Mortgage and Real Estate Secrets with @richardlep3

10 Episodes
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By: Richard Le

I find that people often shop for their dream home but never considered securing their DREAM MORTGAGE. I do purchases, refinances, and HELOCs. NMLS 989183

How To Buy A Home Even If You Don’t Have Down Payment Money
02/06/2023

Free 2-Page Report: 10 Secret Ways To Get Down Payment Money In Less Than 90 Days Without Starting A Side Hustle Or Budgeting Like Crazy

You can
download it here.

Or follow me on Instagram @richardlep3 and click on the link in my bio to download.


How to Leverage Equity in a Buyer’s Market?
12/13/2022

Instagram handle: @richardlep3

My client had no money for a down payment or closing costs.  However, he already owned a home that he wanted to convert into a rental...

The problem is that he didn't want to do a "cash-out refinance" because he locked a super low rate during the pandemic...

So how did we solve this little issue? I put my "transaction hacker" hat on and provided a simple yet elegant solution for him... 

Tune in to find out what we did...

P.S. If you'd li...


How to Get a Lower Payment on Your New Home Purchase Without Paying Additional Fees?
12/06/2022

Instagram handle: @richardlep3

"We were a little bit turned off with the current market... Although we budgeted for a high-interest rate, when I approached Richard he informed me that we can do a 2-1 buydown. Which essentially saving us nearly $900 a month for our first year and in the second year we get about $500 in savings per month. We thought this was perfect!"

https://www.richardlep3.com/webinar




It Took Them ONE YEAR to Find a Home?!
08/15/2022

My clients were getting discouraged... But they finally did it!


Identity Theft Prevention Blueprint
04/07/2022

A couple tips on securing your information. 

(Only do this if you're organized, otherwise it will be a pain in your @$$)!


She Got A Second Job to Pay for Her Starbucks Addiction
04/07/2022

An accountant got a second job to afford herself the luxury of Starbucks. How is this relevant to buying a home? Tune in and find out :) 


Don't be cheap!
04/01/2022

2 of my clients thought they had 780-800 FICOS but 2 of their scores were in the 600 range... 


You Get What You Pay For
03/09/2022

Toyota price tag with Mercedes E Class Quality. 


How to Start Your Home Buying Journey BEFORE You’re Ready To Buy?
02/16/2022

The home buying process can be daunting and overwhelming. Here I break down the basic things to look out for and to work on prior to start shopping for your new home.


How To Turn $66.7k Debt Into $1 Million and Pay Off Your Home in 20 Years
02/16/2022

How can you create leverage in your finances as a homeowner? It's pretty simple, leverage the DORMANT asset you're building every single month...Â