America's Retirement Headquarters

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Confused about Medicare? You’re not alone.

In this episode of How to Retire, hosts Nolan Baker and Scott Kirchner break down the complexities of Medicare, from enrollment challenges to pitfalls in prescription drug coverage. They explore how recent changes, including the Affordable Care Act’s impact on health care subsidies, are reshaping decisions for retirees. With real-world examples and practical insights, the conversation reveals why understanding these...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Think Social Security will cover your retirement? Think again.

In this episode, we explore the tough realities of relying on government benefits and why establishing a dependable income stream is more crucial than ever. You’ll learn practical strategies for managing taxes, investments, and long-term care, without falling into common traps. Retirement isn’t just about saving; it’s about planning for the unexpected and making informed choices...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if the years just before retirement could make or break your financial future?

In this episode, Nolan Baker dives into why the three-to-five-year window leading up to retirement is the most critical time for planning. Discover strategies to align income streams, optimise taxes, and prepare for healthcare costs, all while safeguarding your investments against market volatility. Our conversation explores how a coordinated approach can help you t...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Are you afraid to spend your own money in retirement?”
This episode of How to Retire Radio Show tackles a common but rarely discussed challenge: spendophobia, the fear of using your hard-earned savings. The hosts reveal why this mindset can derail your retirement and share practical strategies to shift from saving to enjoying what you’ve built. You’ll learn how to create a reliable income stream, navigate tax imp...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if your retirement income isn’t enough to keep up with your dreams—or inflation?

In this episode, we explore why reliable income is more than just covering the basics. It’s about creating a financial foundation that supports the lifestyle you’ve worked hard for. From planning for rising costs to ensuring peace of mind, we break down strategies that help retirees enjoy their golden years wit...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Ever wondered how shifting market conditions and new retirement rules could impact your future? This episode unpacks the essentials of retirement planning, from Required Minimum Distributions and annuities to changes in 401(k) contributions and Social Security strategies. We explore why building multiple income streams is important and how to optimize benefits for long-term financial security. Additionally, we tackle a hot debate: Can AI tools rival human financial advisors when i...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Think you're diversified? Think again.
This episode, Nolan Baker exposes a hidden threat to your retirement portfolio—portfolio overlap. Discover how owning multiple funds might not protect you when the market dips, and why retirees could face higher taxes than expected. Nolan breaks down the illusion of diversification, the dangers of amplified volatility, and the tax traps that come with RMDs, Social Security, and Medicare surcharges. Plus, learn how...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Think you’ve got Medicare figured out? Think again.

 In this episode, Scott Kirchner unpacks the often-overlooked complexities of Medicare that trip up even the most prepared seniors. From enrollment periods and the differences between Medicare parts to the hidden costs of late enrollment, Scott clears the fog around this essential topic. He also dives into lesser-known considerations, like how HSAs and VA benefits can impact your Medi...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Is your retirement plan more complicated than it needs to be?
In this episode of How to Retire Radio, Nolan Baker and the team from America's Retirement Headquarters unpack the tangled web of retirement planning and show how simplicity can be a powerful strategy. From consolidating accounts to automating your financial life, they explore practical ways to reduce friction and increase clarity. The conversation also dives into alternative i...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What happens when teachers face retirement with plans that don’t match the promises?

This episode, Nolan Baker and the team at America's Retirement Headquarters explore the unique financial challenges educators encounter as they approach retirement. From navigating the complexities of pension plans and recent shifts in Social Security to understanding healthcare costs and cost-of-living adjustments, the conversation highlights the critical factors that can impact a teac...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Is your retirement plan built on shaky assumptions?
In this episode, Nolan Baker, the President & CEO of ARHQ, and Scott Kerschner, the director of America's Medicare Associates,dive into the overlooked pitfalls of Roth IRA conversions, the evolving role of bonds in retirement portfolios, and the looming uncertainty around Social Security. The hosts unpack common missteps in Roth strategies that could trigger unexpected tax burdens, explore how bonds ha...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if Medicare’s biggest changes this year aren’t the ones you expect?
In this episode, Scott Kerschner unpacks the evolving Medicare landscape during the Annual Enrollment Period (Oct 15–Dec 7). From premium adjustments and Medigap policy shifts to the unexpected role of AI in streamlining processes, we explore what’s changing and why it matters. The Inflation Reduction Act’s ripple effects also come into focus, revealing how legisla...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Is your retirement strategy built to weather market storms and tax surprises?
In this episode, Nolan Baker breaks down the critical elements of retirement planning—from personalized withdrawal strategies to the hidden risks of the 4% rule. You’ll hear why tax loss harvesting can be a game-changer and how September’s market history might influence your next move. With retirement on the horizon, understanding how to protect your portfoli...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

This episode from America’s Retirement Headquarters reframes retirement not as a static endpoint but as a continuously evolving chapter. Nolan Baker, President and CEO of ARHQ, emphasizes:

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

This conversation with Nolan Baker focuses on the essential aspects of retirement planning, emphasizing the importance of understanding tax implications, creating reliable income streams, and the role of Social Security. The discussion highlights various strategies to minimize taxes and ensure a stable financial future for retirees. It encourages proactive planning and regular consultations with financial professionals to optimize retirement income and tax efficiency.

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Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

In this conversation, Scott Kirchner discusses the intricacies of Medicare, addressing common questions and misconceptions that seniors often have. He emphasizes the importance of understanding enrollment periods, the differences between Medicare parts, and the potential penalties for late enrollment. Additionally, he highlights overlooked questions that seniors should consider, such as the impact of HSAs and VA benefits on Medicare enrollment. The conversation concludes with details about an upcoming educational wo...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if your retirement plan is built on shaky ground? In this episode, Nolan Baker, President and CEO of ARHQ, reveals overlooked threats that could quietly sabotage your financial future. From the ripple effects of unchecked government spending to the subtle warning signs in financial advisors, Nolan breaks down the risks that often go unnoticed. He also explores how family dynamics can complicate legacy planning and why an “all-weather port...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if your retirement success hinges on a few overlooked financial moves?
This episode unpacks the critical elements of retirement planning—from the power of index funds to the hidden risks of withdrawal timing. We explore how risk tolerance, debt elimination, and tax strategy can shape your financial future. Whether you're years away from retirement or already planning your exit, this conversation offers practical insights to help you navi...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if your retirement strategy is built on outdated assumptions? In this episode, Nolan Baker unpacks the evolving landscape of retirement planning—from the mechanics of multi-year guaranteed annuities to the ripple effects of rising interest rates. The conversation explores how to realistically evaluate withdrawal rates, why stock-picking rules still matter, and how financial stability plays a bigger role than ever. We also challenge common myths about retirement income stra...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Think you can outsmart the market? Think again. In this episode, Nolan Baker breaks down why professional tax planning is essential for a secure retirement—and why trying to time the market could sabotage your future. He explores how emotional decisions often lead to financial missteps and explains how proactive tax strategies can protect your nest egg. With real-world insights and cautionary advice, this conversation is a must-listen for anyo...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What do rising interest rates mean for your retirement income? Nolan Baker the President and CEO of America's Retirement Headquarters, explores how annuities respond to shifting rates and why building a reliable income floor is more critical than ever. Our guests break down the strategy of segmenting investments into purpose-driven buckets and highlight the importance of planning for healthcare and taxes. Whether you're nearing retirement or advising others, this co...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Retirement isn’t just a date—it’s a strategy. In this must-listen episode, Nolan Baker, the President and CEO of ARHQ, exposes the hidden risks that could derail your financial future. Learn how unchecked government spending could impact your nest egg, why spotting red flags in financial advisors is critical, and how to avoid costly family conflicts through smart legacy planning. Discover the power of an “all-weather portfolio” built to thr...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

In this episode of America's Retirement Headquarters, we expose the hidden traps that could derail your retirement dreams. From overlooked tax strategies to the real cost of voluntary taxation, we break down what you need to know—now. Learn how media noise can sabotage your financial future and why proactive tax planning isn’t optional—it’s essential. If you're nearing retirement or just starting to plan, this episode delivers c...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Are you ready to retire? Discover the critical truths about retirement planning with Nolan Baker. Learn how to avoid costly mistakes, master income withdrawal strategies, and uncover hidden risks that could derail your future. From taxes to healthcare to the power of a retirement coach, this episode is your fast track to financial confidence. Don’t just save—strategize. Your retirement clock is ticking—download now and take control of your fi...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What do Ticketmaster fees and your retirement account have in common? More than you think. In this episode of America’s Retirement Headquarters, Nolan Baker breaks down the hidden costs that could be quietly draining your retirement savings. From 401(k)s to annuities, we explore how even a 1% fee difference can cost you tens of thousands over time. Learn how to uncover these fees, compare them to industry benchmarks, and...

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Is claiming Social Security early a smart move—or a $185,000 mistake? In this episode, we unpack the real cost of rushing into retirement benefits, explore why some grandparents are skipping their kids in favor of grandkids, and break down the key milestone ages that shape your retirement journey. Plus, find out why mid-year is the perfect time to rebalance your portfolio and stress-test your financial plan.

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Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

This episode, Nolan Baker reframes retirement not as a static milestone but as a dynamic, evolving chapter of life—one that requires continual learning, flexibility, and empowerment. The conversation moves beyond numbers and dives into how retirees can take control of their future through proactive tax planning, smart investment adjustments, and resilience in the face of life’s curveballs. With pensions dwindling and lifespans stretching longer than ever, the hosts o...

In this episode, Nolan Baker discusses strategies for balancing risk and security in retirement portfolios, emphasizing the importance of understanding investment rules, managing emotional reactions to market volatility, and being aware of hidden fees that can erode savings. They also highlight the significance of having a clear retirement plan and the need for regular reviews to adapt to changing circumstances.

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In this episode of America's Retirement Headquarters, the President and CEO of ARHQ Nolan Baker discuss key concerns for retirees, including the impact of potential recessions, the importance of having a solid retirement plan, and strategies for managing retirement income. He emphasizes the need for individuals to focus on controllable factors in their retirement planning, such as savings and investment choices, while also addressing the emotional aspects of transitioning into retirement. The conversation provides insights into assessing whether this is the right time to retire and the importance of being prepared for market fluctuations and healthcare costs.

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Nolan Baker delves into essential aspects of retirement planning, focusing on determining retirement readiness, effective income withdrawal strategies, and the importance of having a retirement coach. The discussion emphasizes that retirement is not solely about the amount saved but also about understanding expenses, income sources, and potential risks. Nolan provides insights into how to navigate the complexities of retirement income, including tax implications and healthcare considerations, while also highlighting the value of personalized support from a retirement coach.

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This conversation focuses on Medicare enrollment with Scott Kerschner, Dan Trombley and Troy Kerschner, detailing the process, eligibility, and the various parts of Medicare. They discuss who can assist with enrollment, the differences between Medicare Parts A, B, C, and D, and the implications of long-term care coverage. The discussion emphasizes the importance of understanding Medicare to avoid penalties and ensure proper healthcare coverage in retirement.

Register for the upcoming Seminars with America's Retirement Headquarters at 

ARHQ Events

Learn more about America's Retirement Headquarters and upcoming events online.  Follow us on Facebook, YouTube an...

This conversation with Nolan Baker delves into critical aspects of retirement planning, focusing on common mistakes retirees make regarding Social Security and taxes. It emphasizes the importance of strategic decision-making to maximize benefits and minimize tax liabilities. The discussion also covers effective management of 401k accounts and the potential pitfalls of retirement withdrawals, providing insights into creating a sustainable income strategy for retirees.

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Learn more about America's Retirement Headquarters and upcoming events online.  Follow us on Facebook, YouTube and LinkedIn for ev...

This conversation with Nolan Baker and team from America's Retirement Headquarters focuses on retirement planning, emphasizing the importance of identifying dead retirement assets, understanding investment strategies during down markets, and avoiding emotional decision-making in investing. The discussion highlights the need for a strategic approach to retirement planning and the value of having a financial advisor to guide individuals through the complexities of retirement investments.

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Learn more about America's Retirement Headquarters and upcoming events online.  Follow us on Facebook, YouTube and LinkedIn fo...

This conversation Nolan Baker of America's Retirement Headquarters delves into the intricacies of retirement planning, focusing on the importance of having an advisor, measuring investment performance, understanding Roth conversions, and navigating the challenges of forced retirement. Nolan emphasizes the need for proactive financial strategies to ensure a secure and confident retirement.

For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

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In this episode of America's Retirement Headquarters, Nolan Baker discusses critical topics related to retirement planning, including navigating changes in Medicare, strategies for managing investments during volatile markets, the implications of claiming Social Security early, and understanding the complexities of annuities. Nolan emphasizes the importance of having a clear strategy for retirement income and the potential benefits of turning market downturns into opportunities for growth. The conversation also highlights the need for calculated risk management in retirement planning.

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Nolan Baker and Chaz Price discuss various aspects of retirement planning, including the unique approach to income planning at America's Retirement Headquarters, the role of gold as a strategic investment, and the emerging trend of unretirement among seniors. They emphasize the importance of customized financial strategies tailored to individual needs and circumstances, contrasting this with more generic advice from popular financial gurus.

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Learn more about America's Retirement Headquarters and upcoming events online.  Follow us on Facebook, YouTube and LinkedIn for even mo...

In this episode, Nolan Baker discusses the current economic climate and its implications for retirement planning, focusing on Social Security, investment strategies, and the importance of understanding market trends. They emphasize the need for personalized financial advice and the potential impact of economic indicators on retirement decisions. 

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Learn more about America's Retirement Headquarters and upcoming events online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

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In this episode of America's Retirement Headquarters, Nolan Baker and the team from ARHQ discuss various topics related to retirement planning, including how to choose the right Medicare plan, the implications of market volatility, and the complexities of federal employee buyouts. They also delve into the misunderstood nature of annuities and the importance of controlling emotions when investing. The conversation emphasizes the need for a solid retirement plan and the value of professional guidance in navigating these challenges.

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In this episode of America's Retirement Headquarters, the hosts discuss the importance of tax planning, understanding longevity risk, and strategies for optimizing retirement portfolios. They emphasize the need for proactive financial planning to ensure a secure retirement, especially as life expectancy increases. The conversation also highlights common pitfalls in retirement investing and offers solutions for capturing market gains while protecting against downturns.

For more information about upcoming events and to schedule a time to speak with the team, visit https://arhq.com/

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This conversation delves into essential aspects of retirement planning, Nolan Baker and the team at America's Retirement Headquarters focusing on the importance of having a solid estate plan, understanding probate, and strategies to avoid it. Nolan discusses the implications of interest rates on retirement savings and provide actionable advice for managing retirement income effectively. They emphasize the need for clear communication of estate plans to ensure smoother transitions for families during difficult times.

Register for the upcoming Seminars with America's Retirement Headquarters at 

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Learn more about America's Retirement Headquarters and upcoming e...