PayTech Talk
Welcome to PayTech Talk, the podcast about payments. PayTech Talk welcomes industry experts to reflect on the latest news and provide fresh and unique insights on the world of payments. PayTech Talk is produced by Jan Jaap Omvlee, Strategy Director, Cognito Amsterdam, and Senior Editor of Banking & Finance. E-mail address: janjaap.omvlee@cognitomedia.nl
John Faherty, Fexco, on payments orchestration

Live from the MoneyPot stage, Fexco’s Head of Product & Partnerships, @John Faherty, joined PaytechTalk host @Jan Jaap Omvlee to explore the next chapter in embedded finance and introduce payUnite—Fexco’s new global payments orchestration platform.
John shared how payUnite is designed to help acquirers, merchants, and end users navigate today’s fragmented payments ecosystem by:
·    Reducing friction across channels
·    Enabling intelligent, contextual payment experiences
·    Supporting SMEs in scaling and internationalising
·    Leveraging real-time data while remaining compliant with evolving regulations such as PSD3 and the AI Act
The episode also e...
Tom van der Poel, CEO of XPP, on personalised payments

In this special edition of @PaytechTalk, recorded live at Money20/20 Amsterdam, host @Jan Jaap Omvlee (@Banking & Finance) sits down with @Tom van der Poel, CEO of @XPP, to explore the future of personalised payments.
From defining what “personalisation” really means today to discussing real-time data, omnichannel integration, and privacy ethics, Tom shares deep insights on building seamless, intuitive payment experiences across sectors like transport, retail, and banking. He also reflects on cultural differences in Europe, regulatory challenges, and why Europe must push for a more unified payments infrastructure—while looking abroad for inspiration (hello, #Turkey!).
Fintech is Femme: Empowering Fintech, Financial Inclusion and Equity with Nicole Casperson | PayTech Talk
PayTech Talks welcomes Nicole Casperson to the Money Pot at this year’s edition of Money 20/20. Nicole is a journalist and entrepreneur on a mission to shape the future of economic equity. Nicole is the founder of Fintech is Femme, a media agency dedicated to empowering and elevating women’s voices within the fintech industry. Nicole joins PayTech Talk to discuss financial inclusion, her experience in the industry, and her knowledge of digital finance.
Payments in Greece with Stavroula Kampouridou
Welcome back to PayTech Talk Payments Around the World! In this series, Elliot and Emily welcome experts from all over the world to discuss payments and payments technology in their country.
This week, PayTech Talk travels to Greece to discuss with DIAS CEO Stavroula Kampouridou. Stravroula dives into the Greek payments ecosystem, highlighting the importance of DIAS and IRIS in the market. She also discusses how Greec was affected by the 2015 financial crisis and how the country rose up to create successful payments initiatives.
This podcast was recorded in April 2024.
More from PayTech...
Phone Phreaking with Matt Danzico
Welcome back to PayTech Talk, the podcast about payments! In today's episode, Elliot and Emily welcome Matt Danzico, Director and Executive Producer at Danzico & Company. Matt joins PayTech Talk to discuss his experience with Phone Phreaking, the art of using audio frequencies to make long distance phone calls for free. Enjoy the show!
This episode was recorded in March 2024.
More from PayTech Talk:
LinkedIn: PayTech Talk
Twitter: @PayTechTalk
Instagram: @PayTechTalk
Guest Information:
Matt Danzico: LinkedIn
Danzico & Company: LinkedIn and Website
Matt's current film projects: WebsiteÂ
Women in Payments: Advice, Industry Insights, & Selling Yourself with Esther Groen, Lina Saleh, and Dajana Nozic
Welcome back to PayTech Talk, the podcast about payments! Today's episode was recorded during Women's History Month, welcoming Esther Groen, of European Women's Payments Network (EWPN), Lina Saleh, Co-Founder and COO at Cino, and Dajana Nozic, Director Compliance and Fin.Crime Advisor. In this episode, Emily sits down with Esther, Lina, and Dajana to ask advice, tips, and understand more about growing within the payments industry. This episode brings insightful knowledge for anyone looking to perfect their elevator pitch, understand the norms and changes in the industry, and become aware of the unconscious bias still prevalent in companies today.<...
Cross-border payments with Pedro Batista and Laura Rofe | Payhawk
Welcome back to PayTech Talk, the podcast about payments! Today's episode covers one of the biggest pain points in the payments industry..Cross Border Payments! To cover this subject, Elliot and Emily welcome Pedro Batista, VP Payments & Operations at Payhawk and Laura Rofe, Director Account Management EMEA at Thunes. Pedro and Laura discuss subjects like payments infrastructure, and the strategies companies like Payhawk and Thunes are taking to ease these payments processes.
This episode is sponsored by Payhawk.
Get ready to explore the world of international payments and discover how Payhawk's integration with Wise revolutionizes...
Marketplace Payments with Arnold van Sabben | Bol.
Welcome back to another episode of PayTech Talk! On today's episode, Elliot and Emily welcome Arnold van Sabben, Senior Product Manager Payments & Fintech at Bol., the top online marketplace in the Netherlands and Belgium. Arnold discusses a wide array of topics such as the meaning of a marketplace, it's payments mix, and the new iDeal. Arnold also dives into the different events that influence consumer behaviour and payments trends, from Max Verstappen's F1 wins, to the busy holiday season and product releases. Arnold gives an inside scoop on the way payments works in a large online marketplace.
...
Payments in Poland with Dariusz Mazurkiewicz
Welcome back to PayTech Talk Payments Around the World! In this series, Elliot and Emily welcome experts from all over the world to discuss payments and payments technology in their country.
This week, PayTech Talk travels to Poland and discusses Payments in Poland with BLIK CEO Dariusz Mazurkiewicz. Dariusz tells Elliot and Emily about the Polish Payments ecosystem, BLIK's position in the market, and the ecommerce market post-pandemic.
This podcast was recorded in November 2023
More from PayTech Talk:
LinkedIn: PayTech Talk
Twitter (X): @PayTechTalk
Instagram: @PayTechTalk
Payments...
Quantum Computing and Payments with Mary Ann Francis and Ray Harishankar
PayTech Talk is back with an all new episode on Quantum Computing and Payments! Elliot and Emily welcome Mary Ann Francis, Executive Advisor Global Payments and Strategic Initiatives Advising, and Ray Harishankar, IBM Fellow, IBM Quantum Safe to discuss the importance of Quantum Computing in the payments industry. According to Mary Ann and Ray, Quantum is the next big thing people should be paying attention to today. Enjoy the show!
PayTech Talk is available to listen on all Streaming Platforms. Be sure to follow and turn on post notifications so you don't miss an episode!
...
Payments Innovation with Anna Blyablina | Stockholm Fintech
Welcome back to PayTech Talk, the podcast about payments! Today's guest is Anna Blyablina, Co-founder and Chairwoman of the Board at Stockholm Fintech. Anna joins hosts Elliot Lyons and Emily Robida to discuss payments innovation. Anna discusses her thoughts and opinions on the leading payments innovation technology, what is happening now in payments, and the upcoming Stockholm Fintech Week taking place February 12-16, 2024!
Interested in attending Stockholm Fintech Week? Purchase your ticket here.
This episode of PayTech Talk is sponsored by Stockholm Fintech.
Guest Info:
Anna Blyablina: LinkedIn
Stockholm Fintech: LinkedIn<...
Payments in the USA (Part 2) with Mary Ann Francis and Jim Marous
As promised, Payments in the USA with Mary Ann Francis and Jim Marous Part 2 is here!
This episode dives deeper into person to person payments, e-commerce in the United States, the effects of the pandemic on the payments infrastructure, and where the US is now!
For more PayTech Talk:
LinkedIn: PayTech Talk
Twitter (X): @PayTechTalk
Instagram: @PayTechTalk
Guest Information:
Mary Ann Francis:
Mary Ann Francis: LinkedIn
Jim Marous:
Jim Marous: LinkedIn
The Financial Brand: LinkedIn
The Financial Brand: Website
...
Payments in the USA (Part 1) with Mary Ann Francis and Jim Marous
This week, Elliot and Emily return to the USA with Mary Ann Francis and Jim Marous as guests.
Mary Ann and Jim discuss all things payments in the USA and how that differs from the rest of the world. From Instant Payments to Regulations to Check, Mary Ann and Jim cover it all! So much so, this episode of Payments Around The World is a two-part episode.
For more PayTech Talk:
LinkedIn: PayTech Talk
Twitter (X): @PayTechTalk
Instagram: @PayTechTalk
Guest Information:
Mary Ann Francis:
Mary Ann...
Payments Around The World: Israel with Eliad Saporta
PayTech Talk is going global! Welcome to PayTech Talk Payments Around The World. In this series, Elliot and Emily welcome experts from all over the world to discuss payments and payments technology in their country.
This week: Eliad Saporta joins the show to discuss payments in Israel! Eliad discusses the popular ways people are paying, the payments infrastructure, and the services Coriunder offers in Israel.
This podcast was recorded in June 2023
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LinkedIn: PayTech Talk
Twitter (X): @PayTechTalk
Instagram: @PayTechTalk
Guest information:
...
Payments Around The World: Ecuador with Andres Obando Rojas
PayTech Talk is going global! Welcome to PayTech Talk Payments Around The World. In this series, Elliot and Emily welcome experts from all over the world to discuss payments and payments technology in their country.
This week: Andres Obando Rojas tells the audience all about the payments ecosystem in Ecuador. Andres discusses Ecuador's use of cash, e-commerce tools, and its growing infrastructure. Andres also discusses Kushki, Ecuador's first Unicorn, connecting Latin America's payments.
This podcast was recorded in June 2023
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Twitter: @PayTechTalk
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Payments in the Travel & Leisure Industry with Sandra Mianda and Pragya Jauhari
This episode of PayTech Talk kicks off an exciting new series: Payments around the world. In this episode, Hosts Elliot Lyons and Emily Robida welcome Sandra Mianda, CEO and Founder of Paypr.work, and Pragya Jauhari, Senior Product Manager (Fintech) at Booking.com. Sandra and Pragya discuss the ways payments has changed since the increase in travel post-pandemic, the newest innovation in fintech for travellers, and other interesting aspects of payments affecting the travel and leisure industry.
This episode was recorded in June 2023.
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LinkedIn: PayTech Talk
Twitter: @PayTechTalk<...
The Sound of Payments with Monica Millares
Ever wonder what sound payments can make? In this episode Elliot and Emily welcome Monica Millares to discuss exactly what payments could sound like! This episode was recorded following the Money 20/20 event in Amsterdam in June 2023. Monica discusses her experiences in fintech, payments innovations, what the sound of payments is and how it impacts audiences.
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LinkedIn: PayTech Talk
Twitter: @PayTechTalk
Instagram: @PayTechTalk
Monica Millares:
LinkedIn: Monica Millares
Website: Monica Millares
Podcast: Purpose Driven FinTech: Building Products with Impact
This podcast episode...
All about AI: How payments are affected by Artificial Intelligence with Angelique Schouten
On this week's episode, PayTech Talk welcomes Angelique Schouten, Author and Founder of 10x.team. Hosts, Elliot Lyons and Emily Robida sit down with Angelique to learn about her expertise with Artificial Intelligence and what it means for payments and fintech. This episode covers everything from ChatGBP, to Open AI, to AI generated images, and more!
Disclaimer: This podcast was recorded in April 2023, prior to 10x.team's launch.
Find more PayTech Talk content on:
LinkedIn: PayTech Talk
Twitter: @PayTechTalk
Instagram: @PayTechTalk
Angelique Schouten:
Twitter: Angelique4real
LinkedIn: Angelique...
The Future of Subscriptions with Tiama Hanson-Drury
On this episode of PayTech Talk, hosts Elliot and Emily welcome Tiama Hanson-Drury, Chief Product Officer at Minna Technologies. Tiama discusses a particular aspect of payments that has become increasingly popular in the consumer's wallet: subscriptions! This episode covers everything from the benefits of the subscriber model to businesses "game-plan" for Millennial and Gen-Z consumers to what's next for subscriptions.
For more PayTech Talk content follow us on:
LinkedIn: PayTech Talk
Twitter: @PayTechTalk
Instagram: @PayTechTalk
Guest Details:
Tiama Hanson-Drury: LinkedIn
Minna Technologies: LinkedIn, Twitter, & Website
PayTech...
All about payments orchestration with Sunil Jhamb
PayTech Talk welcomes Sunil Jhamb to discuss Payments Orchestration! Sunil is the founder and CEO of WL Payments, focussing on enhancing user experience and increasing payment conversions. In this episode, hosts Elliot Lyons and Emily Robida discuss the basics of payment orchestration with Sunil and understand its valuable role in the industry. Enjoy the show!
More from PayTech Talk:
LinkedIn: PayTech Talk
Twitter: @PayTechTalk
Instagram: @PayTechTalk
More from our guest:
Sunil Jhamb
LinkedIn: Sunil "Sonny" Jhamb
WLPayments: LinkedIn & Website
PayTech Talk is produced...
Financial inclusion, equality, & equity with Laura Rofe
PayTech talk welcomes Laura Rofe, Director of Partner Developments at PPRO. Hosts Elliot Lyons and Emily Robida sit down with Laura to discuss financial inclusion; What is it? Who is involved? How can Fintech foster financial inclusion? How can individuals?
Find more PayTech Talk content on:
LinkedIn: PayTech Talk
Twitter: @PayTechTalk
Instagram: @PayTechTalk
Laura Rofe:
Linked In: Laura Rofe
PayTech Talk is produced by Cognito Amsterdam.
For more information about how to be a guest or about podcast production, contact our Producer, Emily Robida
Banking Renaissance Retreat: Digital Transformation in Banking and Payments with Chris Skinner
Chris Skinner, Advisor, Author, Speaker, and "Troublemaker" joins the podcast with host Elliot Lyons to discuss the digital transformations in the banking industry. Chris shares his knowledge in financial services and the way technology will advance the future of banking and finance. Chris dives into what it actually means for the banking world to go digital, the importance of ESG, and combatting wealth inequality.
A great followup to PayTech Talk episodes with Brett King, Jim Marous, and Paolo Sironi!
Find more PayTech Talk content on:
LinkedIn: PayTech Talk
Twitter: @PayTechTalk
Instagram...
Banking Renaissance Retreat: What Sci-Fi teaches us about the future of payments with Brett King
This week, host Elliot Lyons speaks with Brett King, Futurist, Podcast Host and Best-Selling Author. Brett discusses the Banking Renaissance Retreat here in Amsterdam, illustrating his points from his presentation at the event. Brett and Elliot discuss in depth the lessons Science Fiction can have when trying to analyse the future of the payments and banking industries!
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Banking Renaissance Retreat: Transformation in Banking with Jim Marous
This week, host Elliot Lyons speaks with Jim Marous, Co-Publisher of the Financial Brand. Jim discusses the Banking Renaissance Retreat here in Amsterdam, illustrating his points from his presentation at the event. Jim and Elliot touch on the importance of change in the Banking and Payments industry to stay up to date with the changing infrastructure.
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Twitter: @PayTechTalk
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Banking Renaissance Retreat: Banking Transformation with Jim Marous

Jim Marous, co-publisher of The Financial Brand, joins host Elliot Lyons for a special Banking Renaissance Retreat episode of PayTech Talk! Jim discusses the importance of innovation in the banking and payments industry. Jim discusses the importance for members of the industry to think outside of the box and not being afraid to "punch above your weight". Jim also dives into his own career transformation from finance to content, speaking on his favourite content mediums...
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Twitter: @PayTechTalk
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Banking Renaissance Retreat: Banks and Fintech on Platform Economies with Paolo Sironi
This week, host Elliot Lyons speaks with Paolo Sironi, Global Research LeaderBanking and Financial Markets at IBM. Paolo discusses the Banking Renaissance Retreat here in Amsterdam, illustrating his points from his presentation at the event. Paolo also discusses his book, Banking and Fintech on Platform Economies, which is available to purchase on Amazon.
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The Banking Scene with Rik Coeckelbergs
PayTech Talk welcomes Rik Coeckelbergs, Founder and Managing Director of The Banking Scene. Rik joins PayTech Talk host Elliot Lyons to discuss the payments industry in Belgium and the upcoming boutique banking event, The Banking Scene.
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Money 20/20: Meet payment technology’s first payment unicorn with Andrés Obando & Andy Myers
In this special Money 20/20 edition of Pay Tech Talk, we welcome AndrĂ©s Obando, VP Product Solutions at Kushki, and Andy Myers, GM of Kushki. Host Elliot Lyons sits down with AndrĂ©s and Andy to discuss Kushki’s recent successes in being the first Ecuadorian unicorn in the Fintech industry. AndrĂ©s and Andy share their own unique perspectives on the fintech industry and the ways to build on successes.Â
Money 20/20: Breaking the data silos in financial service with Friso Paping & Kevin O’Leary
In this special Money 20/20 edition of Pay Tech Talk, we welcome Friso Paping, Head of Growth at Sentinels, and Kevin O’Leary, Director of Financial Crime Strategy at Fenergo. Host Elliot Lyons sits down with Friso and Kevin to discuss Fenergo’s recent acquisition of Sentinels. Friso and Kevin discuss the importance of onboarding and problem-solving when assisting fintech companies as they grow in the market.
Money 20/20: Untangling payments with James Booth
In this special Money 20/20 edition of PayTech Talk, we welcome James Booth, VP Head of Partnerships EMEA at PPRO. Host Elliot Lyons sits down with James to discuss the fragmentation of the fintech payments ecosystem and “untangling” the complexity of the payments market.
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Money 20/20: Better ways to move money with Silvia Mensdorff-Pouilly
In this special Money 20/20 edition of Pay Tech Talk, we welcome Silvia Mensdorff-Pouilly, SVP Banking & Payments Europe at FIS. Host Elliot Lyons sits down with Silvia to discuss the payments architecture and ecosystem to better understand the best ways to move money.
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Money 20/20: Connecting the dots with transactional data with Stefan Jørgensen
In this special Money 20/20 edition of Pay Tech Talk, we welcome Stefan Jørgensen, CEO of Itembase. Host Elliot Lyons sits down with Stefan to discuss the use of transactional data to connect fintech companies with merchants and data organizations.
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Money 20/20: Better SMB Payments with Tom Beckenham
In this special Money 20/20 edition of Pay Tech Talk, we welcome Tom Beckenham, Founder and CEO of Comma. Host Elliot Lyons sits down with Tom to discuss the position of small to medium sized business in the payments industry and how Fintech can change the ecosystem.
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Money 20/20: The big shift for banks: Banking as a service with Anders Olofsson
In this special Money 20/20 edition of PayTech Talk, we welcome Anders Olofsson, founder of FinTech Core and former Head of Payments at Finastra. Host Elliot Lyons sits down with Anders to discuss fintech and payment’s impact on the banking system.
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Money 20/20: Why big businesses lead payments innovation with Matteo Rizzi
In this special Money 20/20 edition of Pay Tech Talk, we welcome Matteo Rizzi, Co-founder of FTS Group. Host Elliot Lyons sits down with Matteo to discuss the innovation and infrastructure in fintech and how this influences the payments industry.
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Who will win digital payments? with Jeroen van Oerle & Arno Voerman
In this week’s episode, Pay Tech Talk welcomes Jeroen van Oerle, Portfolio Manager at Lombard Odier and Arno Voerman, Partner at Dentons. Host Elliot Lyons sits down with Jeroen and Arno to discuss the trends in M&A and payments.
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Twitter: @PayTechTalk
Why the Netherlands is a fintech powerhouse with Hessel Kuik & Tom van Wees
In this episode, Pay Tech Talk welcomes Hessel Kuik, CEO and Owner of Bizcuit and Tom van Wees, former Managing Partner and CCO of Ginger. Host Elliot Lyons sits down with Hessel and Tom to discuss what makes the Netherlands such a powerhouse in the fintech industry. This episode dives into the Dutch payments ecosystem and covers the news surrounding it.
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The ideal payments platform with Sunil Jhamb and Paul Sisnett
In this episode, Pay Tech Talk welcomes Sunil Jhamb, CEO of WLPayments and Paul Sisnett, CEO of Paywith.glass. Host Elliot Lyons sits down with Sunil and Paul to discuss a few of the factors that create the ideal payments platform. Sunil and Paul explain from their own unique experience what goes into creating a successful payments platform.
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The Subscription Economy with Don Ginsel & Joakim Sjöblom
In this episode, Pay Tech Talk welcomes Don Ginsel, Founder and CEO of Holland FinTech, and Joakim Sjöblom, Co-founder of Minna Technologies. Host Elliot Lyons sits down with Don and Joakim to discuss the latest news regarding the subscription economy.
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What’s driving payments innovation? with Conny Dorrestijn & Gaston Aussems
In this episode, Pay Tech Talk welcomes Conny Dorrestijn, Founding Partner of BankiFi, and Gaston Aussems, former CEO of Mollie. Host Elliot Lyons sits down with Conny and Gaston to discuss the “3 Big B’s”: Blockchain, Biometrics, and Bots.
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