The HMO Podcast

In this episode, we're revisiting a popular episode where I answered a question I’ve been asked many times: what would I do if I had to start from scratch, but with £100,000? 

This is a common question in our community, and while the answer depends on personal goals, resources, and limitations, I’m going to share exactly how I would approach it. 

I believe my method is adaptable to any situation, and I hope you find it useful and insightful. Reflecting on my own journey has been fun, and I’m excited to share tips and strat...

In this episode, I'm joined by community member Ranjit Singh. Ranjit is a civil engineer and he's been using his skills and insights and experience from civil engineering to help him build a HMO property business. I want to find out how he's been doing that, what challenges Ranjit has had to overcome to get where he is.

We're also going to talk specifically about planning restrictions, about the changing and evolving landscape of the areas that he invests in and how he has been dealing with these. If you're an investor just getting started, perhaps you're...

In this episode, I’m joined by Kevin, a former mentee of mine, and his wife, Angelina. Together, they run a property business called Nouveau Living. 

And for the first time on the show, we’ll be discussing turnkey services. Most of our guests talk about how they’ve built their own property businesses, but Kevin and Angelina are taking a slightly different approach. While they’re building their own asset-based HMO portfolio, they also offer a turnkey service.

We’ll explore what that looks like, covering everything from investing in HMOs, refurbishments, and interior design to c...

Are you using private finance to grow your HMO property business? And are you combining that with high street or bank finance? If so, that's great! In principle, there's nothing wrong with this approach. However, if it's not set up or managed correctly, it can lead to some serious issues, especially when it comes to refinancing or trying to repay your private investors.

In this episode, Ellie Broadhurst, our specialist mortgage broker will discuss the potential consequences of getting this wrong. And trust me, it’s easy to overlook or mismanage certain aspects. In fact, a lot of...

In this episode, we're doing things a bit differently. I'm joined by Sam and Alex from SO Properties—partners in business and in life. They’re wrapping up their very first HMO deal, and I’m excited to talk to them about that experience. We’ll be talking about the journey, the challenges they faced, and how they got started in the industry.

But that's not all—we’re switching things up a little. Sam and Alex have some questions for me, so we’re going to have a mini Q&A session. I’ll be drawing on my 15+ years...

In this episode, I’m excited to bring you up to speed on everything that’s been happening in my businesses over the last few months, plus a general update as well.

As many of you know, I’ve been on paternity leave recently, and when I first planned this update, I expected it to be a short episode with not much to report. Well, I couldn’t have been more wrong! There’s been so much going on—tons of exciting developments and real progress.

So today, I’m giving you a full update. There's a lot...

In this episode, I’m joined by Kieren Goldie, a property investor focusing on the South of England, particularly in prime Article 4 areas. Kieren’s built an impressive business offering a full turnkey service—covering everything from property acquisition to project and property management.

We’ll discuss how Kieren got to where he is, the ups and downs of building a business like his, and how he’s overcome challenges such as Article 4 regulations, planning restrictions, refurbishments, and sticking to budgets. If you're looking to build your own HMO property business, this is definitely an episode you won’t want...

In this episode, I’m joined by James Ashford of Carter Ashford, a former mentee of mine, to talk about all things project management. James has years of experience managing large residential projects, and now he’s applying those skills to the world of HMOs.

Managing HMO projects can be one of the toughest parts of building a HMO business. It’s not just about finding a great deal or managing tenants—it's about keeping your projects on budget, meeting deadlines, and making sure everything runs smoothly. James shares his insights on how to manage contractors, reduce costs, a...

In today’s episode, we’re revisiting a special one—an episode I wasn’t sure I wanted to record but felt was essential. It’s important to make it clear that investing in HMOs isn’t just a highlight reel, and transparency is key when discussing what’s truly involved. HMOs aren’t for everyone, and there’s a lot to consider: Do you understand the value of cash-flowing assets? Does property investment excite you? Are your priorities focused on cash flow or equity?

If you’re already investing in HMOs, this episode will be a great reminder, and...

Struggling with high energy bills in your HMO? You're not alone. 

Today, I’m joined by Anthony Cherry, an HMO landlord and the founder of Timeostat – a company that makes smart thermostats. After facing the same energy challenges in his own HMOs, Anthony couldn’t find a solution, so he created one. 

Now, with a successful business and a Dragons Den appearance under his belt, he’s on a mission to help landlords manage energy costs better.

In this episode, we’ll talk about how to reduce energy consumption in HMOs, what the future of en...

In this episode, I'm really excited to be joined by a former mentee of mine, Rebecca Alcock. Rebecca is a Chartered Accountant and Chartered Tax Adviser, and until the summer of 2024, she was responsible for overseeing all taxes at a FTSE100 housebuilder. Since then, she’s shifted her focus entirely to Jolly Property, a venture she co-manages with her husband, Jolly.

Rebecca and Jolly primarily invest in Sheffield, and as you'll soon hear, they've achieved some truly remarkable things. What I find especially inspiring about their story is how they've managed to scale their business while Rebecca ba...

In this episode, I’m going to answer a question that’s on everyone’s mind: which HMO strategy is best—students, professionals, or social HMOs? If you’ve saved up your hard-earned money and are ready to invest in HMOs, you probably want to know where you’ll get the best returns, which strategy works best, and how you can scale your investment.

So, where should you put your money for the best results?

Today, we’re going to look at this question, and I’ll give you the best advice I can. But fair warning—the...

What’s holding you back from building the HMO business you want, and more importantly, what are you doing about it?

In this episode, I’m revisiting one of my most downloaded and valuable episodes, packed with insights to help you overcome key obstacles in building your property business.

I’ll share seven ideas that can help clear some of the biggest, yet easiest-to-overcome challenges. It’s hard to see the full picture when you're in the thick of it, but get these right, and 2025 could be the year you finally build the HMO business you’ve a...

Happy New Year! It’s officially 2025, and in today’s episode, we’re going to look at some predictions and key trends for the year ahead.

We’ll talk about property values, the overall economy, and the rental market. I’ll also highlight some risks and opportunities that could impact us as HMO investors.

There’s a lot to cover, but I think this is an important episode and a great way to kick off the year. I’m really excited to see what our community will achieve in the property market—and especially in the HMO space—th...

Wishing you and your family a very Merry Christmas!

In this episode, I’m revisiting what I consider one of the most valuable I’ve ever recorded. I’ll be sharing my proven five-step system for building and scaling a sustainable HMO property business.

The truth is, it’s not hard to find a good HMO and make some profit. But to do this consistently, and scale it into a business that gives you time, freedom, and flexibility—that takes a process. I’ve been refining this system for nearly 15 years, and it’s still the approach I...

Have we hit the goals we set ourselves back in January? Have we smashed those targets, or have we fallen short?

It’s become a bit of a tradition on this podcast for me to break down my goals and share exactly how I’ve done against the targets I set. I really enjoy these episodes because, not only is it part of the accountability process, but it’s also a great way to keep things completely honest and transparent with you.

Social media—Instagram, Facebook, and the like—often turns into a highlights reel. And, if yo...

In this episode, I'm on the other side of the mic. I recently joined Jerry Alexander on The Commercial Property Investors Podcast, and we had a great conversation. I shared my journey, starting with HMOs, building property businesses, and progressing to buying commercial properties and undertaking bigger and better projects. We also discussed the ups and downs of buying, selling, and investing in property.

Topics covered in this episode:

In this episode, I’m going to talk about guarantors and why I think they can be a great solution to many of the challenges you might face when managing HMO properties. 

I know not everyone agrees with me but in this episode, I’ll be sharing some thoughts from our community, as well as my own opinion. I’ll also give you the information you need to make the best decision for your business. If you’re managing tenants or HMOs, this is definitely an episode you’ll want to stick around for. 

Topics cover...