Coffee and Coin Podcast
Ready to take charge of your financial future? Coffee & Coin is your go-to resource for financial education and honest money conversations that women don’t get anywhere else. Allegra Moet Brantly is the Founder & CEO of Factora, a company on a mission to lead 1 million women to $1 million in net worth. Her specialty? Breaking down complex personal finance and investing topics into easy-to-understand, actionable strategies. Tune in to learn how to put your money to work and reach financial freedom well before you’re 65. Plus, get inspired by other women’s investing journeys and money wins. Want to learn more about...
179. How Sarah B. Knocked 25% Off Her Mortgage in Just 2 Years
Want to pay off your mortgage in 10 years instead of 30?
In this episode, Sarah B.L. shares the nitty-gritty details of how she paid off 25% of her mortgage in just two years—and how she's on track to pay off her 30-year mortgage in just 10 years. She explains why this decision was the right choice for her family, the difference between good debt and bad debt, and how talking about money made her a more confident investor.
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04:00 - Financing Her First Home
10:30 - How She Pays...178. How to Make the Most Out of Your IRA
Did you know that you have until April 15th, 2024, to contribute to your 2023 IRA?
If you haven't maxed yours out yet, this episode will share everything you need to know about making the most out of your IRA.
Allegra and Whitney explain everything you need to know about the difference between Roth and Traditional IRAs, the restrictions on contributing to and withdrawing from IRAs, and why IRAs are great investments.
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What an IRA is, and why you may want one even if you alrea...177. Wealth Management 101: Taylor R. & Allegra Break It Down
Feeling lost in the maze of financial tools and platforms? Curious about how others structure their finances for success?"
In this episode, Tay and Allegra reveal the ins and outs of their finance game, sharing the ins and outs of their account setups and the nifty tools that keep them sharp. From daily checks to annual overhauls, you'll discover how they effortlessly stay on top of their finances.
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04:07 - Taylor’s Account Breakdown
07:47 - Lifestyle Analysis
14:05 - Taylor’s Financial Maintenance
21:1...
176. Real Estate Partnerships 101: Building Wealth Together
Are you hesitant about mixing business with friendship? Waiting to find your forever partner before purchasing a home?
In this episode, serial real estate investor Stef shares her journey of blending business with pleasure and harnessing the power of partnership to grow her real estate portfolio to an impressive 19 properties! Whether considering investments with friends, family, or both, this episode provides the insights and guidance necessary to confidently and clearly navigate the complexities involved.
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03:32 - Stef's Real Estate Portfolio Breakdown
08:00 - "Houses before Spouses"
...175. How Modern Women Invest to Build Wealth
Curious about what it takes to start your own side hustle or invest in startups? Are you ready to unlock the secret to building a seven-figure net worth?
In this episode, we're sharing a recording from our January Community Event, where three Wealth Circle graduates joined Allegra to share their transformative journeys and strategies, including a remarkable transition from a $62K salary to an impressive $200K a year and another inspiring tale of a net worth leap from $60K to a staggering $682K.
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04:45 - Success Stories of...
174. How to Build a Million-Dollar Net Worth
Is it ever too late to start investing? Can understanding your 401k really make a difference in your financial future?
In this episode of Coffee and Coin, our Founder & CEO Allegra breaks down how she built a million-dollar net worth in less than 5 years while making $75K/year. (And guess what? Factora's 2024 Wealth Circle is your ticket to do the same.)
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09:00 - Allegra's Story
19:00 - What Is Financial Freedom?
24:30 - Factora's Financial Framework
28:00 - Success Stories
36:00 - Wealth Circ...
173. Why Waiting to Invest Could Cost You Big: Unveiling Stock Market Secrets
Ever felt overwhelmed by the idea of stock market investing?
In this episode of Coffee & Coin, Allegra and Whitney dive deep into the world of stock market investing. They explore why waiting to invest can be a costly mistake, break down the mechanics of market cycles, and discuss how dollar-cost averaging can transform your investment strategy. Learn about managing risk, ignoring the sensational news, and the power of starting now!
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05:55 - Why You Should Invest in Stocks
07:17 - How the Stock Market Works
172. Net Worth Diaries: How Liz B. Doubled Her Small Business Revenue in 1 Year
Ever wondered how to grow your net worth while juggling multiple roles?
Join us in this inspiring episode of Coffee & Coin where Liz B shares her incredible journey as a small business owner and creator. She went from balancing three part-time jobs to doubling her business revenue in just one year. Liz’s story is a testament to the power of financial education and mindset. Get ready for insights on overcoming financial shame, embracing entrepreneurship, and the importance of community in wealth-building.
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08:30 - Overcoming Financial Shame
171. Net Worth Diaries: How Cris V. went from -$62K to $205K in 3 Years
Are you working to increase your net worth in 2024?
Tune in to this eye-opening episode, where we delve into Cris V's inspiring journey from having a negative net worth to building substantial wealth. Cris shares her candid experiences in navigating the tech world, making calculated risks in real estate, and the life-changing impact of the student loan pause. Plus, the importance of aligning career choices with your personal values, not just the paycheck.
This episode is packed with actionable insights on wealth-building, overcoming financial challenges, and the power of community in fin...
170. Factora Round-up: The Gender Pay Gap & 2024 Tax Strategies
In this episode, we're tackling crucial topics like the gender pay gap, the realities of salary negotiation, and the impact of maternity leave on women's earnings. Plus, we're diving into the 2024 tax bracket changes and how they affect your wealth-building journey.
Whether you're navigating salary negotiations or optimizing your tax strategy, this episode is packed with valuable insights to help you increase your net worth.
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02:30 Debunking the Gender Pay Gap Myth
15:45 The Impact of Maternity Leave on Women's Earnings
27:10 Exploring Salary Transparency Law...
