Money Tips and Money Mindset for First Gen Latinas: Ching@ Tu Money

#16: Do you and your partner split expenses in an 'equitable' way? Meaning, does the higher income earner pay more?

In this episode, my partner of 2 years and I share how we manage money as a couple including, who pays for what, do we have joint bank accounts, does one pay more for 'fun' stuff and what happens when we have different POVs on spending?

We talk about the shame that can come up when 1 partner makes less than the other and the empathy required to have difficult money conversations.

In...

#15: Ever wonder why despite REALLY wanting to, and despite making a plan, and telling yourself over and over you'll do something, you just can't seem to make it happen? This episode is for the person who is done shaming themselves about it and who is READY to get to the root of why making a change is so hard. More specifically, it's for the person who is ready to take the action required to make a change.

⭐️⭐️Super Mega Spoiler⭐️⭐️

You aren’t taking action because your subconscious thoughts are overpowering your conscious ones.

Your b...

#14: Business isn't ever what it seems💸

Social Media shows us the highlights - but what's REALLY going on behind the scenes?

In this episode, I'm sharing with you my FOR REAL 2024 numbers. It's true friend, I spent way more than I made. I also share with you some BTS of the mindset work required to build something from the ground up. That scarcity mindset ya'll. It's a sneaky thing. I share with you some of my struggles and what you can do to be mindful of your subconscious thoughts too.

Make sur...

#13: What does financial abuse in families look like?💸

Can my own sibling inflict financial abuse on me? What about a cousin? A distant relative? The answer is absolutely.

In this episode, I went to Reddit to share some real life examples of financial abuse in families. Financial abuse is a spectrum, it can be something small or something that takes 100% of control from an individual.Then, Justine De Peralta, Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ and I have a conversation about money r...

#12: What does financial abuse in friendships even look like?💸

And why is it so hard to talk about money with friends?

In this episode:

I list some friend money red flags to look out for like being the ‘go to’ friend for money related things OR being pressured to spend more than you want to.Then, Justine De Peralta, Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ and I have a casual conversation about money red flags we’ve seen or experienced. (Ever get asked to...

#11: Listen. Sometimes we just can't afford that thing that our friend/family wants us to do. And other times - we just don't want to spend our hard earned money there.

How do we communicate our needs lovingly? And without pissing our loved ones off?

Justine De Peralta, Certified Financial Education Instructor, Domestic Violence Counselor, and Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ walks me through the 4 steps of non-violent communication.

Share an observationShare your feelingShare your needsTie it together with a re...

#10: Financial Abuse can be hard to identify and is present in nearly 99% of total domestic violence cases.

What financial red flags do I look for in romantic relationships? How do I know if I am experiencing financial abuse?

Today Justine De Peralta, Author of ‘Girl, Jump: Building a Financial Safety Net to Leave an Abusive Relationship and Reclaim Your Freedom’ and I chat about some financial red flags to look out for.

Key Takeaways:

If something doesn't feel right when it comes to money in your relationship, explore that feeling. You...

#9: With the ability to buy just a few dollars of an investment at a time, the ONLY thing holding you back from investing is fear.

Y amiga, who benefits from your fear? Investing for retirement can be simple. And I’m here to help you. 

Because of our friend inflation, there is no way to ‘save for retirement’ without buying investments in a retirement account.Your money needs TIME to grow in the stock market. In fact, time is the biggest indicator of how much your money will grow. Start now. Even $5 at a ti...

#8: Most of us want to level up our money mindset and better understand our money traumas. Yet, oftentimes, we don't know where to start.

Jasmine Lopez, a joy-based money coach and founder of financial wellness brand, Mentally Mutually, shares how to take the first step in understanding our money mindset.

"Oftentimes a lot of the trauma in our lived experience is held in our body" she said. "An invitation for us is to pause and be able to say, 'I am going to give myself the permission to pause, so that I can...

#7: I did not vote for Kamala Harris, but I wanted, desperately, for her to win.

Tune in to learn the process I went through to decide whether to vote Blue despite the U.S. funded genocide or whether to vote Green even with all that is at stake.

In this episode, I do NOT dissect the election results, nor do I share where we go from here. I simply transparently share with you my decision making process. The community building and where we go from here part is to come. Take care.

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