the importance of planning and optimism in retirement.
Wes discusses how a comprehensive retirement plan and a positive mindset can help you live a fulfilling and confident retirement.
Tune in to learn three key pointers to ensure your retirement is driven by optimism rather than fear.
Chapters:
(00:00) Introduction
(02:00) The Story of Janet
(5:00) The Story of Virginia
(08:00) Three Key Pointers for a Co...
Why Is Financial Planning Different For Women?
Welcome to the inaugural episode of the Wealth Wise Women podcast, hosted by Wes Cuprill.
In this episode, Wes dives into the critical importance of customized financial strategies for women. Discover why women need unique financial plans, considering factors like longevity risk, economic discrepancies, and different values towards money. Learn how to ensure your financial future is bright and secure with the Empower Planning System.
Don't miss this essential discussion for every woman aiming for a fulfilling and rewarding retirement!
Chapters:
(00:00) Introduction
(01:00) Longevity Risk
(06:00) Economic Discrepancies
...
Wealth Wise Women Podcast - Trailer
Welcome to the Wealth Wise Women podcast!
Join host Wes Caprill, a financial advisor with Money and Clarity, as we dive into holistic financial planning and investment strategies specifically designed for women.
Discover insightful advice and actionable tips to help you achieve a successful and secure retirement.
Don't miss out on this essential financial wisdom - subscribe today!
