Reassurance

In this special episode, I sit down with Janessa Vanderheyden from Monoline to dive into the evolving world of personal umbrella insurance. We explore why standalone umbrella policies are more relevant than ever, how Monoline is reshaping the insurance industry with cutting-edge technology and old-school customer service, and what’s on the horizon for this game-changing carrier. If you're an agent or a policyholder looking to understand the value of extra liability protection in today's litigious world, this episode is a must-listen!

Key Topics Covered:

The shift in personal insurance markets: Why Monoline umbrella policies are in...

It’s our one-year anniversary of the Reassurance Podcast! In this special episode, I reflect on why I started the podcast, my journey in the insurance industry, and the critical role of claims advocacy. From my early days at BCU Risk Advisors to a life-changing moment that shaped my perspective on advocacy, I share insights into why having the right advisor truly matters. I also open up about how my professional experiences prepared me to advocate for my son in a deeply personal way—and how that journey has made me an even better advocate for my clients.

Ke...

Transitioning from renter’s insurance to homeowner’s insurance can be overwhelming, and missing key coverage could leave you financially exposed. In this episode, Kelly Weiss joins The Jason Theory Podcast to break down:

✔️ Why renters insurance is a must-have (and why your landlord’s policy doesn’t cover you)

✔️ Hidden risks in condo and homeowner policies—like water damage, liability, and loss of use

✔️ Why flat roofs, below-grade spaces, and wood shake roofs are causing coverage issues

✔️ How the insurance market is shifting in 2025 and what that means for your rates

✔️ Why working...

Jewelry isn’t just an accessory—it’s an investment, a memory, and a symbol of love. But is it properly protected? In this episode of The Reassurance Podcast, we dive into why specialized jewelry insurance is essential and how policies from carriers like Chubb, Berkley One, Cincinnati Private Client, Vault, and PURE can offer superior coverage.

Key Topics:

Why homeowners' insurance isn't enough for high-value jewelryThe benefits of standalone valuable articles policiesCoverage perks like worldwide protection, zero deductibles, and breakage coverageReal-life claims examples that highlight why this coverage mattersHow to get started with appraisals and policy...

Insurance is evolving—are you ready? In this episode of The Reassurance Podcast, we break down what’s ahead in 2025 and how to protect your assets, family, and legacy.

Key Topics:

Rising premiums: Home, auto, and umbrella insurance costs continue to climbCyber threats: Identity theft and ransomware risks are higher than everNatural disasters: More severe weather events demand better coverageGenerational wealth: Estate planning is critical before tax changes in 2026

Stay ahead of the curve with expert insights and proactive strategies. Listen now!

Visit us at www.bcurisk.com

In today’s episode, we’re diving into an essential topic for those facing the devastating reality of wildfires: how to navigate the insurance claims process effectively.

We start with actionable advice for filing a claim. From contacting your insurer promptly to documenting damage with photos and videos, every step matters in expediting your recovery. I also highlight the importance of keeping detailed records of expenses, such as temporary lodging and meals, as these may be reimbursed under your policy’s additional living expenses coverage (ALE).

Creating a comprehensive home inventory is another critical step. Though...

In this episode of the Reassurance Podcast, we break down the two essential but often overlooked homeowners insurance endorsements:

-Equipment Breakdown Coverage

-Service Line Coverage.

From unexpected furnace failures to costly water line repairs, I share real-life examples of how these coverages can save you thousands. Learn what’s covered, why it matters, and how adding these cost-effective protections can provide you with financial security and peace of mind when the unexpected happens.

Tune in and let’s make sure your home is fully protected!

Learn more about BCU Risk...

In this episode, we dive into the growing importance of cyber insurance as online activity surges during the holiday season. From phishing scams and ransomware to smart device vulnerabilities, I explore the rising threats of cybercrime, using insights from Chubb's 2024 Wealth Report. Learn about the key protections offered by cyber insurance, including fraud coverage, cyber extortion, and data recovery. I also share practical tips to strengthen your digital defenses and explain why cyber coverage is a must-have in today’s digital-first world. Stay safe, secure, and insured this holiday season!

Visit our website www.bcurisk.com

In this episode, we dive into the crucial topic of flood insurance. As we wrap up a challenging hurricane season, it's clear that flood coverage is more essential than ever—not just for those in high-risk zones. Explore the differences between NFIP and private flood insurance, covering key aspects like limits, additional living expenses, and claims processes. Whether you're at risk from severe weather or unexpected water runoff, learn why a comprehensive flood policy could be the right move for your home.

Visit us for more at www.bcurisk.com

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In this bonus episode of the Reassurance Podcast, Chelsey dives into real-life examples of valuable articles claims to show why this coverage is essential. From a stolen diamond bracelet to a damaged family heirloom painting and lost high-value jewelry, these stories illustrate how a tailored policy can protect your most cherished possessions. Learn how valuable articles policies provide flexibility, worldwide coverage, and peace of mind when the unexpected happens.

To learn more, visit us at www.bcurisk.com