Money Mom Podcast
Welcome to The Money Mom Podcast—the ultimate guide for moms who want to take control of their finances, crush debt, and create a life of financial freedom and abundance. Hosted by Rachel Coons, a budgeting expert and mom of three, this podcast is your go-to resource for practical tips, mindset shifts, and empowering strategies to help you manage your money with confidence.Whether you’re navigating grocery budgets, tackling debt, or dreaming of building wealth for your family, each episode offers bite-sized, actionable advice to make money management simple, stress-free, and even enjoyable. With relatable stories, expert insights, and a do...
68: The $100 Grocery Reset: 5 Meals You Can Make from What You Already Have
Feeling overwhelmed with summer chaos, constant snacks, and skyrocketing grocery bills?
In this episode, we’re doing a little mid-summer mental health + money check-in for moms, and I’m sharing my favorite strategy to save $100 (or more) this week without sacrificing dinner plans.
I’m walking you through a simple but powerful challenge: Shop the Shelf. You’ll learn how to use the food you already have at home to plan meals, cut waste, skip the store, and instantly reduce your spending.
Whether your fridge feels empt...
67: Vacation on a Budget: How We Fed a Family of 6 for Under $350
Just back from a dreamy Florida vacation, I’m sharing exactly how we fed our family of six for under $350—all while staying on the beach, eating well, and making the week feel like a true getaway.
In this episode, I’ll walk you through how I planned our meals, where we saved money (without sacrificing quality or nutrition), and the exact steps I take to grocery shop smart while traveling. Whether you're road-tripping or flying across the country, these vacation grocery hacks will help you cut costs and chaos.
Plus: why getting a kitc...
66: Should You Break Up with Costco? The Truth About Bulk Shopping & Your Grocery Budget
Is Costco secretly blowing your grocery budget?
In this episode of the Money Mom Podcast, I’m sharing my honest thoughts on Costco—and how I went from being obsessed with bulk shopping to rethinking my entire approach to grocery spending.
If you’ve ever walked into Costco for one thing and walked out $400 later, you’re not alone. I’ve been there. And today, I’m breaking down:
Why Costco might be costing you more than it’s savingThe real reason bulk buying isn’t always budget-friendlyHow food waste and impulse buys add up fast...65: From College Professor to $147K Virtual Assistant: How Moms Can Start a Profitable Side Hustle from Home
Ever dreamt of making a full-time income from home without sacrificing time with your kids? In this inspiring episode of The Money Mom Podcast, Rachel sits down with Laura Nicole, a former college professor turned six-figure virtual assistant and VA coach, to talk about the REAL path to starting a profitable side hustle that actually fits mom life.
Laura shares:
How she went from $46K/year to $147K/year as a VAThe skills you already have that make you qualifiedWhy this is one of the most flexible and accessible work-from-home...62: From NASA to Nervous System Healing: A Conversation on Anxiety, Emotions & Money with Dr. Stephanie Lopez
In this powerful episode of The Money Mom Podcast, I sit down with my dear friend and mindset expert, Dr. Stephanie Lopez—former NASA executive coach turned anxiety and emotional wellness mentor—to talk all things emotional regulation, motherhood, and money stress.
Steph shares her unexpected journey from leading leadership trainings at NASA to helping women dismantle anxiety, heal emotional wounds, and feel safe in their own lives again. We dive deep into how anxiety really shows up (spoiler: it’s not always what you think), how to decode your emotions using the "emotion wheel," and why nervou...
61: How to Keep Your Grocery Budget in Check During The Summer Months (Even When You're Hosting)
Summer is here—and if the thought of feeding your kids all day long (plus hosting guests) makes your grocery budget want to scream... you are NOT alone.
In this episode, I’m breaking down exactly why grocery costs tend to skyrocket in the summer, what you can do about it, and how to create structure that saves you money and your sanity—without becoming the food police.
We’ll chat:
Why snack attacks are blowing your budget (and what to do instead)Easy ingredient-based snack swaps that actually fill kids upThe #1 habit that will hel...63: The Real Reason You’re Still in Debt—And Don’t Even Know It.
Feeling stuck in debt—like no matter what you do, you just can’t get ahead?
In today’s episode of the Money Mom Podcast, we’re pulling back the curtain on the real reason you're still in debt (and it’s probably not what you think). This isn’t just about credit cards or car payments—it’s about emotional spending, inherited money beliefs, and those deep-rooted habits that quietly keep you stuck.
I’ll walk you through:
The emotional triggers that drive overspending (hello, stress shopping 👋)Why “I’m just not good with money” is a belief t...64: 5 Sneaky Ways Moms Self-Sabotage Their Finances
If you’ve ever said, “I know what to do, I just can’t seem to do it”… this episode is for you.
We’re diving deep into the sneaky ways moms sabotage their finances—without even realizing it. These aren’t just bad habits or lack of discipline. These are emotional patterns, survival responses, and inherited beliefs that are quietly keeping you stuck in debt, paycheck-to-paycheck cycles, and money stress.
In this episode, I’ll walk you through:
Why you keep avoiding the bank account and what it’s really aboutThe emotional spending spiral (and how to b...60: From Stay-at-Home Mom to Digital CEO: A Candid Conversation with James Wedmore
Today is so special because I’m sitting down with the mentor who helped change the trajectory of my business—and honestly, my life.
James Wedmore isn’t just a business coach. He’s the one who taught me that I didn’t have to choose between motherhood and making money… that I could be present with my kids and build something meaningful online.
In this episode, we talk about:
The biggest myths about starting an online businessWhy moms are uniquely positioned to thrive as digital CEOsHow to shift from “I can’t” to “What if I could?”Wha...59: The Side Hustle That Changed Everyrthing
This episode is different. No notes. No script. Just me, a mic, and the story I’ve never fully shared before—how I went from a stay-at-home mom trying to save $500 on groceries… to building an online business that changed our family’s entire financial future.
If you’ve ever felt stuck in survival mode, tired of budgeting without getting ahead, or dreamed of contributing financially without sacrificing time with your kids—this is the episode for you.
I share:
Why I left my career in health insuranceHow I cut our grocery bill by $500/month—and wh...58: The 4-Part Framework to Ditch Debt, Save More, and Finally Feel Confident With Money
If you’ve ever felt like you should be further along financially… like no matter how hard you try, the money still disappears… this episode is for you.
In today’s special episode, I’m sharing the full recording of my Confident With Money masterclass—the exact training that’s helped thousands of moms pay off debt, save hundreds (even thousands) of dollars a month, and finally feel calm and in control with money.
Inside, I walk you through:
✅ The biggest budgeting mistakes that are keeping you stuck
✅ The 4 pieces every mom needs to build financial p...
57: A Realistic Grocery Budget For Your Family Size
🛒 What’s a Realistic Grocery Budget for a Family Our Size?
How to Stop Overspending and Start Shopping with Confidence
Feeling like your grocery bill keeps ballooning no matter how hard you try to budget? You’re not alone—and no, you’re not doing it wrong.
In this episode, I’m breaking down how to figure out a realistic grocery budget based on your family size, lifestyle, and values—without the guilt, guesswork, or deprivation. Whether you’re a family of 3 or a household of 7, this episode gives you the too...
56: You Don’t Have Money Problems — Here’s What’s Really Keeping You Stuck
If you’ve tried budgeting apps, spreadsheets, or cutting expenses but still feel like you're drowning financially... this episode is for you.
In today’s video, I’m breaking down why most moms don’t actually have money problems—they’re stuck in survival mode, battling subconscious beliefs, emotional burnout, and chaotic habits that make it feel impossible to move forward.
We’ll cover:
✅ The 3 hidden reasons you're stuck in a financial loop
✅ Why logic and numbers alone won’t fix your money stress
✅ How to shift out of chaos mode and into calm, confident acti...
55: Why You’re Still in Debt (Even Though You Know What to Do)
Nearly half of Americans are trapped in credit card debt, but chances are it's not because they're lazy, irresponsible, or lacking knowledge. If you've downloaded every budgeting app, created detailed spreadsheets, and still can't seem to make progress, you're not alone. The real culprit might be what I call "chaos mode" – a state where your nervous system operates in constant financial survival.
The path out of chaos mode begins with awareness, not action. Before jumping into yet another budgeting attempt, take time to notice your emotional responses to money and regulate your nervous system. Learn to build sa...
54: It's My Birthday! 3 Lessons I Learned This Year
Birthdays have a way of inviting reflection, and as I turn 35, I'm sharing the three profound lessons that completely transformed my life this past year. What began as challenging experiences ultimately led to unprecedented growth, strength, and self-assurance I never thought possible.
These lessons weren't easy—they required facing difficult truths and making uncomfortable changes. But the growth on the other side has been worth every challenging moment. If you're navigating similar crossroads, I hope these insights offer guidance or at least the comfort of knowing you're not alone. And if you've found value in this episode, co...
53: How to Make More Without Getting a Job (Even as a Busy Mom)
Ever feel like you're doing everything right with your family budget but still struggling financially? You might be caught in what I call "the saver's trap" – that frustrating cycle of constantly cutting expenses while overlooking the power of generating additional income.
In this episode, I share why I've always been passionate about finding creative ways to make money on my own terms. As stay-at-home parents, we often think our financial contribution is limited to stretching the family budget through careful spending. While that's valuable, there's another side to the equation that can be transformative: bringing in extra mo...
52: The $50,000 Money Mistakes I Made (So You Don't Have To)
Money mistakes happen to everyone—even financial coaches. In this vulnerable deep-dive, I pull back the curtain on three devastating financial blunders that cost me over $50,000 and continue to impact how I think about money today.
These costly lessons shaped me into a better financial coach and a happier person. Listen now to skip the expensive tuition I paid for these insights and transform how you think about your own financial journey. What money mistakes have taught you the most valuable lessons?
xoxo,
Rachel
Where to find me:
Instagram: @heyrachelcoons
51: Unlock Your Money Blocks: The Secret Roadblocks to Wealth
Do you ever wonder why you keep repeating the same financial patterns despite knowing better? That feeling of being stuck in a money rut isn't random – it's likely caused by subconscious money blocks secretly running the show behind the scenes.
As we explore in this eye-opening episode, your subconscious mind controls a staggering 95% of your decisions and behaviors around money. These deep-seated beliefs were largely programmed during childhood or even inherited through generations, creating an invisible framework that determines how you interact with money today. The truth is, no matter how much conscious knowledge you have about bu...
50: Navigating Market Uncertainty: How To Thrive Amidst Potential Chaos
The recent market volatility has many investors feeling anxious as major indices have dropped by 14%. But what if I told you that market downturns actually create some of the best wealth-building opportunities?
When markets tumble, our emotions tempt us to make destructive financial moves. Panic selling locks in losses. Trying to time market bottoms proves futile even for experts. Halting investments means missing chances to buy assets at discount prices. These emotional reactions undermine wealth creation far more than market fluctuations themselves.
Remember that market volatility is not just normal – it's necessary for creating the lo...
49: Your Money Thermostat: Why You Keep Sabotaging Your Financial Goals with Rebekah Kiger
Your nervous system might be secretly sabotaging your financial goals. Rebekah Liger, a trauma-informed master money and mindset coach, brings remarkable clarity to why so many of us hit the same money ceiling repeatedly despite our best efforts.
Growing up below the poverty line with a single mother and six siblings, Rebecca's early money story was defined by scarcity, fear, and government assistance. She shares how becoming a teen mom herself led to repeating these patterns until she discovered the link between her nervous system and her financial reality.
Ready to reset your financial thermostat...
48: Save $600 This Month on Groceries With This ONE Thing
Are you tired of feeling overwhelmed every time you walk into the grocery store? In this episode, I share my personal journey towards transforming our grocery budget—slashing it by $500 a month and regaining control over our finances. Discover how I transitioned from seeing grocery shopping as a daunting task to embracing it as an empowering process that actively contributes to our family's financial health.
Join me today as I introduce you to my SHOP Method, a simple yet effective system focused on saving time and reducing financial stress. From learning to shop your own shelf and cut...
47: Money Is the Root of All Evil....Or Is It?
This episode tackles the popular misconception that money is inherently evil and unravels the stigma surrounding our beliefs about wealth. Many of us have been conditioned to view money as a source of greed and corruption. In this episode, we challenge that notion, presenting money not as a villain but as a neutral tool that magnifies our intentions—be they good or bad.
This episode encourages individuals to embrace a new mindset: one where money is viewed as a powerful resource for creating positive impact within our families, communities, and beyond. Join us to reframe your relationship wi...
46: You Can't Budget Your Way to Wealth--Here's What to Do Instead
Unlock the secrets to financial empowerment and discover how investing can radically transform your long-term wealth strategy. Have you ever wondered why budgeting alone won't secure your financial future? In this episode of the Money Mom podcast, I tackle the often intimidating world of investing, specifically aimed at moms and women who are ready to make their money work for them. I promise to simplify the process, guiding you on setting up an investment account and addressing the common fear of losing money. Think of budgeting as plugging leaks, while investing is the faucet that keeps your financial bucket...
45: Create a Fulfilling Life By Rewiring Your Brain with Brad Bizjack
Can motherhood and success truly coexist, or are they fundamentally at odds? On this episode of the Money Mom Podcast, we sit down with Brad Bizjack, an expert in rewiring minds and breaking free from limiting beliefs, to challenge the narratives that hold mothers back. Brad reveals how deeply ingrained beliefs, often rooted in childhood, can diminish energy, stifle creativity, and disrupt family harmony. Together, we uncover the pivotal role a mother's mental well-being plays in nurturing not just a thriving household, but also a positive marital relationship and children's perspectives on love and attention. Don't miss this chance...
44: Transforming Mom Guilt into Strength
What if the overwhelming feeling of mom guilt is actually a reflection of profound care rather than inadequacy? Join me on the Money Mom podcast as we challenge societal pressures and the idealized portrayals of motherhood that often leave us feeling like we’re falling short. Through candid conversations, I share my own journey with mom guilt and uncover how unrealistic expectations can lead to self-doubt and exhaustion. Together, we’ll explore how these feelings, though rooted in love, can become paralyzing if not addressed. I offer insights into releasing these attachments and embracing a more joyful experience of pare...
43: Big Purchases: Behind the Scenes
In this episode of Money mom, I'm taking you behind the scenes of one of the biggest financial decisions many of us make—buying a car. We'll talk about how we decided it was time to make the purchase, how we chose which vehicle to buy, and the conversations my husband and I had when our car-buying priorities weren't the same. Tune in for real talk about one of life's most significant purchases!
xoxo,
Rachel
Where to find me:
Instagram: @heyrachelcoons
Save $600/month on Groceries: FREE live training
42: The Two Keys to Financial Success
Unlock the secrets to financial freedom with me as we unravel the mystery of why simply increasing income isn't enough to achieve financial success. Imagine your financial journey as a bucket with holes—understanding how to keep that bucket full is key to moving from financial struggle to stability. We’re diving into how identifying personal financial goals and managing both income and expenses can turn your financial dreams into reality. Whether you're tackling debt, saving for retirement, or planning the vacation of your dreams, discover why balancing saving and income generation is crucial.
xoxo,
Rachel
...
41: The Unseen Salary: Valuing the Unpaid Work of Moms
Imagine a world where your role as a stay-at-home mom is not just acknowledged, but celebrated for its immense value. Discover the powerful impact you make on your family's financial wellbeing, even without a traditional paycheck. As a childcare expert, event planner, and savvy financial manager, your contributions are priceless and vital. This episode is a heartfelt discussion celebrating the multifaceted capabilities of stay-at-home moms, inspired by my own journey to embracing this dynamic role. Whether you are managing a household, tutoring your children, or orchestrating family events, every task is a testament to your worth.
xoxo,<...
40: The 2025 Money Vision Board: Manifest Your Best Financial Year Yet
Can you imagine transforming your financial resolutions into reality with just a few visual tools and some creative energy? That's exactly what I discovered when I created my first vision board, a journey that reshaped my financial goals and brought a new level of accountability by sharing my vision with a partner. As we step into the promising year of 2025, I invite you to reflect on your financial triumphs and hurdles from 2024, setting the stage for more targeted and actionable goals. In this episode, we're not just talking about savings and budgeting; we're focusing on crafting a money-focused vision...
39: 5 Money Habits to Leave Behind in 2024
Can you imagine starting 2025 without the anxiety of financial burdens or the guilt of past money mistakes? Discover how to transform your financial habits and embrace a healthier relationship with money as we wrap up the year and prepare for a new one.
As we prepare for 2025, it’s time to cut out the harmful financial habits that hold us back. By eliminating impulse shopping, financial avoidance, guilt, unnoticed subscriptions, and the isolation of trying to do it all alone, we can create a healthier financial landscape for ourselves.
xoxo,
Rachel
Where to...
38: Big changes for 2025!
Feeling overwhelmed by your grocery bills? You're not alone, and I've been there too. Back in 2020, amidst the chaos of having a newborn and all my kids at home, I discovered the power of focusing on our grocery budget. This revelation not only eased our financial stress but also birthed the Money Mom podcast's new vision. Tune in as I share my journey from financial anxiety to empowerment, using simple strategies that transformed our spending habits. Through smart meal planning and budgeting, I managed to save hundreds each month, and now I'm here to help you achieve the same.<...
37: The Invisible Labor of Moms and Why Simplifying Finances Changes Everything
This week, I am thrilled to announce the evolution of our community into the Money Mom Club, a space dedicated to supporting moms on their path to financial freedom. Whether you're overwhelmed by family responsibilities or seeking to acknowledge the unseen contributions you make every day, this episode promises valuable insights and actionable tips. Learn how automating your finances, tracking your progress, and building a supportive community can reduce the mental load and create a more fulfilling, stress-free life. Thank you for joining us on this empowering journey, and I look forward to continuing to guide and support you...
36: The Magic of the Holidays Without the Debt Hangover
Let's talk about taking control of holiday spending with confidence. I'll share strategies that pivot focus from financial strain to meaningful experiences, ensuring the holiday spirit isn't overshadowed by a looming January debt hangover. By setting realistic spending limits and categorizing expenses with intent, you'll learn to prioritize what truly matters—connection, joy, and love—while resisting impulse buys with simple tricks like the 24-hour rule. Let's craft a holiday budget that enriches your season with cherished memories, free from unnecessary stress!
xoxo,
Rachel
Where to find me:
Instagram: @heyrachelcoons
Save $600/month...
35: Unlocking the Emotional Motivations Behind Your Financial Desires
Ever wondered how your financial mindset could be the key to transforming your life? Learn how my husband Brad and I redefined our financial perspective and learned how to balance gratitude for our current situation with aspirations for the future.
I'll show you how to identify what you truly want and the emotions intertwined with those desires, such as security and peace of mind. Through this exploration, gain a deeper understanding of the true motivations behind your financial goals and find emotional satisfaction in places you least expect.
xoxo,
Rachel
Where to f...
34: Picky Eating 101 with Alyssa Miller
Ever found yourself exasperated at the dinner table, wondering how to coax your child into trying something new? Our guest, Alyssa Miller of @nutrition.for.littles, a seasoned registered dietitian and picky eating specialist, reveals secrets for navigating the often challenging landscape of picky eating.
We'll explore the root causes behind stubborn eating habits and provide actionable advice on how to influence positive change. Alyssa and I discuss strategies to introduce new foods without pressure, fostering a supportive environment where children can develop healthy, intuitive eating habits. It’s never too late to reshape a child’s eati...
33: Crafting a Millionaire Mindset with Brittany Flammer
Unlock the secrets to financial success with Brittany Flammer, a savvy money coach and proud member of the Shop Society, who has climbed the wealth ladder despite a modest income. Hear Brittany's incredible story of financial triumph, where she and her husband have amassed nearly $850,000 in net worth on an average annual income of just $37,000. Discover how adopting a millionaire mindset, coupled with community support and accountability, has been the cornerstone of her financial journey.
Check out Brittany's website
Find Brittany on YouTube
Brittany's webinar: Biggest Budgeting Mistakes {and how to fix them}
...
32: The Ripple Effect of a Few Small Changes
What if the simple act of grocery budgeting could profoundly change your life? Join us as we explore the unexpected transformation that happens when you shift your mindset around meal planning and intentional spending. See how a few mindful changes can help you become the nurturing, present parent you strive to be, fostering love and connection in your home.
xoxo,
Rachel
Where to find me:
Instagram: @heyrachelcoons
Save $600/month on Groceries: FREE live training
31: Cash & Connection: Building a Strong Financial Partnership with Lindsey Konchar
Unlock the secrets to a healthier financial life with our special guest, Lindsey, a financial therapist who artfully blends cognitive behavioral therapy with financial education. She brings a fresh perspective on improving communication within couples. We discuss the complexities of variable income, practical advice on setting up structured accounts, and strategies to address money-related stress in relationships. Join us for a compelling conversation that redefines what it means to live intentionally and financially empowered.
Find Lindsey on Instagram: @financialtherapistlindsey
Check out Lindsey's website: www.copingwithlindsey.com
xoxo,
Rachel
Where to find...
30: How Busy Moms Can Overcome Stressful Weeknights
Ever felt like weeknight chaos is running the show in your household? You're not alone, and I’m here to share some practical strategies that can help you take back control. While we can’t eliminate all responsibilities, we can certainly choose our approach—and I’m here to guide you in finding the systems that best suit your family. Join us for this episode to learn how a little planning can lead to big changes in your weeknight routine.
xoxo,
Rachel
Where to find me:
Instagram: @heyrachelcoons
Save $600/month on Grocerie...
How to Save Enough on Groceries to Pay for Christmas – Starting Now!
Imagine slashing your grocery bill by up to 50% and using those savings to create a stress-free Christmas. We'll go beyond just cutting costs and delve into strategies that help you minimize food waste, plan meals effectively, and make the most out of every grocery trip. Together, we'll explore how simple changes starting in October can have a significant impact by Christmas.With these changes, you can look forward to gifting yourself a peaceful and financially sound Christmas, all through the art of intentional grocery shopping.
xoxo,
Rachel
Where to find me:
Instagram: @heyrachelcoons<...