Moving Home with Charlie

Russell and Charlie have had some public spats disagreeing about the housing market. This conversation is perhaps a little more grown up, and definitely more constructive.

Find Russell's podcast home page here:

https://podcasts.apple.com/gb/podcast/home-front-with-russell-quirk-a-sassy-production/id1806319105

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new...

Watch the video of this podcats here: https://youtube.com/live/nWtPg3nS5ks

Get your weekly copy of the 5 Fact Friday newsletter including newsletter-only video here: https://mhwc.co.uk/newsletter

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home.

Are we seeing the first signs of FTB prices falling?

All My Links
https://linktr.ee/movinghomewithcharlie

My Website: https://mhwc.co.uk

Zoopla's June 2025 House Price Index
https://www.zoopla.co.uk/discover/property-news/house-price-index/

PDF Version: https://assets.ctfassets.net/02vwvgr6spsr/1Tdp6H6MvjpVtbzoo2erEt/f1150fdc8d355e35166f8e88a9498d12/UK_House_Price_Index_June25_final_ZP.pdf

Watch the video here: https://youtube.com/live/v8m1HE0qtyI

Support the show

Follow me on X...

10 Golden Rules for Home Buyers
https://www.youtube.com/watch?v=h6T-uZ28a80

10 Golden Rules for Home Sellers
https://www.youtube.com/watch?v=W9oR28aWLOs

Book a 1-1 video call with me here: https://buymeacoffee.com/mhwc/extras

FTB Offer Email Template: https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property...

If you don't get your choice of agent right first time, it can be horrific. Watch the video of this podcast here: https://youtube.com/live/7ZcptNFeNGY

Playlist of videos on How to Choose your agent:
https://www.youtube.com/playlist?list=PLKomt2RI3JYm6AYomX_9PK1k1nYOwbLIm

Case study of successful claim against agent for overvaluing:
https://www.tpos.co.uk/news-media-and-press-releases/case-studies/item/valuations-material-information-and-complaint-handling

If you'd like to talk to me find me here: https://mhwc.co.uk/speak-to-charlie

Agents: Get your free instruction leads here...

All 5FF Links
https://mhwc.co.uk/blog/5-fact-friday-20-june-2025/

All other links: https://linktr.ee/movinghomewithcharlie

Listen to the podcast here: https://www.buzzsprout.com/2109129

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home.

If you...

In this video Charlie explains why he thinks the already-stagnant housing market is headed for worse trouble.

Here's RM's June house price index in full. https://www.rightmove.co.uk/news/content/uploads/2025/06/Rightmove-HPI-16th-June-Final.pdf

All my links: https://linktr.ee/movinghomewithcharlie

If you'd like to talk to me find me here: https://mhwc.co.uk/speak-to-charlie

Agents: Get your free instruction leads here: https://bestagent.co.uk

Get your weekly copy of the 5 Fact Friday newsletter including newsletter-only video here: https://mhwc.co.uk/newsletter

...

Watch the video of this podcast here: https://youtube.com/live/JViWw_jxLVA

All 5FF Links
https://mhwc.co.uk/blog/5-fact-friday-13-june-2025/

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home.

If you need a mortgage...

Watch the video of this podcast here: https://youtube.com/live/HZ3dVVEnIdY

This video on X got almost 2m views in under 48hrs. https://x.com/moving_charlie/status/1931980416635801808

It is content from business owner and investor James Gerrard https://www.instagram.com/jamesgerrard/

Many people were skeptical as to the truth of his post, so James has kindly agreed to appear on the show to talk us through it.

Every single housing transaction is a unique set of circumstances.

If you don't control your move, someone else w...

Nationwide, Skipton, Yorkshire BS DEMAND bigger multiples.
https://www.express.co.uk/finance/personalfinance/2065594/nationwide-rivals-mega-mortgages

Charlie and Housing Stig (aka Alex Groundwater) discuss why extending mortgage multiples of salary only worsens housing affordability, for everyone.

Or "Helping FTBs my fat fairy arse" as Alex explained.

Alex Groundwater https://x.com/alexgroundwater 

Talk to my hand picked, trusted broker partners here: https://mhwc.co.uk/mortgage

Seller Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ

First Time Buyer A...

All 5FF Links
https://mhwc.co.uk/blog/5-fact-friday-6-june-2025/

All other links: https://linktr.ee/movinghomewithcharlie

Watch the video here: https://youtube.com/live/zoHk7QjR1Po

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home.

...

Watch the video of this podcast here: https://youtube.com/live/wPsmgturYa8

Every single housing transaction is a unique set of circumstances.

If you don't control your move, someone else will. 

If you'd like to talk to me find me here: https://mhwc.co.uk/speak-to-charlie

Agents: Get your free instruction leads here: https://bestagent.co.uk

Get your weekly copy of the 5 Fact Friday newsletter including newsletter-only video here: https://mhwc.co.uk/newsletter

Support the show

Follow me on X for daily updates: ht...

Flats going up in price, all other properties sliding. Great news for upsizers.

Otta Property Trends: https://ottaproperty.co.uk/trends

Join the Movers Club Private Q&A here: https://buymeacoffee.com/mhwc/membership

If you'd like to talk to me find me here: https://mhwc.co.uk/speak-to-charlie

Agents: Get your free instruction leads here: https://bestagent.co.uk

Get your weekly copy of the 5 Fact Friday newsletter including newsletter-only video here: https://mhwc.co.uk/newsletter

Watch the video here: https://youtube.com/live/ZXX4...

https://mhwc.co.uk/blog/5-fact-friday-30-may-2025/

Watch the video here: https://youtube.com/live/h9BWJkD3mqs

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home.

If you need a mortgage, talk to my hand picked, trusted mortgage team...

Alex and Jess from Carringtons property in Kingston discuss May's results of the new approach to selling homes they have been using since Charlie Lamdin began advising them to stop doing valuations and get out of the over-valuing trap!

BestAgent
https://bestagent.co.uk

Carringtons Website
https://carringtonsproperty.com

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent...

Watch the video of this podcast here: https://youtube.com/live/-IqX8WxPu7I

5FF 23 May 2025 - 

Otta Property House Price Charts https://ottaproperty.co.uk/trends

Bank of England warns no more rate cuts: https://www.independent.co.uk/news/business/interest-rates-rise-inflation-bank-of-england-b2754327.html

Rightmove indicates weakening asking prices 

https://www.rightmove.co.uk/news/content/uploads/2025/05/Rightmove-HPI-19th-May-Final-No-Embargo.pdf

27% rise in complaints against agents 

https://thenegotiator.co.uk/news/regulation-law-news/significant-rise-in-complaints-about-estate-agents-revealed/

Inflation rises due to energy cost incr...

5FF 16th May 2025

UK Unemployment rate worst since pandemic
https://www.ons.gov.uk/employmentandlabourmarket/peopleinwork/employmentandemployeetypes/bulletins/jobsandvacanciesintheuk/latest

PCL prices down to 2013 levels
https://x.com/moving_charlie/status/1922606794473406963?s=46

100% mortgages are back. Good and Bad.
https://www.thetimes.com/business-money/money/article/100-mortgage-no-deposit-uk-news-rates-ljsd8mdw9

£1.85m Price Reduction
https://www.rightmove.co.uk/properties/161951399#/?channel=RES_BUY

ONS fake ‘growth’ headlines mislead AGAIN
https://youtu.be/bZaGhzYLsO4?si=GiONAe6POeIRSIDM

All my links: https://linktr.ee/movinghomewithcharlie

https://mhwc...

Watch this on video here: https://youtube.com/live/hPiV6MUTuys

Charlie and Alex discuss the effects of excessive house price growth on the economy, poverty and the government policies that caused it.

Article with numbers:
https://x.com/moving_charlie/status/1921897390363062274

How to Renegotiate: https://youtu.be/mVnppJEKfM8

Seller Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ

First Time Buyer Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

My website: h...

5 Fact Friday 9 May

Renter’s Rights Bill: Game Over for Small Landlords
https://theindependentlandlord.com/rrb-overview/

Bank of England vote signals stagflation worry
https://www.bankofengland.co.uk/monetary-policy-report/2025/may-2025

RICS - Market continues to decline
https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/web-april-2025-rics-uk-residential-market-survey-tp.pdf

Halifax House Price Meaninglessness
https://www.halifax.co.uk/media-centre/house-price-index.html

FCA relaxes lending rules
https://www.fca.org.uk/news/news-stories/fca-consults-steps-simplify-mortgage-rules
https://thenegotiator.co.uk/news/regulation-law-news/housing-market-to-get-big-boost-from-mortgage-rule-changes/

All my...

5 Fact Friday 9 May

Renter’s Rights Bill: Game Over for Small Landlords
https://theindependentlandlord.com/rrb-overview/

Bank of England vote signals stagflation worry
https://www.bankofengland.co.uk/monetary-policy-report/2025/may-2025

RICS - Market continues to decline
https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/web-april-2025-rics-uk-residential-market-survey-tp.pdf

Halifax House Price Meaninglessness
https://www.halifax.co.uk/media-centre/house-price-index.html

FCA relaxes lending rules
https://www.fca.org.uk/news/news-stories/fca-consults-steps-simplify-mortgage-rules
https://thenegotiator.co.uk/news/regulation-law-news/housing-market-to-get-big-boost-from-mortgage-rule-changes/

All my...

Treat legal notices as the last resort, not the first step, and you will avoid many problems.

Landlords: Check https://theindependentlandlord.com/ for free advice from a lawyer turned Landlord.

Tenants: 3 things you MUST know before signing an AST (Tenancy Agreement): https://x.com/moving_charlie/status/1920387360186888471

Join the Movers Club Private Q&A here: https://buymeacoffee.com/mhwc/membership

If you'd like to talk to me find me here: https://mhwc.co.uk/speak-to-charlie

Agents: Get your free instruction leads here: https://bestagent.co.uk

Get...

A follower, Rich, from East Devon, sends in a video question. As promised, I'll answer all questions sent in by video! Watch the video here: https://youtube.com/live/CwbD2juOi2o

How to Renegotiate your offer: https://youtu.be/mVnppJEKfM8

How to Price your renegotiation: https://youtu.be/EEGBiZhibQs

Join the Movers Club Private Q&A here: https://buymeacoffee.com/mhwc/membership

If you'd like to talk to me find me here: https://mhwc.co.uk/speak-to-charlie

Agents: Get your free instruction leads here: https://bestagent.co.uk<...

5FF 3 May 2025

Zoopla HPI index out - £500m overvaluation?! Zoopla for Sale.
https://www.zoopla.co.uk/discover/property-news/house-price-index/

Nationwide March HPI Down -0.6%: https://www.nationwidehousepriceindex.co.uk/reports/annual-house-price-growth-slows-slightly-in-april

Bank of England new purchase mortgage approvals: https://www.bankofengland.co.uk/boeapps/database/fromshowcolumns.asp?Travel=NIxSUx&FromSeries=1&ToSeries=50&DAT=RNG&FD=1&FM=Jan&FY=2021&TD=3&TM=May&TY=2025&FNY=&CSVF=TT&html.x=96&html.y=31&C=10Z&Filter=N


March Transaction Volumes 100% higher than 2024 (due to Stamp Duty Deadline): https://www.gov.uk/government/statistics/m...

Watch the video of this here: https://youtube.com/live/jHmxqqh1SeE

An open chat about the state of the housing market.

How to Renegotiate: https://youtu.be/mVnppJEKfM8

Seller Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ

First Time Buyer Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

Book a private video call with me: https://buymeacoffee.com/mhwc/extras

Support the show

Follow me on X for daily u...

Watch this podcast on video here: https://youtube.com/live/AHMNzKHktes

How to Renegotiate: https://youtu.be/mVnppJEKfM8

Be Prepared in Advance, get your mortgage broker and conveyancer lined up. https://linktr.ee/movinghomewithcharlie

Seller Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ

First Time Buyer Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

5FF 25 April 2025

HSBC latest lender to relax lending rules
https://www.mpamag.com/uk/news/general/hsbc-uk-reduces-stress-rate-to-boost-mortgage-affordability/532828

Mortgage rate competition hots up
https://www.moneyfactsgroup.co.uk/media-centre/consumer/pick-of-the-week-20250424/

Government borrowing exceeds all expectations as tax take falls, threatens further tax hikes
https://x.com/ons/status/1914922302707245292?s=46

Pylon penalty knocks £100k off affected rural house prices
https://www.telegraph.co.uk/business/2025/04/22/pylon-penalty-knocks-100k-off-property-prices-net-zero-blow/

Zombie buyers have meltdown over my suggestion that renting and investing could be a faster way to outright ownership t...

Watch this on video here: https://youtube.com/live/JiPQSMi9W1o

Buying a home with a mortgage means you end up paying roughly double what you borrowed, on top of your deposit. Then inflation, maintenance and service charges need to be considered.

The value of your home needs to roughly quadruple over the 30 year term of the mortgage to make it a worthwhile investment.

I'm not trying to put anyone off buying a home with a mortgage, it's a great thing to do. I'm trying to bust the myth that it's also g...

Watch the video of this podcast here: https://youtube.com/live/upo8_7h8UcQ

5FF April 18 2025

RM “Record House Prices” again - sigh

https://www.rightmove.co.uk/news/content/uploads/2025/04/Rightmove-HPI-14th-April-Final.pdf

Leaseholders faced with 400% service charge hike

https://www.bbc.com/news/articles/cy8ee5vkjxeo.amp

Employment growth turns negative for first time in over 10 years

https://www.ons.gov.uk/employmentandlabourmarket/peopleinwork/earningsandworkinghours/bulletins/earningsandemploymentfrompayasyouearnrealtimeinformationuk/april2025

UK Infla...

Watch the video of this podcast here: https://youtube.com/live/5IwxPTYl5rU

10 Golden Rules for Home Sellers: https://youtu.be/W9oR28aWLOs

Seller Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ

First Time Buyer Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

My website: https://mhwc.co.uk

Book a private video call with me: https://buymeacoffee.com/mhwc/extras

Support the show

Follow me on X for d...

Watch the video of this podcast here: https://youtube.com/live/Zh6xSHQYTf8

1. RM asking prices show spring seller pricing folly
2. Buyer asks "£1.1 or £1.2m?" How to decide.
3. Seller asks "How do I price right?"
4. Buyer asks, 2 or 5yr fix?

Seller Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ

First Time Buyer Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

My website: https://mhwc.co.uk

Book a private video cal...

Watch the video of this livestream here: https://youtube.com/live/5wMT7fdujiE

Be Prepared in Advance. https://linktr.ee/movinghomewithcharlie

Seller Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYkKrT_6naN-Nol2gp98NZDJ

First Time Buyer Advice Video Playlist
https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

My website: https://mhwc.co.uk

Book a private video call with me: https://buymeacoffee.com/mhwc/extras

Support the show

Follow me on X for daily updates: https://x...

5FF 11 April 2025 - watch on video here: https://youtube.com/live/J-16DUjwA8Y

Halifax Index Falls 0.5%

https://www.halifax.co.uk/assets/pdf/march-2025-halifax-house-price-index.pdf

Rayner doubles down on housebuilding target lie

https://www.independent.co.uk/news/uk/home-news/government-matthew-pennycook-conservative-kevin-hollinrake-commons-b2728949.html

The Papers Finally Catch UP

https://www.express.co.uk/finance/personalfinance/2038345/uk-homeowners-hidden-house-price-crash

https://www.telegraph.co.uk/money/property/house-prices/labour-wants-house-price-fall/

No one knows what’s going to...

Watch the video of this podcast here (although it has some sound issues that this audio podcast doesn't have) https://www.youtube.com/watch?v=jNzJX7PC-io

Follow Charlie on X here: https://x.com/moving_charlie

Follow Stig on X here: https://x.com/alexgroundwater

All my other links: https://linktr.ee/movinghomewithcharlie

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our na...

Is there an eventual silver lining to the stock market crash? 

Watch the video of this podcast here: https://youtube.com/live/qGLWJITTlDE

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home.

If you need a...

All my links: https://linktr.ee/movinghomewithcharlie

5FF 4 April 2025

Mortgage Transactions for February disappointing given Stamp Duty Deadline.
https://www.bankofengland.co.uk/boeapps/database/fromshowcolumns.asp

Feb mortgage Approvals show weakening market even before Stamp Duty Deadline
https://x.com/moving_charlie/status/1906715916622004563

Nationwide House Price Index ‘business as usual’
https://www.nationwidehousepriceindex.co.uk/reports/annual-house-price-growth-steady-in-march

Global Stock Markets Crashed - Gilt Yields Fell
https://www.bloomberg.com/news/live-blog/2025-04-04/ftse-100-live-trump-tariffs-eu-pound-euro-what-s-moving-uk-markets-right-now-markets-today?srnd=homepage-uk&cursorId=67EFFC49688C0000

UK Market Acti...

"The market decides". Those 3 words are all you need to absorb and remember. And they represent the only truthful answer to the question "How much will my home sell for?".

My 10 Golden Rules for Home Sellers: https://youtu.be/W9oR28aWLOs

The 1 April Stamp Duty increase is now behind us, hitting buyers harder in the pocket and affecting their budgets. Selling just got harder. Here's some advice for sellers.

https://linktr.ee/movinghomewithcharlie

Get agents to come to you:
https://findyouragent.bestagent.property

Watch the video here...

Watch the video of this podcast here: https://youtube.com/live/ChG9HftEHOQ

Gary Stevenson says telling people to be more entrepreneurial is 'sick'. I disagree. Self employment is often (but not always) the answer.

Everyone has a choice.

(No one needs to be an entrepreneur though).

Join the Movers Club Private Q&A here: https://buymeacoffee.com/mhwc/membership

If you'd like to talk to me find me here: https://mhwc.co.uk/speak-to-charlie

Agents: Get your free instruction leads here: https://bestagent.co.uk

Watch the video of this podcast here: https://youtube.com/live/kQ2pCthVN5Q

Stamp Duty Calculator: https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#!/intro

First time buyer offer email template: https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell o...

All my links: https://linktr.ee/movinghomewithcharlie

5FF 28 March 2025

Chancellor’s Spring Statement Confirms Bleak Future (Sasha Breaks it down in grim detail)
https://youtu.be/6Yui6WioDys?si=e1uM3IvUy9Vxi4VU

OBR Forecasts Mortgage Rise by 1% (page 52)
https://obr.uk/docs/dlm_uploads/OBR_Economic_and_fiscal_outlook_March_2025.pdf

ONS revises down UK housing wealth by £2.2tn.
https://www.ftadviser.com/uk-economy/2025/3/24/household-wealth-2-2tn-less-amid-ons-calculation-change

Foxtons Overvaluing by 25% to get business
https://x.com/moving_charlie/status/1904170887995064542/photo/1

£2bn new...

Watch the video of this podcast here: https://youtube.com/live/-GzlLl7-6CQ

https://linktr.ee/movinghomewithcharlie

Try my website bestagent.co.uk if you're moving home.

My Website: mhwc.co.uk

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancing

Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or l...