UBCNews - Finance & Loan

In Nassau County, homebuyers are increasingly starting the mortgage process with pre-qualification — a smart first step that offers clarity, confidence, and a competitive advantage in today’s market.

Pre-qualification is an informal review of a potential buyer’s financial situation, typically involving income, debts, employment, and credit history. Unlike a full mortgage application, it does not require official documentation, but it provides a clear estimate of how much financing may be available. This early insight helps buyers establish a realistic price range before beginning their property search.

In fast-paced markets like Nassau County, where multiple offers...

Have you ever wondered why your retirement portfolio might be missing an essential element? Today, we're examining why 2025 could be the year you finally consider adding gold to your retirement strategy. I'm joined by a precious metals investment specialist who's going to help us understand this fascinating topic. Welcome to the show! Gold IRA Companies Bulletin City: Houston Address: 3139 W Holcombe Blvd Website: https://goldiracompaniescompared.com

You know, I've been getting a lot of questions lately about gold IRAs and whether they're actually a safe investment option. Today, we have someone here who can help us really dig into this topic. Gold IRA Companies Bulletin City: Houston Address: 3139 W Holcombe Blvd Website: https://goldiracompaniescompared.com

We live in an age where anyone, from the old lady running a garage sale to the hot dog vendor on the corner, can easily and quickly accept essentially any form of payment for their services. So why are small businesses, those real, brick-and-mortar locations, still lagging behind?

As a small business owner, you know the truth of the situation already. Credit card processing is expensive, crypto payments are contrived and often not worth the effort. Easier just to stick to cash and debit, right?

Well, sort of. As it happens, there are solutions—powerful on...

Every year, tax season brings a specific kind of anxiety, as Americans ask themselves the same questions: What if I get my numbers wrong? How much will I owe? Can I afford to pay right now? And what happens if I just...don't file my taxes? Whether because of financial concerns or simple confusion about the process, postponing your tax filing can seem tempting, but the consequences can be severe and long-lasting.

You can learn more about tax planning and accounting services in Hoover, Alabama, at the link in the description.

Alabama’s Trustway Accounting of...

Although they may not realize it, many Americans are under-insuring their homes — by anywhere between 23 and 64 percent, according to industry statistics. For Saratoga Springs homeowners reeling from disaster, this gap could mean tens of thousands of dollars in uncovered losses. As wildfire concerns rise and insurance markets shift across Utah, understanding the nuances of your homeowners’ policy has never been more critical.

Want to learn more about your home insurance options in Utah, Colorado, and surrounding states? Visit the link in the description to find out more.

The Coverage Crisis Many Homeowners Don't See Coming: Many...

Beverly Hills, California - April, 10th, 2025 - In a bold industry statement, renowned gold strategist, Luji Shofu, declared that gold must be the bedrock of every 401(k) plan against constant loss of equity. "Physical gold must be the foundational reserve asset and standardized infrastructure of any 401(k) plan," Shofu stated.

He emphasized that this era is marked by market volatility and double digits inflation. He also noted that assimilating physical gold into corporate retirement portfolios is a strategic move to preserve employees' retirement funds.

Shofu's insights come at a time when traditional retirement accounts have...

This year, Oklahoma Magazine features real estate investor, founder, and CEO of Vesta Capital Marc Kulick in its special 40 under 40 issue, putting a spotlight on one of the state’s best real estate investment and property management firms.

Those featured in Oklahoma Magazine’s 40 under 40 class possess a unique combination of leadership in and out of the workplace, a history of philanthropic work, and diverse interests in their personal lives.

With Vesta Capital’s fast growth and a prolific volunteer record, Marc Kulick has established himself as one of the most innovative, successful, and dynamic young...

Welcome everyone! Today we are discussing a topic that affects nearly every small business owner - taxes and bookkeeping. And I have a surprising opener for you: Did you know that one of the biggest mistakes small businesses make could lead to serious penalties from the IRS? Accounting Solutions Ltd City: Chicago Address: 3227 West Bryn Mawr Avenue Website: https://accountingsolutionsltd.com/

You know, I find it fascinating how the way we consume information has completely transformed in recent years. Have you noticed how podcasts have become the go-to medium for learning about complex topics like investing? Gold IRA Companies Bulletin City: Houston Address: 3139 W Holcombe Blvd Website: https://goldiracompaniescompared.com

You know, it's fascinating how some of the most intelligent professionals - doctors specifically - can sometimes struggle with financial planning. Have you ever wondered why highly educated physicians often find themselves in financial trouble despite their substantial incomes? Tencap Wealth Coaching City: South Jordan Address: 1314 W 11400 S Suite 201 Website: https://www.tencap.com/

Hey everyone, welcome to the show! Today we're talking about something that, quite frankly, keeps me up at night sometimes. Did you know that nearly a quarter of American families have absolutely no retirement savings or pension at all? Pretty shocking, right? Smarter with Money City: Round Rock Address: 1936 Kempwood Loop Website: https://smarterwithmoney.com/

Welcome everyone! Today we're delving into a topic that's on many people's minds - mortgages. And I'm thrilled to have with us an expert who's gonna break down everything about home affordability and mortgage basics. But first, have you ever wondered why some people get approved for mortgages while others don't? Stable Interest City: Den Haag Address: 40A Thomsonlaan Website: https://stableinterest.com

Your 401(k) is tied to the stock market, which means it’s vulnerable to crashes. A Gold IRA gives you an alternative—one that doesn’t lose value when stocks plunge.

A free guide from Global Gold Investments walks you through everything you need to know—from setting up an account to understanding the tax benefits.

Gold has been a trusted store of value for centuries. Unlike stocks, which rise and fall with market conditions, gold remains stable—even during financial crises.

Here’s why a Gold IRA could be the missing piece in your reti...

Hey everyone, you know what's really caught my attention lately? Gold prices hit record highs in 2024, and I'm seeing more and more people wondering if 2025 is their year to jump into gold IRAs. We've got a fantastic expert with us today to break this all down. Gold IRA Companies Bulletin City: Houston Address: 3139 W Holcombe Blvd Website: https://goldiracompaniescompared.com

It's not a stretch to say that 2025 could present major challenges to the property market, though, for the most part, analysts recognize that the real storm, whatever form it may take, is a long way off yet. Still, opportunities for growth are still being explored, particularly in the multifamily market, which saw a substantial increase in 2024 of over 22%. Many analysts are still unsure about a crucial question, however: where will things go from here?

Answering that question without a crystal ball is a difficult task, of course, but that hasn't stopped Vesta Capital CEO Marc Kulick from...

Global financial markets are in a tricky spot at the moment. New aggressive policy changes from the US government have sent shock waves through virtually every sector, and at time of writing, stability seems a long way off.

However, as is often the case, things may not be as grim as they first appear. While it is difficult to look at the market as a whole and declare that everything will be fine, it is perhaps more useful to zoom in on a single sector and find out how the market is faring on a small scale.<...

Stable Interest revealed their new case study today on how it improves financial decision-making. This case study demonstrates that Implementation The company integrated a mortgage calculator with the following features: Loan amount input: Users enter their desired loan amount. Interest rate selection: Adjustable to reflect real-time interest rates. Loan term selection: 15, 20, or 30 years. Down payment field: Allows users to enter the amount or percentage. Amortization schedule: Displays a breakdown of principal and interest over time.

The case study also made it obvious that Better Financial Awareness: Surveys showed that 82% of users felt more confident in their home-buying...

You know, taxes are often the elephant in the room that nobody wants to talk about in the context of retirement planning, including Utah. Have you ever wondered just how tax-friendly the Beehive State really is for retirees? Tencap Wealth Coaching City: South Jordan Address: 1314 W 11400 S Suite 201 Website: https://www.tencap.com/

Welcome to today's podcast! I'm excited to discuss a fascinating topic that's been gaining tremendous attention - Digital IRAs. And we have with us a specialist who's going to cover everything you need to know about Bitcoin IRAs and portfolio diversification. Welcome to the show! BitIRA® City: Burbank Address: 3500 West Olive Avenue Website: https://bitira.go2cloud.org/sh9i

When he’s not building people’s financial futures, Craig Judd of Smart Financial is building small airplanes. Taking up this longstanding family tradition, he has learned that each rivet, every bolt, and the delicate curve of the wings all need to fit together perfectly for that plane to take flight. It’s a labor of love, an exercise in patience, planning, and precision. He believes retirement planning is much the same—just as building an aircraft requires the right tools, a careful blueprint, and a keen eye for detail, creating a secure retirement demands thoughtful preparation and a strategy...

Birch Gold Group has released its "2025 Birch Gold Info Kit," a report designed to inform individuals about the potential role of precious metals in wealth preservation and retirement security. The report aims to provide insights into how gold and silver can potentially mitigate the risks associated with market volatility and inflation.

A particular focus of the report is pre-retirees (ages 50-65), a demographic often prioritizing the preservation of their accumulated wealth as they approach retirement. Birch Gold Group believes this group is actively exploring strategies to diversify their portfolios and reduce risk. The report examines the potential...

Hey everyone, welcome back to the show! Today we'll be talking about a topic that's on everyone's mind - protecting our retirement savings from inflation. Have you ever wondered if there's a better way to safeguard your financial future? Gold IRA Companies Bulletin City: Houston Address: 3139 W Holcombe Blvd Website: https://goldiracompaniescompared.com

If you’re a freelancer, independent contractor, or small business owner who experienced income disruptions during 2020 or 2021, you could be eligible for a Self-Employed Tax Credit of up to $32,220. And with Self-Employed Tax Credit's new advance funding option, it's easier and faster than ever to get it!

Self-Employed Tax Credit has designed a new process, making it possible to receive your refund in just 5-7 days- a major improvement over the standard IRS processing time of 12-20 weeks. Instead of waiting months, self-employed professionals who qualify can access their funds much sooner, helping you cover expenses and fi...

Hey everyone, did you know that only 20% of Americans have a detailed retirement plan? That's a pretty shocking statistic, isn't it? GoDialRetire City: Round Rock Address: 1936 Kempwood Loop Website: https://www.godialretire.com/

In the early days of NFT technology, the culture surrounding cryptocurrency was hamstrung but a tendency toward the subversive that made mainstream adoption difficult in many cases. Now, in 2025, as AI generation tools expand access to creative avenues, new NFT collections are being minted, as NFT artist JugOfMilk explains, that demonstrate a shift in that culture, away from the crude art style of the Bored Apes era and toward a more positivity-focused future.

One such collection of 10 exclusive NFTs was developed by JugOfMilk. Titled “Quirky Quokka”, it celebrates the playful side of the crypto community. The collection feat...

Your phone rings and the caller claims to be from the IRS, demanding immediate payment for unpaid taxes. They sound official, maybe even a little threatening. Do you panic and pay up—or do you hang up?

Trustway Accounting just released a guide to tax scam prevention. It covers everything you need to know, from how scammers impersonate IRS officials to the exact steps you should take if you suspect fraudulent activity.

Tax scammers are counting on you to react out of fear. Every year, fraudsters pose as IRS representatives, using phone calls, emails, and ev...

As home insurance costs rise across Utah, it's time to investigate your options to find the right coverage at reasonable rates. a link Insurance Services, an independent insurance agency in Saratoga Springs, helps homeowners compare quotes and coverage options from over 20 trusted providers.

The need for smart insurance shopping has grown more pressing. Recent data from the National Bureau of Economic Research shows Utah County saw a 71.6% increase in median home insurance premiums over just three years.

When you work with a link Insurance Services, you get more than basic policy comparisons. The quote comparison...

If you're a property owner in Colorado, you may have noticed your insurance costs going up. This isn't just your imagination - Colorado homeowners currently face the nation's eighth-highest insurance premiums, according to recent Bankrate data. In fact, the average Colorado homeowner pays about $3,200 annually for coverage, which is notably higher than rates in neighboring states.

a link Insurance Services helps you understand these changes and find suitable coverage options. As a local independent agency operating since 1959, a link works with multiple insurance carriers to give you choices for your home and car.

The current...

Welcome everyone! Today we're tackling investment planning - should you DIY or not? Tencap Wealth Coaching City: South Jordan Address: 1314 W 11400 S Suite 201 Website: https://www.tencap.com/

Hey there! Today, we’re focusing on a topic that's vital for small and medium-sized businesses in Chicago. Have you ever wondered how accurate bookkeeping can impact your tax returns? Accounting Solutions Ltd City: Chicago Address: 3227 West Bryn Mawr Avenue Website: https://accountingsolutionsltd.com/

Looking for a luxury condo in Miami's Brickell district? Then, the new listing from Method Real Estate Advisors could be right up your alley! This west-facing 1-bedroom unit offers the best of Miami living with two spacious balconies, 1.5 bathrooms, and sweeping views of Biscayne Bay and the city's famous sunsets.

Step into this two-story residence, and you'll notice the open floor plan, high ceilings, and natural light flowing through sliding glass doors. The space features elegant white porcelain tile flooring throughout. The Italian kitchen stands out with its granite countertops and brand-new stainless steel appliances.

...

Welcome to today’s episode, where we’ll be discussing how political changes are driving renewed interest in Gold IRAs. With the re-election of Donald Trump and the anticipation of policy reforms, many Americans are exploring ways to protect their retirement savings during times of uncertainty. One option that’s gaining attention is Gold IRAs. Let’s dive into what they are, why they’re becoming so popular, and how they work.

A Gold IRA is a self-directed individual retirement account that allows investors to hold physical gold, silver, and other precious metals as part of their retirement...

In today’s uncertain economic climate, it pays to diversify your investment portfolio so you’re not solely at the mercy of an erratic stock market. It’s been a great 12 months for gold investors, and Doug Young’s Gold IRA Companies Bulletin is here to teach you everything you need to know about getting started in precious metal investing.

Read the latest review of Augusta Precious Metals and learn why it's Doug's top pick for Gold IRAs!

The guide condenses Doug's decades-long experience in precious metals and retirement planning to highlight some key factors you shou...

As with telephones, television, banking, and virtually every facet of modern living, a lot has changed since the arrival of the 21st century. Have your retirement strategies evolved? Gone are the one-size-fits-all approaches focused solely on savings and pensions. Today’s retirees face a more complex landscape that demands a smarter, more contemporary solution.

You'll find that solution at Go Dial Re-tire. Their exclusive Second Life Planning services bring a holistic approach to retirement planning you won’t find anywhere else.

Second Life Planning services available only through Go Dial Re-tire are uniquely designed to help...

We all have periods of our lives that we'd rather forget but when it comes to credit scores, those periods have a nasty habit of coming back to bite us. You can't change the past but you can make sure that records are accurate and you're not paying the price for errors and inconsistencies. But where and how do you start?

Work with Credit-repair.com for a faster, easier solution to rebuilding your credit rating!

Now you can build a favorable credit record to support your future financial plans. Credit-repair.com helps you manage and...

If you suspect you might have unclaimed funds sitting with a government agency, Sewell Funding is here to help you find and recover them. We could all use an extra payday in this economy, and with their expert services, you can get one!

Sewell Funding’s professional services are built on an extensive understanding of government agencies across all 50 states, aimed at preventing the seizure of civilians' lost funds. After a certain period of inactivity, the government agency holding the funds may be entitled to claim them through a process known as escheatment.

The company's mi...

As a new or small business owner, one of your biggest challenges will be learning how to manage your business’s structure, from understanding what you are liable for, to ensuring your taxes are correctly filed.

This is why Associates in Accounting, CPA is helping small business owners protect their assets from creditors, lawsuits, and other liability claims.

If you run a small business, a claim for employee damages, product liability, or lack of consumer protection can be very damaging, especially with limited assets and finances to fall back on.

The answer? Forming a...

Taxes—you’ve got to pay them, but there’s no reason to pay more than necessary, right? With careful planning, you can reduce your IRS liabilities and keep more of your hard-earned money where it belongs—with you!

In "Last Minute Tax Tips: Boost Your Refund & Cut Your Bill", Trustway Accounting shares practical strategies for maximizing tax refunds and minimizing tax bills.

Trustway Accounting’s guide explores the fundamentals of tax planning and offers strategies to help you better organize your finances and reduce contributions. With years of experience, the firm assists clients in planning t...

LinkedIn is a bit like life – the more you put in, the more you get out. If marketing and networking don't come naturally to you but you want to expand your audience and attract new business partners, it pays to work with the experts.

LinkGen Solutions is a platform that streamlines targeted prospect acquisition and helps you generate sales from your network of contacts. The services are focused on developing relationships between you and your target audience, creating a fertile environment for sustainable success.

Beginning with a detailed onboarding process and consultation, LinkGen helps you id...