Good Morning Africa
Good Morning Africa is your daily source of Economy and Business news from the continent. It is a product of @TheKFinancial, hosted by Ruth Adong.
The Africa Debt Renminbi Shift
An important signal may be emerging for African debt markets — and it’s coming from Kenya.
Nairobi has secured a debt re-profiling agreement with China, extending repayment on a 3.5 billion dollar loan by 15 years and shifting the denomination from US dollars to the Chinese renminbi.
For a continent where China remains the single largest bilateral creditor, this move could set a template.Â
Jibran Qureishi is the Head of Africa Regions Economic Research sheds light on this development.Â
To Shape Or Be Shaped By AI: The Higher Education Conversation
WE return with another conversation on AI in higher learning institutions. The Panel explore the theme to be shaped or to shape, the disruption of AI in higher education. We carry soem of the excerpts from the wISE 12
Human Resource Strategy for the Creative Economy
Instead of fearing AI replacing HR, we should focus on upskilling HR leaders to use it wisely. The future of HR must combine data and technology with empathy, integrity, and adaptability — especially in fast-moving startup environments.
Meet the CEO: Juliet Oshagbemi, Chief People and Culture Officer (Africa) at Zipline
Juliet Oshagbemi, Chief People and Culture Officer (Africa) at Zipline, walk you through the future of Human Capital Strategy.
With over 20 years of experience in human capital strategy and organizational development, Juliet has successfully built and scaled people systems in complex, fast‑paced environments.
In this session, she will cover:
• Managing teams across different generations
• The role of AI in the workplace
• Human resources in the creative economy
• And much more…
The Workplace Divide Across Generations
we take a closer look at the workplace divide across generations. Millennials, Gen Z, and boomers all see work differently — and that’s reshaping how teams function.Â
We host Juliet Oshagbemi Chief People and Culture Officer (Africa) at Zipline who talks about managing intergenerational teams .
She also talks about job security and why it isn’t about tenure anymore. It’s about the value you bring. That’s the shift redefining the future of work…
Data Sovereignty and the Future of Learning
As African universities accelerate the adoption of Artificial Intelligence, experts are calling for a model rooted in collaboration and context.
Education leaders say South–South partnerships are critical — allowing institutions to share infrastructure costs, scale successful pilot projects, and avoid costly mistakes. Networks such as the Education Collaborative are already helping universities learn from one another and co-develop solutions suited to emerging markets.
But collaboration alone is not enough.
Innovation leaders within the AfriLabs ecosystem argue that AI systems must be built on local data and trad...
AI Adoption in African Higher Education
Experts urge African universities to adopt AI strategically, focusing on value, cost, training, and strong policies to build trust and ensure sustainable integration in higher education.
Meet The CEO: Richard Yego, Outgoing CEO MTN Mobile Money Uganda
This episode features Richard Yego, the outgoing CEO of MTN Mobile Money Uganda, as he prepares to close this chapter at the end of the month.
From the evolution of mobile money to game-changing partnerships with the banking sector — and what the future holds for Uganda’s digital financial space — this is a conversation you don’t want to miss.
Africa by Air: The Real Story
African aviation is shaped by geography — from Southern Africa’s efficiency to East Africa’s structural challenges and West Africa’s untapped demand. The future depends on reliability, partnerships, and stronger aviation ecosystems.
Africa’s Flight Path: Navigating Costs and Connectivity
Africa’s aviation story right now? Two sides of the same coin.
Demand is soaring. A continent of over 1.4 billion people, fast-growing cities, and limited transport alternatives means air travel isn’t a luxury — it’s a necessity.
African airlines face some of the highest operating costs in the world, fragmented airspace, strict visa regimes, and limited connectivity.Â
Yet change is in the air.
African passengers are more informed, more demanding, and less loyal to national carriers — pushing airlines to improve reliability and deliver...
Africa’s Digital Power Shift
Across the continent, startups are developing intelligent tools, talent is growing, and innovation is accelerating. But funding gaps, weak infrastructure, and limited policy support still hold many founders back.
Right now, most investors are focused on fintech and logistics — not artificial intelligence. And many governments still see AI as a future issue, not an economic priority.
Yet globally, we’ve seen how fast things can change. When OpenAI accelerated AI adoption, investment and policy quickly followed.
Amadou Daffe CEO of Gebeya joins us for this episodeÂ
Private Capital Eyes East Africa, But Policy Risks Cloud the Outlook.
🎙️Private Capital Eyes East Africa, But Policy Risks Cloud the Outlook.
🎙️Cocoa Prices Slip Below $3,900 as Supply Outpaces Weak Demand.
🎙️Paratus Launches Fibre Link from Kenya’s Coast to Eastern DRC.
🎙️East Africa’s Services Sector Expands, But Stuck in Low‑Productivity Jobs.
Trade Without Friction: Unlocking Africa’s Competitiveness
Africa’s competitiveness in 2026 hinges on making the AfCFTA real for small and mid‑sized businesses, not just the big corporates. That means cutting red tape, simplifying compliance, and reducing trade friction so entrepreneurs can spend less time navigating bureaucracy and more time scaling across borders.
Minister Ahmed Shide Mohamed from Ethiopia ,Angela Oduor Lungati from Kenya and Minister , Yusuf Maitama Tuggar from Nigeria discuss the risksÂ
if we overload AfCFTA with agendas it wasn’t designed for we stall execution.Â
Social Enterprises: Africa’s Quiet Engine of Growth
The African Trade Report 2025 shows that social enterprises are a core part of Africa’s economy. Across the continent, there are over 2.18 million social enterprises creating tens of millions of jobs and contributing up to 3% of Africa’s GDP.
What stands out is who is driving this growth. Nearly half of these enterprises are led by women, and a third by young people. These leaders are not just building businesses, they are creating jobs for women and youth in their communities.
The report also highlights a major challenge. More than 55% of social enterprises struggle to acce...
Meet The CEO : Amadou Daffe CEO Of Gebeya
In this episode of "Meet the CEO," we welcome Amadou Daffe, CEO and Co-Founder of Gebeya.Â
Get ready for an engaging discussion that explores the impact of AI on the African continent. Amadou doesn't shy away from conversations about policy and regulation—Is now the right time to start mapping those out?
We also delve into talent retention and what support for African startups should look like.
Africa’s Youth Boom and the New Jobs Compact
Ethiopia’s message is clear: Africa’s youth jobs crisis is not about lack of labor or ambition — it’s about the high cost of doing business. Unreliable energy, logistics bottlenecks, and expensive production prevent firms from expanding and hiring at scale.
Minister of Finance in Ethiopia Ahmed Shide says Jobs are already coming from three areas: agri-food value chains, light manufacturing and industrial parks, and fast-growing urban services.
Uganda’s Digital Finance Future: Collaboration, Interoperability, and Lower Transaction Costs.
Uganda’s digital finance space is shifting fast — from closed systems to open banking. Banks, fintechs, and mobile money operators are realizing they can’t thrive alone, as the national switch and mobile money tax debates reshape how Ugandans move money.
Who Writes Africa’s AI Rules?
As artificial intelligence reshapes the global economy, Africa faces a defining moment.
The continent is producing world-class tech talent — but without fast-growing local AI companies, that talent will continue to be absorbed elsewhere, driving a new era of brain drain.
This conversation is not just about innovation, but about infrastructure: building companies, creating career pathways, and ensuring AI education shifts from memorization to practical skills in robotics, agents, and real-world problem-solving.
Amadou Daffe, Ceo and Co-founder of Gebeya joins usÂ
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Banking Consolidation in Africa: The Race for Regional Dominance
Africa’s banking sector is also seeing increased mergers and acquisitions, as institutions strategically position themselves to capture growth in high-potential regional markets.Â
These moves reflect a broader shift toward stronger, more competitive financial ecosystems across the continent.Â
This episode with Anthony Kirui is the Head of Global Markets at Absa Bank, explores mergers and Acquisitions in the African Banking sector and also explores, in part, the credit rating conversation on the continent.Â
Who Writes Africa’s AI Rules?”
As artificial intelligence reshapes the global economy, Africa faces a defining moment.
The continent is producing world-class tech talent — but without fast-growing local AI companies, that talent will continue to be absorbed elsewhere, driving a new era of brain drain.
This conversation is not just about innovation, but about infrastructure: building companies, creating career pathways, and ensuring AI education shifts from memorization to practical skills in robotics, agents, and real-world problem-solving.
Amadou Daffe, Ceo and Co-founder of Gebeya joins usÂ
Meet The CEO:Kelvin Kimutai, Breedj's Chief Upskilling Officer
On this episode of MEET THE CEO. Kelvin Kimutai, the chief upskilling officer at Breedj joins us to discuss the future of remote work.Â
He talks about closing the persistent gap between education and employment by equipping African youth with the skills, structure, and readiness needed to compete in the remote work economy.
Africa’s Future Runs on SMEs : Who Will Fund Them?
Local investment is becoming one of the clearest indicators of economic confidence across the continent. The principle is simple: foreign direct investment follows local belief.
Ethiopia is emerging after decades of economic rebuilding, now attracting significant cross-border investment from African business leaders. But challenges remain, especially for small businesses. In Ethiopia, just 2% of enterprises receive up to 90% of bank lending, leaving SMEs — the real job creators — underserved.Â
Bernard Laurendeau, Managing Director of Enkopa Lab joins us to discuss Africa’s next growth chapter and why it depends on building stronger support...
Beyond the Rankings: Absa Africa Financial Markets Index 2025
South Africa is once again top of the table in the latest Africa Financial Markets Index, scoring 86 out of 100 — even as other countries quietly make gains. Mauritius follows closely, while Uganda continues its steady climb, improving its score and ranking ahead of larger economies like Nigeria.
The index, now covering 29 African countries, is more than just a ranking. It’s a diagnostic tool — measuring how well countries are building the foundations for deep, resilient financial markets, from market infrastructure and transparency to investor access and legal frameworks.
On this episode, we’re...
Reforming Africa’s Debt Architecture: Why Relief Alone Isn’t Enough
 In the early 2000s, debt relief gave many countries breathing room — but not transformation.
 The debt was cancelled, yet the structures that pushed economies back into borrowing remained untouched.
Today, nearly half the continent is once again in or near debt distress, with some governments spending more on interest repayments than on health or education.
Digital Plumbing: Why Internet Shutdowns Break Digital Economies.
The internet in Uganda is no longer just a communication tool.
 It is economic infrastructure.
When connectivity was disrupted in Uganda, innovation didn’t pause — it unravelled
 Freelancers miss payments. Startups missed investor calls.
 And much of the damage never appears in official statistics.
Meet the CEO:Kakurah Ninsiima, Founder of Diamond Consulting
On this week’s Meet the CEO, we sit down with Kakurah Ninsiima, Founder of Diamond Consult and author of A Guide to Building Generational Wealth.
In this episode, Kakurah shares the personal experiences that shaped her deep passion for financial literacy. She unpacks how different generations perceive wealth-building, what we’ve inherited, what we’ve misunderstood — and what must change.
Building Africa with African Capital.
The East Africa Venture Capital Association is pushing for a fundamental shift in how Africa finances its own development.Â
While private equity and venture capital across East Africa are largely managed by Africans, over 99% of the capital still comes from outside the continent.
Africa’s Debt Crisis: Borrowing to Survive
Africa is staring down a growing debt crisis — one that didn’t happen overnight. Today, the continent is spending over $1.4 trillion servicing debt, even as economies struggle to grow and governments race to meet rising public needs.
In this episode, Jason Rosario Braganza unpacks how Africa got here, why some countries are defaulting, and what needs to change if the continent is to break free from this cycle of borrowing to survive.
Uganda's Elections: Problematic Tech Election
Uganda’s chaotic presidential election features internet shutdowns and the disabling of the Mobile Money withdrawal function. Welcome to yet another edition of the same election, different country.
Meet the CEO: Zambia Gospel sensation Pompi
We’re kicking off the year with Pompi — an African giant doing big numbers across the continent and sitting right at the forefront of shaping Afro Gospel in Africa.
The Africa Cup Of Nations in Numbers : Morocco looking at a $119m profit
The Africa Cup of Nations final is scheduled to take place in Rabat on January 18.Â
Morocco has set a standard for what the tournament should look like going forward.Â
We speak to Clive Kyazze of CK Sports who is currently in Morroco covering the tournamentÂ
Agroecology, what's the economic upside?
Agroecology is often framed as an environmental solution - but today, it’s also a business opportunity.
As climate pressures reshape food systems, agroecology offers a climate-resilient model that reduces risk, strengthens supply chains, and opens new sustainable markets.Â
Early adopters aren’t just protecting the planet - they’re positioning themselves for long-term commercial gain.
We are joined by Joachim Ewechu Co-Founder & CEO, SHONA Group, Ivan Mandela, CFA
CEO & Co-Founder, SHONA Capital and Fabio Leippert Co-Head of Policy & Advocacy at Biovision
...
AFCFTA: What does the rule of origin mean?
Successful AfCFTA trade requires careful preparation, customer validation, and risk awareness to avoid costly disputes and losses.
This requires knowledge of concepts under the Africa Continental Free. In this epsiode Briggette Harrington, Chief Executive Officer at Igire Continental Trading Company breaks down the rule of origin concept.Â
The Economics of Reparations: Are reparations for Africa a possibility?
Jason Rosario Braganza,Executive Director at African Forum and Network on Debt and Development (AFRODAD) joins us for this episode, breaking down if African countries can truly get justice.
Agroecology, what's the economic upside?
Agroecology is often framed as an environmental solution - but today, it’s also a business opportunity.
Early adopters aren’t just protecting the planet - they’re positioning themselves for long-term commercial gain.
We are joined by Joachim Ewechu Co-Founder & CEO, SHONA Group, Ivan Mandela, CFA
CEO & Co-Founder, SHONA Capital and Fabio Leippert Co-Head of Policy & Advocacy at Biovision
Education Amidst Insecurity: Nigeria from Two View Points
Maleiha Malik, Executive Director of Protect Education in Insecurity and Conflict (PEIC) at the Education Above All Foundation, discussed the challenges of education amidst insecurity. In this episode, she focused on Nigeria and the right to education, even in conflict and insecurity.Â
 Prince Gideon Olarewaju from Fastrack Nigeria spoke on the close ties between innovation and education.
How Much Investment Is Enough In The Education Sector ?
The importance of investment in education cannot be overstated. Everything from new syllabi to reorienting teachers and improving infrastructure requires various forms of investment. In this context, we spoke with Rowdah Ibrahim Alnami, Investment Department Manager at the Qatar Fund for Development.
Digital Literacy : Are We Doing Enough In the Age of AI ?
There is a lot of discussion about AI, but many are questioning whether there are tangible research and policy papers examining use case scenarios across different continents. Selma Talha Jebrl, Director of Policy and Research at WISE, discussed the work being undertaken in research and digital literacy in Africa.
Re-orienting Learners for Augmented Intelligence
Mo Gawdat, former Chief of Business at Google, emphasized the need for a reorientation of both students and teachers in the age of augmented intelligence. He highlighted the importance of asking better questions of AI tools to improve learning outcomes.