Homebuying 101 with Francisco Gonzalez
Weekly interviews with lenders and realtors. We provide you information on how to become a homeowner.
From Renter to Homeowner: Debunking Home Buying Myths with Bianca Betancourt 💰🏡

Thinking about buying a home but unsure where to start? 🤔🏡 In this episode of HomeBuying 101, host Francisco Gonzalez sits down with Bianca Betancourt from AZ & Associates to break down everything first-time buyers need to know.
✅ Do you really need 20% down?
✅ What credit score do you need to qualify?
✅ How do down payment assistance programs work?
✅ Renting vs. Buying—what makes the most financial sense?
Bianca shares real stories of first-time buyers who thought they couldn’t qualify but ended up getting into homes with little to no money down! Plus, we talk about market trend...
🏡 Home Buying 101: What Every First-Time Buyer Needs to Know 🏡

Thinking about buying a home but don’t know where to start? 🤔🏡 In this episode of Home Buying 101, host Francisco Gonzalez sits down with Lucy from HomeSmart to break down everything you need to know about the home-buying process—from securing a great real estate agent to understanding market trends and why NOW is the time to buy!
🔑 Key topics we cover:
✅ Lucy’s journey from retail to real estate 🛍➡🏡
✅ The truth about today’s housing market & interest rates 📈
✅ Why waiting to buy could cost you MORE 💰
✅ How to find...
Let's Talk About Credit

In this episode of 'Homebuying 101,' we sit down with John & Stephany Rodriguez from Level Up Firm to dive deep into the world of credit repair. Discover why fixing your credit is a crucial step toward achieving homeownership and how it can impact your buying power. Whether you're a first-time buyer or looking to improve your financial health, this episode is packed with valuable insights to help you on your journey.
Don’t miss out on these essential tips for securing your dream home!Watch the full discussion on YouTube or listen on your preferred podcast platform by...
Home Search Process

Season 2 Episode 3- Home Search Process
We talk with David & Luz Villalvazo from AZ & Associates about the home search process and becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
David & Luz Villalvazo
Lyons Real Estate Group at AZ & Associates
(623) 814-1015
(602)469-5830
IG: @Realtor.Barber.David
IG: @ArizonaRealtor_Luz
Getting Prequalified

Season 2 Episode 2- Getting Prequalified
We talk with Mario Nevarez about homebuying and the prequalification process.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Mario Nevarez
(480) 375-0908
www.ctc-mtg.com
IG: @ClearToCloseMortgageOfficial
Clear To Close Mortgage
NMLS ID 2571024 AZ MB 1050829
"WE DON'T SAY NO, WE SAY WHEN"
Buyer's Consultation

Season 2 Episode 1- Buyer's Consultation
We talk with Iris Beas from eXp Realty about home buying and the buyer's consultation process.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Iris Beas
Beas Home Group at eXp Realty
(623) 293-6902
IG: @Irisbeas.realtor
Tik tok: @Tuazrealtor
Let's Talk Home Warranty

Podcast Episode 28- Let's Talk Home Warranty
We talk with Heather Darin from Super Home Warranty about what is home warranty and why it is important for a homeowner to obtain a home warranty plan.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Heather Darin
Super Home Warranty
(517)256-7723
IG: @heatherdarin
Deja de Alquilar, Compre Casa

Podcast Episode 27- Deja de Alquilar, Compre Casa
Hablamos con Johana Saenz de AZ & Associates sobre el mercado actual de bienes raices y el proceso de hacer dueño de casa.
Si desea escucharlo en su servicio de podcast preferido, haga clic en los enlaces de nuestro Linktree.
https://linktr.ee/greenplanetinsurance
Johana Saenz
AZ & Associates
(623)313-0859
IG: @johana.realtor
Precalificando Para Un Préstamo de Casa

Podcast Episode 26- Precalificando Para Un Préstamo de Casa
Hablamos con Kimberly Davalos-Perez de Fairway Independent Mortgage sobre el mercado actual de bienes raices y el proceso de precalificando para un préstamo de casa.
Si desea escucharlo en su servicio de podcast preferido, haga clic en los enlaces de nuestro Linktree.
https://linktr.ee/greenplanetinsurance
Kimberly Davalos-Perez
Fairway Independent Mortgage
(623)241-0427
NMLS 1707925
IG: @Lender_Kimberly
Platica de Bienes Raices Con Mario
Podcast Episode 25- Platica de Bienes Raices Con Mario
Hablamos con Mario Beltran de DeLex Realty sobre el mercado actual de bienes raices y el proceso de hacer dueño de casa.
Si desea escucharlo en su servicio de podcast preferido, haga clic en los enlaces de nuestro Linktree.
https://linktr.ee/greenplanetinsurance
Mario Beltran
DeLex Realty
(602)872-6797
IG: @mario_beltran_realtor
Mortgage Talk with Jorge

Podcast Episode 24- Mortgage Talk with Jorge
We talk with Jorge Barrientos from Barrett Financial Group about mortgages and what our clients need to know.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Jorge Barrientos
Barrett Financial Group
(929)-395-6479
NMLS 1781887
IG: @Jorgerbarrientos
Real Estate Recap With Gabe

Podcast Episode 23- Real Estate Recap With Gabe
We talk with Gabe Galindo from AZ & Associates about the current real estate market and how to become a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Gabe Galindo
AZ & Associates
(602)621-1006
IG: @gabegalindo_23
Market Update with James

Podcast Episode 22- Market Update with James
We talk with James Serrano from Fairway Independent Mortgage about today's market and getting into a home.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
James Serrano
Fairway Independent Mortgage
(623)204-8453
NMLS 1130365
IG: @623Jimmy
When Is It The Right Time To Buy?

Podcast Episode 21- When Is It The Right Time To Buy?
We talk with Elizabeth Gonzalez from Equity Realty Group about when it is the right time to buy a home and become a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Elizabeth Gonzalez
Equity Realty Group
(602)459-1826
IG: @elizabeth__sellshomes
Building Wealth With Real Estate

Podcast Episode 20- Building Wealth With Real Estate
We talk with Brayam Arguelles from Efinity Mortgage about building wealth with real estate.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Brayam Arguelles
Efinity Mortgage
(602)545-9082
NMLS 1244588
IG: @arguelles_homeloans & @DaMortgageFellas
New Construction Homes

Podcast Episode 19- New Construction Homes
We talk with Yozana Alcala from AZ & Associates about new construction homes and how to become a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Yozana Alcala
AZ & Associates
(480)652-8949
IG: @yozanayourrealtor
Mortgage Misconceptions

Podcast Episode 18- Mortgage Misconceptions
We talk with Maria Hernandez from Western Alliance Mortgage about common mortgage misconceptions.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Maria Hernandez
Western Alliance Mortgage
(602)422-5158
NMLS 2358903
IG: @mariaknows_loans
Listing And Staging Your Home

Podcast Episode 17- Listing And Staging Your Home
We talk with Danielle Escobedo & Ashley Drozt from Jason Mitchell Group & Listing Genie about listing and staging your home.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Danielle Escobedo
Ashley Drozt
Jason Mitchell Group
Listing Genie
(602)321-9796
IG:@escobedoteam
IG: @ashleydrozt.realtor
IG: @listinggenie
Owning VS Renting

Podcast Episode 16- Owning vs Renting
We talk with Ivan Rivas from Equity Realty Group about owning vs renting and why you should become a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Ivan Rivas
Equity Realty Group
(602)332-6850
IG: @therivasteam
Down Payment Assistance Programs

Podcast Episode 15- Down Payment Assistance Programs
We talk with Denise Abarca from Nova Home Loans about down payment assistance programs and how they can get you into a home.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Denise Abarca
Nova Home Loans
(602)446-5827
NMLS 1634455
IG: @lo.denisea
Market Update with Ivan

Podcast Episode 14- Market Update with Ivan
We talk with Ivan Gonzalez from ICore Lending about today's market and getting into a home.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Ivan Gonzalez
ICore Lending
(602)317-0732
NMLS 978941
IG: @loansbyivo
Final Walkthrough and Getting Keys

Podcast Episode 13- Final Walkthrough and Getting Keys
We talk with Felipe Reyes from AZ & Associates about the final walkthrough and getting your keys when it comes to becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Felipe Reyes
AZ & Associates
(623)565-3433
IG: @felipereyes.fre
Underwriting and Closing

Podcast Episode 12- Underwriting and Closing
We talk with Josh Yoder from AZ Mortgage about underwriting and closing in the loan process.
If you would like to watch it on Youtube, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Josh Yoder
AZ Mortgage
(623)233-4335
NMLS 1247654
IG: @az_mortgage_llc
Let's Talk About Insurance

Podcast Episode 11- Let's Talk About Insurance
We talk with Daniel Ahluwalia from Green Planet Insurance about insurance: what do your coverages mean, what's covered, what's not covered, and everything else you need to know.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Daniel Ahluwalia
Green Planet Insurance
(602)368-2124
Quote@greenplanetinsurance.com
IG: @greenplanetinsurance
Let's Talk About Appraisals

Podcast Episode 10- Let's Talk About Appraisals
We talk with Edgar Saucedo from Guaranteed Rate Affinity about appraisals and what it means to you as the consumer.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Edgar Saucedo
Guaranteed Rate Affinity
(480)232-4221
NMLS 826854
IG: @twenty4sevenlo
Home Inspection with Your Realtor

Podcast Episode 9- Home Inspection with Your Realtor
We talk with Mariel Leon & Jilario Leon from Caballero Realty about the home inspection with your realtor when it comes to becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Mariel Leon
Jilario Leon
Caballero Realty
(602)345-1346
IG: @mariel.palafox.leon.realtor
Melissa Monjaraz
American Pacific Mortgage
(602)799-9570
NMLS 1014648
IG: @homeloanswithmelissa<...
Home Inspection Process

Podcast Episode 8- Home Inspection Process
We talk with Allie Jennings & Jeff Hoffman from AJF Inspections about the home inspection process when it comes to becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Allie Jennings
Jeff Hoffman
AJF Inspections
(480)661-8888
IG: @ajfinspections
Scott Modeer
OnPoint Financial, LLC
(480)226-0838
NMLS 258368
IG: @smodeer
Let's Talk About Title

Podcast Episode 7- Let's Talk About Title
We talk with Rachel Anaya from Driggs Title Agency about title services when it comes to becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Rachel Anaya
Driggs Title Agency
(602)692-7960
RachelA@driggstitle.com
IG: @tolleson.team
Aaron Alvarez
Western Alliance Mortgage
(602)705-9835
NMLS 304208
IG: @aalvarezphx
Going Under Contract

Podcast Episode 6- Going Under Contract
We talk with Nayeli Garay from Barrett Financial Group about going under contract when it comes to becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Nayeli Garay
Barrett Financial Group
(623)385-9315
NMLS 1761148
IG: @nayeligaraymortgage
Johana Saenz Varela
AZ & Associates
(623)313-0859
IG: @johana.realtor
Jorge Lopez
AZ & Associates
(480)238-3163
...
Submitting An Offer

Podcast Episode 5- Submitting An Offer
We talk with Miguel Luna from Equity Realty Group about submitting an offer when it comes to becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Miguel Luna
Equity Realty Group
(623)216-5104
IG: @miguellunaphxazrealtor
Kimberly Davalos-Perez
Fairway Independent Mortgage
(623)241-0427
NMLS 1707925
IG: @lender_kimberly
Home Search Process

Podcast Episode 4- Home Search Process
We talk with Jose Cereceres from MyHomeGroup about the home search process when it comes to becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Jose Cereceres
MyHomeGroup
(623)262-2679
IG: @jose.cereceres.realtor
Denice Cereceres
Nova Home Loans
(623)326-2345
NMLS 684977
IG: @denicecereceres
Let's Talk About Credit

Podcast Episode 3- Let's Talk About Credit
We talk with Raul Ramirez from Lending X about home buying and credit when it comes to becoming a homeowner.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Raul Ramirez
Lending X
(480) 375-0908
NMLS 626702
IG: @raul_your_mortgage_lender
Josh Levario
AZ & Associates
(623) 523-3292
IG: @joshthebroker
Buyer's Consultation

Podcast Episode 2- Buyer's Consultation
We talk with Lucy De Anda from HomeSmart about home buying and the buyer's consultation process.
If you would like to watch it on Youtube or listen to it on your preferred podcast service, click the links in our Linktree.
https://linktr.ee/greenplanetinsurance
Lucy De Anda
De Anda Team at HomeSmart
(623) 523-3292
IG: @AZRealtor_Lucy
Adrian Gastelum
The A Team at Nova Home L...
Getting Pre-Qualified

We talk with Mario Nevarez about homebuying and the prequalification process.
Mario Nevarez
(480) 375-0908
www.ctc-mtg.com
IG: @ClearToCloseMortgageOfficial
Clear To Close Mortgage
NMLS ID 2130344 AZ MB 1024617
"WE DON'T SAY NO, WE SAY WHEN"
Carolina Gomez
480-702-5838
Edgar Garcia
623-698-9204
NexGen Real Estate