Home and Life Comfort with Derek Cole

Everyone hears the State of the Union as politics.

I hear it as a preview of what homeowners are going to deal with over the next decade.

Because every time energy, inflation, housing, or manufacturing comes up — it affects what it costs to live comfortably in your home.

Let’s connect the dots.

When energy policy shifts, your power bill shifts.

When manufacturing costs rise, HVAC equipment prices rise.

When interest rates change, homeowners either replace systems… or patch them together longer.

When efficiency regulations change...

The HVAC industry is moving into a new refrigerant era — and it’s already affecting pricing, equipment availability, and homeowner decisions. In this episode, we break down what’s actually changing, why confusion is everywhere, and how to avoid getting stuck making an expensive decision at the worst possible time.

HVAC equipment prices are climbing again, and most homeowners won’t feel it until a repair turns into a replacement.

In this episode, we break down what’s driving the increases, why waiting until peak summer can cost more, and how to know when it’s time to stop repairing and start planning.

You’ll learn:

What’s behind the 2026 price increases

How refrigerant changes are reshaping equipment

Why older systems fail at the worst time

The real difference between planning and reacting

How to decide if...

Your HVAC system might be closer to spoiling than you think. Discover why North Carolina's humid climate and modern efficiency demands shorten AC lifespans to 12-15 years, and how maintenance and installation are key to lasting longer. Don't let your AC become a liability.

This is a DEEP DIVE of Derek Cole's Article: Your HVAC Has an Expiration Date — Here’s What It Is: https://www.simmonsonehour.com/blog/howlong

If you own a home in North Carolina, your heating and cooling system isn’t built to last forever — and around here, the clock usually runs faster than people expect. In this episode, Derek breaks down the real lifespan of HVAC systems across the Sandhills and I-95 corridor, why humidity and installation quality matter so much, and how to know when you’re fixing a problem versus pouring money into borrowed time.

Every homeowner eventually faces it — a broken AC or heating system and a repair bill that makes you stop and think.

Do you fix it… or replace it?

In this episode, we break down the simple rule that takes the guesswork out of one of the most expensive home decisions you’ll make. Learn when a repair makes sense, when it becomes a money pit, and how to look at system age, repair cost, and efficiency the smart way.

We’ll also cover:

The $1,300 rule for aging systems

Why older un...

This Deep Dive of Derek Cole's article addresses the increasing financial burden of heating homes during the winter season due to rising energy rates and extreme weather. Industry expert Derek Cole explains that aging equipment and poor maintenance are primary factors that exacerbate high utility costs. To mitigate these expenses, the source recommends practical maintenance steps such as replacing air filters, sealing structural drafts, and scheduling professional system inspections. Beyond saving money, the text emphasizes that proactive upkeep is essential for ensuring home safety and preventing equipment failure during peak cold periods. Ultimately, the author suggests that while homeowners cannot i...

Deep Dive of Derek Cole's article: https://www.simmonsonehour.com/blog/s... Episode 678 of the Home & Life Comfort PodcastSnowstorms always bring the same heat pump worries:Is that steam normal?Why is there ice on the outdoor unit?Why does it feel like it’s blowing cool air?And what does “Aux Heat” actually mean?In this deep dive, I break down what’s normal winter heat pump behavior… and what are true warning signs that you need to call a professional.Most heat pumps will frost up during freezing weather and then clear themselves off with a defrost cycle. Tha...

This "Why Your Power Bill Keeps Going Up" article's DEEP DIVE identifies several hidden factors that cause residential electricity costs to rise even when a homeowner’s habits remain the same. The primary culprits are mechanical degradation and internal debris, which force heating and cooling units to work harder and consume more power to maintain standard temperatures.

Additionally, the text explains that structural issues like settling insulation or air leaks allow treated air to escape, further increasing the workload on the system. External variables, such as rising utility rates and minor weather shifts, also contribute...

You didn’t change the thermostat.
You didn’t add square footage.
You didn’t start running the system more.

So why is your power bill higher?

In this episode, Derek Cole breaks down the real reasons energy bills keep climbing in homes that feel exactly the same. The truth is, rising power bills usually aren’t caused by one big failure. They’re caused by small, hidden efficiency losses that build up over time.

We talk about how aging HVAC systems quietly use more electricity, how airflow and dirt affect energy cos...

This guide outlines essential troubleshooting steps for homeowners to take when their heating system fails to activate. To avoid unnecessary service costs, individuals should first verify that thermostat settings are correct and confirm the circuit breaker has not tripped. Additionally, maintaining a clean air filter is vital for preventing the system from overheating and shutting down automatically. While basic checks are encouraged, the source warns against repeatedly resetting breakers or attempting complex mechanical repairs. Ultimately, the text emphasizes that consistent professional maintenance is the most effective way to prevent sudden breakdowns and extend the life of expensive HVAC equipment...

Your heat stops working and panic sets in. Before you assume the worst—or spend money you might not need to—there are a few simple things every homeowner should check first.

In this episode of the Home & Life Comfort Podcast, we walk through the most common reasons a heating system stops working, what you can safely check on your own, and when it’s time to call a professional. No scare tactics. Just straight answers to help you get warm again.

If you want your HVAC system to last longer, run better, and cost less to operate, there’s one habit that matters more than anything else. In this episode, Derek Cole breaks it down simply—what actually hurts HVAC systems, why most homeowners don’t see it happening, and the one thing that consistently makes the biggest difference.

In this deep-dive, we tackle Derek Cole's 2026 outlook and we break down the massive shifts coming to the HVAC industry in 2026. If you’re still using the "Wait Until It Breaks" method, you might be in for a costly surprise.From smart, self-monitoring systems to non-negotiable indoor air quality (IAQ) standards, the way we heat and cool our homes is changing. Learn how to transition from reactive repairs to proactive home comfort design.In this video, we cover:The Death of the "Wait Until It Breaks" Mindset: Why procrastination is punishing your wallet.High-Efficiency Standards: What the new minimum re...

Most homeowners aren’t ready for what HVAC will look like in 2026.

Energy costs are rising. Systems are getting smarter and more complex. And the old “wait until it breaks” mindset is about to get a lot more expensive.

In this episode, Derek Cole breaks down the real changes coming to home heating and cooling — what’s becoming non-negotiable, what will cost more, and how homeowners can stay comfortable by planning ahead.

No hype. No scare tactics. Just straight truth from the field.

At Christmas, it’s easy to get caught up in the noise — busy schedules, decorations, and expectations. In this special episode, Derek Cole slows things down to focus on what truly matters.

The greatest gift ever given: Jesus Christ.

Drawing from Scripture and generations of faith-rooted values, Derek reflects on why Christmas is about more than warmth in our homes — it’s about faith, family, integrity, and loving our neighbors the way Christ taught us to.

This episode is a reminder that how we live, how we serve, and how we treat people matters...

Heating costs are going up this winter, and that’s not speculation — it’s already happening. In this episode, Derek breaks down why bills are climbing, what national reporting is saying, and what he’s seeing firsthand in homes every day. No scare tactics. No gimmicks. Just straight talk on how homeowners can stay warm, stay safe, and stay in control this winter.

For decades, homeowners have been taught to wait until their HVAC system breaks before calling for help. That mindset is outdated — and expensive.

In this episode, Derek Cole breaks down why reactive HVAC service costs homeowners more, how most system failures actually develop over time, and why predictive care is changing the future of home comfort.

Drawing on nearly 25 years in the industry and 72 years of family experience, Derek explains how catching problems early leads to fewer breakdowns, fewer emergencies, and fewer surprise repair bills.

If you’ve ever had your heat or air...

Seeing your heat pump frozen solid? Don’t ignore it. Derek explains why heat pumps ice up, what’s normal, what’s not, and when it’s time to shut it down and call for help. A must-hear episode for any homeowner who wants to protect their comfort — and their wallet — in cold weather.

Homeowners deserve straight HVAC answers without the runaround. In this episode, Derek Cole introduces Derek AI — a new 24/7 tool at SimmonsOneHour.com built on his 20+ years of field experience. From troubleshooting heat pumps to understanding indoor air quality, Derek AI gives homeowners clear guidance based on real-world HVAC know-how. No fluff. No confusion. Just the truth, the way it’s always been done.

Tune in and see how Derek AI is changing the way families get HVAC help.

Santa Quick Quote | Radio Spot

As temperatures swing from warm afternoons to freezing nights, most homeowners wait until something breaks before they take action. In this episode, Derek explains why seasonal transition is the most stressful time for your HVAC system, how to avoid emergency repairs, and what simple steps prepare your home before the real cold sets in.

No panic. No pressure. Just straight talk on staying ahead of the breakdowns and keeping your home comfortable without wasting money.

— Simmons One Hour Heating & Air
Serving families across Laurinburg, Fayetteville, Pinehurst, Sanford, Lumberton, and surrounding communities.

When your heat kicks on, the last thing you should smell is gas. If you do, that’s not “normal” and it’s not something to wait on—it’s a warning. In this episode, Derek breaks down exactly what that smell means, why it happens, and the steps you should take immediately to keep your home and family safe.

No fluff. No scare tactics. Just straight talk and simple action steps every homeowner should know.

If you’ve ever wondered what’s normal and what’s not when it comes to your h...

When you flip on the heat for the first time and catch that burning smell, it’s easy to think something’s wrong. But the truth is — sometimes it’s completely normal.

In this episode, Derek Cole breaks down what’s really happening inside your heat pump, how to tell the difference between a harmless “dust burn-off” and a serious electrical issue, and the simple steps to keep your system running safely all winter long.

✅ What causes that first-time burning smell
⚠️ Signs it’s not normal and when to call a pro
💡 Easy maintenance tips to preve...

Cold mornings, cozy blankets… and a space heater humming in the corner. Sounds safe, right?
Not always. Every winter, thousands of home fires start from simple mistakes that could’ve been avoided.

In this episode, Derek breaks down everything you need to know before you plug in that space heater — from the right way to power it, to where (and where NOT) to place it, and the hidden signs your HVAC system might be the real problem.

You’ll learn:
🔥 Why extension cords are a space heater’s worst enemy
⚠️ The 3-foot safety rule every...

This winter, don’t let your comfort cost you a fortune.

In this episode, Derek Cole shares simple, real-world ways to keep your home cozy without sending your heat bill through the roof. From sealing up drafts to flipping your ceiling fans the right way, these small changes make a big difference in both comfort and cost.

Whether you’re running a heat pump or a gas furnace, you’ll learn how to get more warmth out of every dollar — and why a Happy Heat Restoration might be the smartest move you make before winter hits ful...

When the cold creeps in, comfort shouldn’t wait. In this episode, you have the radio ad which breaks down what the Happy Heat Restoration is all about — not a tune-up, not a quick fix, but a full comfort restoration for your heating system. Hear how a simple service can help you avoid breakdowns, lower your energy bills, and keep your family warm all winter long.

If you’ve noticed uneven temps, strange noises, or high utility bills, this one’s for you. Tune in, take notes, and get your system ready before the cold settles in.

👉 S...

Tired of the old-school HVAC sales appointment just to get a number? In this episode, Derek Cole from Simmons One Hour Heating & Air shares how homeowners can now get a real, local price range online in just minutes — no pressure, no awkward visits, no guessing.

You’ll learn how the new Online Quick Quote works, why it’s a game changer for Fayetteville-area homeowners, and how it brings honesty and clarity back to HVAC pricing.

💨 Try it yourself at SimmonsOneHour.com.

Serving Fayetteville, Laurinburg, Pinehurst, Sanford, Lumberton & surrounding areas for over 70 years.

#Simmon...

It’s one of the most common homeowner questions: “Are HVAC maintenance plans really worth it?”

In this episode, Derek Cole — your friend in comfort and energy savings from Simmons One Hour Heating & Air — breaks down the real value behind HVAC maintenance plans.

You’ll learn:

Why even a tiny bit of dirt can slash system efficiency by over 20%

What’s actually included in a professional tune-up

How maintenance plans save you money on repairs, energy bills, and early replacements

And why skipping maintenance can cost you big when you l...

Did you know the air inside your home can be 2–5 times more polluted than the air outside? It’s not just pollen and dust—the dark, damp environment inside your HVAC system is the perfect breeding ground for organic growth.

In this episode, Derek Cole breaks down:

Why your HVAC system can make indoor air worse

How organic growth spreads through your home

The simple UV solution that brings the power of the sun inside

Why Simmons One Hour offers cures, not band-aids

Breathe easier and protect your f...

If your ducts are full of dust and leaking air, you’re paying more every month for less comfort — plain and simple.

In this episode, Derek breaks down the two steps most homeowners don’t know they need:
1️⃣ Clean your ducts to get rid of years of dust, allergens, and debris.
2️⃣ Then seal them with Aeroseal to lock that clean air in and stop energy loss.

Most folks get this backwards — and it costs them.
Listen now and learn how to get cleaner air, lower energy bills, and a more comfortable home.

📍 Serving F...

Is your home not heating or cooling like it used to? Strange smells, weak airflow, or uneven temperatures are warning signs you shouldn’t ignore. In this episode, Derek Cole from Simmons One Hour Heating & Air explains why regular six-month checkups are critical, how maintenance saves you money, and the big problems you can avoid by acting early.

🎧 Tune in now and learn how to keep your home safe, comfortable, and running smoothly year-round.

“Most people think surge protectors are those cheap strips you plug your TV into. The truth is, those won’t save your home when a real surge hits. In this episode, Derek Cole breaks down what a whole-home surge protector actually does, why every homeowner should have one, and how it protects your HVAC system, electronics, and peace of mind.

From lightning strikes to everyday appliance surges, Derek explains the real risks, the pros and cons, and the straight talk on why this small investment can save you thousands. If you’ve ever wondered whethe...

When you live with MS, details matter—even the temperature of an MRI room. In this episode, Derek shares why he makes the two-hour trip to Duke for his annual MRI instead of using a closer clinic. From staying cool, to having techs talk through each scan, to the peace of mind that comes with clear communication, you’ll hear exactly why the experience makes all the difference. Derek also opens up about the challenges of claustrophobia, the importance of yearly checkups, and the blessing of seeing no new lesions in over a decade.

It’s about more t...

If your A/C needs refrigerant every year or two, you don’t have a refrigerant problem—you have a leak. In this episode, Derek Cole from Simmons One Hour Heating & Air explains why topping off refrigerant is just a temporary band-aid, how it wastes your money, and the right way to fix the issue once and for all. Learn what causes leaks, why “refill and repeat” is a costly trap, and the steps you can take to protect your comfort and your wallet.

This summer’s heat is pushing your HVAC system to the limit—and if your air filter isn’t up to par, your system might be gasping for air. In this episode, Derek Cole breaks down the real impact of air filters on performance, energy bills, and system lifespan. Learn why the right MERV rating matters, how airflow can be choked by the wrong filter, and what options are best for homes with pets, allergies, or older units. Plus, hear Derek’s no-BS advice on avoiding cheap filters and expensive mistakes.

🎙️ Tune in to keep your system breathing eas...

Newest Radio Spot

In this episode, Derek breaks down what homeowners can safely do to maintain their HVAC systems—and where DIY crosses the line into dangerous territory. Learn what you can handle on your own, what should be left to the pros, and how to keep your comfort system running strong without costly mistakes. Brought to you by Simmons One Hour Heating & Air Conditioning, serving Fayetteville, Pinehurst, Sanford, Laurinburg, and beyond.

On November 8, 2012, my life changed forever.

In this episode, I share the deeply personal story of the day I was diagnosed with Multiple Sclerosis—a day that was both the worst and best day of my life. MS took away a lot, but it gave me something I never expected: clarity, purpose, and a whole new perspective on what really matters.

If you’ve ever faced a life-altering challenge, or love someone who has, this episode is for you. It’s not about feeling sorry—it’s about finding strength, faith, and meaning even in the hard d...

Are you sweating through the summer trying to “save money” by keeping the thermostat set too high? In this episode, Derek Cole gets real about comfort, energy myths, and why you should stop feeling guilty about wanting to feel good in your own home.

Learn why a few degrees do make a difference, when to call for help, and how to know if your system is really doing its job. If your house still feels uncomfortable—even with the AC running—this one’s for you.

Your comfort isn’t a luxury. It’s the standard.