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2025 NZ Housing Forecast: Jarrod Kerr Breaks Down House Prices, Interest Rates & Supply Pressure 🎟️
What’s really driving the New Zealand property market in 2025?

📉 House prices are stabilising.
📈 Interest rates could fall.
🏘️ But a housing supply crunch is building — fast.

In this exclusive interview, Andrew Malcolm (MortgageHQ) sits down with Jarrod Kerr, Chief Economist at Kiwibank, to unpack the biggest economic forces shaping the NZ housing market forecast.

Whether you're a property investor, first home buyer, or just trying to make sense of it all — this is the sharpest analysis you’ll find on:

🔥 NZ h...

Think you're ready for a mortgage? Think again.

In this no-fluff, high-stakes episode, Craig Stanaway sits down with Simon McDonald, elite Financial Adviser from MortgageHQ, to unpack the Top 10 Mortgage Questions That Make or Break You in today’s NZ property market.

Whether you're a first home buyer, a frustrated investor, or someone who just wants to stop feeling stupid at the bank, this is the one episode that could save you thousands.

We cover:
🔥 The most profitable interest rate move Simon ever made
🔥 What makes a bank stop laughing and actually...

CLASSIFIED: Your Unfair Advantage in NZ Property Starts Now
This isn’t a prediction. It’s a mission briefing.
We’re dropping intel that changes the way buyers, investors, and brokers navigate New Zealand real estate — permanently.

Forget the guesswork. Forget the fluff.
This is where smarter data meets ruthless execution.

💥 What You’ll Unlock:
• The data moves separating winners from losers in NZ property
• Why outdated advice is your biggest risk in 2025
• How to make faster, smarter decisions with cutting-edge tools
• The exact strategies elite investors are already deploying

501 deportees. Trump politics in Australia. Luxon watching closely.

In this high-impact episode of MortgageHQ’s political deep dive series, Craig Stanaway sits down with one of the most unforgettable figures in New Zealand politics — Maurice Williamson. Known for his viral “big gay rainbow” speech, his refusal to sugar-coat truth, and a career that spanned seven ministerial roles across two National-led governments, Williamson brings the kind of political clarity you cannot buy and will not get from the nightly news.

Australia just sent a political shockwave through the region. The rise of Trump-style populism was halted at the b...

Is investing in NZ property still the smartest path to financial freedom? Or has Sharesies changed the game for everyday Kiwis?

In this explosive episode, we break down the real numbers, real risks, and real rewards of New Zealand housing vs micro-investing platforms like Sharesies.
We compare property equity vs stock market returns, long-term capital gains vs dividends, and passive income from rentals vs ETF growth.

👉 If you’re serious about building generational wealth, don’t make your next financial move without watching this. We expose the traps, reveal the strategies, and explain which investm...

The Silent Collapse of Auckland: Why Rural NZ Is Crushing the Cities in 2025

Auckland is bleeding — and most investors are too distracted to see it.

In 2025, the power shift in NZ property is no longer theory — it’s happening.
Canterbury, Otago, and the regions are rising fast, while the once-untouchable city is quietly unravelling.

If you're still anchored to big-city bias, you’re already behind.

In this episode, we deliver your unfair advantage by unpacking:

📉 The hidden metrics behind Auckland’s silent collapse

📈 Why rural NZ is outperforming...

Donald Trump’s first 100 days back in office have just cost New Zealand $900 million — and this is only the beginning.

Trump’s new 10% “reciprocal tariff” on NZ exports has blindsided Kiwi businesses and sparked fears of a deeper New Zealand export crisis. In this urgent breakdown, we’re joined by ASB Chief Economist Nick Tuffley to unpack the political decisions, global market reactions, and the future of New Zealand’s economy in 2025.

This isn’t theoretical — it’s happening now. From dairy and agriculture, to logistics, tech, and manufacturing, Trump’s trade war is hitting every sector that keep...

🛰️ Classified: Your Unfair Advantage in NZ Property Starts Now.
In this exclusive mission briefing, we dive deep into the smarter property data and housing insights you won’t get from the other guys.
If you're serious about dominating NZ real estate — whether you're an investor, buyer, or broker — this intel changes the game.

💥 Smarter data.
💥 Faster decisions.
💥 Bigger wins.

Learn how to master NZ property investing using elite data tools — and leave the guesswork behind.

No fluff. No hype. No apologies. Just the real edge you need.

📈 In this video you'll disc...

NZ’s property game has changed — again.
The ‘Mum & Dad’ investor is back in 2025, and they’re armed with equity, speed, and strategy. Meanwhile, First Home Buyers across New Zealand are being outpaced, outbid, and outplayed.

This video exposes the real reason seasoned investors are dominating open homes, auction rooms, and investment-grade rentals — and why FHBs are struggling to keep up in the face of rising competition, stalled sentiment, and outdated advice.

💥 If you’re buying your first home, investing in NZ property, or just trying to understand the 2025 housing market shift — this is unmissable.

🔍...

The IRD Is Watching You: Why Every Kiwi Property Investor Is Now a Target
Guest: Dan Lowe | Tax Partner, Grant Thornton NZ

If you’re a property investor in New Zealand, it’s time to wake up.
The IRD’s focus has shifted—and Kiwi landlords, developers, and short-term accommodation owners are now firmly on the radar.

In this urgent episode, we sit down with Dan Lowe, a leading tax partner at Grant Thornton New Zealand, to expose how the Inland Revenue Department is changing its enforcement strategy in 2025—and why property investors are now pr...

In this eye-opening video, we expose the real reason behind New Zealand’s housing crisis – it’s not about land or money, it’s about the relentless council red tape that’s holding up development. While everyone points to rising land prices or the lack of affordable homes, the true cause is a broken system where councils are dragging their feet on development consent.

We delve into how council bureaucracy and delays in issuing consent are stalling new housing projects across the country, pushing up costs, and making the property market even less accessible for Kiwis. With expert ins...

Watch this if you're bidding at an auction in 2025

🏡 How do the best property buyers dominate auctions while others walk away empty-handed? In this exclusive episode, we sit down with NZ’s #1 auctioneer, Robert Tulp, to reveal the real buyer tactics that actually work in today’s high-stakes property market.

Whether you're buying your first home, investing in your tenth, or just want to understand how auctions really work — this conversation is a masterclass in real estate psychology. Robert has run thousands of auctions across New Zealand and has seen every move — the confident bluffs, the nervous...

🎯 Auction Secrets Sellers Never Hear — Part 2 of Our Easter Special with NZ’s #1 Auctioneer, Rob Tulp

Welcome to Part 2 of the most important property interview you'll watch this year.

In this exclusive Easter Special, Rob Tulp — New Zealand’s #1 Auctioneer — joins MortgageHQ to blow the lid off the real estate game. If you’re selling your home, managing investment properties, or just want to stop leaving money on the table… this episode is your cheat code.

What real estate agents don’t tell you, Rob does. This is the truth sellers never hear — until it’s too late...

🏡 Healthy Homes: Smart Policy or Red Tape Nightmare? | Full Breakdown with NZ Property Expert

Are New Zealand’s Healthy Homes Standards protecting tenants—or punishing landlords?

In this eye-opening interview, we sit down with one of New Zealand’s top property experts to pull back the curtain on what the Healthy Homes policy really means in 2025. Is it a smart move for rental quality—or a bureaucratic blunder that's strangling investor confidence?

Whether you're a seasoned property investor, a first-time landlord, or a tenant who wants to understand your rights—this conversation lays it all bare.<...

Trump’s trade war is back. But this time, Kiwi homeowners might be the ones who pay the price.

In 2025, the global stage is on fire — with the U.S. reigniting tariffs under “Liberation Day” and China retaliating hard. The headlines scream about Washington vs Beijing… but the real-world shockwaves are already crashing into the South Pacific.

In this episode, we unpack how Trump’s global economic warfare could ripple straight into New Zealand’s housing market, mortgage system, and household budgets.

🔍 Here’s what we cover in full:
Trump’s 145% tariff play and why it’s tri...

Trump just reignited the trade war. Global markets are panicking. And New Zealand? We might be the first real casualty.

In this urgent episode, we unpack the full implications of Trump’s new “Liberation Day” tariffs — including his shock 145% hit on Chinese imports, China’s 125% retaliation, and the market chaos already unfolding across the US, Asia, and beyond.

📉 But this isn’t just a global headline — it’s a local economic warning shot.
New Zealand's fragile recovery, export-heavy economy, and over-leveraged households make us incredibly exposed to any external economic tremor.

We’ll break down:

...

Trump’s tactics. Green Party chaos. Luxon’s quiet dominance. And Winston Peters—back in the shadows.
This is the most explosive political equation New Zealand has faced in years… and voters are watching it unfold like a slow-motion landslide.

In this special episode, we sit down with former MP Maurice Williamson — respected, sharp, and unfiltered — to break down how global political forces are reshaping New Zealand’s local reality, and what it means for everyday Kiwis, property investors, and financially-aware voters.

🔍 What You’ll Learn in This Episode:
How Trump-style politics is creeping into NZ

Donald Trump’s trade war is heating up again — and Kiwis are already feeling the burn.
While the media focuses on US-China tensions, the reality is that New Zealand households are becoming collateral damage in a global economic conflict. Tariffs, disrupted trade routes, and rising import costs are starting to hit where it hurts: mortgage affordability, property market confidence, and KiwiSaver balances.

In this video, we expose how international trade warfare is now driving local financial pain — and why most Kiwis aren’t ready for what’s coming. From groceries to construction materials, from inflation to mortgage r...

Your mortgage, KiwiSaver, and property portfolio might be under attack—and no one in power is going to warn you.

In this urgent episode, the team at mortgagehq lays bare the full extent of what’s happening beneath the surface of New Zealand’s financial and property landscape.

📉 Are rising interest rates silently eroding your property equity?
💥 Is KiwiSaver becoming a political football, leaving your retirement savings exposed?
🏠 Could your dream of financial freedom through property ownership be under siege from shifting legislation, market turbulence, and central bank policy?

We break down:

How...

🏠 NZ Property Market Warning – April 2025
What’s really happening in the New Zealand property market right now? In this video, we break down the key trends, hidden risks, and real opportunities Kiwi investors and home buyers need to know in April 2025.

📉 With rising interest rates, tighter lending, and a slowdown in construction, the NZ housing market is shifting fast — and many people are being caught off guard.

In this video, you’ll learn:

What’s behind the April 2025 market shift

Where prices are heading next

Whether now is the right time t...

New Zealand’s construction sector is on the ropes — and it’s not just builders feeling the pain. In this episode, we break down how delays, cost blowouts, and a brutal market reset are combining to create the next big housing crisis in NZ.

🔥 Whether you're an investor, a first home buyer, or just trying to make sense of the chaos, this video gives you the insights the mainstream won’t.

We’ll reveal:

📉 Why new builds are stalling (and what it means for property values)

💰 How supply chain shocks and interest rates are...

📉 The Reserve Bank just cut the OCR by 25bps — but what does that *really* mean for mortgage holders, first-home buyers, and NZ’s property market?

We sat down with BNZ Chief Economist Mike Jones to unpack:
- Whether mortgage rates will actually follow the OCR drop
- What this move signals about inflation, recession risk & the housing cycle
- Why most Kiwis *won’t feel relief* just yet
- What smart homeowners and investors should be doing **right now**

💡 This isn’t a victory lap — it’s a strategic window. Make the right moves be...

Could Trump’s Next Move Spike NZ Mortgage Rates? | OCR + Property Market Breakdown

Will Trump’s trade war crash the NZ housing market? With global tensions rising, New Zealand’s Official Cash Rate (OCR) could be the next casualty — and that means major consequences for your mortgage, property investment strategy, and future home-buying decisions.

In this episode, we’re joined by Mark Lister, Investment Director at Craigs Investment Partners, to unpack the potential economic shockwaves from Trump’s tariff threats and how they could impact the Reserve Bank of New Zealand’s interest rate decisions.

🔍 Inside...

Could Trump’s next round of tariffs trigger a property crash in New Zealand?

In this urgent episode, we talk with Nick Tuffley, Chief Economist at ASB, to analyse the potential fallout from a 2025 US-led global trade war—and what it means for your mortgage, house price, and investing strategy here in NZ.

🎯 Here’s what we unpack:

What Trump’s 2025 tariffs could do to NZ’s $16B export market

The connection between global trade wars and NZ mortgage rates

How a construction slowdown and tariff impact could collide

Will inf...

NZ housing market 2025 – boom or breakdown? Interest rate changes are raining down — will they wash away your homeownership dreams or help you buy smarter?
Financial expert Simon McDonald from mortgagehq breaks it all down in this must-watch forecast for Kiwi buyers and investors.

Don’t get caught in the storm without an umbrella. Whether you're wondering "Should I buy property now in NZ?" or trying to time the market for your next investment, this video gives you the clearest NZ interest rate forecast for 2025 — with no fluff, just facts.

💼 Featuring:
Simon McDonald – seasoned financial adv...

Interest Rate Rollercoaster: Mortgage Mayhem or Golden Opportunity? | ANZ Economist Henry Russell | mortgagehq

🌩️ Is the storm finally clearing or is more economic turbulence on the horizon? In this episode, mortgagehq sits down with ANZ Economist Henry Russell to break down the wild weather front that is New Zealand’s interest rate market. Whether you’re a first home buyer, seasoned property investor, or someone watching the economic skies for the perfect moment to strike, this episode delivers the forecast you need.
From cold fronts of OCR hikes to warm patches of opportunity, we navigate the changing landscape...

Everyone’s FREAKING OUT About KiwiSaver… Should You Be Too? | mortgagehq

🌩️ There’s a storm brewing around KiwiSaver and it’s making headlines across New Zealand. With volatile markets, changes to contributions, and shifting government policies—Kiwis are asking: Should I be worried about my KiwiSaver? In this episode, we bring in financial weather expert Liam Peck, one of the sharpest KiwiSaver minds in the country, to help you read the financial forecast.

⛅ Whether you’re a seasoned New Zealand property investor, a first home buyer, or someone who wants to make smart financial moves—this video is your Ki...

Massive Auckland Upzoning CANCELLED — What Smart Investors Should Do Now | Dave Whitburn x mortgagehq

🌧️ A political storm is brewing over Auckland's housing future, and savvy investors need to know which way the wind is blowing. In this episode of mortgagehq, we break down the explosive Cabinet decision that cancelled plans to upzone for 540,000 new homes in Auckland — a move that could drastically impact property prices, development potential, and long-term growth in New Zealand’s biggest city.

We’re joined by Dave Whitburn, seasoned property investor and development expert, to unpack what this upzoning U-turn means for investors...

What Happens When Mortgage Rates Bounce? 🌩️

Welcome to mortgagehq — New Zealand’s go-to channel for property investors, homeowners, and Kiwis wanting to stay ahead of the real estate storm. In this powerful episode, we’re joined by Mike Jones, Chief Economist at BNZ, to unpack the shifting climate of New Zealand mortgage rates and what rising and falling rates really mean for your wallet, your home, and your investment future.

Think of the market like New Zealand’s weather — unpredictable, fast-changing, and full of hidden pressure systems. Mortgage rates don’t just move — they bounce, and that bounce can...

We Asked Don Brash the #1 Skill the Next Reserve Bank Governor MUST Have… His Answer Surprised Us

In this eye-opening episode on the mortgagehq channel, we sit down with Don Brash—New Zealand’s most influential and respected Reserve Bank Governor, former leader of the National Party and ACT Party—to unpack what the next Reserve Bank Governor must bring to the table. What he said was unexpected… and could change how you view the future of New Zealand’s economy.

As economic storms brew on the global stage, and financial winds shift rapidly across the New Zeal...

The Economic Storm is Here—Are You Ready to Weather It?

In this powerful episode from mortgagehq, we sit down with Kelly Eckhold, Westpac’s Chief Economist, to decode what New Zealand’s 0.7% GDP growth really means for you as an investor, homeowner, or future property buyer. While headlines may paint a calm picture, under the surface, storm clouds are gathering—and you need to understand how to navigate them.

Whether you're a seasoned investor or just starting your property journey, this is the forecast you can't afford to miss.

🏠 What Investors MUST Know is you...

A Brutal Real Estate Reality Check Under Luxon (2025) | Featuring Henry Russell, ANZ Chief Economist

Strap in — the forecast for New Zealand’s housing market just got stormy. In this eye-opening episode, mortgagehq sits down with Henry Russell, ANZ Chief Economist, for a brutally honest breakdown of the 2025 NZ property landscape under the leadership of Prime Minister Christopher Luxon. Whether you're a homeowner, investor, or first-time buyer, this is your weather warning — the real estate skies are changing fast.

☁️ From the housing boom’s sunshine highs to today’s economic cold front, we unpack what's really happening on t...

How Trump’s Tariff War Could CRASH NZ Real Estate Prices | Kelly Eckhold (Westpac Chief Economist)

🌪️ Storm warnings are in effect. With Donald Trump back in power and already rolling out aggressive tariffs on China, Europe, and beyond, the global economy is under pressure — and New Zealand’s real estate market may be standing directly in the economic blast zone.

In this urgent new episode from the mortgagehq YouTube channel, we sit down with Kelly Eckhold, Westpac’s Chief Economist, to break down exactly how Trump’s tariff-heavy economic policy could cause major tremors across the New Zealand...

Luxon, Lies & the NZ Housing Crisis – What Kiwis Really Need to Know (with Maurice Williamson)

Welcome to mortgagehq, your go-to channel for real, unfiltered insights into the New Zealand property market. In this explosive episode, we sit down with former National Cabinet Minister Maurice Williamson to cut through the political fog and expose what’s really going on with Christopher Luxon, the NZ housing crisis, and what it means for Kiwi homeowners, investors, and first home buyers.

We’re in the middle of a housing storm — and the political clouds are only getting darker. With rising i...

Auckland & Wellington Property WARNING! The Market Shift That Changes Everything! 🌪️🌧️

A storm is brewing in the Auckland and Wellington property markets! 🌩️ Whether you’re a homeowner, investor, or first-time buyer, the shifting economic winds could change everything you thought you knew about New Zealand real estate.

In this episode of mortgagehq, we sit down with Kelvin Davidson, the Chief Economist at CoreLogic, to dissect the latest property market data, interest rate trends, and economic factors reshaping housing across New Zealand. Is this the eye of the storm before a major correction, or is there blue sky ahead? 🌤️

NZ Builder's Millionaire Property Secrets: Stop Burning Your Renovation Budget

The property market can be as unpredictable as a raging storm—but what if you could weather-proof your investments and protect your wealth from financial turbulence? In this episode, we sit down with Josh Chapman, better known as NZ Builder, a New Zealand YouTube sensation who’s revealing insider builder secrets that can save property investors thousands.

Whether you're a property owner, a real estate investor, or someone looking to make money in New Zealand's property market, you won’t want to miss these game-changing strate...

🌊 NZ HOUSING TSUNAMI: Prices SURGING or CRASHING?! 🌪 MUST WATCH!

The New Zealand property market is caught in the eye of the storm! 🌪 Will house prices SURGE like a tidal wave or CRASH like a sinking ship? The winds of change are blowing, and every Kiwi homeowner, investor, and first-time buyer needs to be prepared.

In this video, we dive deep into the latest NZ housing data, interest rates, and economic trends to uncover what’s REALLY happening in the market. Whether you're looking to buy, sell, or invest, understanding these market movements could be the difference...

WARNING: 3 Property Investor Mistakes That Will Wreck Your Wealth (Are YOU Making These?) 🌪️

Investing in real estate is like navigating a storm—you either set sail toward financial freedom or crash into costly mistakes that sink your wealth. 🌊 In this video, mortgagehq exposes the 3 biggest investor mistakes that could leave your property portfolio drowning in losses. Whether you're a first-time property investor in New Zealand or a seasoned landlord, these real estate investing mistakes can wipe out your profits faster than a flash flood. ⚠️

🏡 Are YOU making these critical real estate investment mistakes? Watch now before your finan...

This Property Management Company is Going Broke—Who’s Next? 🌪️💥

The storm clouds are gathering over New Zealand’s property management industry. As the real estate market shifts and financial pressures mount, another property management company is on the brink of collapse. Is this just the beginning of a major shake-up? Who’s next to feel the pressure?

In this must-watch episode, Andrew Malcolm from mortgagehq sits down with expert property investor Dave Whitburn to break down exactly what’s happening, why property management firms are struggling, and how this impacts property owners, investors, and tenants alike.

 Pets WIN! The New NZ Law That Changes Renting FOREVER! 🐶⚖️ | mortgagehq Exclusive

🌩️ A storm is rolling in for New Zealand landlords and tenants! A new law is about to shake up the rental market like a southerly blast hitting Wellington on a bad day. If you own property, rent property, or are thinking of investing in New Zealand real estate, you cannot afford to miss this!

🏡 In this must-watch video, mortgagehq’s Property Coach, Dani Paim, sits down with Sarina Gibbon from the Auckland Property Investors Association to break down what this game-changing law means for you. Will land...