The CeMAP Study Podcast with Future in Finance

We’ve officially made it to the second half of the CeMAP 1 exam. 🎉

In this episode, we dive into Topic 17, and it's a big deal because it marks your very first introduction into the world of financial services regulation. (Spoiler alert: this is where the serious stuff starts!)

Don’t worry though — we’re breaking it all down into bite-sized, easy-to-digest chunks. Because let’s be honest, no one wants to stare at a paragraph about the FCA and feel like they’ve just read a different language.

Here’s what we cover:

✅ Why this t...

This week, we’re diving into CeMAP 1 Topic 16: Legal concepts like capacity, wills, estate planning, and agency—aka the part of the syllabus that sounds dry, but actually pops up way more often in exam questions than you'd think.

👀 Whether it's knowing who can legally enter into a contract, or what happens if a client has a Power of Attorney in place, this episode will help you cut through the legal jargon and actually understand what you need to know. Here’s what we’re covering:

🧠 Capacity to Contract – Who can legally enter into a financial agreem...

This week, we’re diving deep into CeMAP 2&3 Topic 18: Financial Protection—and trust me, this one’s an absolute must-listen if CeMAP 3 is coming up on your radar.

This episode is packed with practical advice and simplified explanations to help you not just understand financial protection, but actually remember and apply it when those tricky case studies pop up.

Here’s what we’re unpacking in this episode:

🔥 Financial Protection Overview – What it is, why it matters, and how it shows up across both CeMAP 2 and CeMAP 3.

🔥 The 4-Step Process to Passing CeMAP 3 –...

This week, we’re diving into CeMAP 1 Topic 16: Legal concepts like capacity, wills, estate planning and agency—aka the part of the syllabus that sounds dry, but actually pops up way more often in exam questions than you'd think. 👀

Whether it's knowing who can legally enter into a contract, or what happens if a client has a Power of Attorney in place, this episode will help you cut through the legal jargon and actually understand what you need to know.

Here’s what we’re covering:

🧠 Capacity to Contract – Who can legally enter into a financial...

This week we’re diving into a massively under-rated but totally crucial part of your CeMAP 2 and 3 studies: the UK’s State Benefit System.

Yep, it falls under financial protection, and no – you can’t wing this bit if you want to pass. You WILL be asked about it in the exam. So, we’re breaking it all down. 🧠

What You’ll Learn in This Episode:

✅ The difference between paid-for protection (like life insurance) and state-provided protection (like Universal Credit)

✅ What means-tested vs non-means-tested benefits are

✅ What CeMAP questions often look like when...

This is one of those topics that sounds simple until you actually start studying it! CeMAP 1 Topic 15: Key Advice Areas is packed with concepts you need to understand for your exam, so let’s break it down in a way that actually makes sense.

In this episode, Maria the Money Muggle and I will walk you through the key financial advice areas that you’ll see pop up in exam questions. This isn’t just about memorising terms—it’s about understanding how they work so you can confidently tackle multiple-choice questions without second-guessing yourself.

Here’s wha...

This week, Maria the Money Muggle and I are diving into a massive part of CeMAP 2 & 3 – Life Insurance and Financial Protection. If you’ve ever found yourself staring blankly at a question about Whole of Life or Term Insurance, don’t worry – we’ve got you!

We’re covering everything you need to understand, apply, and ace this topic in your exams (and actually know what you’re talking about in the real world too!).

Here’s what we break down:

✔️ Life Insurance vs. Protection – What’s the Big Difference? Spoiler: it’s all about what they cover...

In this episode, Maria the Money Muggle and I are diving into CeMAP 1 Topic 14: Understanding and Satisfying Customer Needs.

This is one of those topics that sounds straightforward until you realise there’s a whole lot more to it than just asking clients about their dream home. Understanding where they are financially, what they actually need, and how to guide them is everything when it comes to giving great mortgage advice (and ofcourse passing that exam)

Here’s what we’re covering:

✔️ The Financial Lifecycle – Why understanding this helps you see the bigger picture for...

In this episode, we delve into critical aspects of property development and lending decisions, focusing on:

By the end of this episode, you'll have a comprehensive understanding of these topics, enhancing your preparedness for the CeMAP...

In this week's episode, we delve into a fundamental aspect of mortgage advising: understanding the various mortgage types and borrowing options. Mastering these concepts is crucial not only for your CeMAP exam but also for your future role as a mortgage advisor.

Here's What We'll Cover:

CeMAP 2 & 3: Topic 14 – Understanding Valuations and RICS Surveys

Welcome to this week's episode where we’re diving deep into valuations and property surveys—an essential topic for anyone sitting their CeMAP 2 & 3 exams!

In this episode, we’ll cover:

🏡 Basic Valuations vs. RICS Surveys (Levels 1, 2, and 3) – What are the key differences?

🔑 Levels of Protection – What each type of survey can (and can’t) tell you about the property you’re buying.

🔍 Spotting Structural Issues – Common warning signs to look out for and what might signal that your dream home is falling down!

💼 Lender Invol...

CeMAP 1Topic 12 – Health and General Insurance

In this week’s episode, we dive into one of the most critical areas of CeMAP studies: Health and General Insurance. Understanding the differences between key types of protection is essential, not just for your exam, but for your future role as a mortgage advisor.

Here’s What We’ll Cover:

🔹 Critical Illness Cover vs. Income Protection Insurance vs. Accident, Sickness & Unemployment Cover (ASU) – How they compare, what they cover, and when they’re suitable.

🔹 Private Medical Insurance (PMI) – What it does (and doesn’t) cover and who it’s typ...

🎙️ This Week on The CeMAP Study Podcast: Topic 13 of CeMAP 2&3 – Factors Affecting Property Value

In this episode, we dive into Topic 13 of the CeMAP 2&3 textbook, focusing on the many factors that can influence a property’s value. Whether it’s sitting tenants, tenure, title, or construction type, understanding these elements is crucial for aspiring mortgage advisers.

Tune in to explore: ✅ What impacts property valuation. ✅ How different construction types affect lending decisions. ✅ The role of tenure and title in property worth. ✅ Why sitting tenants could be a dealbreaker for certain lenders.

💡 If you’re preparing for your CeMAP...

In this episode, we’re diving into the ins and outs of sitting your CeMAP 1 exam remotely. Whether you’re just starting to prepare or you’re anxiously counting down the days until your exam, we’ve got you covered.

Here’s what we cover:

The CeMAP Study Podcast 🎙️ 🎉 If you're thinking about tackling your CeMAP exams but feel overwhelmed about where to start, I’ve got your back! This podcast series is your light-hearted, entertaining guide to cracking the LIBF study text.

Episode Overview:

This week, we’re diving into the world of Life Insurance and Endowments. What’s the difference between Whole of Life Insurance and Term Insurance, and where do endowments come into play? This episode gives you a friendly, approachable introduction to these topics, making sure you have a solid foundation for your CeMAP studies.

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If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. This weeks episode is dedicated ENTIRELY to your CeMAP 3 exam.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

This is the BRAND NEW 2024 CeMAP 1 material. You'll start to see these episodes replace the Season 1 equivalents each week & don't forget to go to www.futureinfinance.co.uk for LOADS more help with your CeMAP Studies!

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. This weeks episode is dedicated ENTIRELY to your CeMAP 3 exam.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

If you're thinking about studying for your CeMAP exams & have no idea where to start - don't worry, I got you. Here's how is works. Season 1 is dedicated to your CeMAP 1 sutides & Season 2 is there for your CeMAP 2&3 lessons.

New episodes dropping every week INCLUDING brand new CeMAP 1 material for 2024 so keep your ears peeled for the good stuff.

This Podcast series is dedicated to giving you a light hearted, entertaining overview of your the London Institute of Banking & Finance's Study text to help supplement your CeMAP learning.

This is the BRAND NEW 2024 CeMAP 1 material. You'll start to see these episodes replace the Season 1 equivalents each week & don't forget to go to www.futureinfinance.co.uk for LOADS more help with your CeMAP Studies!

This is the BRAND NEW 2024 CeMAP 1 material. You'll start to see these episodes replace the Season 1 equivalents each week & don't forget to go to www.futureinfinance.co.uk for LOADS more help with your CeMAP Studies!

WELCOME to the second season of the CeMAP Study Podcast, where me and the Money Muggle are here to help you get through your CeMAP Studies. All of Season 2 will be brand new 2024 material for CeMAP 2&3.

And remember: Go to www.futureinfinance.co.uk for LOADS more help with your CeMAP Studies.

WELCOME to the second season of the CeMAP Study Podcast, where me and the Money Muggle are here to help you get through your CeMAP Studies. All of Season 2 will be brand new 2024 material for CeMAP 2&3.

And remember: Go to www.futureinfinance.co.uk for LOADS more help with your CeMAP Studies.

This is the BRAND NEW 2024 CeMAP 1 material. You'll start to see these episodes replace the Season 1 equivalents each week & don't forget to go to www.futureinfinance.co.uk for LOADS more help with your CeMAP Studies!

The one you've all been waiting for... WELCOME to the second season of the CeMAP Study Podcast where me and the Money Muggle are here to help you get through your CeMAP Studies. All of Season 2 will be brand new 2024 material for CeMAP 2&3.

And remember: Go to www.futureinfinance.co.uk for LOADS more help with your CeMAP Studies.

The CeMAP Study Podcast that continues to not be beige! 🎙️ Get ready for an exhilarating new episode as we delve into Topic 25: Consumer Rights, Complaints & Compensation, brought to you by your hosts, Charlotte & Maria (the money muggle). Whether you're new to the world of understanding customer needs or seeking to deepen your expertise, this episode is probably for you. Tune in & Learn some Stuff! 🚀

The CeMAP Study Podcast that continues to not be beige! 🎙️ Get ready for an exhilarating new episode as we delve into Topic 24: Other Regulation Affecting the Advice Process, brought to you by your hosts, Charlotte & Maria (the money muggle). Whether you're new to the world of understanding customer needs or seeking to deepen your expertise, this episode is probably for you. Tune in & Learn some Stuff! 🚀