Directed IRA Podcast
A show dedicated to educating and informing self-directed IRA and 401(k) investors on strategies, investments, legal structures, tax rules, and pitfalls. Hosted by tax lawyers Mat Sorensen and Mark Kohler who are also co-founders of Directed IRA & Directed Trust Company (https://directedira.com) where they have provided self-directed accounts for thousands of customers. They cover and discuss Roth IRAs, solo(k)s, prohibited transactions, real estate, start-ups, notes, PPMs, PE/VC Funds, UBIT/UDFI, IRA/LLCs (aka, checkbook IRAs), and share examples and stories from their thousands of clients who have self-directed their retirement for decades.
50 Minutes of Real Talk on Self-Directed IRAs and Alternative Investing
Thinking of opening a Self-Directed IRA? Open an account today https://directedira.com/open-accounts/
In this exclusive live audience podcast, recorded at the Self-Directed IRA Summit, @MarkJKohler and I talk about how powerful the tool of self-directing is. Enjoy as we are accompanied by live attendees going over REAL self-directed investing scenarios.
Learn how to take control of your retirement - https://directedira.com/
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Backdoor Roth Strategy for 2025
In this episode of the Directed IRA Podcast, Mat Sorensen breaks down one of the most powerful tools for building long-term, tax-free wealth: the Backdoor Roth IRA. Many high-income earners believe they’re ineligible for Roth IRAs due to income limits—but that’s where the backdoor strategy comes in.
Mat walks you through how the Backdoor Roth IRA works in 2025, including the three-step process of contributing to a traditional IRA, making it non-deductible, and then converting it to a Roth. He covers common pitfalls like the pro-rata rule and re-characterization mistakes, explains how to double up contri...
Top 10 FAQs For Self Directed IRAs!
Mat Sorensen and Mark J. Kohler are back with another episode of the Directed IRA Podcast—this time answering the most frequently asked questions about self-directed IRAs. Mat, the CEO of Directed IRA, requested this episode himself because he’s tired of hearing the same questions over and over(Cleary we're kidding). So, he and Mark are tackling them head-on in this special "Getting Started" series.
Listeners will get clear answers on what they can invest in, what they should invest in, and the common mistakes to avoid. If you've ever wondered about real estate, private lending, star...
How to Partner your IRA with others when doing Deals
In this episode of the Directed IRA Podcast, Mark Kohler and Mat Sorensen break down the mechanics of partnering your IRA with others in deals. Whether it’s pooling funds from multiple IRAs, combining accounts within a family, or structuring investments to comply with IRS rules, they cover the do’s and don’ts of co-investing. Tune in to learn how to structure partnerships, avoid prohibited transactions, and maximize your self-directed retirement investing strategy.
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Investing in Private Companies, Funds, and Small business with a Self Directed IRA or solo 401k
In this episode of the Directed IRA Podcast, Mark and Mat break down how to use your self-directed IRA or 401(k) to invest in private businesses, funds, and startups. We’re not talking about running another business yourself—we’re talking about leveraging your expertise to identify valuable investment opportunities.
Most people think investing with an IRA means buying stocks, but what if you could invest in the next big thing before it goes public? Whether it’s a local business you know has potential or a startup in your industry, using insider knowledge (legally!) can be a game-c...
Banks Are Pushing Distressed Assets—Here’s What It Means for You! with Jamison Manwaring.
Jamison Manwaring joins Mat Sorensen in the podcast to discuss a unique foreclosure deal that Neighborhood Ventures is acquiring. With rising interest rates and lenders tightening their grip, a prime multifamily property in Arcadia, Phoenix, recently went through foreclosure. Originally purchased for $18.25 million, Neighborhood Ventures secured it for $11 million, presenting a significant opportunity. Jamison explains how the property, already 91% occupied and recently renovated, was undervalued due to under-market rents. By strategically increasing rents and optimizing management, they aim to unlock its full potential.
This episode dives into the broader trend of distressed real estate opportunities as lenders...
Self Directed Mechanics - Transfers & Rollovers
In this episode of the Directed IRA Podcast, Mark Kohler and Mat Sorensen break down the key steps to setting up and funding a self-directed retirement account. If you have an existing IRA, 401(k), or another retirement account and you're wondering how to transition into self-directing, this episode is for you.
Mark and Mat discuss the importance of understanding what type of retirement account you already have, how to take inventory of your funds, and what options are available for rolling over or transferring assets. They also highlight common mistakes people make when assuming what kind of...
How To Buy XRP Tax-Free With A Roth IRA!
Is it possible to invest in crypto completely tax-free? Yes—if you use a Roth IRA! In this episode of the Directed IRA Podcast, Mat Sorensen breaks down how you can use a self-directed Roth IRA to invest in cryptocurrencies like XRP while avoiding capital gains taxes.
Most people assume Roth IRAs are limited to stocks, bonds, and mutual funds through major brokers like Fidelity or Schwab. But with a self-directed Roth IRA, you can invest in alternative assets—including crypto. Mat walks you through how to open a crypto Roth IRA, transfer funds tax-free, and use a Ge...
How To Use An IRA LLC/ Checkbook IRA!
Mat Sorensen and Mark J. Kohler break down the IRA LLC, also known as the Checkbook IRA, explaining how it works, when it makes sense, and how to avoid common pitfalls. As experienced tax attorneys, they clarify the rules, discuss asset protection benefits, and share real-world use cases. Whether you're investing in real estate, private loans, or other alternative assets, this episode gives you the key information to keep your self-directed IRA compliant while maximizing flexibility.
Learn More at: https://directedira.com/ira-llc/
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How To Find Real Estate Deals For Your Self Directed IRA With Shenoah Grove!
Finding real estate deals is the #1 challenge holding back Self-Directed IRA investors—but it doesn’t have to be! In this episode, Mat sit's down with Shenoah Grove from Texas REIAs to share proven strategies for uncovering off-market opportunities.
They discuss:
Why traditional MLS listings aren’t the best option for investorsHow to use the Notice of Substitute Trustee to get ahead of foreclosuresMarketing tactics to connect with motivated sellersThe mindset shift investors need to find deals confidentlyWhether you're new to real estate or an exp...
Self-Directed IRA Rules - Buying Real Estate and Alternative Assets.
In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler continue their deep dive into self-directed IRAs, focusing on the rules you need to follow. This is part two of their ten-part series, where they discuss what you can and cannot invest in using your IRA.
They explain prohibited transactions, disqualified persons, and how the tax code impacts your investment decisions. The episode also clarifies common myths, such as the idea that self-directed IRAs are overly complex or risky.
Whether you're a seasoned investor or just getting started, this episode will...
What Is A Self Directed IRA? Pt.1
Wall Street isn’t telling you the whole story about your retirement accounts—they tell you what works for them. In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler kick off a 10-part series covering everything you need to know about self-directed IRAs.
What is a self-directed IRA? How does it work? And why is Wall Street reluctant to share these options with you? Mat and Mark dive into the power of self-directing, explaining how you can invest in assets beyond the stock market, including real estate, private businesses, crypto, and...
Where is Real Estate headed in 2025? w/ Jamison Manwaring
Are you wondering how to spot a great investment opportunity in today’s real estate market? In this video, we dive into the current state of the real estate industry, focusing on multifamily properties, interest rate impacts, and strategies to navigate a challenging market.
Join us as we discuss:
✔️ Why Arizona’s multifamily market is facing unique challenges and opportunities.
✔️ The effects of rising interest rates on property values.
✔️ How distressed opportunities are creating value for savvy investors.
✔️ What you need to know before investing in a multifamily deal.
Discover insights from experts actively wo...
Webinar: Buying Crypto in Your IRA - BTC, SOL, XRP, & More
Did you know you can use your IRA to invest in cryptocurrency? In this video, I’ll walk you through how to buy crypto like Bitcoin, Solana, and XRP using your IRA and explain the incredible tax benefits that come with it.
Whether you're looking to diversify your portfolio, capitalize on crypto's growth potential, or take advantage of the tax-free or tax-deferred benefits of an IRA, this strategy can be a game-changer.
Ready to get started? Open a crypto IRA account today: https://directedira.com/cryptocurrency/
💡 What you'll learn:
Buying Crypto with your IRA - Step by Step
In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler break down everything you need to know about using a crypto IRA or crypto 401(k) to invest in top tokens like Bitcoin, Solana, and XRP. Learn the step-by-step process to open an account, fund it, and start trading—all within tax-advantaged vehicles like a Roth IRA. Discover why thousands of investors trust Directed IRA to streamline this process and how you can achieve tax-free gains on your crypto investments. Don’t miss this expert guide to se...
Roth Chunking and Year-End Deadlines & Strategies
Don't Miss These Year-End Retirement Deadlines!
In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J Kohler break down the five crucial actions you need to take before December 31st to maximize your retirement and tax strategy. From Roth conversions to required minimum distributions (RMDs), we cover what you must know to avoid missing out on key opportunities and facing unnecessary penalties.
Highlights:
- Roth Conversions: Why you should act before year-end to lock in your tax bracket and optimize your retirement savings.
- Year-End Tax Planning:Avoid scrambling on De...
Open Forum: Listeners Questions Answered!
Podcast Description:
In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler answer listener-submitted questions in an open forum! They cover key topics like managing Required Minimum Distributions (RMDs) within IRA LLCs, strategies for Roth conversions, and the ins and outs of rolling over a Roth 401(k) to a solo 401(k). They also discuss critical considerations for maximizing Social Security benefits and avoiding Medicare penalties.
Tune in for expert insights and practical tips on self-directed retirement accounts, tax strategies, and more—straight from real questions submitted by our audience!
...Understanding Private Equity: How to Leverage Your IRA or 401k w/ David Feingold
Join Mat Sorensen and special guest David Feingold, CEO of Broad Street Private Equity, for an insightful discussion on private equity investing. In this Directed IRA webinar, they break down what private equity is, how it works, and why it's becoming a popular asset class for self-directed IRA investors. With over 100 accounts investing in Broad Street deals, David shares his 34 years of experience and expertise in managing private businesses and navigating the world of alternative investments.
📌 Topics Covered:
- Understanding private equity
- How Broad Street manages private equity investments
- Insights for IRA inves...
Cody Sperber on Real Estate Development, Entrepreneurship, and Building Success
Discover the journey of real estate developer and entrepreneur Cody Sperber as he joins Mat Sorensen to discuss the art of scaling businesses, real estate development, and thriving in competitive markets. In this episode, Cody reveals his transition from wholesaling and flipping houses to tackling luxury home developments and his strategic pivot into commercial and manufactured housing.
Learn how Cody leveraged partnerships to break into development, built eco-friendly homes tied to charitable causes, and adapted to challenges during market downturns. Cody also dives into the booming manufactured housing market and shares innovative strategies for creating affordable housing...
Maxing Out Your Retirement Account For High Income Earners!
In this episode of the Directed IRA Podcast, Mat Sorensen joins forces with Mark J. Kohler to break down essential retirement strategies for high-income earners. They discuss the critical $2.5 million retirement target, the importance of "employee after-tax contributions," and how to maximize retirement accounts with over $100,000 in contributions annually—even for W-2 employees. Mat and Mark debunk common myths about retirement planning and explain why growing your retirement account doesn’t have to mean locking up your funds in Wall Street products.
Learn how to take control of your retirement - https://directedira.com/
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5 Roth IRA Benefits you didn't know
In this episode of the Directed IRA Podcast, Mat and Mark explore the hidden benefits of the Roth IRA that many investors overlook. While most people know about the tax-free growth advantage, there’s much more to this retirement account that makes it a must-have for any financial strategy. From the backdoor Roth IRA to the flexibility of withdrawing contributions without penalty, Mat and Mark unpack five surprising benefits that can help you maximize your retirement savings. Tune in to learn why the Roth IRA is often referred to as the "Cadillac" of retirement planning and discover some unique str...
Unlocking Unique 401(k) Strategies You Haven't Thought Of.
In this episode of the Directed IRA podcast, Mat and Mark give unique strategies to supercharge your 401(k) and take control of your retirement savings.
They explore how self-directing your 401(k) can open up investment opportunities beyond stocks and mutual funds, such as real estate, private businesses, and even cryptocurrency. Plus, they discuss the powerful "match and out" strategy to maximize your employer's contributions and why it’s crucial to take control of your retirement funds. Whether you have a traditional or Solo 401(k), these strategies can help you grow wealth like never before.
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What Is A Solo 401(k)?
In this episode, Mat dives into one of his favorite retirement strategies—the Solo 401(k). Whether you're a full-time entrepreneur or running a side hustle, this account is designed specifically for self-employed individuals with no employees. The Solo 401(k) allows you to contribute up to $69,000 per year, with options for both Roth and traditional dollars.
We'll break down everything you need to know, from qualifying for a Solo 401(k) to setting it up and managing it. How does it compare to a SEP or traditional IRA? What are the key differences? And most importantly, how can you ma...
Real Estate Vs IRA's and 401(k) ft. Kris Krohn
In this special episode, Mat is joined by Kris Krohn, a real estate expert with a massive following, for a debate on the best way to build wealth—investing in real estate or focusing on your IRA/401k. 💥
We dive into the numbers, the pros and cons of each strategy, and why Kris thinks IRAs and 401ks are underperforming for most investors. I share my perspective on the power of self-directed IRAs and how they can offer a more dynamic approach to building retirement wealth.
Tune in for some surprising stats, real-life examples (OJ Simpson’s 401k...
The Ultimate Strategy to Protect Your IRA/401k
In this episode, Mat Sorensen and Mark J. Kohler dive into a critical yet often overlooked topic: Asset Protection for your 401(k) and IRA. Many people focus on the tax benefits of retirement accounts, but did you know these accounts offer powerful protections from lawsuits and bankruptcy?
Mark and Mat discuss real-life examples, including how even O.J. Simpson has managed to keep his 401(k) intact despite a massive civil lawsuit judgment. If you're worried about protecting your retirement savings, this is the episode for you. Learn why your retirement accounts may be one of your strongest...
Open Forum: Listener Questions Answered!
Welcome to the Directed IRA Podcast! In this episode, we're diving into an open forum where we answer your questions about retirement accounts, including how to sell assets in your account, operate a Solo 401(k), and more. We’re breaking down what you can and can’t do so that you can make the most out of your retirement planning.
Got questions? Head over to DirectedIRA.com/podcast and submit yours for future episodes. We’re here to help you navigate the complexities of retirement with expert advice.
Some of your questions have been s...
Best Retirement Options for Freelancers in 2024
In this episode, Mat Sorensen and Mark J. Kohler discuss a topic crucial for freelancers, independent contractors, and all those hustling to make a living without the traditional benefits of a 401(k). If you're a freelancer who has ever felt left out of retirement planning, this episode is for you.
Mat and Mark dive into the unique opportunities available to freelancers when it comes to retirement savings. They explore why being your own boss is not only great for flexibility and creativity but also for tax and legal advantages that the average employee can't access.
Y...
How to Invest in Venture Capital & Startups (ft. Mat Sorensen & Chris Lustrino)
Welcome to a special Directed IRA webinar episode! I'm Mat Sorensen, and today we're diving into the critical world of venture capital investing. While many are familiar with real estate and private equity, venture capital is a powerful asset class with its own unique risks and rewards. To guide us through this, I'm joined by Chris Lustrino, CEO and Founder of Kingscrowd. Chris is an expert in venture analytics and fund performance, and together, we'll explore how you can navigate and succeed in this exciting investment space.
Learn how to take control of your retirement ...
The Best College Saving Strategies!
Welcome to another episode of the Directed IRA Podcast! In this episode, Mat Sorensen and Mark J. Kohler dive into funding college education without relying on student loans. Whether you're a parent of young children or teens, understanding how to use Coverdell Education Savings Accounts, Roth IRAs, and 529 Plans can save your family from the burden of student loan debt.
Key Discussion Points:
- The pros and cons of using 529 Plans for college savings.
- How Coverdell ESA's can offer flexibility for educational expenses.
- The surprising benefits of a Roth IRA for...
Solo 401(k) or SEP IRA: Determining the Best Retirement Strategy for the Self-Employed
Welcome to the Directed IRA Podcast! This is Mat Sorensen, joined by the insatiable Mark J. Kohler. In this episode, we dive into a hot topic: Solo 401(k) vs. SEP IRA. Are you self-employed and wondering which retirement plan suits you best? We break down the differences, benefits, and unique scenarios for both options.
Join us as we explore:
- The origins and benefits of the SEP IRA.
- Why the Solo 401(k) is often considered the superior choice for self-employed individuals.
- Strategies for maximizing your contributions and making the most out...
Real Estate Opportunities in Today’s Market with Noah Brocious
This webinar explores real estate opportunities in today’s market with insights from Capital Fund.
Learn about current market trends, lucrative investment strategies, and how to navigate the complexities of real estate investing. Discover tips on identifying promising properties, financing options, and maximizing returns in a dynamic market.
To Learn More About Capital Fund:
https://capitalfund1.com
Learn how to take control of your retirement - https://directedira.com/
Shop my products - https://shop.matsorensen.com/
Blog & Articles - https://matsorensen.com/blog/<...
The Complete Guide to Self-Directed IRAs: Top 10 FAQs Answered
Top 10 Frequently Asked Questions About Self-Directed IRAs
Welcome to the Directed IRA podcast! In this episode, we tackle the top ten most frequently asked questions about self-directed IRAs. If you're curious about investing your IRA in assets like real estate, private companies, crypto startups, or private funds, this episode is for you.
Join us as we share insights from over a decade of experience in the industry. We’ve had countless discussions with clients and have honed in on the key information you need to know to successfully manage a self-directed IRA.
In th...
How to Invest in Real Estate Using a Self-Directed 401(k) or IRA
Mat and Mark explain how you can leverage your IRA or 401K to invest in real estate, from rental properties to private lending and syndications. Learn the ins and outs of setting up a self-directed IRA, funding it, and managing real estate investments for maximum returns. This episode is packed with valuable insights and practical steps to help you take control of your retirement savings.
Learn how to take control of your retirement - https://directedira.com/
Shop my products - https://shop.matsorensen.com/
Blog & Articles - https...
Crowdfunding Real Estate: Inside a Self-Directed IRA or 401K
Today, we're recording with Jamison Manwaring, co-founder of Neighborhood Ventures. We'll discuss self-directed IRAs and real estate, leveraging IRAs and 401Ks for investments, and Neighborhood Ventures' unique opportunities.
Jamison shares insights on Neighborhood Ventures' investment strategy,
including its REIT, crowdfunding approach, and current market trends.
Topics Covered:
- Self-directed IRAs and 401K investments in real estate
- Neighborhood Ventures' investment offerings and strategies
- The advantages of crowdfunding for real estate investments
- Current market trends and interest rate impacts
- The benefits of their REIT structure for...
The Ultimate Guide to Self-Directed Roth IRAs
Unlock the secrets to long-term wealth, as we dive deep into the world of Roth IRAs. Imagine a retirement account where your investments grow tax-free, you can withdraw contributions without penalties, and your savings are protected from creditors. Sounds too good to be true? Tune in as I walk you through setting up a Roth IRA, whether you're making new contributions, rolling over an old employer Roth 401k, or converting a traditional IRA. We’ll also break down the tax implications of these conversions and show how paying taxes upfront can pave the way for significant tax-free growth in th...
Self-Directed IRA Summer School
In this special live episode, we're diving into Self-Directed IRA Summer School. Join us as we answer common questions about self-correcting your IRA and investing in alternative assets. Plus, learn about the Mega Backdoor Roth strategy and more. Don't miss out!
Learn how to take control of your retirement - https://directedira.com/
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Blog & Articles - https://matsorensen.com/blog/
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Instagram: https://www.instagram.com/matsorensen/
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The Benefits of Kids Roth IRAs and Teaching Financial Literacy
Join us as we explore the benefits of Kids Roth IRAs and how to teach children financial literacy through smart savings and investment strategies. Learn why Kids Roth IRAs are ideal for college savings and retirement, the importance of earned income, and the steps to get started. We'll share practical tips and real-life examples to help you and your children build a strong financial foundation.
Learn how to take control of your retirement - https://directedira.com/
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Why do you need an IRA/LLC.. [everything you need to know]
Mat sheds light on IRA LLCs, potentially known as Checkbook Control IRAs. He breaks down the intricacies of this structure, highlighting its rules, potential pitfalls, and the power it has over a self-directed IRA and how our clients at Directed IRA stay successful with them.
Call a Directed IRA specialist to open your IRA/LLC account! https://directedira.com/appointment/
🚀 Disclaimer: This podcast is for educational purposes only and does not constitute financial advice. Consult with a qualified professional before making any investment decisions.
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Social Security Alert - What Is Your Plan?!
In this episode, Mat Sorensen and Mark J Kohler discuss the looming crisis of Social Security running out and provide essential strategies for planning ahead. Learn how self-directing your IRA or 401k can serve as a powerful tool to safeguard your financial future amidst the potential loss of Social Security. Don't miss this crucial conversation on securing your retirement and maximizing your wealth-building opportunities.
Learn how to take control of your retirement - https://directedira.com/
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Blog & Articles - https://matsorensen...
WEIRD Investments you can make with a Self-Directed IRA
At Directed IRA, we've witnessed individuals harnessing Self-Directed IRAs for unique investments. The possibilities are endless, from buying cattle to acquiring Mexican soccer teams and even investing in racehorses.
With a Self-Directed retirement account, you can explore many investment opportunities. Have a question? Comment, and we'll address it in our upcoming webinar!
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Interested in a Self Directed IRA? Schedule a New Account Call Today:
https://directedira.com/appointment/
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Being a Tax Advisor is a lucrative opportunity...Learn more about Marks Main Street Tax Pros here:
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