Real Talk with Matt

Mortgage rates just made a major move — and if you're a homebuyer, homeowner, or real estate professional, this could be the window you've been waiting for.

In this episode of Real Talk With Matt, we break down:

Why mortgage rates dropped and what's driving the change

How buyers can unlock more purchasing power right now

Why current homeowners with 7–9% rates should seriously consider refinancing

What this shift means for the housing market in 2025

Real-life scenarios and advice you can act on today

Whether you're looking to b...

🎤 Episode Description:

📢 Real Talk with Matt is back with BIG updates in the mortgage and real estate world! In this episode, we’re covering:

✅ Mortgage Rate Update – What’s happening with rates and what it means for buyers & realtors. 📊💰
✅ Calque Contingency Buster – How sellers can buy before they sell with just a $2,500 flat fee & 1% market price! No more contingent offers! 🏡🔥
✅ Rocket Mortgage Jumbo Loan – The NEW 40-year loan with 10 years of interest-only payments! Perfect for luxury buyers & investors looking to maximize cash flow. 💎💵

🏆 Whether you’re a homebuyer, realtor, or investor, this episode will help you stay ahead of the game and leve...

🚀 BIG NEWS! I just got back from Detroit’s Ignite Live Awards with Rocket Pro, and I have some MAJOR updates to share! Premier Mortgage Consultants (PMC) was named the #1 Purchase & FHA Mortgage Broker in the USA for 2024, and I was honored as the Top Mortgage Loan Officer in the country! 🏆🔥

In this episode of Real Talk with Matt, I’m diving into:
✅ The Rocket Pro Ignite Live Experience – What it means to “Own the Dream” and how it’s shaping the mortgage industry.
✅ PMC’s Huge Wins in 2024 – How we became the #1 Purchase & FHA Mortgage Broker in the USA.

🚨 Mortgage rates are dropping, but is it just a temporary dip or the start of a downward trend? In this week’s Real Talk with Matt, we break down:

✅ Current mortgage rates & week-over-week changes 📉
✅ Why rates dropped—The 10-Year Treasury yield & inflation impact
✅ Will rates keep falling into March & Q2 2025? 🔮
✅ What buyers, sellers & realtors should do NOW

💡 If you're in real estate or thinking about buying or selling, this episode will give you the insights you need! Stay ahead of the market—subscribe & tune in now!

📩 DM me your thoughts or drop a comment below!

🎙️ Episode Description:

Are you truly embracing the self-employed mindset, or are you still stuck in the comfort of a paycheck mentality? In this episode of Real Talk with Matt, we break down what it really means to wake up broke every day and how this mindset can either make or break your success as an entrepreneur.

🚀 What You’ll Learn:
✅ Why successful entrepreneurs treat every day as Day 1
✅ How to rewire your brain to thrive under financial pressure
✅ The biggest mistakes self-employed people make & how to fix them
✅ How to shift from survival mode to scaling yo...

If you’re a homebuyer, seller, real estate investor, or industry professional, this podcast is your go-to resource for staying ahead of the mortgage market. Every week, Matt Socci, President of Premier Mortgage Consultants, breaks down:

✔️ Current mortgage rate trends & where they’re heading 📈
✔️ How the 10-Year Treasury Yield impacts mortgage rates 💰
✔️ What economic data means for homebuyers & sellers 📊
✔️ Federal Reserve updates & market predictions 🔮

With over 100+ loan closings per year and years of experience in the mortgage industry, Matt brings expert insights, helping you make informed financial decisions.

📩 Got mortgage questions? Want to stay ahead of th...

Podcast Title:
📢 Unlocking Homeownership: Non-QM Loans & Investor Strategies for 2025

Podcast Description:
Are you self-employed or an investor looking to qualify for a mortgage? In this episode of Real Talk With Matt, Matt Socci, President & Senior MLO of Premier Mortgage Consultants, and Eric Watson, Senior MLO, break down Non-Qualified Mortgages (Non-QM) just in time for tax season! 💡

We dive into:
✅ How to qualify for a mortgage when self-employed 🏡
✅ Investor loan products & financing strategies 📈
✅ Bank statement loans, DSCR loans, and more 💰
✅ Current mortgage market trends for 2025 📊

If you're a business owner, investor...

Description:
Tired of waiting to sell your home before buying your dream house? 🚪✨ With the UpEquity program, you can skip the stress and upgrade your home without waiting to sell! 🏠💨 Discover how this game-changing solution helps homeowners trade up seamlessly and move into the home they deserve. Realtors and home buyers, this is the opportunity you’ve been waiting for!

🎧 Tune in now to learn how you can take advantage of this innovative program.

#TradeUpYourHome #UpEquity #DreamHomeUpgrade #RealEstateTips #HomeBuyingSimplified #NoWaitUpgrade #RealtorLife #HomeownerSolutions #RealTalkWithMatt #PremierMortgageConsultants

Podcast Episode Description:

🏡 Unlocking Homeownership Secrets: Why Insurance Could Save Your Dream Home! 🚪

In this exciting episode of Real Talk with Matt, we’re diving into the world of homeownership with a twist you can’t afford to miss! I’m joined by the amazing Austin Thinnes from Goosehead Insurance to reveal the must-know secrets about protecting your biggest investment—your home.

💡 Discover why the right insurance isn’t just paperwork—it’s your safety net when the unexpected happens. From understanding coverage essentials to insider tips that could save you thousands, we’ve got you...

Podcast Episode Description:

🏡 Unlocking Homeownership Secrets: Why Insurance Could Save Your Dream Home! 🚪

In this exciting episode of Real Talk with Matt, we’re diving into the world of homeownership with a twist you can’t afford to miss! I’m joined by the amazing Austin Thinnes from Goosehead Insurance to reveal the must-know secrets about protecting your biggest investment—your home.

💡 Discover why the right insurance isn’t just paperwork—it’s your safety net when the unexpected happens. From understanding coverage essentials to insider tips that could save you thousands, we’ve got you covered! Don’t...

Trump’s White House, Your House: 2025 Housing Insights

In this episode of Real Talk With Matt, we dive deep into what the housing market could look like in 2025 with President Trump back in office. From interest rates to inventory, potential policy changes, and economic forecasts, we explore how a Trump presidency might impact homeowners, buyers, and investors. Will we see a housing boom or market uncertainty? Tune in for expert insights, bold predictions, and actionable advice to prepare for what’s next in real estate.

Don’t miss this one – your future home might dep...

Passion is the driving force behind success, fulfillment, and happiness in both work and life. In this episode of Real Talk with Matt, we dive into why passion matters and how it shapes everything we do. From starting a business to pursuing hobbies, passion is the key to pushing through challenges, inspiring others, and creating a meaningful life.

Matt shares personal stories, inspiring quotes, and actionable tips to help you reconnect with what you love. Whether you’re building a career, embarking on a new project, or looking for balance, this episode will remind you why fo...

Buying your first home is an exciting milestone, but it can also be full of unexpected challenges. In this episode of Real Talk with Matt, we dive into the biggest mistakes first-time home buyers make across the U.S. in 2024 and how to avoid them. From skipping the pre-approval process to overlooking hidden costs, we’ll share real-life anecdotes, surprising facts, and expert advice to help you navigate the home-buying journey like a pro.

Whether you’re a first-time buyer or know someone who’s ready to take the plunge, this episode is packed with actionable insights to ens...

Welcome to the first episode of Real Talk With Matt! 🎙️ Transitioning from Beyond the Blueprint, Matt dives into an exciting conversation about the transformative impact of artificial intelligence on businesses today. In this episode, he shares his personal journey of integrating AI tools like ChatGPT into his workflow to boost creativity, efficiency, and growth.

Discover how AI can revolutionize the way you brainstorm ideas, create content, and engage with clients. Whether you're an entrepreneur, a real estate professional, or someone curious about the practical applications of AI, this episode offers valuable insights and actionable tips to help you s...

Here’s a short description for your episode:

"In this episode of our series on life lessons, we explore the crucial difference between making things happen and simply waiting for them to occur. Drawing from years of experience, we'll dive into the importance of taking bold steps forward, learning from failures, and the resilience needed to get back up and drive real results. Whether you're facing challenges or seeking motivation, this episode will inspire you to take control and turn your goals into reality."

"Join Matt, Mark, and Fred on 'Home Sweet Loan' as they unravel the secrets of first-time buyer options! From hometown heroes to zero-down FHA loans, grants, and special financing, get ready to embark on your journey to homeownership with expert insights and insider tips. Tune in now and unlock the door to your dream home!"

Join us for an exhilarating episode of "The Path to Homeownership" as we embark on a thrilling adventure into the world of home inspections with the one and only Joe Nugent, owner of Joe the Home Pro! Whether you're a seasoned homeowner or a first-time buyer, Joe's insights are sure to blow your mind and change the way you think about buying a home and how important Home Inspections are! 

Discover the secrets to a successful home inspection, learn how to avoid common pitfalls, and uncover the hidden gems that could make or break your home b...

Join host Matt Socci as he sits down with real estate expert Mike Rivera to explore the essential keys to homeownership. In this episode, Mike shares valuable insights on the importance of the realtor-client relationship, discussing key qualities of a great realtor, building trust, and effective communication. Whether you're a first-time buyer or looking to refine your home buying approach, this episode offers practical tips and advice to help you unlock the door to your dream home.

Subscribe now to "The Path to Homeownership" podcast Series on "Beyond the Blueprint''  for more expert interviews and valuable i...

Welcome to our latest podcast where we continue our in-depth discussion on homeownership. In this episode, our experts, Matt Socci, Eric Watson, and Mark Jackson, provide a comprehensive insight into the crucial home buying pre-approval process. Understand why this step is vital in your homeownership journey, particularly in today's fluctuating real estate market.

We demystify the difference between a pre-approval and pre-qualification, outlining the importance of rigorous validation associated with pre-approval process. We dedicate ourselves to building financial trust and assuring realtors and sellers of your credibility as a home buyer with a detailed pre-approval process.

In this captivating episode of "Beyond the Blueprint," host Matt Socci, along with Premier Mortgage loan originators, Eric Watson and Mark Jackson, leap into the complex world of home ownership. Offering a realistic perspective of the experiences and decisions surrounding buying a home, the trio sheds light on misconceptions and guides you through the steps to achieve your homeownership dreams.

The insightful discussion underscores the frustrations of paying rent without gaining equity, common mistakes, and understanding the home buying process. Through a special series, "The Path to Homeownership," the episode attempts to demystify the intricate process of...

Immerse yourself in an engaging episode of Beyond the Blueprint, as we sit down with Sal Ibellito, a Pacific Northwest sports enthusiast, to discuss the allure of professional sports and the transformative stories of individuals in real estate and sports. This episode, sponsored by Emerald City Floor Ball, explores Sal's inspiring journey from a sports fan to a pioneer in sports business and his experiences interacting with fans and players.

Witness Sal recounting his love for hockey from the vigorous 80s, working with multiple teams, and his contributions to the marketing side of the game. This episode...

"Unlock the secrets to expanding your social media presence with 'Social Growth Tactics with Matt Socci.' In this dynamic podcast, Matt shares actionable strategies, innovative tips, and the latest trends to help you elevate your social media game. Whether you're a brand looking to increase engagement, an entrepreneur seeking to boost your visibility, or anyone in between, join us as we explore the art and science of growing your digital footprint. Get ready to transform your social media approach and connect with your audience like never before."

"Join us on 'Beyond the Blueprint with Matt,' where we dive into the essentials of entrepreneurship and starting your own journey. In this insightful podcast, Matt Socci, President of Premier Mortgage Consultants, addresses the fundamental questions and challenges faced by aspiring entrepreneurs. Whether it's about taking that first step, navigating the complexities of building a business, or learning from real-life experiences, this episode offers valuable guidance and inspiration for anyone ready to embark on their entrepreneurial adventure."

In this episode Ill share some thoughts on looking back in the past and how it can help you, but the true prize is keeping your eyes forward and betting yourself each and every single day. Happy 2024 everyone! 

In this introspective episode of 'Inside the Story', we dive deep into a unique self-interview format, where I respond to thought-provoking questions posed by you, the listeners. This episode isn't just about sharing my journey; it's a candid exploration of the experiences, challenges, and lessons that have shaped my perspective and path.

We'll explore what ignited my passion for podcasting and the unexpected learnings that came along the way. I'll share some of the most significant hurdles I've faced both professionally and personally, revealing how these obstacles were transformed into stepping stones. 

Curious about w...

Did you make goals for 2024? We are two weeks in, did you throw in the towel? Are you disciplined? Let's dive into creating SMART plans to help you grow your goals to the next level! It's all up to you, the book is in front of you, all you have to do is pick it up! 

Tune in to this short episode and the final episode of 2023 where I talk about the dropping mortgage rates and some wisdom you can gain from our older generation. I lost my grandpa this year at 97 years old, but he taught me everything I know on how to grow within the work force and invest for success. Happy Holidays! 

Welcome to a riveting episode of "Beyond the Blueprint" where we delve deep into the heart of personal achievement: the epic battle between discipline and motivation. In "Willpower Wars: The Discipline vs. Motivation Showdown," we uncover a fundamental truth often overlooked in our quest for success - motivation is merely the spark, but discipline is the fuel that keeps the fire burning.

In this insightful exploration, we break down why motivation, though enticing and exhilarating, is just 1% of the journey towards achieving our goals. It's the initial surge, the fleeting rush of excitement that gets us...

Dive into the lucrative world of vacation rentals with our latest podcast episode, '7 Steps to Buying Your First Airbnb.' We break down the essentials of investing in a property that can start paying for itself. From scouting locations to mastering the Airbnb algorithm, learn the insider tricks to turn a simple purchase into a revenue-generating getaway. Tune in and take your first step towards becoming a savvy Airbnb host!

Listen throughout the episode so you can see how you can finance the equity out of your home to buy another :)

🌟 Ready to kickstart a transformation? Dive into our exhilarating 7-Day Motivation Challenge, designed to boost your energy, focus, and drive in under 7 minutes each day! 🚀

In this power-packed episode, we unveil a daily challenge for one whole week, each aimed at reigniting your motivation and setting you on a path to personal success. Perfect for anyone feeling stuck or in need of a motivational boost!

Are you self employed or starting your own company? If you aren't out there networking and creating a circle, you are missing out on the possibility of making millions of dollars in revenue. It isn't easy, but if you start slowly and impact a little bit each each day, you will unpack your future with high revenue streams and your business will strive. Hope you like this conversation, thanks to Sal Ippolito for the suggestion my friend! 

Dive into an extraordinary journey on this episode of our podcast, where we explore the fascinating career shift of Yvonne Gallegos, who transitioned from the world of nursing to become a successful realtor in Southwest Florida. In this exclusive interview, Yvonne opens up about her roots, sharing where she's from and how her experiences shaped her. We delve deep into her time as a nurse, uncovering the lessons and life skills that she's carried over into her new career in real estate. 🏡 Key

Highlights: Nursing Years: Discover Yvonne’s story within the healthcare sector, her passion for nursi...

Welcome to a special episode of "Beyond the Blueprint," where we share our personal journey of buying and managing an Airbnb property in the picturesque Blue Ridge, Georgia. Whether you're considering diving into the world of short-term rentals or simply curious about the experience, this episode offers a real-life glimpse into the Airbnb business.

**In This Episode:**
- Join us as we recount our story of acquiring a charming property in Blue Ridge, a destination known for its serene beauty and inviting atmosphere. We'll take you through the entire process, from the initial decision-making to the...

Welcome to the final episode of our enlightening four-part series here on "Beyond the Blueprint." In this culminating discussion, titled "Steady Climb: Mastering the Art of Sustained Success and Growth," we delve into the vital strategies and mindsets required for long-term success and continuous personal and professional development.

**Recap of Our Journey:**
- We began our series exploring the crucial theme of **Overcoming Fear**, understanding how facing our fears is the first step in any journey of growth.
- Next, we delved into the essence of **Building Resilience**, uncovering how resilience acts as the backbone...

If you are wondering how to grow in corporate America from the ground up, you won't want to miss this episode with our first guests, the one and only Tony Tisone! Tony is a corporate leader and also is a Senior Loan Officer with Premier Mortgage Consultants. He is an amazing inspiration to me and my life and couldn't be prouder to have such a best friend in my life. You also wont want to miss how a $10 raffle went back to the future. This is "Beyond the Blueprint" 

"In today's episode, we dive deep into the heart of resilience, exploring the journeys of some of the most persistent figures in history – and one close to home! 🌟

Steve Jobs: From being ousted from his own company, Apple, to facing severe health challenges, Jobs' journey is a testament to bouncing back with even more vigor and vision. His return to Apple and its subsequent rise is a story for the ages.

Thomas Edison: Known not just for his inventions, but for his indomitable spirit. Edison famously said, 'I have not failed. I've just found 10,000 ways that...

"🚀 Dive into 'Beyond the Blueprint' where host Matt unlocks the secrets to your untapped potential! From mastering your mindset to conquering career hurdles, each episode is a journey to a better you. Ready for success? It's time to go beyond the blueprint. Subscribe for transformative insights and strategies! 🔥 #GrowthMindset #SuccessBlueprint"

🎙️ Welcome to "Beyond the Blueprint" - your hub for genuine experiences and profound insights into personal and professional growth. In Episode 4, we tread the exciting, often nerve-wracking path of first experiences. Do you remember your first public speech, the inaugural podcast episode, or the initial plunge into video vlogging? These ‘firsts’ shape us in significant ways. 🌟

Join your host, Matt Socci, as he delves into the world of first experiences, emphasizing the thrills, fears, and lessons they encapsulate. Whether it was standing on a stage, microphone in hand, heart racing, or sitting before a camera struggling to find the rig...

This was supposed to be the first episode - but changed gears. It's time to get motivated people! I was in that situation - not motivated and just wanted to throw in the towel. Hang in there - we are all in this together! 

Certainly, crafting a compelling YouTube description is essential as it provides potential viewers with insight into the content of your video, enticing them to click through and watch. Here's a suggested description for your episode on "The Power of Why: Discovering Your True Motivation":

🎧 Welcome to another enriching episode of "Beyond the Blueprint" with your host, Matt Socci. Today, we're delving into a concept that's a game-changer for every professional and personal journey - understanding the "Power of Why." 🌟

In life's relentless hustle, we often get caught up in what we're doing and how we're doing...