Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan. Schedule your complimentary 15-minute phone call today! https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Will You Have Enough Money to Retire?
Don’t run out of money before you run out of life—build a written retirement income plan you can count on.
Large, poorly timed withdrawals and RMD surprises can wreck a portfolio—separate income from growth and let a tax plan, not emotions, drive your decisions.
🔗 LINKS & RESOURCES
👉 Schedule a free 15-minute call https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube
Newsletter: https://cdfinancial.com/newsletter
Free Resources Library: https://cdfinancial.com/resources
Mentioned in the Video:
TSP Funds (C, S, I, G): https://www.tsp.gov/
Social Security basics: http...
5 Common DIY Retirement Income Mistakes — What to Watch Out For
DIY retirement income often fails not because of market drops—but because emotional selling, poor tax planning, and wrong withdrawal timing silently drain your savings.
For many DIY retirees, the fatal five are market corrections, shifting from accumulation to income without a strategy, lack of access to durable income instruments, mismanaged tax implications, and uncertainty about whether their money will last through retirement.
🔗 LINKS & RESOURCES
👉 Schedule a free 15-minute call https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube
Newsletter: https://cdfinancial.com/newsletter
Free Resources Library: https://cdfinancial.com/resources
👋 WHO WE ARE
CD...
What Happens If Your Federal Retirement Check Is Late?
How to survive a delayed federal retirement pension check? Avoid financial ruin by building your bridge plan now.
Many federal retirees are shocked to find that not only is the regular pension delayed for months, but even the first estimated check may be missing — you need a bridge strategy in place so you aren’t left without income.
This channel helps federal employees and retirees protect their financial security by providing clear retirement planning strategies, income-gap solutions, and the tools you need to transition into retirement with confidence. Subscribe for expert guidance, real stories, and acti...
Recession Proof Your Retirement
“Lead a charted retirement course by separating income assets from growth assets for true recession‑proof peace of mind.”
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Chapters
0:00 – Welcome & intro: What does "recession-proof your retirement" really mean?
0:46 – Chuck’s ocean swimming analogy – being knocked down but getting back up in retirement
4:09 – Why retirees must pay attention to recessions and sequence of returns risk
6:26 – “Do’s vs. Don’ts”: The dangers of pulling...
Are You Keeping Too Much Cash In Hand or In The Bank?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dza...
“You don’t need to work longer, you just need a better plan.”
⌚ Timestamps / Chapters
0:00 – Introduction: Holding Too Much Cash? – Charles introduces the question: is your money sitting idly—and losing value?
0:40 – The Comfort vs. Inflation Trap – Why that “feel-good” bank balance may actually be shrinking in real terms.
0:59 – Real Yield After Taxes – The sting of a 33.3% total tax drag on interest income.
1:33 –...
Social Security Ferness Act - Why it Matters How do You Benefit
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“The Social Security Fairness Act ensures fairness for public servants who planned wisely in their careers — they should never be penalized for planning well.”
⌚ Timestamps
0:00 – Introduction: What Is the Social Security Fairness Act?
0:36 – Storytime: From VCRs and Blockbuster to Uncle Joe’s Last Acts
2:08 – What Were WEP & GPO and Why Did They Exist?
3:24 – Who Was Impacted: CSRS, Teachers, Police, Fire, Railro...
They Called It Beautiful—The Bill That Changes the Game
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“The Big Beautiful Bill is putting more money in your pocket—through bigger deductions, senior benefits, and opportunities to turn tax savings into retirement freedom.”
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🔗 LINKS MENTIONED
Free Events & Webinars: https://cdfinancial.org/attend-an-event/
Schedule with Charles: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
⚙️ MY FREE WEBINARS
Is Your Old Federal Job Calling You Back? Here’s What to Know and Why!
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Federal job rehiring isn’t just about a paycheck—it’s about purpose, security, and knowing if going back is the right move for your future."
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🔗 LINKS MENTIONED
Schedule Your Complimentary Consultation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Attend My Free Webinars...
What Happens If You Return To Your Federal Job?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Returning to federal service? Your prior years still count—if you didn’t take a refund, you keep that service credited.”
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Connect with CD Financial for More Insights:
Twitter: CDFinancial_LLC
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Facebook...
Can You Really Get Your Federal Job Back? Don’t Miss This Secret About Federal Job Rehiring!
What happens if I get hired back? A supplemental annuity?
What is a Redetermined Annuity? Five years might be big! What’s the catch? Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Maximizing your federal pension by understanding supplemental annuities when rehired”
⌚️ Timestamps
0:00 – Can I get hired back to my federal job? The kicker explained
0:24 – How supplements work if you return while collecting a pension
0:46 – What happens if you haven’t built your “high‑3” salary average
1:14 – The impact of 5 years of rehire: redetermined...
How Can Health and Wealth Work Together?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Everything’s going to be all right. You won’t be left destitute. You’ve got people who care."
Chapters
0:00 – Podcast Introduction
0:30 – The Power of Decency & Brisket for the Soul
2:15 – Mental Health in Retirement Transitions
3:13 – When You Feel Anxious, We Feel It Too
6:45 – Don't Be Anxious About Tomorrow
8:44 – What You Have Today Might Be All You Need
11:00 – Staying...
Why Do Millionaires Use This Simple Rule to Asses Risk Tolerance?
“Use the Rule of 100 to assess your risk tolerance and ensure your retirement income remains stable.”
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Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
⌚️ Timestamps
0:00 – Introduction & What the Rule of 100 Means
0:31 – How the SEC Supports the Rule of 100 (100 minus your age)
0:57 – Why CD Financial finds Rule of 100 too conservative
1:32 – Income‑first approach for retirees: Why volatility...
What Happens If You Retire With No Plan?
You don’t need to work longer, you just need a better plan. Schedule a consultation here to tailor a retirement plan aligned with your purpose and health: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Find your health‑style in retirement—keep moving your body, mind, and heart.”
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⚙️ MY FREE WEBINARS
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Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
👋 WHO AM I?
I’m Ch...
OBB One Big Beautiful Bill Impact | How This New Bill Helps Your Family Save Money!
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“One Big Beautiful Bill: What It Means for Your Wallet and Your Family”
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Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc
⌚️Timestamps
0:0...
What Happens If You Just Hold Cash?
Want help making your cash actually work for you? Schedule a complimentary consultation to tailor a plan that fits your unique financial landscape: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Don’t let inflation silently erode your savings—build a tax-smart plan so your cash isn’t just sitting there losing value.”
💌 Sign up for my free weekly email newsletter: https://cdfinancial.org/media/#newsletter
⚙️ MY FREE WEBINARS
https://cdfinancial.org/attend-an-event/
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-fin...
FEHB in Retirement: What You Need to Know Now! How Does it Change?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Your FEHB doesn’t really get more expensive in retirement — it just changes from biweekly to monthly payments, and that simple shift trips up a lot of retirees.”
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🔗 LINKS MENTIONED
▶️ FEHB Open Season Video – How to compare plans: https://youtu.be/QvMDKfsFXLg
▶️ Survivor Benefit E...
Pay Less in Retirement Taxes
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Pay less in retirement taxes—because every dollar you keep is a dollar that can work for your future."
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🔗 LINKS MENTIONED
Free Tax Planning Webinar: https://cdfinancial.org/attend-an-event/
IRS Tax Resources: https://www.irs.gov/retirement-plans
TSP Inform...
How Early Can I Submit My Retirement Packet?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Submitting your retirement packet early is the smartest way to avoid a delayed first pension check.”
💌 Sign up to my free weekly email newsletter
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Complimentary Retirement Packet Review Call:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
⚙️ MY FREE WEBINARS
https://cdfinancial.org/attend-an-event/
Connect with CD Financial for...
Planning Retirement. Will My Pension, Social Security, and TSP be Enough? How to Replace My Income?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Will your pension, Social Security, and TSP really be enough to maintain your lifestyle in retirement?"
💌 Sign up to my free weekly email newsletter
https://cdfinancial.org/media/#newsletter
🔗 LINKS MENTIONED
Institute for the Achievement of Human Potential: https://iahp.org
GRB Platform (Pension Estimate Reference)
In-N-Out Burger: https://www.in-n-out.com
...
Who is Going to Process My Retirement?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
You can retire confidently when you have a plan... but who is processing your paperwork—and why it matters more than ever?
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🔗 LINKS MENTIONED
OPM Retirement Center: https://www.opm.gov/retirement-services/
⚙️ MY FREE WEBINARS
https://cdfinancial.org/attend-an-event/
Conne...
How to Care for Your Spouse's Future | FEHB Survivor Benefit
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"The only way your spouse keeps FEHB after you die is by electing the survivor benefit—don’t make this avoidable mistake."
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🔗 LINKS MENTIONED
▶️ How Survivor Benefits Work: https://cdfinancial.org/survivor-benefit-guide
📘 Retirement Toolkit: https://cdfinancial.org/tools
⚙️ MY FREE WEBINARS
https...
What Most Federal Employees Don’t Know About Their Money & Why They Get Bad Advice!
“Not all financial advice is created equal — and for federal employees, the wrong advice can cost you thousands.”
You don’t need to work longer, you just need a better plan.
Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Why federal employees get bad financial advice – and what to do instead
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🔗 LINKS MENTIONED
• Medicare Part B and federal retirees video:https://www.youtube.c...
Who is going to Process My Retirement Now?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Eventually, your retirement will get processed… unfortunately, ‘eventually’ might be a lot longer than you thought."
Chapters
0:00 - Introduction: Will your retirement actually get processed?
0:30 - The disappearing retirement counselors
2:15 - A heartbreaking client story from the Treasury
3:13 - Real-time retirement guidance via Zoom
6:45 - The silent crisis: HR departments are overwhelmed
8:44 - False sense of security: Who’s re...
Federal Employees PAUSE Before Cancelling This Benefit! - FEGLI Group Life Insurance
You don’t need to work longer—you just need a better plan.
Book your complimentary consultation to design a strategy aligned with your retirement goals:
👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
📽️ About This Video
If you're a federal employee nearing retirement, don't cancel your FEGLI benefits too soon. In this video, Charles explains the real cost of giving up Basic Group Life Insurance and walks you through smarter reduction strategies.
Quote: "Financial security doesn't always mean adding more—sometimes it means preserving what you've already earned."
💌 Get My...
The Biggest Mistake Feds Make With Retirement Advice!
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Federal employees often receive bad financial advice from well-meaning coworkers, impacting their retirement. Knowing your federal benefits is crucial, especially when it comes to retirement planning. Secure your future with a solid plan, focusing on your federal employee benefits.
"You want a plan in place that’s in writing, integrates all your benefits, and lasts as long as you do."
Chapters
...
Maximizing Admin Leave Benefits - What Does it Look Like? Yes, You Can Pursue Other Things.
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Administrative leave isn’t just time off—it’s a rare opportunity to prepare your future while still getting paid."
Chapters:
0:00 - Introduction to Administrative Leave
2:38 - Understanding Administrative Leave Benefits
8:15 - Maximizing Your Time on Administrative Leave
11:46 - Planning for Retirement During Leave
15:11 - Entrepreneurial Opportunities on Administrative Leave
18:11 - Health Tips: Rucking for Fitness
Conn...
Administrative Leave Explained
Support the show
When to Retire? Should I Stay or Should I Go?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Retirement isn't about quitting work. It's about gaining the freedom to choose what matters most."
Chapters
0:00 - Introduction
0:30 - When Is the “Right” Time to Retire?
2:15 - Why Age 62 Isn’t the Golden Number for Everyone
3:13 - Considering Your Pension & TSP Income
6:45 - What Happens If You Retire at 57 Instead?
8:44 - The Hidden Cost of Delaying Retirement
11:0...
Retire Now or Retire Later? How Can You Find Out What Your Federal Pension Is Worth?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"The most important decision you make ..."
Chapters
0:00 - Introduction
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/
Subscribe and Stay Updated: Don’t miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to se...
Rejected for DRP 2.0? Here’s What You Can Do!
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"The waiting is the hardest part. But knowing your rights and understanding the DRP process can help you move forward with confidence."
Chapters
0:00 – Introduction
0:30 – What Happened to the DRP? Did You Request It?
2:15 – Agency Responses & The Brisket Analogy
3:13 – No Response? Here’s What to Do
6:45 – Highly Qualified Experts & Mission Critical Employees
8:59 - Agency-Specific Insights on DRP
12:13 - Changes in R...
Why Mindset Is Your Secret Superpower!
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"If you take care of yourself now, you're going to be so much happier later. You only get one body—treat it like it matters."
Chapters
0:00 - Introduction, Friends & Therapy
0:20 - The First Step to Winning Any Battle
Connect with CD Financial for More Insights:
Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-fi...
Age Discrimination Act | DRP Timeline for Federal Employees 40 Years or Older | 45 Days + 7 Days
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Financial security means knowing your rights, not just your numbers—especially when your future is on the line.”
📍Chapters
0:00 – What is the Older Workers Benefit Protection Act (OWBPA)?
1:10 – DRP and the 45-Day Consideration Window – The 7-Day Revocation Period After Signing
2:30 – Common Misconceptions About the DRP – Can You Accept Now and Revoke Later?
Connect with CD Financial for More Insights:
Twi...
IRS Weekly Layoffs - How Many People Have Taken the DRP? | How To Keep Going When Life Gets Tough
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Financial security isn’t just about when you retire—it’s about making sure your retirement lasts.”
Chapters
0:00 – Podcast Introduction
0:30 – Pushing Through Tough Times
2:15 – Planning a SoCal Trip: Finding Joy Amid Uncertainty
3:13 – IRS Layoffs: What’s Happening and Why
6:45 – How Many Employees Have Taken the DRP?
8:44 – Impact on Cities and Local Economies
11:00 – Retirement Scenarios: Pros and Cons of Early Retirement
12:1...
Major Federal Retirement Benefit Cuts Coming? What You Can Do to Be Prepared
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Financial security, ensuring we have enough savings and income to support ourselves throughout retirement."
Chapters
0:00 – 3 Big Proposed Changes to Federal Retirement
1:20 – Rising Contribution Costs Since 2013
2:55 – What the “High-5” Calculation Could Mean for You
3:48 – Eliminating the FERS Supplement: Is It Likely?
4:00 – What the Supplement Actually Provides
4:45 – Why You Should Know Your Retirement Numbers Now
Connect with CD Financial for Mo...
Recession Incoming? Food, Talent, & The US Economy. Prepare your mind, your money, plan your future.
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube
"The most important decision you make ..."
Chapters
0:00 - Podcast Introduction - Island Inspiration and Oceanside Seminar Reflections
1:05 - Food, Culture, and Street Market Adventures - Street Vendors and High-Quality Belts
5:55 - Are We in a Recession Right Now?
7:30 - How Recession Anxiety Impacts Federal Employees
10:00 - Commercial Real Estate and Vacancy Rates
12:00 - The $2.7 Trillion Commercial Debt Is...
VERA, VSIP, RIF, DSR | Is Your Retirement Plan Clear?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Chapters
0:00 - What VERA, VSIP, RIF, and DSR Mean for You - Early Pension: The Hidden Danger
1:10 - Why Inflation Is Your Silent Threat - How a Static Pension Shrinks Over Time
1:45 - Solutions: How Part-Time Work Can Protect You - Planning for Growth: Protecting Your TSP and Savings
2:30 - How to Improve Your Lifestyle With a Written Retirement Income Plan...
Retiring from the Government Too Soon? Inflation Could Ruin Your Plans
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Inflation doesn't just raise prices—it shrinks your lifestyle. Your plan is your protection."
Chapters
0:00 - Podcast Introduction
0:50 - What Does "Sharing the Stoke" Mean?
3:13 - Dangers of Retiring Too Early
6:45 - Understanding Inflation in Simple Terms
8:44 - How Inflation Impacts Pensions
11:00 - Real-Life Cost Comparisons: Pre- vs. Post-COVID
12:10 - Mindful Spending in Retirement
13:23 - The...
How to Access TSP before 59 ½ - No Penalty?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Chapters
0:00 - Podcast Introduction
0:30 - Best Burger Joints Idea
2:15 - Retiring Early: Can You Access TSP or 401k?
3:13 - 59½ Rule Explained for Early Access
6:45 - 55 Rule: The Key to Penalty-Free Withdrawals
8:44 - Setting Up Secure Income Before 59½
11:00 - Why Emergency Funds Matter in Retirement
12:10 - Summarizing the 55 vs. 59½ Rules
13:23 - How to Schedule Your Free Consultation
1...
Understanding Basic FEGLI Group Life Insurance Benefits For Federal Employees
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Financial security, ensuring we have enough savings and income to support ourselves throughout retirement."
Chapters
0:00 – What is Basic FEGLI Group Life Insurance?
0:25 – The Government’s Contribution Explained – What Happens at Retirement?
0:50 – Understanding the 75% Reduction Option
1:05 – Cost Breakdown Before and After Age 65 – Premiums Become Zero at 65: Here's What That Means
Connect with CD Financial for More Insights:
Twitter: /CD...
IRS Weekly RIFs Layoffs - How to Prepare Yourself for a Challenging Work Environment
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
"Financial security means knowing your benefits, your rights, and your options — even when the future is uncertain."
Chapters
0:00 - Weekly RIFs and Mental Toll at the IRS
0:45 - DSR: What Happens If You Get RIF’d - Vera-Like Qualifications You May Already Meet
2:02 - Minimum Retirement Age (MRA)? - Supplemental Payment: What You Need to Know
3:03 - No COLA Until A...
