Life Starts at Retirement

40 Episodes
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By: Maureen Dobranski

Retirement Around the world, many people are wanting to enjoy retirement through new experiences, adventures and embracing this fun and dynamic time of their lives. Life Starts at Retirement focuses on a positive attitude, well being, relationships with a minor focus on financial knowledge to ensure your retirement will be remarkable.I upload a new PODCAST every Saturday at NOON! Follow us on Facebook at www.facebook.com/groups/lifestartsatretirement

Pre-retirement stage - The dreams and the reality
Today at 5:45 PM

Retirement doesn’t start the day you stop working — it actually begins years earlier in what I call the Pre-Retirement Phase. This is the stage where dreams and reality collide, and how well you prepare now can make the difference between a retirement that feels exciting… or uncertain.

In this video, I’ll explain:
✅ What the pre-retirement phase really is
✅ The emotions you’ll face — excitement, anxiety, and uncertainty
✅ The biggest mistake people make (focusing only on money)
✅ Practical tips to prepare for retirement beyond finances
✅ Real-life examples of how to plan for purpose, connection, a...


Life after work - The 4 emotional stages of retirement
09/06/2025

Retirement is more than numbers — it’s an emotional journey. In this video, Life After Work – The 4 Emotional Stages of Retirement, I walk  you through the ups and downs most retirees experience: the excitement of freedom, the shock of change, the challenges of restlessness, and finally, the joy of finding balance.

You’ll discover:
✅ The 4 key emotional stages of retirement
✅ Why the “honeymoon” feeling doesn’t last
✅ How to handle the tough moments of disenchantment
✅ Practical tips to build purpose, joy, and stability after work If you’re planning for retirement or already living it, this video will help...


Retirement spending thoughts
08/30/2025

Retirement spending isn’t as simple as “save a million and live on 80% of your income.”

In this video, I break down surprising new insights from a JP Morgan study that reveal how retirees actually spend their money. You’ll learn about the curve of retirement expenses, why partial retirement often leads to higher spending, and how volatile costs—like healthcare or travel—can shake up your budget. If you’re planning for retirement or already there, this video will help you rethink the old rules and prepare for a more flexible, confident retirement lifestyle.

 #RetirementPlanning #RetirementSpend...


9 BEST things to do in RETIREMENT!
08/23/2025

In this video, we share with you some of the BEST things you can do with your time during retirement!

Retirement isn’t the end of the road—it’s the start of a whole new adventure and so in this video, I’ll share 9 of the best things you can do in retirement to fill your days with joy, meaning, and excitement.

Whether you’re looking for fun hobbies, new travel ideas, or simple ways to stay connected and engaged, these tips will help you make the most of this new chapter in life. From staying ac...


Forget the money! This is what makes RETIREES happy!
08/16/2025

We spend decades saving for retirement — chasing numbers, building portfolios, and planning for financial freedom. But when the paychecks stop and the days open up, many retirees realize something surprising: money alone doesn’t make you happy.

In this video, we explore what really brings joy and fulfillment in retirement — and it has nothing to do with how much you have in the bank. Drawing from my real life experience, I talk about what has made a direct and deep difference in my happiness during my retirement. Whether it’s nurturing relationships, discovering new passions, or finding ways to give...


RETIREMENT Changes everything! The transformations no one talks about!
08/09/2025

Retirement is supposed to be the reward — the golden years we’ve worked for our whole lives. But what happens when the freedom you've dreamed of brings more questions than answers?

In this video, we’re diving deep into the emotional and personal transformations that retirement brings — the ones no one really warns you about. From losing structure and routine to rediscovering purpose and identity, retirement can shake you up in ways you never expected. You’ll hear about the quiet grief that can come with walking away from a long-held role, and the surprising joy that emerges when you s...


7 things that can make your RETIREMENT harder than you think!
08/02/2025

In this video I share the top 7 things that I went through when I first retired.  I have to be honest, I didn't expect many of these issues to bother me.  And they really did. 

When you know what to expect when you retire, you'll have a greater chance of making your retirement remarkable!   Life is to be enjoyed, after all, you save all your life to be able to enjoy your retirement.  

Timestamps
0:00 - Introduction
1:35 - Routine
4:10 - Purpose
5:30 - Lonely
6:55 - Identity
8:36 - Finances
9:40 - Balance
10:55 - Menta...


Retirement Reality Checklist!
07/26/2025

#retirement #retirementplanning

Retirement often feels like the ultimate finish line—a time to relax, pursue hobbies, and travel. But for many, the reality of retirement looks very different from what they expected.

In this video, titled "Retirement Reality Check: What I Wish I Knew Before I Retired," I’ll share the five biggest lessons I’ve learned since stepping away from the 9-to-5 grind. If you’re dreaming about retirement or even just starting to plan for it, these insights could help you avoid common pitfalls and set yourself up for success.

Retirement is a journe...


5 Things that disappear in RETIREMENT
07/12/2025

Are you ready to retire and live a more authentic life?

In this video, I'm sharing the 5 things I wish I knew before retiring, and what vanishes in retirement that no one tells you about. I talk about the unexpected aspects of life after work that many people overlook.

The transition to retirement can bring about challenges you didn't see coming! Whether you're nearing retirement, on a path to financial freedom, or just curious about the changes it brings, this video will provide valuable insights and help you prepare for this significant life transition.

...


6 Things that could ruin your RETIREMENT
07/05/2025

You have worked hard for your retirement, saved money, built your retirement nest egg so don’t let these 6 mistakes ruin this for you.

This video discusses 6 things that can ruin your retirement. Many of these have been around for a long time but may be new to you in this stage of your life. By learning about these events that can ruin your retirement, you can be well on your way to making your retirement remarkable!


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👉Retirement reality checklist - What I wish I knew before I retired...


YOU MIGHT BE CLOSER TO RETIREMENT THAN YOU THINK
06/28/2025

Are you wondering if it’s finally time to say goodbye to the 9-to-5 grind?

In this video, we explore the most common (and surprising) signs that you might be more ready for retirement than you think. Whether you’re dreaming of travel, craving more free time, or just feeling like your purpose is shifting — this episode will help you recognize the emotional, mental, and lifestyle clues that it might be time to take the leap.

0:00 - Intro
0:41 - Why do people wait to retire?
4:07 - How much time do you really have left?
5...


The average 60 year old has this much saved for retirement
06/14/2025

Most people are worried about their retirement savings. We've heard it all our lives - you need at least $1 million to retire!

In this video I show you what the average 60 year old has saved for retirement and why that $1 million amount may be misleading. Find out why!

Learn the 9 assumptions you need to know to plan for your retirement future! Whether you are nearing retirement or just curious about how you compare, this video will give you insights along with the 9 valuable assumptions.
0:00 - Intro
4:01 - Life Expectancy
4:59 - Inflation
5:47...


6 things you should LET GO for a happier retirement!
06/07/2025

Are you retired—or thinking about retirement—and wondering what changes you should be making?

In this video, I’m sharing the Top 6 Things to Stop Doing as You Retire or Age. These aren’t  financial tips—they’re real lifestyle habits that could be holding you back from truly enjoying this next chapter of life.

Retirement is supposed to be the time when you finally get to live life on your terms. But sometimes, the habits we’ve built over decades start working against us. From saying yes to everything, to holding onto guilt, or even underestim...


What no one tells you about RETIREMENT! Loneliness!
05/31/2025

Retirement is supposed to be the reward for a life well lived—freedom, travel, hobbies, and time for ourselves. But there’s a part of retirement that often goes unspoken: loneliness.

In this video, I open up about the quiet moments that caught me off guard. Even with a full schedule and plenty of people around, I’ve felt an emptiness I didn’t expect.

And for some, that loneliness comes after a life-changing event—like the loss of a partner through death or divorce. After sharing your days, your stories, your plans with someone, the silence ca...


Immortalize your wisdom in a book when you retire!!
05/24/2025

Today's video is a special one where some colleagues discuss the 6 Reasons to Immortalize Your Wisdom with a Book When You Retire!

You might not realize it, but you are a living, breathing source of value. You’ve lived with yourself for years, so it’s easy to overlook the incredible experiences and wisdom you possess.
And sure, you may be thinking about taking it easy, or finally enjoying hobbies you may not had time for before, but there’s something just as important—your legacy!

Even a small segment of your life could be turned i...


Feeling stuck between family and retirement? What no one tells you about the sandwich generation!
05/17/2025

Welcome to a very personal episode of my retirement journey — one that doesn't include beaches, books, and bucket lists. Not yet, anyway.

This video dives into the emotional reality of being part of the "Sandwich Generation," but in my case, it's more like a triple-decker. I’m pulled in three directions: my six grandkids (ranging from 2 to 19), my aging parents — including a father with severe dementia — and my own retired husband who’s eager to travel and explore. Sound familiar? You're not alone.

In this heartfelt video, I share the guilt, the pressure, and the constant balancing...


You've retired?? Now what? The first 30 days of RETIREMENT!
05/06/2025

🗓️ What to Do in the First 30 Days of Retirement | Your Guide to a Smooth & Meaningful Start

You’ve clocked out for the last time, the alarm clock is officially retired, and your next chapter has begun. But now what?
In this video, I’m sharing what to do in the first 30 days of retirement to help you ease into this new lifestyle with purpose, joy, and confidence. The first month of retirement is more important than you think—it’s your chance to set the tone for the weeks, months, and years ahead. Whether you’re feeling excited, nervou...


Do's and Don'ts of downsizing in Retirement!
04/26/2025

Thinking about downsizing in retirement? Whether you're trading in the big house for something smaller, hitting the road in an RV, or simply clearing the clutter, this video is packed with practical do’s and don’ts to help you navigate the process with confidence and clarity.

Downsizing isn’t just about letting go of stuff—it’s about creating space for freedom, flexibility, and a lifestyle that truly fits this exciting new chapter of life.

TIMESTAMPS
0:00 - Introduction
0:37 - Start small
1:05 - Don't get rid of everything at once
1:31 - Ask this quest...


8 signs you may be ready to retire
04/19/2025

😌 8 Signs You Might Be Ready to Retire - How to Know It’s Time to Hang Up Your Career HAT?

Are you wondering if it’s finally time to retire? You’re not alone!
In this video, I’m sharing 8 clear signs that you might be more ready than you think to hang up your career hat and step into the next chapter of life. Whether you’re in your late 50s, 60s, or beyond—these signs can help you recognize the inner signals that it’s time for a change. From financial readiness to emotional burnout, I’ll walk you thr...


7 Retirement life HACKS!! For a better retirement!
04/12/2025

Ready to make retirement not just good—but remarkable?

In this video, I’m sharing 7 powerful retirement life hacks that can help you create more joy, structure, connection, and purpose in your day-to-day life. Whether you’re newly retired or just starting to plan, these simple tips can truly change the way you experience this next chapter. From creating routines you actually love to keeping your mind and body engaged, these hacks are practical, doable, and designed to help you thrive—not just survive—in retirement.

Timestamps 0:00 - Introduction
0:44 - Create a retirement routine that you love


Retired and bored out of your mind?? Try these tips!
04/05/2025

Feeling bored in retirement? You're not alone — but you don’t have to stay that way!

In this video, I’m sharing practical, fun, and fulfilling ideas to help you beat boredom in retirement and rediscover your spark. Whether you're newly retired or a few years in and wondering "Is this it?", these suggestions are designed to get you excited about your days again.

From creative hobbies and volunteer opportunities to travel, learning, and connecting with others — this video is packed with inspiration to help you build a retirement lifestyle that’s anything but boring. ✅ Fresh ideas to fil...


The 5 Surprising losses in Retirement
03/29/2025

When most people think of retirement, they imagine freedom—no more alarm clocks, no more meetings, and finally time to do whatever you want. But what often takes retirees by surprise are the emotional and psychological losses that can quietly creep in after the celebrations fade. These losses aren’t always talked about, but they’re real, and they can have a powerful impact on your sense of self and well-being.
0:00 - Introduction
1:57 - Loss of identity
3:35 - Loss of structure & routine
4:10 - Loss of purpose
<...


The 3 Legged Stool of Retirement
03/22/2025

Are you ready to build a solid foundation for your retirement?

In this video, we’re diving into the concept of the 3-Legged Stool of Retirement—a simple but powerful framework to help you understand and balance your retirement.

The three three legs of the retirement stool represent Time, Health and Money.   But in today's ever-changing world, those legs may look a little different for each person.

Today,  I’ll break down each component, explain how they work together, and how important they are to make your retirement remarkable. 

Whether you're just starting t...


Discover the surprising hidden expenses of RETIREMENT!
02/08/2025

You’ve worked hard, saved up, and planned for retirement—but what if your budget isn’t enough?

Many retirees face unexpected costs that can quickly drain their savings.

Many retirees are shocked to discover unexpected expenses that weren’t in their budget! In this video, we reveal the hidden costs of retirement, including:
✅ Healthcare and long-term care surprises
✅ Taxes on Social Security and pensions
✅ Inflation’s impact on your lifestyle
✅ Home maintenance and relocation costs
✅ And more unexpected financial pitfalls!Make sure your retirement savings last by planning ahead. Watch now to avoid costly...


Countdown to RETIREMENT! Will you be ready for retirement?
02/01/2025

Retirement is on the horizon—just five years away! But are you truly prepared for the transition?

Whether you’re counting down the days with excitement or feeling a bit overwhelmed, the decisions you make now can shape your financial security, lifestyle, and overall happiness in retirement.

In this video, we’ll break down the key smart moves you need to make in the next five years to set yourself up for success.We’ll cover essential  strategies, like  managing debt, and planning for healthcare costs. But retirement isn’t just about money—it’s also about lifestyle...


RETIREMENT wisdom I learned after 40 days on a cruise ship!
01/25/2025

In todays video I share with the the insight and wisdom of 13 different couples that I interviewed about retirement while spending 40 days on a cruise ship!

In this video, I share the surprising insights, lessons, and personal reflections of those traveling the world and enjoying life! From the joys of slowing down and embracing adventure to the importance of staying socially connected, this journey became much more than just a vacation—it became a life lesson in how to navigate retirement with purpose and fulfillment.

I'll share stories of the fascinating people I met, the unexpected hu...


Retirement in 2025! The top tips, trends and ideas!
01/04/2025

In today's video I share so many tips, trends and ideas about making 2025 your best year yet in retirement!

Today's retirees are having so much fun, going on many adventures and connecting with other retirees to make their lives so much fun.

Remember, retirement isn't about the END, its about starting the next chapter and having even more fun!

Please consider joining our Facebook group at www.facebook.com/groups/lifestartsatretirement


Mindfulness in Retirement! Your guide to a HAPPY AND HEALTHY retirement!
12/21/2024

Retirement is the perfect time to slow down and truly savor life, and mindfulness can help you do just that.

🌟 In this video, we explore how practicing mindfulness can reduce stress, improve health, and bring more joy to your retirement years.

Learn simple techniques like mindful breathing, gratitude journaling, and nature walks that you can incorporate into your daily routine. Whether you're looking to boost your emotional well-being, strengthen your relationships, or find purpose in this new chapter, mindfulness can transform your retirement into your best years yet.

👉 Ready to start your mindfulness journey? Watch...


10 non financial RETIREMENT ideas!
12/15/2024

#retirement  #retirement life

In today's podcast I will share some fun and unique ideas to make your retirement more fun and fulfilling.  

In my Facebook group I get asked all the time - "what will I do all day?"   
"Will I be bored?"  "I'm going to go crazy!" 

And so today I have some fun and exciting things to do in your retirement!  


Unleash you inner adventurer in RETIREMENT!!
12/08/2024

#retirementplanning #retirementlifestyle

Are you ready to trade in your rocking chair for a hiking stick?

As a retiree, you deserve an active adventure that will get your heart racing and your senses tingling!

Join us as we explore the best fun activities to keep the excitement and adventure in your retirement! From scenic hikes to cultural city breaks to ziplining, I show you how to stay active, engaged, and inspired so you can make your retirement REMARKABLE! So, what are you waiting for? Let's get ready for an active adventure like no other!
<...


Signs you might be FINALLY be ready to retire!
11/23/2024

#retirement
Are you truly ready to step into the next chapter of your life? Retirement isn’t just about leaving your job—it’s about starting a new journey filled with freedom, passion, and purpose.

In this video, we’ll explore what it really means to be ready to retire. From financial considerations to emotional readiness, and from creating new routines to finding your purpose beyond work, we’ll help you assess whether you’re prepared to embrace this exciting new phase.

If you’ve been asking yourself, “Is it time?” this video is for you. Whether you’r...


Retirement reality check - Things I wish I knew before I retired!
11/16/2024

#retirement #retirementplanning

Retirement often feels like the ultimate finish line—a time to relax, pursue hobbies, and travel. But for many, the reality of retirement looks very different from what they expected.

In this video, titled "Retirement Reality Check: What I Wish I Knew Before I Retired," I’ll share the five biggest lessons I’ve learned since stepping away from the 9-to-5 grind. If you’re dreaming about retirement or even just starting to plan for it, these insights could help you avoid common pitfalls and set yourself up for success.

Retirement is a journe...


Making friends in RETIREMENT! 🚢✈️
11/09/2024

Entering retirement is a huge life change and often is a change in our social life as well. And making friends as an adult can be tough, but it's especially challenging for retirees who may have left behind their social networks and routines.

In this video, we'll explore the importance of building and maintaining friendships in retirement and provide practical tips on how to do so. From boosting mental health to staying physically active, strong friendships can make all the difference.

Tune in for tips on building connections and why friendships could be the key to...


Retire happily and find JOY in every moment!
11/02/2024

#retirementplanning #retirement 
In this video, we’re joined by a special guest, Shelly Dale, who shares her insights on how to bring more joy and fulfillment into retirement!

From cultivating gratitude and positivity, to building meaningful relationships, we’ll explore practical ways to make the most of this new chapter. Whether you're newly retired or will retire in a few years in, this conversation is full of inspiring ideas and tips for creating a happy, vibrant retirement life.

So, if you're ready to start living your best life and retire with a heart full of happi...


Why Retirement can be THE MOST emotional time of your life!
10/26/2024

Retirement is often seen as a time of relaxation, freedom, and new adventures, but for many, it can also bring a wave of unexpected emotions.

In this video, we dive into the emotional challenges that come with this major life transition, from the loss of structure and identity shifts to feelings of loneliness and financial anxiety. Whether you're just starting your retirement journey or are a few years in, it's normal to experience a mix of joy and uncertainty.

We’ll explore why retirement can feel overwhelming and share tips on how to build new routines, re...


Our BIG Retirement Adventure!
10/19/2024

#retirement #retirementtravel #lifestartsatretirement
 
This coming year is going to be a very special and big one for us! We have decided to take this first year after Ken's retirement to travel, travel, and travel some more.

We are going to 29 different countries and experience everything that we can!

Watch the video to see where we are going and to see how you can have fun with us and follow our journey! And get inspired for your own retirement travels.


If you enjoyed the video please subscribe, like and turn on notifications, t...


6 habits for a successful retirement
10/05/2024



Retirement is not just about reaching a certain age or financial milestone; it's an opportunity for a new chapter filled with exploration, growth, and fulfillment.

In this video, we'll delve into the art of crafting a successful retirement by adopting six essential habits that can make your retirement truly remarkable.

Whether you're already retired or planning for the future, these habits can help you design a retirement that's not only financially secure but also emotionally rewarding.

Please join our Facebook group at www.facebook.com/groups/lifestartsatretirement


5 Easy ways to save money in RETIREMENT!
09/28/2024

In today's episode, I talk about 5 INSANELY easy ways to save money in retirement!

Most of us have been hit hard by inflation, price increases, and life in general and we are always looking for a few easy and painless ways to save money.    And so today, I share 5 very easy and quick ways to save money!  

They are quick and easy and will help you to make the most of your retriement! 


Please consider joining our Facebook group at www.facebook.com/groups/lifestartsatretirement


Creating the ULTIMATE bucket list in 2024!
09/21/2024


Are you ready to make the most of your retirement?

In this video, we dive into the exciting world of creating the ultimate retirement bucket list for 2024! Whether you're nearing retirement or planning for the future, this guide will inspire you to dream big and live life to the fullest.

Join us as we explore thrilling activities, unique experiences, and essential goals to include on your list. From travel destinations and adventures to learning new skills and volunteering opportunities, we cover everything you need to consider for your ideal retirement.

👉 **What You'll Learn:** - H...


Retirement savings at 60....Are you on track?? (2024)
09/14/2024


Are you 60 ish and wondering if your retirement savings are on track for the year 2024?

In this informative video, we delve into essential strategies and tips to help you evaluate your current retirement plan. We'll discuss the "average" and the "median" retirement savings for both Canada and The USA.  

We will also provide you with some essential tips and strategies to help you make your retirement even more remarkable.   

We’ll discuss the average retirement savings benchmarks, the importance of starting early, and how to maximize your savings. Whether you’re behind on your sav...