The Peoples Voice Podcast

In 2025, crime rates in the U.S. have declined, but what is causing it?  While crime rates in the U.S. have reportedly declined between 2020 and 2025, it's hard to ignore the persistent skepticism surrounding these claims. Is it a decrease because of policing reforms, community initiatives, and economic recovery or is it simply the result of underreporting or shifting definitions of what constitutes a crime.

The aging population in U.S. prisons has become an increasingly urgent issue, with a growing number of elderly inmates incarcerated. As the U.S. prison system continues to grapple with this issue the elderly population—often suffering from chronic health conditions—presents unique challenges. Older prisoners tend to require more medical care, and their declining health can strain already-overburdened prison healthcare systems. Additionally, the cost of housing elderly prisoners is higher, prompting debates about the ethics and practicality of keeping aging individuals incarcerated for crimes committed long ago, especially those who pose little threat to society.  



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Pharmacy Benefit Managers (PBMs) play a powerful role in the U.S. healthcare system by managing prescription drug benefits for insurers, employers, and government programs. However, their complex pricing models, rebate structures, and reimbursement practices have drawn criticism for contributing to rising healthcare costs and the closure of corporate and independent pharmacies. This has led to financial strain on large and small pharmacies, forcing many to shut down, which reduces patient access to essential medications and care—especially in underserved communities—while doing little to reduce out-of-pocket costs for consumers.

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Enrollment levels in United States public schools have been steadily declining in recent years, a trend accelerated by the COVID-19 pandemic. Millions of students left public school systems, with many seeking learning alternatives. This drop is driven by a combination of demographic shifts, including lower birth rates, and growing dissatisfaction with public education quality and safety. The shift raises concerns about educational equity, as underfunded schools disproportionately affect low-income and marginalized communities.

The business of youth sports in the U.S. has transformed what was once a cornerstone of childhood development into a high-stakes, profit-driven machine that is eroding its very foundation. What should be a source of joy, growth, and community has become a system marked by exclusion, exploitation, and pressure. Private clubs and elite travel teams prey on families' hopes, demanding thousands of dollars for access to opportunities that were once freely available in schools and local leagues.  Those who cannot afford to buy in are left behind, not because of lack of talent, but because they lack the financial m...

Budget cuts to USDA food programs, like the ones that provide meals to schools and food banks, are becoming a big problem in the United States. These programs such as the National School Lunch Program (NSLP) help to provide lunch to students, and food banks. But because of recent government spending cuts, this could make it harder for families to get healthy food, which is especially important for many disadvantaged kids who often rely on school lunch for their daily meals.

#dialysis #dialysiscenter #healthcareindustry 

Many dialysis centers in the U.S. operate under a profit-over-people model, prioritizing financial gain over patient care. Dominated by a few large for-profit corporations, these centers often cut corners—understaffing facilities, rushing treatments, and neglecting critical safety protocols—to maximize revenue. As a result, in a recent CBS news investigation it has been discovered that many centers are plagued by poor conditions, including overworked and unqualified staff, leading to increased risks and death for some patients. This corporate-driven fast food model approach has drawn criticism for putting vulnerable lives at risk in the name of co...

Exploring the growing challenges facing America’s aging population in securing affordable, accessible, and safe housing. As more seniors find themselves struggling with rising costs, outdated infrastructure, and limited options. I review a story out of Missouri City, TX where senior residents have lived in a apartment building for 2 months without a working elevator. This highlights the systemic issues and poor solutions shaping the future of senior living in 2025 and failure of the public and private sectors to face the realities of a population that is living longer without adequate options to quality housing.

As summer travel season ramps up in the U.S., travelers face an increasing risk of falling victim to scams targeting tourists. Fraudulent offers for vacation rentals, fake tour packages, and deceptive travel insurance schemes are just a few examples of the pitfalls waiting for the unsuspecting. Scammers often exploit the excitement and urgency surrounding last-minute bookings, leaving travelers vulnerable to financial loss or even identity theft. For those planning summer trips, staying vigilant—by verifying service providers, using secure payment methods, and reading reviews—can help minimize the risks and ensure a smoother, safer vacation experience.

The growing debt from Parent PLUS loans has become a significant financial burden for many older Americans. With limited repayment options compared to federal student loans for students, these loans often carry high interest rates and lack income-driven repayment plans tailored to parents. As a result, many borrowers in their 50s, 60s, and even 70s are forced to use their retirement income or delay retirement altogether to make monthly payments. This growing trend underscores the long-term impact of financing higher education through parent loans and raises concerns about financial security for aging borrowers.

In the U.S., slumlord apartment owners—landlords who neglect maintenance and exploit tenants—have become a worsening problem amid the housing crisis. As affordable housing becomes increasingly scarce, vulnerable renters are forced to accept substandard living conditions, with issues like mold, broken plumbing, and lack of heating going unresolved. The soaring cost of rent and stagnant wages leave tenants with few alternatives, giving slumlords more power to ignore regulations without consequence. This crisis, exposes the urgent need for stronger tenant protections and enforcement of housing codes.

A recent report from the Maryland Equitable Justice Collaborative reveals a stark racial disparity in the state's incarceration rates: while Black Marylanders constitute approximately 30% of the population, they represent 71% of those incarcerated in state correctional facilities. This disproportionate representation underscores the systemic targeting of Black communities and individuals experiencing poverty within the criminal justice system. The report highlights how historical injustices, such as slavery and segregation, have evolved into modern practices that continue to criminalize poverty and disproportionately affect Black residents.

Nicotine pouches, marketed heavily by companies like Philip Morris, are becoming increasingly popular, especially among younger audiences. These products are designed to be discreet and easy to use, often promoted as a "safer" alternative to smoking, despite the fact that they still contain nicotine, an addictive substance. The FDA’s authorization of nicotine pouches has raised concerns, as it could be seen as a green light for companies to market directly to youth, who may not be aware of the long-term health risks.

Congress recently overturned a rule that would have limited how much banks and credit card companies can charge in late fees. Now,  if you miss a payment, you could get hit with a hefty fee, sometimes $30 or higher. This change will hit people with low incomes the hardest, especially those already struggling to keep up with bills. Critics say it’s unfair and just helps banks profit more off vulnerable people, while supporters argue that higher fees are necessary to keep the financial system running smoothly and to encourage people to pay on time. I discuss this and ways for you...

The issue of mail theft within the U.S. Postal Service (USPS) has become a growing concern, with employees themselves being implicated in the theft of valuable packages and personal mail. Some workers have been caught intercepting mail, stealing cash, gift cards, and other valuables.. In response, the USPS Office of the Inspector General (OIG) has been actively investigating the matter, conducting audits, tracking suspicious activities,  but the problem remains a significant challenge for the organization.

The Trump administration’s decision to end the DOJ’s settlement agreement on Lowndes County’s sewage crisis marked a major setback in environmental justice and reignited concerns about environmental racism. The agreement, launched under Biden, aimed to address severe household sewage dispoal issues in the predominantly Black rural county. Citing a ban on federal DEI initiatives, the Trump administration’s move highlights the continued neglect of marginalized communities facing environmental health risks.

Ageism significantly contributes to homelessness among Americans aged 55 and older, as highlighted in the 2024 HUD report. This demographic often faces unique challenges, such as limited income opportunities, especially due to job discrimination based on age. As individuals age, they may experience bias in hiring practices, reduced job security, or forced retirement, leaving them without the financial means to secure stable housing. In the workplace, ageism manifests through stereotypes, such as the assumption that older workers are less adaptable or less tech-savvy, which can hinder their chances of employment or promotion. Without sufficient support, older Americans are at increased risk of...

Book bans in U.S. public schools and libraries continue to escalate, with PEN America reporting a significant rise in the number of book challenges, particularly those addressing race, gender, and LGBTQ+ themes. The group found hundreds of books targeted for removal or restriction, reflecting broader efforts led by organizations like Moms for Liberty, which pushes to limit access to books they deem inappropriate for children. The Southern Poverty Law Center has reported that these efforts often align with political and ideological movements, aiming to restrict educational content. Critics argue that these bans harm intellectual freedom and limit students' exposure...

Predatory lending through earned wage advance apps and payday loans disproportionately targets vulnerable low-wage workers, particularly those in the gig economy or service industries, many who earn less than $50K per year. These individuals, often living paycheck to paycheck, are drawn to the promise of quick cash but are hit with exorbitant interest rates, sometimes exceeding 300% APR's. According to the Center for Responsible Lending, these high rates and hidden fees can quickly spiral out of control, trapping borrowers in a cycle of debt. Instead of providing relief, these loans often exacerbate financial instability, leaving workers worse off and caught in...

The ongoing discussion around NIL (Name, Image, Likeness) deals, their tax implications, and the future of college athletics has been heating up in recent years. One key topic is whether NIL deals should be tax-exempt, with some arguing that athletes should not be taxed for using their own name and likeness, while others maintain that they should be treated like any other form of earned income. In this episode I discuss NIL deals, states that are pushing for tax exemptions on NIL Deals, and the House Vs. NCAA settlement.

The opioid settlement, which resulted in billions of dollars from major pharmaceutical companies like Johnson & Johnson, McKesson, Cardinal Health, and AmerisourceBergen, is designed to address the opioid crisis by funding addiction treatment, prevention, and recovery efforts. Critics argue that the distribution process lacks transparency and being misdirected toward administrative costs rather than direct support for addiction recovery.  

In this episode I discuss the opioid settlement, where the money is going and what is currently the state of the opioid crisis in America.

Wage theft is a serious issue in the United States, particularly affecting low-wage workers like restaurant staff, retail employees, and home care workers. Employers often fail to pay employees for overtime, force them to work off the clock, or withhold tips, leaving workers with less than they’re owed. It’s estimated that U.S. workers lose billions of dollars each year due to wage theft. While some states have enacted stronger laws and enforcement mechanisms, the problem persists, and many workers are unaware of their rights or too afraid to report abuse.  In this episode I reivew where this occur...

In 2024, the U.S. sports betting industry experienced unprecedented growth. This surge in betting activity led to a record $13.71 billion in revenue significantly up from 2023's numbers. However, this expansion has been accompanied by a significant rise in gambling addiction.  While the sports betting industry has achieved record revenues, this growth has been accompanied by increased gambling addiction rates and a concerning decline in the financial stability of a significant portion of the U.S. population.  In this episode I review sports betting in the U.S.,  the addiction its creating and the cost its having on the bettors finances.  #pgam

The U.S. faces a growing national debt. President trump has proposed reductions in civilian government workers in an effort to curb spending, aiming to decrease the size of the federal workforce and reduce operational costs. Taxes are primarily collected to support these large-scale programs and fund government operations, but with a large debt load and increasing healthcare costs, the financial strain on the system continues to grow. In this episode I discuss U.S. government spending, U.S. debt and the billions of dollars lost each year because of Medicare/Medicaid fraud.

The turnover of superintendents in school districts across the United States has become a significant concern, with many districts experiencing frequent changes in leadership. This instability in leadership can have a profound impact on both the functioning of school districts and the education of children. This disruption is further compounded by the fact that superintendents often receive substantial buyouts as part of their contracts when they leave, whether through resignation or termination. These buyouts, often funded by public resources, can be seen as an unnecessary financial burden on the district, diverting funds that could be better spent on direct educational...

People leave their jobs in the U.S. for a variety of reasons, including seeking better pay, career growth, work-life balance, or a more supportive work environment. However, studies have shown race can play a significant role in these decisions as well. The decision to leave a job is often influenced not just by personal career goals, but by the broader social and organizational dynamics that impact an individual’s experience in the workplace. In this episode I discuss why people leave their jobs and the influence race has on those decisions. 

The escalating cost of homeowners insurance in the 21st century has raised concerns about its role in perpetuating discrimination, particularly among people of color. For many Black, Hispanic, and Indigenous families, the cost of insurance becomes an insurmountable barrier to protecting their homes, leading to higher rates of underinsurance or going without coverage altogether. Many argue that the situation represents a form of modern discrimination that exacerbates long-standing racial and economic divides.

Dry January, a month-long challenge where individuals abstain from alcohol, has gained significant traction in recent years as part of a broader global shift toward reduced alcohol consumption. This trend is particularly pronounced among Gen Z, a generation that is increasingly rejecting excessive drinking in favor of healthier lifestyles. Studies show that globally, alcohol consumption has been declining, with younger generations leading the charge. in this episode I discuss this movement, the health effects and how this will continue to change the global landscape of drinking habits in the coming years. 

New Year, New You.....Right?
Goal planning and self-assessment are powerful tools for personal growth and achievement. By clearly defining our goals, we create a roadmap for success, which helps us stay focused and motivated. Self-assessment allows us to reflect on our progress, identify strengths and areas for improvement, and make necessary adjustments along the way. One of the most effective practices in goal-setting is writing down your goals, as it transforms abstract desires into concrete objectives. This simple act of writing helps manifest your intentions by reinforcing your commitment and clarifying your vision. In this episode I discuss...

In a time that is typically associated with joy, togetherness, and celebration, domestic violence  often increases during the holiday season. Experts have said the pressure to meet societal expectations of family togetherness, gift-giving, and financial stability can create stress, frustration, and conflict, which may escalate into abusive behavior. Abusers may use the holiday season as an opportunity to exert control over their victims, manipulating them emotionally or physically under the guise of maintaining "family traditions" or appearances. 

In this episode I discuss domestic violence during the holidays, the signs to look out for and how to get help. 

According to a recent WalletHub survey, U.S. consumers are still paying off debt from last holiday season. To make matters worse more and more Americans relying on credit cards and other forms of debt to cover the cost of gifts, travel, and other seasonal expenses. What many dont realize is that  debt can create a ripple effect, contributing to higher stress levels, anxiety, and several other physical health issues. In this episode I discuss holiday debt, its effects and how to avoid it.

Despite spending more on healthcare than any other nation, the U.S. consistently lags behind in key metrics like life expectancy, access to care, and overall population health. One concerning aspect is the salary disparity within nonprofit hospitals, where many CEOs are earning salaries in the millions, raising questions about the ethical implications of such high compensation in institutions that are meant to serve the public good. In this episode of I discuss the perceptions of the U.S. Healthcare system compared to its realities.

Thanksgiving, as a national holiday in the United States, continues to be celebrated each year, but it is increasingly being questioned due to its origins rooted in violent colonialism and the displacement of Indigenous peoples. While the holiday is often framed as a time for giving thanks and enjoying family gatherings, it is important to acknowledge that its origins was part of a broader pattern of colonization that led to the genocide and forced assimilation of Indigenous communities. The celebration of Thanksgiving often overlooks the suffering and loss endured by Native Americans, whose land and cultures were violently taken from...

Church closings have become a growing concern in many communities, especially in the wake of changing demographics, financial struggles, and shifts in religious practices. As congregations shrink and maintenance costs rise, some churches find it increasingly difficult to sustain their operations, leading to closures. In this episode I discuss church closings in the U.S. and why they are closing.

Owning a food truck can be a rewarding business, offering flexibility and the opportunity to serve diverse communities while capitalizing on the growing trend of mobile dining. The cost of outfitting a food truck and ongoing maintenance can be significant, but with a strong brand and a well-curated menu, a food truck can attract a loyal customer base. For customers considering eating at a food truck, there are several key things to look out for to ensure both safety and quality. In this episode, I review both sides of the food truck phenomenon, from an ownership standpoint and what things...

By 2045, demographic projections indicate a significant decline in the white population in the United States, primarily due to lower birth rates and increased diversity through immigration and higher birth rates among non-white groups. This shift is likely to reshape the political landscape, as the electorate becomes more diverse, bringing new perspectives and priorities to the forefront. In this episode I discuss the changes the decline in the white population will have on the political landscape moving forward.

Voting in local elections is crucial. While national figures like Kamala Harris and Donald Trump often dominate headlines, local leaders make decisions that affect our daily lives—like funding for schools, public safety, and infrastructure. Eventhough local elections do the most to empowers citizens voter turnout in these elections remain low. In this episode I talk about the impact and the importance of voiting in local elections.

When it comes to funeral services in the U.S., the costs seem almost designed to catch families off guard. With average burial expenses soaring between $7,000 and $12,000 and cremation services still running between $3,000 and $7,000, one can't help but wonder who really benefits from such prices. The Federal Trade Commission's Funeral Rule is supposed to ensure transparency, but does it truly level the playing field, or just create the illusion of choice?

Nursing homes in the United States, numbering over 15,000 and housing approximately 1.3 million residents, have faced significant scrutiny for issues of neglect, abuse, and documented greed. Reports have highlighted instances of inadequate care, where residents suffer from preventable health complications due to understaffing and a lack of resources. Furthermore, many facilities prioritize profit over patient well-being, often resulting in cost-cutting measures that compromise the quality of care.

Many public K-12 schools in the United States have shown troubling signs of reverting back to segregation, decades after the landmark Brown v. Board of Education decision aimed at dismantling racial barriers in education. Many students now find themselves isolated in schools that reflect deep-rooted inequalities. In this episode I review the resegregation of public education in the United States , the causes and how to address this growing issue.