You’re Not Dead Yet
What if I told you that building wealth doesn’t mean sacrificing the life you want to live today? That you can chase your dreams, enjoy the moments that matter, and still plan for your financial future? You’re Not Dead Yet is a weekly podcast hosted by Chris McNeal, CFS, that breaks down the myths, the fears, and the barriers that keep you from living your best life now—while planning for an even better tomorrow. You’re Not Dead Yet is a Premier Investments & Wealth Management Production. Securities and advisory services offered through LPL Financial, a registered investment advisor...
6 Signs You Need a Financial Advisor
One of the most common misconceptions about financial planning and working with a financial advisor is that they are only for the ultra-wealthy. That simply isn’t true - but how do you know if you should get professional help? Chris walks through the 6 Signs you should consult an advisor.
Download Guide To Market Volatility: https://premieriwm.com/guide
Follow YNDY: https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week: https://www.youtube.com/watch?v=JA2JdSP7wyg
Disclosures:
Securities and advisory services offered through LPL Financial, a registe...
Navigating Market Volatility
The market's up, the market's down — what gives? In this episode, Chris breaks down what market volatility really means, why it happens, and how you can stay calm (and maybe even take advantage) when the markets get shaky.
Download Guide To Market Volatility: https://premieriwm.com/guide
Follow YNDY: https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week: https://youtu.be/Gv2txA_w204?si=Eua1OoiFFiZo80gh
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this...
Planned Giving Strategies
Chris discusses different ways to use your investments for your charitable desires. Plus a discussion with Leah Swanson, Executive Director of the Leukemia & Lymphoma Society, Red River Region on ways to give back in your community.
Follow YNDY: https://www.facebook.com/yourenotdeadyetpodcast/
More Information on LLS: https://www.lls.org/rdrv
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recomme...
How Much Cash Should You Have?
With the recent volatility and uncertainty in the market loading up on cash may seem like a good strategy, but like your favorite dessert, is there a downside to having too much of a good thing? Chris walks through 3 reasons to examine your cash allocation.
Follow YNDY: https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week: https://www.youtube.com/watch?v=NFCsuDcWqY0
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purpo...
How To Retire Before Age 60
You’re in your 50s, you’ve done a great job saving, and you’re ready to retire, there’s just one problem… all of your money is in your 401(k). So now you are faced with two choices: 1. You can keep working until you reach the IRS’s magical age of 59 ½ or 2. You can retire early and pay a 10% early withdrawal penalty on any withdrawals from your 401(k). Neither sound ideal. But what if there was a third choice? Chris dives in to two strategies for drawing income from your 401(k) before age 60.
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5 Strategies To Help You Money Last As Long As You Do
According to a 2024 survey by Allianz Life, 63% of Americans are more concerned about running out of money than death.
That's understandable as we don't know how long we'll live, our future costs, and what kind of returns we can expect on our investments and savings. At this point, we don't even know what tax rates will be next year, let alone 20 years down the road.
This week Chris breaks down the different considerations and financial planning strategies to help you plan for a long life.
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https://www.facebook.com/yo...
Basics of Debt Management
Americans are carrying more debt than ever, with credit card balances, student loans, and delinquencies on the rise. In this episode of You're Not Dead Yet, we cover the difference between good and bad debt, common credit card pitfalls, and strategies for paying down balances. Plus, we’ll dive into credit scores—how they work and how to improve yours.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://www.youtube.com/watch?v=NiF6-0UTqtc
Disclosures:
Securities and advisory services offered through LPL Fina...
Save or Spend? How to Utilize Your Tax Refund
Tax season often brings a little extra money in the form of a refund. While it’s tempting to splurge on something fun, using your refund strategically can help you build a stronger financial foundation. The two most popular options: saving for retirement or paying down debt. Which one should you choose? Chris breaks down the considerations for both sides.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://www.youtube.com/watch?v=T7LoWH0nMrE
Disclosures:
Securities and advisory services offered through LPL Fi...
3 Reasons You Should Have a Budget
Budgeting is not a fun activity for most, but when it comes to your overall financial outlook, a solid budget is the starting point for you financial roadmap. From buying a home, to saving for college or retirement, every financial goal starts at your budget. Chris shares 3 benefits of having a budget.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://www.youtube.com/watch?v=VcjzHMhBtf0
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
Th...
5 Tips For Balancing Spending & Saving
In the first episode of the new year, Chris answers questions from listeners on finding balance in enjoying your money in retirement while planning for longevity, and whether a Roth 401k makes sense.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://www.youtube.com/watch?v=Y0Yg9wjctRw
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only and are not intended to pr...
5 Financial Steps To Take In Your 20s & 30s
There’s no better time to start pursuing your financial goals than right now. The earlier you start, the more time you have to work toward them. It’s easier to manage your money and make progress toward your goals when you have a strategy. Chris shares 5 things young investors can do now to help put them on the right path.
Roth Episode:
Audio: https://open.spotify.com/episode/39X6jdMiUXYtCIYWeqKsAV?si=35c9d760df00422d
Video: https://youtu.be/GJJwxhSp1Pc
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Son...
5 Smart End of Year Tax Moves
As the end of 2025 approaches, it is time to take a look at your finances and prepare for the year ahead, including tax season. Chris breaks down 5 tax considerations for investors as the year comes to an end.
Roth Conversion Episode:
Audio: https://open.spotify.com/episode/39X6jdMiUXYtCIYWeqKsAV?si=35c9d760df00422d
Video: https://youtu.be/GJJwxhSp1Pc
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Songs of The Week:
https://youtu.be/-0kcet4aPpQ?si=8-dzmBsTHGL_dIYI
Disclosures:
Securi...
10 Tips for a Happy Retirement
A 2010 Time magazine article on the plateau effect—the observation that Americans' happiness levels stop significantly increasing once income surpasses $75,000—sparked a deep dive into the connection between money and happiness. While nearly 15 years have passed and more nuanced insights have emerged, the core takeaway remains just as relevant, especially for retirees: happiness isn’t just about the amount of money you have. It’s how you use that money that often determines whether retirement feels fulfilling or empty. This week Chris explores 10 habits of happy retirees.
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Songs of...
Is a Roth Conversion Right For You?
Chris discusses Roth Conversions. He breaks down what they are, common considerations, unexpected consequences and how investors can help determine if a conversion makes sense for them.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://youtu.be/2bH0rULAHEg?si=BUsveh6PKaNqmee0
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any i...
Let's Talk About Annuities
This week Chris breaks down the different types of annuities and what investors should consider when determining what investment makes sense for them.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://www.youtube.com/watch?v=4QIZE708gJ4
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual.
To de...
Is Social Security Going Away?
Chris is joined by fellow Premier Investments & Wealth Management advisor, Elias Randel, to answer questions from listeners on Social Security, Required Minimum Distributions and Hiring a Financial Advisor.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://www.youtube.com/watch?v=0C58ttB2-Qg
https://www.youtube.com/watch?v=6k8cpUkKK4c
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purpo...
Are You Missing Out?
Everyone would like 'free' money - so why is it that so many Americans are missing out on their 401(k) match? This week Chris dives into the world of employer plans and talks about the advantages of the employer match.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://www.youtube.com/watch?v=qbGFrrifeEs
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only...
The Art of Business ft. April Bell
Chris speaks with April Bell about how business owners can align their heart, head, and gut to make decisions and drive growth in their company.
About April Bell
April Bell, CEO and founder of Made with Empathy, has spent over 20 years helping brands elevate using human insights that spark innovation. As a seasoned qualitative research consultant, coach, and author of The Fire Starter: Igniting Innovation with Empathy, she empowers leaders to use empathy to drive real change.
When she’s not guiding businesses to greater clarity and growth for purposeful, profitable momentum, she’s tes...
5 Things You Need To Know Before Retiring
From retirement income and taxes to designing your lifestyle, Chris takes a deep dive into the things you should consider if you plan to retire in the next year
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Songs of The Week:
https://www.youtube.com/watch?v=E4OzdyxbOuU
https://www.youtube.com/watch?v=mQIZ-Esbg_c
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only a...
Investing During an Election Year
Chris discusses investing in a highly politicized climate, how elections have historically impacted the stock market, and what investors should focus on as we head into the future.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://www.youtube.com/watch?v=sH0Qda32IKM
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or reco...
4 Common Investing Illusions
Are illusions having an impact on your investment decisions? Whether it is our outlook on market volatility, investment risk, or timing the market, we are all faced with biases that influence what we do with our money.
Chris breaks downs 4 common investment illusions, how they can impact your financial situation, and the realities investors should be focused on instead. Get started on your journey to financial freedom.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Song of The Week:
https://youtu.be/a9cyG_yfh1k?si=5jyLrGGVcbkf7Ser
Di...
Is the 4% Extinct?
The 4% rule has been a common rule-of-thumb for retirement income since it's creation in the 90s. But is it still relevant for today's retirees? Chris breaks down how the 4% rule was created, and what retirees should take into account when developing a retirement income strategy.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or re...
3 College Savings Strategies
This week, Chris discusses 3 options to save for your kids' or grandkids' future. Plus an interview about life & money with Chris's 3 children in this month's Kid's Corner.
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The guests featured in this episode are not affiliated or endorsed by LPL Financial or Premier Investments & Wealth Management.
The opinions voiced in this show are for general information purposes only and are not intended to provide spe...
Applying for Medicare with Doris Lafavers
This week, Chris discusses market timing and finding opportunity during periods of volatility. Plus he is joined by guest, Doris Lafevers, to discuss what you need to know when applying for Medicare.
From the Episode:
Follow Doris Lafavers: https://www.linkedin.com/in/dorislafavers/
Download Guide to Medicare: https://www.yndypodcast.com/episode2
Song of the Week: Hang Tight Honey by Lainey Wilson
Follow YNDY:
https://www.facebook.com/yourenotdeadyetpodcast/
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member...
Welcome to the Crossroads
Welcome to You're Not Dead Yet!
In this episode, get to know more about host, Chris McNeal, and what to expect on this journey. Let's start thriving!
Song of the week: Great Decisions by Judah and the Lion
Have a question or topic for the show? Send it to us at ydnypodcast.com
Disclosures:
Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.
The opinions voiced in this show are for general information purposes only and are not intended to provide sp...
You're Not Dead Yet - Coming Sept 10, 2024
Welcome to You're Not Dead Yet where we are Thriving at the Crossroads of Building Wealth and Living Life.
Join host Chris McNeal, CFS, every Tuesday as he breaks down the myths, the fears, and the barriers that keep you from living your best life now—while planning for an even better tomorrow.
Whether you're starting from scratch, have already built wealth and are simply looking to level up, or are somewhere in between, this is the show for you.
Securities and advisory services offered through LPL Financial, a registered investment advi...
