Real Estate Crunch

40 Episodes
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By: Anita Hummel

Real Estate Crunch is about giving your real and honest thoughts about real estate. We strive to provide you with real answers and real information about everything to do with Real Estate. The Real Estate Crunch podcast is for anyone interested in real estate, property, land, eco-friendly housing alternatives - anything to do with real estate, real property, and real life. Check out our blog - real-estate-crunch.com

Can Green Homes Really Make a Difference for Our Future?
#21
Last Thursday at 4:00 AM

As the world becomes increasingly aware of environmental issues, the concept of sustainable living is gaining traction. Sustainable living refers to a lifestyle that aims to reduce an individual’s or society’s use of the Earth’s natural resources. One of the most impactful ways to embrace sustainability is through green homes—properties designed with energy efficiency and environmental consciousness in mind. 

Listen in as we explore the real benefits of sustainable living, why it matters now more than ever, and how homeowners can take practical steps to live greener.

👉 Click here to read more...


What Happens If You Work With an Unlicensed Real Estate Agent?
#20
07/11/2025

In the intricate tapestry of real estate transactions, where the exchange of properties reflects dreams and investments, the player who dares to partake without proper licensure walks a perilous tightrope. Positioned at the nexus of legal mandates and ethical business practices, the temptation to bypass licensing requirements presents a siren call, fraught with unseen treacheries that jeopardize the offender and the innate structure of the market itself. 

As we explore the complexities of the consequences of unlicensed real estate practice, a nuanced understanding of legal, financial, professional, and ethical dimensions emerges as essential armor for those navigating t...


What Kind of Mortgage Is Right for You?
#19
07/04/2025

Buying a home is one of the most significant financial decisions most people will make. For most, this involves taking out a mortgage. With so many options available, it can be overwhelming to decide which one is right for you. This guide explains the most common types of mortgages, their pros and cons, and how interest rates affect them. At the end, you’ll find 15 FAQs to help you make an informed decision.

👉 You can read more about Types of Mortgages Explained: A Comprehensive Guide by clicking here.

#RealEstateCrunch #MortgageTips #FirstTimeHomeBuyer #Mortg...


What’s the Typical Timeline for Buying a Home?
#18
06/25/2025

Buying a home is an exciting process—but how long does it actually take? From getting pre-approved for a mortgage to finally closing, each step comes with its own timeline. While the exact time can vary depending on your market, financing, and other factors, having a clear understanding can help reduce stress and improve planning. 

Listen now to hear Anita from the #RealEstateCrunch podcast break down the full timeline, answer 15 common questions, and help you get ready for your next move. You can also click here to read more about how long it takes to buy...


Are You Ready for the Real Cost of Buying a Home in U.S. Cities?
#17
06/19/2025

Buying a home is one of the biggest financial steps you’ll ever take—but are you prepared for all the hidden costs? On this episode of Real Estate Crunch with host Anita, we explore the overlooked expenses that go far beyond the listing price and mortgage. From inspections and appraisals to property taxes, insurance, and HOA fees, these costs can surprise even experienced buyers. 

We also compare what these hidden costs look like in five major U.S. cities—Phoenix, Salt Lake City, Orlando, Chicago, and Milwaukee—and answer your top questions about the true cost of homeow...


Should You Choose a New Build or an Older Home When Buying?
#16
06/04/2025

One of the first questions people ask when buying a home is, “Should I buy a brand-new construction home or go with an existing, older property?” Each option has its pros and cons—from upfront costs and customization to long-term maintenance and resale value. 

Anita dives into these key factors on this episode of Real Estate Crunch. Want to know more? Click here to read the full blog and tune in now to help you make the right decision for your home purchase.

 #RealEstateCrunch #HomeBuyingTips #NewConstructionVsOlderHome #RealEstateAdvice #BuyAHome #HousingMarket2025 #RealEstatePodcast #FirstTimeHomebuyer

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What Steps Should You Take When Buying Your First Home?
#15
05/28/2025

Buying your first home can feel overwhelming, but you're not alone. In this episode of Real Estate Crunch, Anita breaks down the entire process—from saving for a down payment to finally getting the keys. We’ll answer common questions and share practical tips that make this big decision feel more manageable. 

Listen now, and click here to read more about How Do I Buy a First Home? A Step-by-Step Guide for First-Time Buyers.

 #RealEstateCrunch #FirstTimeHomeBuyer #HomeBuyingTips #BuyAHomeGuide #RealEstateAdvice #HomeOwnership #DownPaymentHelp #StepByStepHomeBuying

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Is It Better to Hire a Real Estate Agent or Handle the Sale Yourself?
#14
05/23/2025

Buying or selling a home is one of the most significant financial transactions people will ever make. With such high stakes, it’s natural to wonder whether you should hire a real estate agent or handle the process independently. While some buyers and sellers successfully go the DIY route, others find that hiring an agent makes the process smoother and more efficient.

Click here to read more and listen in as Anita explores the pros and cons on this episode of Real Estate Crunch.

#RealEstateCrunch #RealEstateAgent #BuyOrSellHome #FSBOTips #HomeBuyingAdvice #HomeSellingHelp #RealEstateDecisions #PropertyTips

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What Drives Real Estate Prices and Trends Today?
#13
05/08/2025

The real estate market is constantly shifting, influenced by factors like the economy, population growth, and financial trends. In this episode of Real Estate Crunch with Anita, we break down how supply and demand shape housing prices and investment opportunities. Understanding these fundamentals can help you make smarter choices whether you're buying, selling, or investing. 

Listen now or click here to read more about how the real estate market works.

#RealEstateCrunch #RealEstateMarket #HousingTrends #SupplyAndDemand #PropertyInvestment #RealEstateTips #HomeBuyingAdvice #RealEstate2025

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What Should You Look for in the Best Real Estate Investment Location?
#12
04/30/2025

Location is one of the most critical factors in real estate investment success. Choosing the right area can determine a property’s profitability, appreciation, and rental yield. Whether you’re a seasoned investor or just starting out, knowing what makes a location valuable is key.

Listen to this episode of #RealEstateCrunch with host Anita, and click here to read more about how to find the best location for real estate investment.

#RealEstateCrunch #RealEstateTips #PropertyInvestment #LocationMatters #InvestmentProperty #RealEstateInvesting #MarketResearch #RentalIncomeTips

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Are You Falling for These Common Real Estate Scams?
#11
04/23/2025

Unfortunately, scams—and the risk of being scammed—have become a part of everyday life. Nowhere is this more critical than in the world of real estate. From rental fraud to title scams, knowing the red flags can save you from financial loss and legal issues.

Whether you're buying, renting, or investing, don’t miss this episode of Real Estate Crunch with Anita—click here to learn how to protect yourself.

#RealEstateCrunch #RealEstateScams #RentalFraud #HomeBuyingTips #RealEstateAdvice #AvoidScams #PropertyInvestment #HomeSecurityTips

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What Are the 8 Hidden Costs of Homeownership That Buyers Miss?
#10
04/10/2025

Buying a home is a major financial decision, but many prospective homeowners overlook additional costs beyond the purchase price. From property taxes to maintenance and unforeseen repairs, these hidden expenses can quickly pile up. Understanding these costs is essential for anyone looking to buy a home and can help prevent financial stress.

In this episode, Anita breaks down the often-missed expenses of homeownership to help buyers plan effectively. You can read more about 8 Hidden Costs of Homeownership: What Buyers Need to Know

 #RealEstateCrunch #HomeBuyingTips #HiddenCosts #Homeownership #FinancialPlanning #RealEstateAdvice #PropertyTaxes #HomeMaintenance

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How Can You Negotiate the Best Price When Buying a Home?
#9
04/03/2025

Buying a home is one of the biggest financial decisions you’ll ever make, and negotiating the right price is key. A strong negotiation strategy can save you thousands or help you secure your dream home. In this episode, we share expert tips to help you confidently navigate the home-buying process and get the best deal possible.

Listen now, and for more insights, click here: How to Negotiate the Best Price When Buying a Home


#RealEstateCrunch #HomeBuyingTips #RealEstateInvesting #NegotiationSkills #HomeBuyersGuide #BuyingAHome #SmartHomeBuying #PropertyInvestment

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Is It Safe to Move Back In Right After Home Renovations?
#8
03/27/2025

When you renovate your home, you picture a sparkling, refreshed space awaiting you at the finish line. But is it really safe to move back in right away? The answer is yes—but only if the work is fully completed, everything is dry and undamaged, and all necessary inspections have been passed. 🎧 Listen now to learn more, and click here to read the full article: Can I Move Into My Home Immediately After Renovations?

#RealEstateCrunch #HomeRenovation #MovingInAfterRenovation #HomeImprovementTips #RenovationSafety #HomeownersGuide #PropertyUpgrades #SafeLiving

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How Do Rising Interest Rates Impact Homebuyers and Sellers?
#7
03/19/2025

Interest rates play a crucial role in the housing market, shaping home affordability and influencing buyer and seller decisions. Since most homebuyers rely on mortgages, even small rate changes can significantly impact borrowing costs. Rising interest rates create a ripple effect, affecting demand, pricing, and overall market trends. Listen now to understand how these changes influence real estate and what they mean for your next move.

You can read more about Why Rising Interest Rates Affect Homebuyers and Sellers by clicking here: https://real-estate-crunch.com/why-rising-interest-rates-affect-homebuyers-and-sellers/

#RealEstateCrunch #InterestRates #HousingMarket #HomeBuying #HomeSelling #MortgageRates #RealEstateTrends...


What Makes Property Values Go Up Over Time?
#6
03/11/2025

Buying a piece of real estate is a huge investment, so understanding what drives property appreciation is essential. Property values increase due to factors like location, market demand, and economic growth, making it a crucial consideration for investors and homeowners.

In this episode of #RealEstateCrunch, Anita breaks down the key elements that impact property appreciation and how you can use this knowledge to your advantage.

Listen now, and click here to read more about Understanding Property Value Trends: What Drives Appreciation?

 #RealEstateCrunch #PropertyValue #RealEstateInvesting #HomeBuyingTips #MarketTrends #RealEstateGrowth #InvestmentStrategy #HomeValue

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What Common Mistakes Do Home Sellers Make—and How Can You Avoid Them?
#5
02/26/2025

Selling a home can be a complex and emotional process. For most people, it’s one of their most significant undertakings, and mistakes can lead to delays, lower offers, or even a failed sale. In this episode of Real Estate Crunch, Anita highlights the top 15 mistakes home sellers make and shares practical tips to avoid them.

🎧 Listen now to ensure your home sale goes smoothly—and click here to read more about the top mistakes and how to sidestep them!

#RealEstateCrunch #HomeSellingTips #AvoidHomeSellingMistakes #RealEstateAdvice #SellYourHomeRight #HomeSellingProcess #PropertySellingTips #RealEstatePodcast

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When Should You Buy a Home? Key Insights into the Real Estate Market
#4
02/19/2025

The real estate market is an ever-changing environment influenced by various factors, from seasonal trends to economic conditions. If you're considering purchasing a home, timing is key to determining how much you’ll pay and how smooth the buying process will be. While the housing market can be unpredictable, understanding seasonal patterns and key influences can help you make informed decisions.

Listen to our latest episode as we explore the best time of year to buy a home, why it matters, and how to maximize your advantage in the market.

You can read more about Th...


What Are the 5 Main Types of Real Estate Investments and Which One Is Right for You?
#3
02/11/2025

Real estate has long been regarded as a reliable and potentially lucrative investment avenue. However, not all real estate properties are created equal. According to the National Council of Real Estate Investment Fiduciaries (NCREIF), the five main types of real estate investments—multifamily, industrial, office, retail, and hotel—each come with unique risks and rewards. Listen in as we break down these investment types, their pros and cons, and what you should know before making a move.

📢 Tune in now! Click here to read more: 5 Types of Real Estate Investments and Their Pros and Cons

#R...


Is Urban or Suburban Living the Better Real Estate Investment?
#2
02/04/2025

The debate between urban and suburban living has evolved with shifting demographics, work trends, and economic realities. For real estate investors, deciding where to invest—city centers or suburban neighborhoods—depends on key factors like property values, lifestyle preferences, and long-term growth potential. Some markets favor urban areas for their amenities and appreciation potential, while others highlight the affordability and space offered by the suburbs.

🎧 Click here to explore the latest trends and insights: The Future of Urban vs. Suburban Living: Where Should You Invest?


#RealEstateCrunch #UrbanVsSuburban #RealEstateInvesting #PropertyTrends #HousingMarket #InvestSmart #RealEstatePodcast #FutureOfHousing

Suppo...


Fixed or Variable Rate Mortgages: Which One Is Right for You?
#1
01/22/2025

Choosing between a fixed-rate and a variable-rate mortgage is a crucial financial decision for homebuyers. Your choice depends on factors like your comfort with risk, the stability you seek, and how much predictability you need in monthly payments.

In this episode of Real Estate Crunch, Anita breaks down the pros and cons of each mortgage type, helping you decide which one aligns best with your financial goals and lifestyle.

Ready to make an informed decision? Listen now and click here to read more about The Pros and Cons of Fixed vs. Variable Rate Mortgages.

<...


How Are AI and Virtual Tours Revolutionizing Real Estate?
#32
12/18/2024

Artificial Intelligence (AI) is transforming industries across the globe, and the real estate sector is no exception. From predictive property analytics to immersive virtual reality (VR) tours, these technologies are redefining how properties are marketed, sold, and experienced.

Join Anita on this episode of Real Estate Crunch as she explores how AI and VR are reshaping the real estate landscape, boosting efficiency and customer satisfaction.

Click here to learn more about How AI And Virtual Tours Are Transforming The Real Estate Industry.


#RealEstateCrunch #AIInRealEstate #VirtualTours #PropTech #RealEstateTrends #TechInRealEstate #FutureOfHousing #InnovationInRealEstate

...


What Makes A Place A Great Place To Invest In Real Estate? 8 Reasons
#31
12/13/2024

Investing in real estate is one of the most significant financial decisions many people make, and the question of where to invest often arises. In this episode of Real Estate Crunch, Anita explores the essential factors that define a great real estate investment location.

Learn about personal considerations, economic indicators, and the importance of long-term growth potential to guide your decisions. Click here to dive deeper and read more about What Makes A Place A Great Place To Invest In Real Estate? 8 Reasons.

#RealEstateCrunch #RealEstateInvestment #PropertyGoals #InvestSmart #MarketInsights #RealEstateTips #FinancialFreedom #InvestmentPlanning

...


What Makes A Neighborhood The Perfect Place To Call Home?
#30
12/03/2024

Your dream home isn’t just about the house—it’s about the neighborhood! The right area can boost your quality of life, ensure safety, and offer a place you’ll love for years to come. Whether you’re looking for top schools, a sense of community, or long-term value, finding the perfect spot is key.

Tune in to Real Estate Crunch with Anita to uncover 10 game-changing factors to consider, or dive deeper by clicking here: What Makes A Neighborhood A Great Place To Buy.


#RealEstateCrunch #FindYourDreamNeighborhood #HomeBuyingTips #RealEstateSecrets #DreamHomeJourney #NeighborhoodPerfection #RealEstateGoals #SmartHomeBuying

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What Are Your Rights and Responsibilities as a Tenant in the U.S.?
#29
10/29/2024

Renting a home or apartment comes with a set of rights and responsibilities for both tenants and landlords. Understanding tenant rights and responsibilities is crucial for fostering a harmonious living environment and ensuring that legal obligations are met.

Our podcast dives into the essential rights and responsibilities of tenants in the U.S., as defined by state and local laws and typically outlined in lease agreements. Listen to our latest episode or read more by clicking here.

#RealEstateCrunch #TenantRights #RentalTips #RealEstateAdvice #RentingInTheUS #LegalObligations #LandlordTenant #PropertyManagement

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Do Landlords Need To Provide You With A Fire Extinguisher?
#28
10/23/2024

Safety is a paramount concern for both tenants and landlords when it comes to rental properties. One common question is whether landlords are required to provide fire extinguishers. In this comprehensive guide, we explore the legal requirements surrounding fire extinguishers in rental properties, differences in regulations across states and cities, and offer practical advice for both tenants and landlords.

You can read more about it by clicking here: Do Landlords Need To Provide You With A Fire Extinguisher?.

#RealEstateCrunch #TenantRights #LandlordTips #RentalSafety #PropertyManagement #FireSafety #HousingLaws #HomeSecurity

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Do Landlords Have to Provide Air Conditioning?
#27
10/01/2024

As temperatures rise globally, many renters are questioning whether landlords are obligated to provide air conditioning. This concern is especially relevant for tenants in hotter climates, where lack of AC can severely impact daily life. The answer largely depends on your lease agreement and where you live.

Tune in for a detailed guide on these factors, and find out what steps to take if your AC stops working, or read more by clicking here.

#RealEstateCrunch #TenantRights #AirConditioning #HotClimateLiving #LeaseAgreement #RentersGuide #LandlordObligations #HomeCooling

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Can Landlords Raise Your Rent? A Comprehensive Tenants Guide
#26
09/25/2024

Renters across the country are feeling the pressure of rising prices, with more renters than affordable properties in many areas. This often gives landlords an upper hand in raising rental prices. What can you do if your landlord raises your rent and it threatens your budget?

Listen to our latest podcast to understand your rights, local laws, and steps you can take to address a rent hike, or read more by clicking here.

#RealEstateCrunch #TenantRights #RentIncrease #AffordableHousing #LandlordTips #HousingMarket #RealEstateAdvice #Budgeting

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What Are the Key Rights and Responsibilities of Landlords in the U.S.?
#25
09/04/2024

Being a landlord involves balancing rights and responsibilities that ensure proper management of rental properties and fair treatment of tenants. In this episode of Real Estate Crunch, host Anita explores 15 essential rights and responsibilities every U.S. landlord should know to foster strong tenant relationships and stay compliant with the law. From defining what it means to be a landlord to clarifying the limitations on landlord rights, this guide has you covered.

Listen in to gain valuable insights, or read more by clicking here.

#RealEstateCrunch #LandlordRights #RentalPropertyTips #TenantRelations #PropertyManagement #LandlordResponsibilities #USLandlords #RealEstateAdvice

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How Can You Master Your Final Walk-through Checklist in Real Estate?
#24
08/27/2024

Embarking on the path of real estate purchasing is an adventure filled with critical milestones, including the final walk-through. This crucial step ensures that the property meets your expectations and standards. We'll explore key components often overlooked and how modern technology can boost the efficiency of your inspection.

Listen to our latest podcast to gain confidence in mastering this process, or read more by clicking here.

#RealEstateCrunch #FinalWalkthrough #RealEstateTips #HomeBuying #PropertyInspection #RealEstateChecklist #Homebuyers #RealEstateAdvice

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What Do Banks and Mortgage Companies Look for When Approving a Mortgage?
#23
08/13/2024

Securing a mortgage is a significant financial commitment and a critical step towards homeownership. Not everyone who applies for a mortgage gets approved, as banks and mortgage companies have stringent criteria to ensure borrowers can manage their payments over time.

Tune in to this episode of #RealEstateCrunch, where we delve into the key factors lenders consider during the mortgage approval process and offer tips to boost your chances of getting approved. To read more, click here.

#MortgageApproval #HomeOwnership #RealEstateTips #MortgageLenders #HomeBuying #FinancialPlanning #RealEstateCrunch #MortgageProcess

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What Are the Basics of Market Economies?
#22
08/06/2024

Tune in to the Real Estate Crunch podcast hosted by Anita to explore the basics of market economies. A market economy is a system where economic decisions and the pricing of goods and services are guided by the interactions of a country’s citizens and businesses. Unlike a planned economy, where the government makes all decisions, a market economy relies on the forces of supply and demand to allocate resources efficiently.

Read on as we look into the fundamental principles of market economies, their advantages and disadvantages, and the factors that influence their functioning. Click here to re...


What's the Difference Between Fixed-Rate and Adjustable-Rate Mortgages?
#21
07/30/2024

Two primary mortgage types are often considered when looking at home financing options: fixed-rate mortgages and adjustable-rate mortgages (ARMs). Each mortgage type offers distinct advantages and potential drawbacks, depending on the borrower’s financial situation, market conditions, and long-term plans. This episode will delve into the details of fixed-rate mortgages and ARMs, providing a comprehensive overview of their features, benefits, disadvantages, and ideal scenarios.

You can read more about Understanding Fixed-Rate and Adjustable-Rate Mortgages by clicking here.

#RealEstate #HomeLoans #MortgageTips #FixedRateMortgage #AdjustableRateMortgage #Finance #HomeBuying #RealEstateAdvice #RealEstateCrunch

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What Are Zombie Mortgages and How Can You Protect Yourself?
#20
07/23/2024

There’s been increasing discussion about a term known as “Zombie Mortgage.” Many homeowners have found themselves unexpectedly dealing with this type of mortgage. A zombie mortgage usually happens with a second mortgage. It occurs when a homeowner believes their second mortgage has been forgiven or forgotten, but it still exists. These mortgages, metaphorically rising from the dead, can haunt homeowners years after they thought the debt was settled.

You can read more about Zombie Mortgages and How to Protect Yourself by clicking here.

Listen now to Real Estate Crunch with Anita to learn more! #RealEs...


What Are Mortgages and Why Do They Matter?
#19
07/16/2024

When buying a house, most people will put down a down payment and then pay off the remaining balance through a mortgage. However, many may not realize that, over time, they pay more than the home’s actual value due to interest. It’s interesting how few people fully understand mortgages, even though they have one on their property. Join Anita on Real Estate Crunch as we delve deeper into the details of mortgages, helping you understand how they work and why you pay more than the home’s initial price. By the end, you’ll have a clearer picture...


Why Is Understanding the Assessed Value of a Home Crucial for Buyers?
#18
06/24/2024

Tune in to Real Estate Crunch with Anita as we explore why understanding the assessed value of a home is crucial for buyers. Many buyers use the assessed value to gauge the property’s overall worth and to ensure they are not overpaying. By comparing the assessed value with the market value, you can better assess whether the property is priced reasonably and make a more informed purchasing decision. Understanding this distinction is crucial for financial planning and negotiating a fair price.

You can read more about Understanding The Assessed Value Of A Home: 15 Key Reasons For Ho...


Is Kelo v. City of New London a Case of Eminent Domain Abuse?
#17
06/18/2024

Join Anita on Real Estate Crunch as she delves into the landmark Supreme Court decision in Kelo v. City of New London and its impact on eminent domain laws. Susette Kelo and her neighbors were forcibly removed from their properties under the pretext of eminent domain for private development, a development that ultimately did not occur for many years. This case exemplifies the misuse of eminent domain powers and the devastating consequences for property owners.

You can read more about Kelo v. City of New London: A Case of Eminent Domain Abuse by clicking here.

...


Why Do Assessed Home Values Matter?
#16
06/11/2024

Join Anita on Real Estate Crunch as she dives into the crucial topic of assessed home values and why they matter. If you’re looking to purchase a home or property, especially for the first time, navigating the myriad of legal terms and jargon can be overwhelming. One critical distinction that often confuses new buyers is the difference between the assessed value of a home and its market value. Although these terms might appear to refer to the same thing, they represent two very different valuations. Listen in to gain clarity and make informed decisions on your property journey.

...


Do You Know Your Rights? Exploring The Fifth Amendment, Eminent Domain, and Property Condemnation
#15
06/05/2024

Join me as we delve into the intricate realm of property rights and government powers under the Fifth Amendment. From eminent domain to property condemnation, we'll unravel the complexities and implications of these legal intricacies on the latest episode of Real Estate Crunch.

You can read more about Understanding The Fifth Amendment, Eminent Domain, and Condemnation Of Property by clicking here.

#PropertyRights  #FifthAmendment  #EminentDomain  #CondemnationLaw  #LegalComplexities  #RealEstateLaw #GovernmentPowers #KnowYourRights

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Why Are Condemned Properties a Growing Issue in the United States?
#14
05/31/2024

Join Anita on Real Estate Crunch as she delves into the complex issue of condemned properties in the United States. Having grown up in a 130-year-old farmhouse that her parents diligently maintained, Anita shares a personal perspective—despite her sisters' jokes, the house was in good condition and passed inspection when sold. Tune in to understand the factors that lead to properties being condemned and the impact it has on homeowners and communities.

You can read more about The Complex Issue Of Condemned Properties In The United States by clicking here.

#RealEstate #PropertyManagement #HomeOwnership #CondemnedProperties #Ho...