Passive Cash Flow Podcast

🎙 Passive Cash Flow Podcast EP.192 |  Why I’m Totally Unemployable (And Financially Free)

Watch the video podcast on  📺 YouTube: https://youtu.be/QsDIZgSMelE

To join our investor waitlist, schedule a call with a member of our team here: https://calendly.com/pcg-patrick/30min-1

In this episode of the Passive Cashflow Podcast, host Aaron Fragnito sits down with franchise expert Kim Daly to explore how franchising serves as a powerful vehicle for financial freedom and professional autonomy. Moving beyond the misconception of "buying a job," the discussion highlights how investing in proven systems allows entreprene...

🎙 Passive Cash Flow Podcast EP.191 |  AI Just Changed Real Estate Forever

In this episode of the Passive Cash Flow Podcast, we dive into how New Silver is using AI to automate underwriting, speed up approvals, and fund deals in days instead of weeks. Learn how instant pricing, AI document review, and automation are reshaping the future of real estate finance.

If you’ve ever thought real estate lending feels outdated, today’s guest
is here to prove you right—and show you a better way. Kirill Bensonoff
is a seasoned fintech entrepreneur and the Co-Fou...

🎙 Passive Cash Flow Podcast EP.190 |  Stop IRS Audits: The Truth About Crypto Tax Software

In this episode of the Passive Cash Flow Podcast, crypto tax expert Janna Scott explains how her research into the inaccuracies of mainstream crypto tax software led her to develop a more precise tool that successfully halted IRS audits. If you enjoy this content, Like and Subscribe for more! 

 Janna Scott is the founder and visionary behind DeFi Tax, a groundbreaking platform designed to bring clarity and compliance to the complex world of cryptocurrency tax reporting. With a career rooted in precis...

🎙 Passive Cash Flow Podcast EP.188 | How To Avoid The Stupid Tax

If you’ve ever wanted to learn real estate from someone who’s seen it all—booms, busts, and everything in between—today’s guest is your guy. Luis [Lou-eee] A. Belmonte [Bel-mawn-te] is a seasoned real estate developer with over 40 years of experience. As principal at Seven Hills Properties, he specializes in retail, multifamily, and industrial developments. A founding partner at AMB Property Corporation (now Prologis), Luis is also a U.S. Navy veteran and author of Real Estate 101, Street Dog MBA, Street Dog Negotiator, and Street Do...

🎙 Passive Cash Flow Podcast EP.189 | Institutional Money vs. The 80% Rule They Won't Teach You

In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with self-storage expert Joe Downs, co-founder and CEO of The Belrose Group. Joe shares his transition from the financial and multifamily sectors into the "recession-resistant" world of self-storage, an asset class he describes as real estate without "toilets, tenants, and trash".

Joe is a lifelong entrepreneur and Villanova University alumnus with extensive experience across securities, mortgage, and hospitality. As CEO of The Belrose Group, he focuses on mod...

🎙 Passive Cash Flow Podcast EP.187 | Revealing Andrew McNair's $300 Million Property Strategy

Andrew McNair is the President & Founder of SWAN Capital. He manages over $300 million in assets, exited an 8-figure personal real estate portfolio, and has 10+ years of experience in real estate investing including multi-family, RV parks, storage, short term, and industrial properties. Andrew enjoys sharing his knowledge with others.

 He is a public speaker, an adjunct professor, host of a weekly radio show called “What Your Money Would Say” and podcast host of Rich Young & Powerful. Some of his guests have been Dr. Ben Carson, Larry th...

🎙 Passive Cash Flow Podcast EP.186 | Could Washington's Spending Ignite a Financial Meltdown?

Can the US government keep spending like we're in a recession? Earl Yaokasin and host Aaron Fragnito dive into the shocking truth about Washington's "rampant spending" and the financial end game no one is talking about.

 What if your financial advisor invested in the exact same portfolio as you—because they believed in it that much? Today’s guest does exactly that. Earl Yaokasin [Yeow-kah-sin], CFA, is a fiduciary investment manager with more than 20 years of experience and a value investing approach inspired by Warre...

🎙 Passive Cash Flow Podcast EP.185 | Self Directed IRA Rules You NEED to Know

Most people don’t realize their IRA doesn’t have to sit in a Fidelity account forever following whatever the S&P 500 does. In today’s episode, we break down how self-directed IRAs work, why only a small percentage of investors use them, and how taking control of your retirement can open the door to real estate, private funds, and alternative investments you actually understand.

We’re joined by Anne Marie Rogers of Inspira Financial to discuss:
✔ The difference between traditional and self-dire...

🎙 Passive Cash Flow Podcast EP.184 | Can't Afford a Home  Try Multifamily Investments

Meet the "Mad Scientist of Multifamily," Neal Bawa, as he breaks down the private sector solution to the urgent housing affordability crisis.

As a data guru and CEO of Grocapitus, Neal treats his $250+ million-dollar multifamily portfolio as an ongoing experiment in efficiency, driven by the belief that "Data beats gut feel by a million miles." Learn how this unique, data-driven approach to multifamily investment and asset repositioning is the blueprint for creating homes, addressing the affordability gap, and driving significant profit for his 300+ inve...

🎙 Passive Cash Flow Podcast EP.183 | Beyond the Flip: The 'Three Payday' Creative Financing Model

Chris Prefontaine, Chairman and Founder of **Smart Real Estate Coach**® and a **4x best-selling author**, reveals his trademarked system for generating massive profit in real estate without bank loans or personal guarantees!

In this episode, Chris shares his strategies for thriving in any market, including:

🔑 **The Three Payday System:** How to structure deals that generate upfront cash, monthly cash flow, and a big back-end payday on every property exit.
🏡 **Acquire Property Creatively:** Learn to use strategies like **Subject To (Sub2...

🎙 Passive Cash Flow Podcast EP.182 | The New Jersey Housing Market is in Chaos!

Soco Construction discussed New Jersey's high-demand, high-cost real estate market on the Passive Cash Flow podcast. The 100% employee-owned firm, known for projects like the Monmouth Mall redevelopment, now faces a skilled labor shortage, a greater hurdle than current material prices. Developers navigate complex affordable housing rules via creative strategies for municipal approval.

The crucial first steps for new developers are building a strong team and conducting a site evaluation well before breaking ground, with early contractor involvement key to cost and regulatory man...

🎙 Passive Cash Flow Podcast EP.181 | Rich Person's Banking Strategy with Roth IRAs

M.C. Laubscher, founder of Producer's Wealth and host of the Cash Flow Ninja podcast, explains the concept of infinite banking. This financial strategy uses high cash value life insurance policies to create a personal banking system.

• Wealth Building: It allows you to build wealth by using a personal banking system to finance your business and real estate investments.

• Guaranteed Growth: Money in the policy is guaranteed to grow tax-free.

• Leverage: You can borrow against your policy's cash value with a ta...

🎙 Passive Cash Flow Podcast | Unlocking Wealth in Northern NJ: A Quick Guide!

Looking to unlock wealth through real estate? People's Capital Group (PCG) helps investors build and preserve wealth by focusing on multifamily and mixed-use buildings in northern New Jersey. Every opportunity is put through a rigorous, institutional-level underwriting and due diligence process to ensure its potential. PCG's vertically integrated business model, with an in-house management company, gives them unparalleled control.

To unlock wealth through real estate, PCG employs several key strategies:

• Buy properties at discounted prices, taking advantage of compressed cap rates.
<...

🎙 Passive Cash Flow Podcast | From Zero to Wealth Jeremy Dyer's Real Estate Secrets

Jeremy Dyer is a successful real estate investor, author, and podcast host who transitioned from a career in tech sales to passive real estate investing. He began his real estate journey in 2012 by fixing and flipping houses with his wife and father. After having twins in 2015, he shifted his focus to passive investing as a limited partner, ultimately investing in over 40 deals. Jeremy has experienced both highly successful "grand slam" deals and significant losses, including some where he lost 100% of his money, particularly from dea...

🎙 Passive Cash Flow Podcast | BUY a Business with ONLY 10% Down?

In this episode of the Passive Cash Flow Podcast, host Aaron Fragnito sits down with finance expert, entrepreneur, and investor George Otel of US Business Funding. If you’ve ever wondered how to buy a cash-flowing business like a laundromat with just 10% down, this episode breaks down everything you need to know—from SBA loans to how to optimize your business for sale.

George has helped 400+ companies secure funding and has structured over $50 million in business loans. Whether you're trying to buy a gas station, car was...

If you're looking to pay ZERO federal Income tax then this episode is for you. Isaac Weinberger joins the Passive Cash Flow Podcast and breaks it down. He is a visionary tax advisor and Cost Segregation Expert Advisor, whose mission is to help property owners reduce tax liabilities and build meaningful connections in the real estate industry. Specializing in cost segregation, he strategically allocates property costs to accelerate tax deductions, having helped clients offset over $200,000,000 in tax liabilities.

Beyond his professional accomplishments, Isaac is passionate about networking and fostering relationships within the real estate community. He's a...

Discover the real story behind rental cash flow in 2025 with note investing pioneer Eddie Speed. With over 40 years in the business and more than 50,000 notes purchased, Eddie explains why rental properties are underperforming—and how switching to discounted mortgage notes can significantly increase your returns.

In this episode:
•Why traditional rental cash flow is declining in 2025
•How seller financing can dramatically outperform renting
•How to structure and sell high-yield mortgage notes
•What non-QM loans are and why they’re key to this strategy
•Real math comparing rental vs. note cash flow in today’s market...

Ash Patel, a full-time Commercial Real Estate investor and managing partner of Invest Beyond Multifamily, transformed his career after 15 years in the corporate world. His journey into commercial real estate began with a pivotal discovery: the superior benefits and passive profit potential of non-residential properties over residential ones.

Over the last 15 years, Ash has specialized in purchasing, developing, and improving diverse commercial assets including retail, warehouse, office, industrial, and mixed-use, consistently achieving extraordinary returns. Known for his hands-on approach and unique method of identifying and enhancing commercial real estate, Ash also mentors aspiring investors through his formal...

Want to raise FAST Capital? This video reveals the power of the 'Know, Like, Trust' factor, showing you how to connect with investors on a deeper level. Master these principles to get the funding you need quicker.

Dave Dubeau is a real estate capital-raising expert, author, and podcast host.

Since 2012, he has helped over 200 real estate investor clients raise over $325 million in private capital.

Now, through his new Capital Convo Podcast Service, Dave is helping syndicators leverage a podcast to consistently book 20+ accredited investor meetings a month.

#KnowLikeTrust, #CapitalRaising, #InvestorRelations, #InvestorStrategy...

Discover the surprising money mistakes even the ultra-wealthy make and learn how to avoid them with Homer Smith on the Passive Cash Flow podcast with Aaron Fragnito. Gain expert insights into wealth preservation, tax strategies, estate planning, and navigating complex financial transitions to secure your financial future.

Homer Smith is a Private Wealth Advisor with over 23 years of industry experience, Homer has dedicated his practice to working with business owners and families of wealth with complex financial planning needs. His mission is to simplify the lives of his clients by quieting the noise that surrounds them both...

A&E Reality TV Star Dave Seymore joins the Passive Cash Flow Podcast to explain how he was able to land a lead position on "Flipping Boston" for multiple seasons to build his brand and teach people how to flip houses. Dave breaks down everything from how he got selected to the show, the experience of being a participant on a reality TV show, how much he was compensated and how he was able to turn the popularity into multiple businesses. Dave explains his investment firm and Florida developments he's working on as well.

Dave Seymour, a...

Registered Investment Advisor Andres Sandate with GP Wealth Advisors explains why many savvy investors are diversifying more and more capital into alternative investments and moving away from the volatility of the stock market. Everyone from accredited investors, family offices and institutional investors are seeking under the radar alternative investment opportunities from experienced sponsors. Andres also explains how operators can team up with RIA's, wholesalers and Broker Dealers to raise more capital and gain exposure to more investors.
 
Andres Sandate joined Gramercy Park Wealth Advisors in 2022. In addition to being a financial advisor, he is responsible for alternative i...

Dave McGuire, Co Owner of tax firm McGuire & Sponsel, joins the show to explain how to pay less taxes using a cost segregation study, savvy tax planning, and long term tax strategy. If you are seeking to keep more of your hard earned money and pay less taxes, this episode is for you. Dave McGuire has years of experience helping people implement tax saving strategies that may be unknown to many.

Dave McGuire, co-founder of McGuire Sponsel, is a leading expert on cost segregation, fixed assets, and depreciation law. He has reviewed real estate portfolios ranging in...

LP Investment Expert and Linkedin Celebrity Aleksey Chernobelskiy joins the Passive Cash Flow Podcast to discuss how new and experienced LP (Limited Partner) investors can determine if an investment opportunity is fairly structured and a smart investment to meet their personal financial goals.

Aleksey Chernobelskiy has reviewed hundreds of LP investment opportunity and can advise LP's if the GP fees are too high, is the structure fair, are the assumptions too optimistic, and how the investment opportunity compares to what else may be available in the LP space. Before you invest in your next LP deal, contact...

Registered Investment Advisor Steve Selengut joins the show to explain how he helps people invest with the main focus of creating income. Steve helps people prepare for retirement and retire with confidence using income investment strategies that allow for a large amount of diversification and market volatility resilience. With Steve's income investing approach, investors can aim to create consistent distributions with protection from market downswings which is a perfect recipe for retirement or people seeking to retire sooner.

Steve Selengut is the #1 Amazon bestselling author of Retirement Money
Secrets (2023). He is an income independence coach with...

Do you have an IRA or 401k that you think could make stronger returns through alternative investments? 

Joe Fulvio joins the Passive Cash Flow Podcast to explain how to self direct your IRA or 401k into alternative investments such as real estate using Cama Plan. 

It's easier, faster and more affordable than you might think. Joe will explain what you can and can't do with your self directed IRA, who you can invest with and who you can't invest in. If you want to take control of your retirement account and grow your nest egg fa...

Grant Shipman joins the Passive Cash Flow Podcast to explain how to turn large single family homes into cash flow machines through a strategy known as co-living. This entails leasing each room in a house to a difference tenant. The goal is to attract quality tenants that create a positive living environment and maintain the property nicely. 

This allows landlords to double or triple the cash flow on an asset and create a positive experience for single people seeking to live in a friendly environment. This little unknown strategy must be implemented properly to work and Grant d...

Tom Clayton joins the Passive Cash Flow Podcast to explain how he went from being a running back on the NE Patriots to starting his own real estate investment company and repurposing real estate. Tom Clayton, former NFL running back from 2007-2013 (NE Patriots 2010-2011), transitioned into real estate development immediately post NFL retirement, forming Touchdown Realty Group LLC with business partner and wife Kelly, who too was a very passionate student-athlete, gaining her business management degree while also playing collegiate softball. Since 2014, Kelly and Tom have successfully closed over a hundred real estate transactions, while developing over 150 luxury...

DJ Van Keuren joins the Passive Cash Flow Podcast to explain the world of Family Offices and how he has helped them build their wealth, primarily in real estate, over the last few decades. DJ drops some valuable nuggets for how people can connect with Family Offices and build a business relationship with them. DJ is able to speak from personal experience in that he created the Family Office Real Estate Institute that teaches how Family Offices can preserve and build their wealth through real estate.
 
Currently a Co-Managing Member of Evergreen Property Partners, a Family Office R...

Peoples Capital Group is proud to announce a new investment opportunity located in a high demand Northern NJ market targeting an IRR between 19% - 20% and a 2X equity multiple over 5 years. 

PCG reviews hundreds of off market opportunities to source one value-add apartment building for their passive investors to partake in. This is a classic mismanaged Class C building that can be repositioned into a Class B building through cap ex renovations, adding desirable amenities and improved management. 

The location allows tenants to commute into NYC in less than 1 hour and is near schools, shops an...

Real Estate investor, and Lifestyle enthusiast, Emma Powell joins the Passive Cash Flow Podcast to explain how she has created financial freedom through investing passively in real estate, allowing her and her family to travel the country and world at large. Emma has an interesting structure of lending money out to flippers using "hard money loans" so investors can earn a high interest rate and secure their money through real estate title. Enjoy two experienced investors discussing the fundraising landscape in today's market and how to build a passive income machine leading to an easier, more enjoyable lifestyle.
<...

PCG is proud to announce that they will soon be accepting capital from 1031 exchanges! This means you can sell a property, indefinitely defer capital gains tax on the profit from the sale, roll the capital into PCG's next private offering, enjoy passive cash flow, equity and tax depreciation all 100% passively. 

This is a great option for people that want to continue to invest in real estate, have equity in a property but don't want to continue to be a landlord. By completing a 1031 tax exchange, one can take advantage of incredible tax benefits, continue to enjoy the b...

Dr. Hoa Nguyen joins the show to explain her incredible story from growing up as a refuge in the Philippines to owning a successful optometry practice to creating financial freedom through real estate investing. Hoa tells her story from making a few rookie mistakes in the beginning of her real estate investing career to learning how to successfully syndicate apartment building acquisitions and help other people build their wealth in real estate alongside her husband.

Dr. Hoa Nguyen is a philanthropist, international speaker, mentor, and best-selling author, optometrist, accredited investor, devoted mother, and the dynamic CEO and...

In this episode, Aaron Fragnito explains how Peoples Capital Group helps people build their wealth through multifamily properties and why they select this popular asset class to build their clients wealth. Aaron details the benefits of apartment building ownership and what new investors need to know about underwriting investment opportunities in the multifamily space. Aaron also explains how savvy investors determine the best operators to team up with and why this asset class remains strong even as interest rates remain high. Don't miss this in depth analysis of how new investors can multiply their wealth through this recession resilient...

David Homan joins the Passive Cash Flow Podcast to explain how he helps Family Offices connect with the people or services they require to fulfill their passions and preserve their wealth. David started his career as a classical musical composer but in time transitioned to build a network of connectors and high networth individuals through the years to help connectors connect. He specializes in understanding people's passions and then connecting them with other people who can help them achieve their goals and passions. If you are a connector, family office or aspiring to network with family offices, this is...

In this episode, Aaron Fragnito Co Founder of Peoples Capital Group, explains how the PCG Debt Fund allows qualified investors to invest confidently in real estate. Aaron explains the rules of the fund for PCG and how investors capital is protected. This episode also summarizes the target returns for investors and the investor experience for this fund. This is not a solicitation for funds as any potential investor must qualify before reviewing any information regarding the PCG debt fund.

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Enhance your real estate investing knowledge !
Learn more at https://www.peoplescapitalgroup.com/

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Natalia Sosnina joins the show to explain how Terra Strategies purchases distressed debt and how they improve the loan performance to sell the debt for a profit. 

Distressed debt comes in many shapes and sizes such as mortgages, business debt and defaulting bonds. Natalia explains why Terra Strategies is currently focusing on debt in the office building and bond space. Although purchasing distressed debt has risks, the upside can be sizable depending on the asset class and market / business performance.
Learn more at: https://www.terrastrats.com/

Natalia Sosnina is a structured finance expert w...

Tzvi Weiser joins the Podcast from Israel to explain the experience living in Jerusalem while war is raging. Living in Israel over the last 25 years, Tzvi has seen his fair share of hardship and terrorism. Tzvi and Aaron also discuss the latest government overreach veiled as the Corporate Transparency Act. The new law will enforce small businesses report more information to the federal government about company owners. This bureaucratic invention comes with stiff fines for anyone who dares not fall in line so it's important all small business owners follow the requirement or face being fined out of business...

Peoples Capital Group is launching a new real estate fund open accredited investors. This fund will focus on acquiring distressed Class C and B apartment buildings throughout NJ, stabilizing the assets and selling them for a profit over 3 - 5 years. This is a Reg D 506(c) open to accredited investors only. No investment decision can be made until the prospective investor has reviewed the PPM in its entirety. This is not a solicitation for funds, tax advice or legal advice.
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Enhance your real estate investing knowledge !
Learn more at https://www.peoplescapitalgroup.com/

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The Lazarex Cancer Foundation joins the show to explain how to help people with cancer who are struggling with the financial burden created from cancer care. One of the biggest costs often not covered by insurance is the cost of traveling to and staying near your specialist for cancer care. The Lazarex Cancer Foundation solves just that problem. Learn how you can make a difference in cancer victims lives!

lazarex.org
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Enhance your real estate investing knowledge !
Learn more at https://www.peoplescapitalgroup.com/

00:00 Intro
02:16 Make a Difference
09:20 Dana...